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Strategi Direct Fundraising dengan Koin LAZISNU Padangsidimpuan Risna Hairani Sitompul; Siti Berlian Harahap
Journal of Islamic Social Finance Management Vol 2, No 2 (2021): JULI-DESEMBER
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Padangsidimpuan

ABSTRACT Fundraising strategy is a strategy carried out by an institution to raise funds such as the strategy carried out by LAZISNU Padangsidimpuan City in increasing ZIS fund receipts, which is useful for knowing the implementation of fundraising at LAZISNU. This study uses a qualitative approach with the type of field research. Sources of data in the form of primary data and secondary data. Collecting data with the method of observation, interviews and documentation. The data analysis technique used descriptive analysis method. The data validity technique was using triangulation, namely source triangulation and method triangulation. The results showed that LAZISNU Padangsidimpuan City implemented several strategies to raise funds. The fundraising strategy implemented by LAZISNU Padangsidimpuan City uses 2 methods, namely Direct Fundraising and Indirect Fundraising. Direct Fundraising consists of several programs, namely Zakat Pickup Service, Personal ZIS, Direct Mail, Nusantara Coin Movement and LAZISNU Glass Box, while the Indirect Fundraising method is carried out with the Socialization program. Keywords : Fundraising, Zakat, LAZISNU ABSTRAK Strategi Fundraising merupakan strategi yang dilakukan oleh sebuah lembaga untuk menghimpun dana seperti strategi yang dilakukan oleh LAZISNU Kota Padangsidimpuan dalam meningkatkan penerimaan dana ZIS, yang berguna untuk mengetahui implementasi fundraising pada LAZISNU. Penelitian ini menggunakan pendekatan kualitatif dengan jenis penelitian lapangan (field research). Sumber data berupa data primer dan data sukunder. Pengumpulan data dengan metode observasi, wawancara dan dokumentasi. Teknik analisis data menggunakan metode analisis deskriptif. Teknik keabsahan data dengan menggunakan triangulasi yaitu triangulasi sumber dan triangulasi metode. Hasil penelitian diketahui bahwa LAZISNU Kota Padangsidimpuan menerapkan beberapa strategi guna menghimpun dana. Strategi fundraising yang diterapkan oleh LAZISNU Kota Padangsidimpuan menggunakan 2 metode yaitu Direct Fundraising dan Indirect Fundraising. Direct Fundraising terdiri atas beberapa program yaitu Layanan Jemput Zakat, Personal ZIS, Direct Mail, Gerakan Koin Nusantara dan Kotak Kaca LAZISNU, sedangkan untuk metode Indirect Fundraising dilakukan dengan program Sosialisasi. Kata Kunci : Fundraising, Zakat, LAZISNU

Faktor-faktor yang Mempengaruhi Pembelian Daging Ayam di Pasar Inpres Kota Padang Sidimpuan Selama Pandemi Covid-19 Ali Hardana; Risna Hairani Sitompul; Desy Khairani
Studi Ekonomi dan Kebijakan Publik Vol. 2 No. 1 (2023): Juli
Publisher : Penerbit Goodwood

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35912/sekp.v2i1.1665

Purpose: This research study aims to find out the factors of buying chicken meat in traditional markets during the Covid-19 pandemic. This research was conducted in Inpres Market, Inpres Sub district, Padangsidimpuan City, Province of West Java on November 7 to December 12, 2021. Methodology: The sampling method used is purposive sampling, using 104 respondents. The results showed the characteristics of consumers who buy chicken meat in Inpres Market on average women, over 36 years of age, high school education/equivalent, housewife work, income below IDR.1,000,000.00, consumption rate of 1-1.5 Kg in a week and purchase rate as much as 1-3 times a week. Result: The results of the multiple linear regression equations obtained a coefficient of determination of 0.727 which indicates that the health protocols (X1), marketing mix (X2) needs (X3) and purchase intention (X4) affect purchasing decisions (Y) by 62.8%. The F test concluded that health protocols, marketing mix, needs and purchase intention had a significant influence on purchasing decisions. The T test concluded that health protocols, marketing mix, needs, and interests significantly influenced purchasing decisions. Therefore, the advice given according to the results is with chicken traders in Inpres Market, among others, traders must always adhere to health protocols in serving consumers, maintaining the cleanliness of outlets and providing services by considering selling using the method of delivery or online, in order to reduce crowds in the market where the market is one of the places that is indeed a lot of spread of the Covid-19 virus.

EFEKTIVITAS PENGELOLAAN DANA ZAKAT DI BADAN AMIL ZAKAT NASIONAL PADANG LAWAS UTARA MENGGUNAKAN PENDEKATAN ANALYTICAL NETWORK PROCESS (ANP) Sahriadi Siregar; Delima Sari Lubis; Al Syahuri Zein; Risna Hairani Sitompul
PROFJES: Profetik Jurnal Ekonomi Syariah Vol 1, No 1 (2022)
Publisher : UIN Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/profjes.v1i1.6725

Latar belakang pengangkatan judul skripsi ini adalah mengarah pada suatu persoalan yang nampak saat ini jelas terlihat adanya kesenjangan, baik kesenjangan ekonomi maupun kesenjangan sosial. Hal tersebut belum berfungsinya zakat sebagai instrumen pemerataan. Selain itu, lembaganya juga menjadi salah satu penyebabnya karena belum bisa mengelola zakat secara efektif yang dapat dilihat dari aspek pendayagunaan, penyaluran, pendistribusian serta pengaruh dari Sumber Daya Manusianya. Adapun rumusan masalah dalam penelitian ini adalah apakah pengelolaan dana zakat di BAZNAS Padang Lawas Utara sudah efektif, yang bertujuan untuk mengetahui efektivitas pengelolaan dana zakat di BAZNAS Padang Lawas Utara.Pembahasan dalam penelitian ini antara lain berkaitan dengan zakat, landasan hukum zakat, urgensi dan tujuan zakat, pengelolaan zakat, fungsi pengelolaan zakat, manajemen pengelolaan zakat, pengelolaan zakat di Indonesia, distribusi dan pendayagunaan zakat, serta efektivitas.Jenis penelitian ini adalah penelitian kualitatif dengan menggunakan pendekatan Analytical Network Process (ANP) yang digunakan untuk menemukan prioritas permasalahan dan solusi dalam pengelolaan dana zakat di BAZNAS Padang Lawas Utara. Sumber data pada penelitian ini diperoleh dari beberapa tahapan yaitu dengan melakukan wawancara mendalam (Indepth Interview) dengan pakar akademisi dan juga praktisi. Selanjutnya membentuk jaringan ANP dengan menggunakan software super decision dan diakhiri dengan penentuan prioritas masalah dan solusi.Adapun hasil penelitian ini menunjukkan bahwa pengelolaan dana zakat di BAZNAS Padang Lawas Utara belum dikelola secara efektif, dimana terdapat beberapa masalah diantaranya masalah BAZNAS, SDM, dan Pemerintah. Untuk solusi dalam menyelesaikan permasalahan tersebut yaitu dimana para responden sepakat bahwa BAZNAS harus melakukan sosialisasi, lebih akuntabel dan transfaran, melakukan kerjasama dengan pihak-pihak lain, melakukan pendayagunaan secara merata, serta memperbaiki manajemen pengelolaannya. Kata Kunci: Zakat, Efektivitas, BAZNAS, Super Decision, Analytical Network Process (ANP)

Faktor-Faktor yang Mempengaruhi Pembelian Daging Ayam Di Pasar Sangkumpal Kota Padangsidimpuan Selama Pandemi Covid-19 Hardana, Ali; Hairani, Risna; Wahyu Utami, Try; Khairani, Desy
JURNAL EKONOMI BISNIS DAN KEWIRAUSAHAAN Vol 12 No 1 (2023): Jurnal Ekonomi Bisnis Dan Kewirausahaan, Vol XII No. 1 Januari 2023
Publisher : Universitas Sahid Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47942/iab.v12i1.1211

This research study aims to find out the factors of buying chicken meat in traditional markets during the Covid-19 pandemic. This research was conducted in Sangkumpal Bonang Market, Sangkumpal Bonang Sub district, Padangsidimpuan City, Province of West Java on November 7 to December 12, 2021. The sampling method used is purposive sampling, using 104 respondents. The results showed the characteristics of consumers who buy chicken meat in Sangkumpal Bonang Market on average women, over 36 years of age, high school education/equivalent, housewife work, income below IDR.1,000,000.00, consumption rate of 1-1.5 Kg in a week and purchase rate as much as 1-3 times a week. The results of the multiple linear regression equations obtained a coefficient of determination of 0.727 which indicates that the health protocols (X1), marketing mix (X2) needs (X3) and purchase intention (X4) affect purchasing decisions (Y) by 62.8%. The F test concluded that health protocols, marketing mix, needs and purchase intention had a significant influence on purchasing decisions. The T test concluded that health protocols have a significant influence on purchasing decisions. Therefore, the advice given according to the results is with chicken traders in Sangkumpal Bonang Market, among others, traders must always adhere to health protocols in serving consumers, maintaining the cleanliness of outlets and providing services by considering selling using the method of delivery or online, in order to reduce crowds in the market where the market is one of the places that is indeed a lot of spread of the Covid-19 virus.

COMMUNITY EMPOWERMENT IN UTILIZING SALAK FRUIT WASTE BY ADOPTING CREATIVE ECONOMIC INDUSTRY IN SITARATOIT VILLAGE Delima Sari Lubis; Rini Hayati; Nur Mutiah; Risna Hairani; Replita; Aliman Syahuri Zein; Sri Meylinda
International Review of Practical Innovation, Technology and Green Energy (IRPITAGE) Vol. 4 No. 3 (2024): November 2024 - February 2025
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/irpitage.v4i3.2114

Salak (Salacca Zalacca) is a tropical fruit horticultural commodity native to Indonesia. It has important nutritional content and benefits for the human body, one of the central areas of salak production in Indonesia is Sitaratoir Village which is located in the West Angkola sub-district of South Tapanuli Regency, North Sumatra Province. Based on data from BPS (Central Statistics Agency), salak production in the West Angkola sub-district is 319,907 quintals (kw), the high amount of salak production makes the area export to other areas in the form of fresh fruit. The weakness of this salak fruit is that it rots easily so it cannot be reused, coupled with the inability of the surrounding community to process salak fruit waste into something of economic value. Therefore, efforts are needed to recycle salak waste based on the creative economy industry through Community Service (PKM). This activity aims to increase the potential of salak waste through utilization into environmentally friendly floor cleaner products as an effort to improve the welfare of the local community. This activity is carried out in several stages, the first is to establish cooperation with local government officials, the second stage is to conduct preliminary tests on product manufacturing, socialization and finally assistance in product processing in the community. The output produced in this PKM activity is a floor cleaner product which is then published in the form of a journal or published in print media.

Optimalisasi Agen Pemasaran Untuk Produk Wakaf Tunai Pada Asuransi Wakaf Syariah Sitompul, Risna Hairani; Lubis, Rini Hayati; Jauhari, Muhammad Tantowi
Journal of Islamic Social Finance Management Vol 4, No 1 (2023): JANUARI-JUNI 2023
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/jisfim.v4i1.8236

AbstrakKemiskinan dapat dilihat dari tingginya tingkat pengangguran karena pemerintah belum mampu mengatasinya. Gerakan wakaf tunai dapat mengatasinya akan tetapi belum banyak dikenal oleh masyarakat Indonesia. Agen asuransi wakaf syariah mempermudah menyampaikan kepada masyarakat tetapi banyak perusahaan belum banyak menggunakan aplikasi agen digital pada produk wakaf tunai yang menjadikan ketertarikan untuk mengangkat permasalahan pada wakaf asuransi syariah serta bagaimana penerapannya dalam meningkatkan nasabah asuransi wakaf syariah. Penulis telah memilih jenis penelitian studi literatur mengumpulkan data dengan membaca, mencatat, dan mengelola bahan penelitian Pengembangan wakaf tunai untuk mendorong perbaikan ekonomi di masa depan. Sistem agen asuransi wakaf syariah ini yang diterapkan identik dengan 2 akad muamalah dalam islam yaitu wakalah bil ujrah dan Samsara. Persaingan yang semakin ketat di industri asuransi syariah menjadi faktor yang mendorong agen untuk mendapatkan lebih banyak pelanggan serta menunjukan prospek bahwa solusi yang diusulkan adalah solusi yang tepat, efektif, efisien dan menguntungkan prospek (dan keluarga atau bisnisnya).Kata Kunci : Optimalisasi, Wakaf Tunai, Asuransi Abstract Poverty can be seen from the high unemployment rate because the government has not been able to overcome it. The cash waqf movement can overcome this, but it is not widely known by Indonesian people. Islamic waqf insurance agents make it easier to communicate to the public, but many companies have not used digital agent applications for cash waqf products which has made interest in raising issues about Islamic waqf insurance and how it is implemented in increasing Islamic waqf insurance customers. The author has chosen a type of literature study research to collect data by reading, recording, and managing research materials for the development of cash waqf to drive economic improvement in the future. The sharia waqf insurance agent system that is implemented is identical to the 2 muamalah contracts in Islam, namely wakalah bil ujrah and Samsara. The increasingly fierce competition in the sharia insurance industry is a factor that drives agents to get more customers and shows prospects that the proposed solution is the right, effective, efficient and profitable solution for prospects (and their families or business)Keywords : Optimization, Cash Waqf, Insurance

Manajemen Penghimpunan dan Pendistribusian Dana ZIS Di LAZISNU Kota Padangsidimpuan Sitompul, Risna Hairani; Butar-Butar, Ade Awari; Lbs, Wenni Sakinah
Journal of Islamic Social Finance Management Vol 2, No 1 (2021): JANUARI-JUNI
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Padangsidimpuan

Indonesia is the largest Muslim population so Indonesia has the potential for ZIS funds. Funding sources from ZIS funds can be used to strengthen economic empowerment, distribute income and drive the economy. Research objectives to determine the management of fundraising through the KOIN NU movement, social media, payment accounts, and barcodes, to know the distribution of funds raised by LAZISNU under the LAZISNU Padangsidimpuan implementation program. The research method is carried out qualitatively with primary data: conducting direct interviews from sources and secondary data in the form of evidence of recording, bookkeeping, and data regarding research. The results of the research were using the KOIN NU movement, social media, accounts, and payment barcodes. The collection of funds with KOIN NU which is spread across several areas in North Sumatra Province has increased and resulted in higher funds collected than others. Fund management is carried out carefully and is recorded in detailed books regarding the amount and infak received and the distribution of these funds for each activity. Funds are collected twice a week. LAZISNU Padangsidimpuan fund distribution in 5 fields, namely socio-religion, economy, education, renovation, and health. Keywords: Fund, Fundraising, Distribution, LAZISNU, ZIS

Optimalisasi Pemberdayaan Literasi Wakaf Berbasis Kontent Digital Society 5.0 Sitompul, Risna Hairani; Lubis, Rini Hayati
Journal of Islamic Social Finance Management Vol 4, No 2 (2023): DESEMBER 2023
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/jisfim.v4i2.10298

Perbedaan antara realisasi dan kemungkinan wakaf uang dalam beberapa tahun terakhir menunjukkan betapa menariknya minat masyarakat untuk wakaf uang. Mengingat besarnya potensi wakaf uang yang ada dan fakta bahwa 87% orang Indonesia beragama Islam, realisasi yang hanya mencapai 1% ini sangat mengecewakan. Adapun dalam memunculkan minat berwakaf dapat dipengaruhi oleh faktor pengetahuan dan tingkat religiusitas yang dimiliki oleh masing-masing individu. Literasi berpengaruh signifikan terhadap minat masyarakat muslim berwakaf uang, artinya jika variabel literasi ditingkatkan maka minat masyarakat muslim berwakaf uang akan meningkat. Adapun tujuan penelitian ini untuk pertama, menjelaskan bagaimana upaya literasi wakaf dapat meningkatkan kesadaran wakif untuk berwakaf melalui konten digital society 5.0. Kedua, menjelaskan kemudahan, pengetahuan dan mampu mengajak wakif untuk berwakaf. Adapun salah satu konsep yang turut mendukung lingkungan kerja Society 5.0adalah co-creation. Apabila tingkat literasi wakaf melalui konten digital di masyarakat menunjukan hal yang positif, maka kesadaran masyarakat dalam berwakaf uang akan semakin meningkat.

Faktor-Faktor yang Mempengaruhi Pembelian Daging Ayam Di Pasar Sangkumpal Kota Padangsidimpuan Selama Pandemi Covid-19 Hardana, Ali; Hairani, Risna; Wahyu Utami, Try; Khairani, Desy
JURNAL EKONOMI BISNIS DAN KEWIRAUSAHAAN Vol 12 No 1 (2023): Jurnal Ekonomi Bisnis Dan Kewirausahaan, Vol XII No. 1 Januari 2023
Publisher : Universitas Sahid Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47942/iab.v12i1.1211

This research study aims to find out the factors of buying chicken meat in traditional markets during the Covid-19 pandemic. This research was conducted in Sangkumpal Bonang Market, Sangkumpal Bonang Sub district, Padangsidimpuan City, Province of West Java on November 7 to December 12, 2021. The sampling method used is purposive sampling, using 104 respondents. The results showed the characteristics of consumers who buy chicken meat in Sangkumpal Bonang Market on average women, over 36 years of age, high school education/equivalent, housewife work, income below IDR.1,000,000.00, consumption rate of 1-1.5 Kg in a week and purchase rate as much as 1-3 times a week. The results of the multiple linear regression equations obtained a coefficient of determination of 0.727 which indicates that the health protocols (X1), marketing mix (X2) needs (X3) and purchase intention (X4) affect purchasing decisions (Y) by 62.8%. The F test concluded that health protocols, marketing mix, needs and purchase intention had a significant influence on purchasing decisions. The T test concluded that health protocols have a significant influence on purchasing decisions. Therefore, the advice given according to the results is with chicken traders in Sangkumpal Bonang Market, among others, traders must always adhere to health protocols in serving consumers, maintaining the cleanliness of outlets and providing services by considering selling using the method of delivery or online, in order to reduce crowds in the market where the market is one of the places that is indeed a lot of spread of the Covid-19 virus.

The Moderating Effect Of Trust On Intention To Use Digital Bank: Technology Acceptance Model (Tam) Approach Sitompul, Risna Hairani; Lubis, Rini Hayati; Siregar, Rizal Ma'ruf Amidy
At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam Vol 10, No 1 (2024): JUNI 2024
Publisher : Universitas Islam Negeri Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/tijaroh.v10i1.13640

The transition from the traditional world to advanced technology makes banking services easier for digital banks and is supported by an internet network with increasingly easier and broader coverage. The information technology system acceptance model will be used as a Technology or Technology Acceptance Model (TAM). TAM is an individual's intention and attitude to use technology determined by convenience and usefulness. Trust, convenience, and benefits of digital payments influence consumer behavior, especially for Generations Y and Z. The aim of the research that will be carried out is to determine the effect of convenience on intention to use digital banks, the effect of usability on intention to use digital banks, the effect of trust as moderating the effect of ease on intention to use digital banks, the effect of trust as moderating usability on intention to use digital banks. This research was conducted on all students who entered college at UIN SYAHADA Padangsidimpuan in 2020, totaling 162 students with a sample of 115 students. Data is processed using SMARTPLS, version 4. Outer model analysis can be seen from several indicators: Validity Test, Reliability Test, and Multicollinearity Test. Evaluation of the Inner Model: Estimation for Fath Coefficient, R-Square, and Model Fit. Hypothesis Testing Hypothesis testing can be seen from the t-statistic and probability values. The research results show that convenience significantly affects the intention to use digital banks (4,099 1.96). In contrast, the effect of usability, convenience moderated by trust, and the effect of usability moderated by trust on interest in digital bank users are insignificant.

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