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Investasi Syariah Sebagai Strategi Mikroekonomi Islam Hasan, Asyari; Harahap, Muhammad Raja Perkasa Alam
Edukasi: Journal of Educational Research Vol. 1 No. 2 (2021)
Publisher : CV. Media Publikasi Profesional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57032/edukasi.v1i2.38

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Tulisan ini meneliti tentang konsep investasi syariah sebagai strategi mikroekonomi Islam. Penelitian ini berjenis penelitian kepustakaan library research dengan menggunakan metode kualitatif. Penelitian ini menemukan bahwa dengan investasi merupakan strategi yang efektif dalam meningkatkan mikroekonomi. Karena dengan berinvestasi, seorang investor dan orang menjalankan usaha akan mendapatkan keuntungan bersama. Sehingga, kesejahteraan ekonomi secara kolektif akan terbangun. Selain itu, setiap muslim yang berinvestasi, tidak hanya mendapatkan keuntungan secara materi belaka. Melainkan kepuasan batiniyah juga dapat ia rasakan, karena sudah menggugurkan kewajibannya sebagai seorang hamba dengan cara menolong sesama muslim. Sebagaimana yang telah dianjurkan oleh Allah SWT dalam firman-Nya; dan saling tolong menolonglah kalian dalam kebaikan dan taqwa.
Transformasi Peran dan Fungsi Zakat (Aktualisasi Pemikiran Kyai Sahal dalam Pemberdayaan Zakat) Eldwin Muhammad; Hasan, Asyari
El-Wasathiya: Jurnal Studi Agama Vol. 9 No. 2 (2021)
Publisher : Sekolah Tinggi Agama Islam Nahdlatul Ulama Madiun

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35888/el-wasathiya.v9i2.4692

Abstract

Sebagai salah satu bentuk ajaran agama dengan cirinya yang khas sebagai ibadah di satu sisi dan sekaligus bermakna sosial (kemanusian) pada sisi yang lain, zakat dengan segala varian dan jenisnya harus benar-benar bisa diberdayakan sebagai bagian perwujudan Islam rahmat li al-alamin. Zakat harus bisa dihadirkan sebagai institusi agama (syari’at) yang dekat dan akrab sebagai etika sosial masyarakat, bukan saja sebagai jembatan penghubung antara mustahiq dan muzakki. Lebih dari itu, kehadiran zakat juga harus (dimaksimalkan) bisa sebagai solusi terhadap berbagai problem sosial kemasyarakatan seperti kemiskinan, kebodohan dan keterbelakangan lainnya. Tulisan tentang aktualisasi pemikiran Kyai Sahal tentang zakat ini merupakan hasil penelusuran terhadap literatur-literatur yang berkaitan dengan pemikiran tersebut. Selain sebagai jawaban atas kegelisahan penulis terhadap model pelaksanaan dan distribusi zakat yang hingga saat ini belum bisa secara maksimal memberikan manfaat secara nyata dan memiliki nilai produktif khususnya bagi sasaran dari zakat (harta) itu sendiri, tulisan ini bisa menjadi kajian dan referensi pengelolaan zakat sehingga benar-benar bermanfaat sebagai indikator ekonomi dan kesejahteraan.
PENGARUH EKONOMI MAKRO TERHADAP JAKARTA ISLAMIC INDEKS 70 TAHUN 2019-2023 Tsaury Manalu, Sofyan; Hasan, Asyari; Lutfi, Mohammad
JURNAL ILMIAH EDUNOMIKA Vol. 9 No. 2 (2025): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

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Abstract

This research aims to analyze the influence of macroeconomic factors on the Jakarta Islamic Index 70 (JII 70), with a focus on inflation, BI 7 Day Repo Rate (BI 7 DRR), and economic growth (GDP). The method used is quantitative research with a time series approach using secondary data obtained from the Central Statistics Agency (BPS), Bank Indonesia, OJK, and IDX for the 2019–2023 period. The data analysis technique uses Eviews software to test the relationship between macroeconomic variables and the movement of the JII 70. The results of the research show that inflation has a significant negative influence on the JII 70, which means that an increase in inflation tends to reduce the movement of the stock index. BI 7 DRR, on the other hand, has a positive effect on JII 70 movements, where an increase in the benchmark interest rate tends to increase share prices. Apart from that, economic growth as measured by GDP also has a positive effect on JII 70, reflecting that the increase in GDP is in line with the increase in share prices. These findings provide important insights for investors and policy makers in understanding the dynamics of the Indonesian stock market, especially in the context of the Islamic financial sector.
THE INFLUENCE OF CAPITAL VENTURE SHARIAH AND MUSYARAKAH TO GROWTH MSME’S IN WEST JAVA Salam Almuhtasib, Abdul; Hasan, Asyari; Rizal, Sofyan
JURNAL ILMIAH EDUNOMIKA Vol. 9 No. 2 (2025): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

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Abstract

The contribution of MSMEs to economic growth is one of the key factors where in 2023 the contribution of MSMEs to Gross Domestic Bruti (GDP) reached Rp 9,580 Trillion, but this was not accompanied by business development which ultimately became a new problem for the economy. Customer financing in Islamic banking is always consumptive and unsustainable financing in the consumptive retail sector reaches 40.8% while the average micro financing is still at 21.66%, in the end it is the habit that shapes the community and MSME players to behave the same consumptive and get used to credit and not used to the profit sharing system. This problem is one of the foundations for the presence of this research, this research method uses quantitative methods with secondary data where the calculation is in accordance with the ratio to calculate the growth of MSMEs in West Java with indicators of musyarakah contracts and Islamic venture capital. The results in this study are total capital is negative with a value of 3,208 or no effect, the duration of the contract has a positive effect on the growth of MSMEs in West Java 0.145, the proportion of capital also has a positive effect on the growth of MSMEs in West Java 0.088 and profit sharing has an effect of 0.252 on the growth of MSMEs. So it can be concluded that the growth of MSMEs is influenced by the duration of the contract, the proportion of capital and profit sharing.
Fintech Keuangan Syariah dalam Perspektif Konsep Syariah Amrullah, Ata; Hasan, Asyari
IQTISHADIA Jurnal Ekonomi & Perbankan Syariah Vol. 8 No. 2 (2021)
Publisher : Institut Agama Islam Negeri Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19105/iqtishadia.v8i2.6445

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The contextual phenomenon, sharia-based Fintech is an alternative to provide a convenience solution of the transaction process. This study wether Islamic finance fintech is in accordance with the perspective of the sharia concept or vice versa, the type of research used in this study is a literature study obtained from various sources. The specifications of this research are descriptive qualitative, namely describing the research subjects. The results show that Islamic Fintech is in accordance with the perspective of the sharia concept as evidenced by the sharia concept that must be fulfilled in transactions, namely, avoiding ribha, mayshir, tadlhis and gharar. Education related to Fintech according to the principles of sharia values ​​and concepts must target all levels of society. The development of sharia fintech is focused on the government as a regulator, higher education institutions, as well as the banking industry and other financial institutions. Fintech convenience services make people's financial needs easier to be met, as Muslims, all financial transaction processes must be based on sharia principles.
Dilema Penerapan Emas (Dinar) sebagai Mata Uang Internasional: Study atas Politik Moneter Dunia Hasan, Asyari
Asy-Syir'ah: Jurnal Ilmu Syari'ah dan Hukum Vol 51 No 2 (2017)
Publisher : UIN Sunan Kalijaga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14421/ajish.v51i2.390

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Abstract: This paper examines and describes the problems and constraints of applying gold (dinar) to be part of the international monetary system. Although the support of various parties was so strong in the late 90's but until now the development was still slow. Islamic scholars agree that the international monetary system and fiat money are unfair so that a new and fair and usury-free system. Strong countries with a fiat money system, especially the holders of the world's key currencies, will suffer huge economic and political losses if the system is replaced by a new system. Economically they will lose profits from the seignoirage proccess and interest income, politically will lose domination and hegemony against other countries. Therefore they do not support the idea of applying gold. This is supported by other countries that are economically and politically dependent on developed countries. Economic politics is used as an approach in this paper to find a comprehensive formula about the problems being.Abstrak: Tulisan ini mengkaji dan mendeskripsikan masalah dan kendala penerapan emas (dinar) menjadi bagian dari sistem moneter internasional. Meskipun dukungan berbagai pihak begitu kencang akhir tahun 1990-an, sampai saat ini perkembangannya masih lamban. Para sarjana Islam sepakat bahwa sistem moneter internasional dan fiat money adalah tidak adil sehingga perlu dibangun sistem baru yang adil dan bebas riba. Negara-negara yang kokoh dengan sistem fiat money terutama pemegang mata uang kunci dunia akan rugi besar secara ekonomi dan politik jika sistem tersebut diganti dengan sistem baru. Secara ekonomi mereka akan kehilangan keuntungan dari proses seignorage dan pendapatan bunga, secara politis mereka akan kehilangan dominasi dan hegemoni terhadap negara lain. Karenanya mereka tidak mendukung gagasan penerapan emas. Hal ini didukung negara-negara lain yang memiliki ketergantungan secara ekonomi dan politik pada negara-negara maju. Politik ekonomi dijadikan sebagai pendekatan dalam tulisan ini untuk menemukan formula yang komprehenshif tentang permasalahan yang dikaji.
Dampak Pengurangan Nol Mata Uang terhadap Ekonomi Masyarakat Perspektif Maqāṣid al-Sharī‘ah Hasan, Asyari
Asy-Syir'ah: Jurnal Ilmu Syari'ah dan Hukum Vol 54 No 2 (2020)
Publisher : UIN Sunan Kalijaga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14421/ajish.v54i2.926

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Abstract: This paper discusses the phenomenon of reducing zero from national currencies carried out in several countries to simplify their value. The current floating exchange rate has proven to be unable to guarantee a currency has a stable value. This study shows that the reduction of zero from national currencies only occurs in the fiat money system, where its production and distribution is full of state political interests. In practice, there are many countries that have succeeded in reducing zero from their national currencies, but many have failed. The successful countries in reducing zero from national currencies make their society prosperous; on the other hand, the failed countries can create an economic instability which harms the societies. However, the impact of the policy, whether successful or unsuccessful, in the perspective of maqasid as-shariah is not justifiable because it decreases the value of currency. With this policy, society will lose their property without anything real from their work.Abstrak: Tulisan ini mengkaji fenomena pengurangan nol mata uang yang dilakukan di beberapa negara untuk menyederhanakan nilainya. Float exchange rate saat ini terbukti tidak bisa menjamin suatu mata uang memiliki nilai yang stabil. Tulisan ini menunjukkan bahwa pengurangan nol mata uang hanya terjadi dalam sistem fiat money, di mana produksi dan distribusinya sarat dengan kepentingan politik negara. Dalam praktiknya, ada banyak negara yang sukses melakukan pengurangan nol mata uang namun banyak juga yang gagal. Negara yang sukses melakukan pengurangan nol mata uang menjadikan rakyatnya sejahtera; sebaliknya, negara yang gagal melakukannya berdampak pada instabilitas ekonomi yang merugikan rakyat. Namun demikian, dampak kebijakan tersebut, baik sukses maupun gagal, jika dilihat dari perspektif maqāṣid al-sharī’ah sesungguhnya tidaklah bisa dibenarkan karena menjadikan suatu mata uang semakin menurun nilainya. Dengan kebijakan tersebut, masyarakat juga akan kehilangan harta mereka tanpa sesuatu hal yang riil dari pekerjaan mereka.
Optimization of Social Fund Collection Through Collaboration of Zakat Management Organizations and Islamic Banking in Indonesia Using Analytic Network Process (ANP) Method Wardi, Novi; Hamid, Abdul; Suhendra; Hasan, Asyari; Rusydiana, Aam Slamet
Amwaluna: Jurnal Ekonomi dan Keuangan Syariah Vol. 9 No. 2 (2025): Amwaluna: Jurnal Ekonomi dan Keuangan Syariah
Publisher : UPT Publikasi Ilmiah UNISBA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29313/amwaluna.v9i2.4728

Abstract

Zakat has an important role in improving welfare and social justice in the community, and has collaborated with Islamic banking to increase zakat collection. However, strategic collaboration between Zakat Collection Institutions (LAZ) and Islamic banks is still not optimal, especially in creating a more inclusive and integrated zakat ecosystem. This study aims to examine the form of strategies in efforts to optimize the collection of social funds (Zakat, Infaq, and Alms) in Indonesia through cooperation between the Zakat Management Organization and Sharia Banking. The method used in this study was the Analytic Network Process (ANP) method, with a total of 16 respondents selected through purposive sampling based on their relevance and competence to the research topic. The results of the study show that in the aspect of problems and solutions, the main priority is regulatory indicators, with an average value of 0.332 for problems and 0.329 for solutions. Then, in terms of the proposed optimization strategy, including strengthening regulations (0,262), aligning bank policies and strategies (0,255), increasing human resource competence (0,241) and developing innovative and varied products (0,241), which can significantly increase ZIS fundraising through collaboration between the Zakat Management Organization (ZMO) and Islamic Banking (IB). This study also provides a number of recommendations for regulators, practitioners, and academics to further improve the quality of their competencies and resources, as well as to review the implementation of regulations and their impact.  
Determinants of Islamic Social Reporting (ISR) Disclosure On Financial Performance In Sharia Banking Fitri Millenia, Hilwa; Hasan, Asyari
Devotion : Journal of Research and Community Service Vol. 4 No. 4 (2023): Devotion: Journal of Research and Community Service
Publisher : Green Publisher Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36418/dev.v3i13.275

Abstract

This study aims to examine the effect of Islamic Social Reporting (ISR) disclosures on financial performance. The dependent variable used in this study is financial performance as measured by Return on Assets (ROA). The independent variable in this study is Islamic Social Reporting (ISR). The population in this study is the Islamic banking industry registered with the Financial Services Authority (OJK) for the 2011-2020 period. The sample in this study were 8 Islamic banks selected using purposive sampling method. This study uses panel data linear regression analysis as a data analysis tool. The statistical tool used was Eviews 9. The results showed that disclosure of Islamic social reporting had a significant positive effect on return on assets (ROA) with a prob value of 0.0102 or less than 0.05. So that ISR can be used to predict ROA with a positive coefficient direction, meaning that if ISR increases, ROA will increase, which means that financial performance will increase
Effect of Brand Digitalization of E-Mas Transactions: E-Mas Features On The Mobile BSI Maqashid Syariah Framework Arfarizan, Arfarizan; Hasan, Asyari
Devotion : Journal of Research and Community Service Vol. 4 No. 4 (2023): Devotion: Journal of Research and Community Service
Publisher : Green Publisher Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36418/dev.v3i13.279

Abstract

This study aims to examine how gold transactions implementation through the e-mas feature on BSI mobile at Bank Syariah Indonesia and find out whether gold transactions through the e-mas feature are in accordance with the concept of sharia maqashid. This research uses qualitative analysis methods that explain gold transactions implementation through the e-mas feature on BSI mobile at Bank Syariah Indonesia and the suitability of gold transactions contained in the e-Mas feature with the concept of sharia maqashid (Dharuriyyah, Hajiyat and Tahsiniyat). The division of dharuriyyah is categorized into 5 basics, such as 1) Protecting religion, 2) Protecting souls, 3) Protecting offspring, 4) Protecting reason and 5) Protecting property. Data collection techniques are literature studies, documentation studies, discussions and intuitive subjective. The results show digital innovation "e-mas BSI Mobile" is in under the concept of sharia maqashid and can help the public to conduct gold transactions at Bank Syariah Indonesia (BSI) and support halal needs based on sharia maqashid.