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Journal : EBBANK: Jurnal Ilmiah Bidang Ekonomi, Bisnis dan Perbankan

Perbandingan Hasil Investasi Reksa Dana Saham dengan Metode Lump Sum Dan Dollar Cost Average : Studi Kasus Reksa Dana Panin Dana Maksima Taofik Hidajat
EBBANK Vol 5, No 2 (2014): EBBANK Vol.5 No.2 Desember 2014
Publisher : Sekolah Tinggi Ilmu Ekonomi Bisnis dan Perbankan

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Abstract

Market conditions change sometimes makes investors wonder about when it is appropriate to buy mutual funds and what strategies can be done to reduce the risk of loss. In addition, there are no established guidelines regarding the proper timing to enter the market through mutual funds so that the investment strategy needs to be done in order to obtain optimal results.Some investment strategies are becoming the object of such research is Dollar Cost Average (DCA), Value Average (VA) and the Lump-Sum (LS). Various studies to examine the investment strategy also has been done.Background of the results of research on investment strategies vary and are still at least some research on the Indonesian Stock Exchange, the questions raised in the study is whether there is a difference between the investment strategy of the Lump Sum (LS) with Dollar Cost Average (DCA).The object of analysis is an equity fund Panin Dana Maksima began in January 2011 to August 2013. To test the difference between the LS with DCA, performed statistical analysis, namely the Wilcoxon Signed Rank Test.The results of this study by using the mutual fund Panin Dana Maksima indicate that LS strategy gives results that are generally better than the DCA. Nevertheless, the results of statistical analysis showed that there is no difference between LS investment results with DCA.
Ketidakpatuhan Pembayaran Pajak Kendaraan Bermotor Taofik Hidajat
EBBANK Vol 9, No 2 (2018): EBBANK Vol.9 No.2 Desember 2018
Publisher : Sekolah Tinggi Ilmu Ekonomi Bisnis dan Perbankan

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Abstract

Motor Vehicle Tax is one of the most significant sources of income for developmentalfinancing in Central Java Province. However, the level of tax compliance by motor vehicle ownerswas not optimal. This research was conducted to determine the influencing factors of their uncompliance. The samples were 360 motor vehicle ownersdomiciled in Jepara, Blora, Grobogan, Kudus, Pati and Rembang and they still owned them  until the present. Through simple random sampling method applied during May to July 2017, the results indicated  that the cause of late tax payment in Pati was caused by two factors, both internally and externally. Some internal factors caused by tax payers itself namely forgetful and it was not done  by them in purpose. Second internal factors were done intentionally  (because of lacking  of funds, having no time, willingness to sell, rare use, old age,  damage , being out of town, being borrowed by other parties, absence of inspection on the road and being mortgaged. While some external factors were caused uncontrollable factors by  taxpayers namely far locations from home.