Article Per Year (5 Year)
p-Index From 2021 - 2026
5.212
P-Index
This Author published in this journals
All Journal An-Nisbah: Jurnal Ekonomi Syariah Asy-Syir'ah: Jurnal Ilmu Syari'ah dan Hukum Jurnal Ilmiah Ekonomi Islam IJBE (Integrated Journal of Business and Economics) al-Uqud : Journal of Islamic Economics Al-Mashrafiyah : Jurnal Ekonomi, Keuangan, dan Perbankan Syariah Sosio e-kons International Journal of Supply Chain Management JURIS (Jurnal Ilmiah Syariah) Istinbath: Jurnal Hukum dan Ekonomi Islam Jurnal Samudra Ekonomi dan Bisnis FINANSIA : Jurnal Akuntansi dan Perbankan Syariah Jurnal Ilmiah Edunomika (JIE) El-Wasathiya: Jurnal Studi Agama Budapest International Research and Critics Institute-Journal (BIRCI-Journal): Humanities and Social Sciences Jurnal Ilmiah Wahana Pendidikan JENTRE Devotion: Journal of Research and Community Service Edukasi: Journal of Educational Research An Nawawi JENTRE: Journal of Education, Administration, Training and Religion Journal of Applied Islamic Economics and Finance IIJSE An-Nisbah: Jurnal Ekonomi Syariah Iqtishadia: Jurnal Ekonomi dan Perbankan Syariah Amwaluna: Jurnal Ekonomi dan Keuangan Syariah
Asyari Hasan, Asyari
Institut Agama Islam Negeri (IAIN) Batusangkar
Religion Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Social Sciences Transportation Other

Published : 42 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 42 Documents
Search

 1   2   3   4   5 
Pengaruh Tabungan Mudharabah, Deposito Mudharabah Terhadap Pembiayaan Mudharabah Pada BPRS Di Indonesia Priode 2019-2022 Apriani, Nurul; Hasan, Asyari
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.11359

Abstract

This study aims to determine how the influence of Mudharabah Savings, Mudharabah Deposits on Mudharabah Financing at BPRS in Indonesia for the period 2019-2022. This research uses quantitative research methods. The results of the study were tested with multiple linear regression using the IBM SPSS_24 programme, while the data collection of BPRS in Indonesia for the 2019-2022 period was directly obtained after conducting research on BPRS in Indonesia for the 2019-2022 period. The sample technique in this study is to use saturated sampling or total sample, namely sampling when all populations are used as samples. Based on the t-test test that the Mudharabah Savings variable (X1) has a tcount value < ttable (10.789 < 2.201), and the Mudharabah Deposit variable (X2) has a tcount value> ttable (1.435 > 2.201), this proves that there is no effect of Mudharabah Savings (X1) on the increase in Mudharabah Financing at BPRS in Indonesia priode 2019-2022 persially while the Mudharabah Deposit variable (X2) has an influence on Mudharabah Financing at BPRS in Indonesia priode 2019-2022. And based on the results of the F-test data analysis shows that simultaneously or together the Mudharabah Savings (X1) and Mudharabah Deposit (X2) variables simultaneously affect Mudharabah Financing (Y), where the sig value is 0.158
Peran Pemerintah Dalam Memajukan Ekonomi Syariah di Indonesia Hasan, Asyari; Nurfitriani, Anisa; Rachman, Hesti Putri; Putra, Reja Wardana; Fadhillah, Muhammad Fikri
Jurnal Ilmiah Wahana Pendidikan Vol 10 No 17 (2024): Jurnal Ilmiah Wahana Pendidikan 
Publisher : Peneliti.net

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.13853624

Abstract

Penelitian ini bertujuan untuk mengeksplorasi dan menganalisis peran pemerintah dalam memajukan ekonomi syariah di Indonesia dengan menggunakan metode penelitian studi pustaka. Melalui kajian literatur yang komprehensif, penelitian ini mendetail peran pemerintah dalam membentuk kebijakan, merumuskan regulasi, dan melaksanakan langkah-langkah strategis guna mendukung pertumbuhan ekonomi syariah. Studi pustaka ini mencakup karya-karya ilmiah, laporan penelitian, dan dokumen resmi terkait kebijakan pemerintah yang mendukung ekonomi syariah. Analisis kritis terhadap literatur tersebut dilakukan untuk mengekspos hambatan, keberhasilan, dan implikasi dari peran pemerintah dalam menghadapi tantangan dalam konteks ekonomi syariah. Temuan dari studi pustaka ini diharapkan dapat memberikan pandangan yang mendalam terkait dengan efektivitas strategi pemerintah dalam memajukan ekonomi syariah di Indonesia. Penelitian ini memberikan kontribusi pada literatur ekonomi syariah dan memberikan landasan untuk pemahaman lebih lanjut tentang peran pemerintah dalam mengembangkan ekonomi syariah di Indonesia.
Pandangan Islam Terhadap Sistem KPR dan Kerugian Menggunakan Sistem KPR Hasan, Asyari; Ansyah, Fatri; Anisya, Rabina Nur; Waluyo, Indra; Romanda, Febi Lestari
Jurnal Ilmiah Wahana Pendidikan Vol 10 No 17 (2024): Jurnal Ilmiah Wahana Pendidikan 
Publisher : Peneliti.net

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.13854890

Abstract

Pemilikan rumah, sebagai kebutuhan dasar, sering kali dipenuhi melalui sistem Kredit Pemilikan Rumah (KPR) di era modern. Studi ini menganalisis pandangan Islam terhadap sistem KPR serta potensi kerugian ekonomi dan sosial yang mungkin muncul dari implementasinya. Tujuan penelitian ini adalah menyelidiki apakah sistem KPR sesuai dengan prinsip-prinsip keadilan dan keuangan Islam, serta menganalisis potensi kerugian ekonomi dan sosial yang dapat timbul dari penggunaannya. Metode penelitian yang digunakan adalah deskriptif analisis. Data dikumpulkan melalui literatur terkait, studi kasus, dan wawancara dengan ahli ekonomi Islam. Analisis data dilakukan untuk mengevaluasi pandangan Islam terhadap sistem KPR dan mengidentifikasi potensi kerugian. Hasil analisis menunjukkan bahwa sistem KPR perlu dievaluasi dari perspektif Islam, khususnya terkait unsur riba, transparansi, dan distribusi kekayaan yang adil. Selain itu, pembahasan juga menyoroti potensi kerugian seperti tingginya beban cicilan, risiko default, dan dampak terhadap stabilitas ekonomi keluarga. Dalam konteks pandangan Islam, aspek-aspek ini perlu dicermati untuk memastikan keberlanjutan sistem KPR. Kesimpulannya, evaluasi mendalam terhadap sistem KPR dari perspektif Islam adalah penting. Sistem ini harus memastikan kepatuhan terhadap prinsip-prinsip Islam, transparansi, dan distribusi kekayaan yang adil. Sementara itu, kerugian ekonomi dan sosial, seperti tingginya beban cicilan, harus dikelola dengan bijaksana melalui mekanisme perlindungan dan fleksibilitas pembayaran. Edukasi finansial perlu ditingkatkan, peraturan yang jelas dan ketat harus ditetapkan, dan pengembangan alternatif seperti skema pembiayaan syariah perlu dieksplorasi. Keterlibatan masyarakat dalam pengambilan keputusan dan kajian dampak sosial-ekonomi yang periodik juga mendukung perbaikan sistem KPR. Implementasi saran ini diharapkan dapat meningkatkan keadilan dan keberlanjutan dalam kepemilikan rumah, sejalan dengan nilai-nilai Islam dan kebutuhan masyarakat
Urgensi Edukasi Syariah Terhadap Tingginya Tendensi Masyarakat Dalam Judi Online dan Pengaruhnya Terhadap Perputaran Ekonomi Hanafi, Muhammad Ridhwan; Fathir, Imamudin Al; Az-zahra, Inayya; Hasan, Asyari
Jurnal Ilmiah Wahana Pendidikan Vol 10 No 17 (2024): Jurnal Ilmiah Wahana Pendidikan 
Publisher : Peneliti.net

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.13897768

Abstract

Tingginya akselerasi dan percepatan perkembangan teknologi menimbulkan berbagai tantangan dan permasalahan, salah satunya adalah perjudian, yang dengan adanya koneksi internet telah berevolusi menjadi judi online. Dalam menghadapi masalah ini, edukasi syariah menjadi hal yang sangat mendesak. Perjudian online dapat memengaruhi perputaran ekonomi karena adanya transaksi besar yang dilakukan oleh masyarakat dalam kegiatan perjudian, yang notabene servernya berada di luar negeri sehingga uangnya langsung berpindah ke luar negeri. Pengalokasian dana yang besar pada perjudian dapat membuat masyarakat kehilangan uangnya untuk membeli suatu barang dan menyebabkan daya beli menurun, berdampak pada menurunnya perputaran ekonomi di dalam negeri. Tingginya tingkat partisipasi dalam kegiatan perjudian online serta minimnya referensi syariah terkait dampak perjudian menunjukkan rendahnya kesadaran masyarakat terhadap edukasi atau pemahaman ekonomi yang berbasis syariah. Pengetahuan tentang hukum-hukum syariah yang terkait dengan perjudian dapat membantu orang lebih menyadari terkait bahaya dan konsekuensi dari berpartisipasi dalam kegiatan perjudian. Perjudian termasuk dalam kategori aktivitas yang diharamkan dalam agama Islam dan tidak sesuai dengan prinsip ekonomi Islam yang melarang adanya kegiatan ekonomi yang bersinggungan dengan ketidakpastian, seperti maysir, gharar, atau qimar. Oleh karena itu, pengimplementasian edukasi syariah menjadi hal yang sangat mendesak agar diharapkan dapat mengurangi praktik perjudian online yang dilakukan oleh masyarakat.
SWOT: IMPLEMENTASI APLIKASI MOBILE BANKING TERHADAP KUALITAS LAYANAN BANK MUAMALAT Muthalib, Abdul; Hasan, Asyari
FINANSIA : Jurnal Akuntansi dan Perbankan Syariah Vol 6 No 2 (2023): FINANSIA : Jurnal Akuntansi dan Perbankan Syariah
Publisher : Fakultas Ekonomi Dan Bisnis Islam IAIN Metro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/finansia.v6i2.7127

Abstract

This research identifies the advantages and disadvantages of using mobile banking in Islamic banking services, and looks for opportunities and threats that may arise as a result of the use of this technology. The purpose of the study was to analyze the implementation of mobile banking applications on the quality of Bank Muamalat's services using a SWOT analysis approach. Descriptive qualitative research methods, using primary and secondary data, provide a comprehensive overview of the strengths, weaknesses, opportunities, and threats associated with the use of mobile banking in Islamic banking services. Research shows that the use of mobile banking has great potential in improving the quality of Islamic banking services. The advantages found include efficiency, ease of access, low operational costs, and 24-hour service accessibility. However, there are also disadvantages such as reliance on a good internet connection, the risk of digital crime, and additional costs. This research makes an important contribution in understanding the factors that influence the implementation of mobile banking in the quality of Bank Muamalat KC's services. Pontianak.
INVESTING IN SYSTEMS DIGITAL FINANCE IN PERSPECTIVES ON ISLAMIC LAW STUDIES CASE: SYSTEM ONLINE LOANS Parsih, Feli; Hasan, Asyari
istinbath Vol. 23 No. 1 (2024): June 2024
Publisher : Universitas Islam Negeri Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20414/ijhi.v23i1.747

Abstract

This research aims to determine the number of cases of illegal businesses imitating licensed entity websites as if the website officially belonged to the licensed entity. Therefore, one way to protect potential investors from illegal businesses is to find out whether the company is registered with the Financial Services Authority (OJK) or not. Therefore, this article examines sharia investment options to avoid illegal business. This study uses a descriptive-qualitative approach to study literature. Additionally, all the data collected will likely be essential to what is being researched. Thus, the research report will contain quotations and data processing to provide an overview of the report's presentation. The results of this research are several Sharia investment instruments that have been registered with the OJK to avoid fraudulent investments, including Sharia stock investments, Sharia mutual fund investments, Sharia deposits, retail sukuk, and gold.
Analysis of the Mutanaqisah Musyarakah Contract as a Solution for Home Ownership Financing in Islamic Banking Nurhayati, Yuli; Hasan, Asyari
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 5 No 1 (2022): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v5i1.1770

Abstract

The need for residential houses is currently increasing. Islamic financial institutions, especially Islamic banking, offer a variety of products and services to face the needs of the community. Murabahah contracts are still a prima donna product in Indonesia, but murabahah has many weaknesses in its implementation. The presence of musyarakah mutanaqisah can be the best solution for property ownership for the community. The research method used is a qualitative approach with descriptive analysis and literature. This study aims to analyze the implementation and advantages of musyarakah mutanaqisah contracts in financing home ownership in Islamic banking. The results of the analysis show that the implementation of MMQ can be a solution for the community in fulfilling their prerequisites, but there are many things in musyarakah mutanaqisah that must be understood so that this product can run well in Indonesia. The benefits of musyarakah mutanaqisah contracts for customers are financing with relatively longer terms and additional spare parts that are more affordable.
Financial Performance of Islamic Commercial Banks Before and During the Covid-19 Pandemic in Indonesia Wastuti, Wahyu; Hasan, Asyari
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 5 No 2 (2022): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v5i2.2135

Abstract

The covid-19 pandemic has dropped the economy of the world. Islamic banks as part of the economy are also affected by this pandemic. The study aims to provide an overview of the performance of Islamic Commercial Banks (BUS) in Indonesia before and during the Covid-19 pandemic. The measurement of financial performance will use several financial ratios, namely ROA, CAR, NPF, FDR, BOPO, and NOM. The research sample is all BUS in Indonesia. The years 2018 and 2019 will be used as the period before the Covid-19 pandemic, while 2020 and 2021 will be used as the period during the Covid-19 pandemic. It uses a quantitative method with measurement tools: independent sample t-test and multiple linear regression. The results of the independent sample t-test are the CAR, FDR, and BOPO variables have differences in the period before the pandemic and during the pandemic. While the ROA, NPF, and NOM variables have no difference in the period before and during the pandemic. From the partial multiple linear regression test (t-test), financial ratios in the form of BOPO and NOM influence ROA. While the variables CAR, FDR, and NPF do not affect ROA. On the other hand, simultaneously the variables CAR, NPF, FDR, BOPO, and NOM affect ROA. The research results from this article can be used as a source of information by stakeholders in making policies for a better BUS future.
Analysis of Personnel Management Strategy in Improving Human Resources Performance in Sharia Banking Fitri, Zakiyyah Nur; hasan, Asyari
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 1 (2023): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i1.2252

Abstract

Banking is one of the institutions engaged in finance that plays a role in efforts to advance the country’s economy. As an institution whose role is to advance the country’s economy, the performance of employees at the institution is highly valued. In this assessment, there is a strategy that has been determined by the personnel management to improve the performance of these human resources. The study aims to determine how the personnel management strategy in an effort to improve employee performance at Bank Muamalat Bengkulu Branch office. This research is field research, with a qualitative research approach. It uses a purposive sampling technique, namely the technique of sampling data sources based on certain considerations. The researchers made employees at Bank Muamalat Bengkulu Branch Office as subjects/informants a total of 5 people. Based on the results of the study, it can be concluded that the personnel management strategy in an effort to improve the performance of human resources at Bank Muamalat Bengkulu Branch Office is carried out independently, in class, and periodically trained.
The Time Value of Money and the Economic Value of Time (A Comparative Study) Rabbani, Mohammad Fathi; Hasan, Asyari
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 3 (2023): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i3.2732

Abstract

“A dollar today is worth more than a dollar tomorrow because a dollar today can be invested to get a return”. This sentence has made the function of money which was originally a medium of any transactions turned into commodities for getting any returns. By TVM, productivity and efficiency in investment and business can be measured. However, TVM on the Islamic viewpoint is closely related to interest. The objection of this study is to analyze critically the concept of the time value of money and its relation to interest, as well as the solution that has been offered. This paper is qualitative research with a literature approach based on primary data. The deductive method is used for collecting any data related to the topic of research, while the inductive method is used to describe the findings from primary data. The results of this study indicate that there are several rationalities for implementing TVM in the financial system including time preference, interest, risk bearing, uncertainty, and inflation that arise in society. The implication is, that any rationality that arises from the implementation of TVM must be followed by economic activities that occur in society. In this case, the economic value of time plays a role in separating natural certainty contracts and natural uncertainty contracts. This separation ultimately has implications for the elimination of gharar and interest in contracts.
Co-Authors Aam Slamet Rusydiana, Aam Slamet Abdul Hamid Abdul Muthalib Ahmad Afif Alvadia R, Wirdaning Anisya, Rabina Nur Ansyah, Fatri Apriani, Nurul Arafah, Santi Ardiyansyah, Tegar Arfarizan, Arfarizan Az-zahra, Inayya Binarni, Indah Cahyani, Maya Septi Chasan Fauzi, Muchammad Dwi Putri, Nazwa Eldwin Muhammad Euis Amalia Fachrini, Ariva Fadhillah, Muhammad Fikri Fathir, Imamudin Al Fathullah, Azmi Zikri Fitri Millenia, Hilwa Fitri, Zakiyyah Nur Hanafi, Muhammad Ridhwan Harahap, Muhammad Raja Perkasa Alam Iis Dahlia, Iis Katamsi, Etom Kinanti, Tembang Limatahu, Nadia Sintia Ayu Lutfiah, Hanifah Mega Oktaviany Mohammad Lutfi Mufraini, M. Arief Nasution, Hairatunnisah Nasution, Siti Sarah Nurfitriani, Anisa NURHAYATI, YULI Parsih, Feli Prasetyowati, Riris Aishah Putra, Reja Wardana Rabbani, Mohammad Fathi Rachman, Hesti Putri Rafiuddin, Muhammad Rahmanda, Kaela Alifta Roikhan Mochamad Aziz, Roikhan Mochamad Romanda, Febi Lestari Sabbahatun, Sri Safitri, Anggraeni Wenny Salam Almuhtasib, Abdul Saputra, Izak Shafira, Alfina Siregar, Siti Hairani Siti Sholikhatunnisa Sofyan Rizal, Sofyan Suhendra Supriyadi, Djoko Tisna, Clara Elmira Junjunan Tsaury Manalu, Sofyan Ummu Kaltsum Waluyo, Indra Wardi, Novi Wastuti, Wahyu Wulandari, wulan