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Implementasi Sistem Ekonomi Islam Dalam Mengentaskan Kemiskinan di Jawa Timur Muhammad Syahrul Hidayat; Rika Rizki Rohmah; Binti Nur Asiyah
Jurnal Dinamika Ekonomi & Bisnis Vol 20, No 1 (2023)
Publisher : Universitas Islam Nahdlatul Ulama Jepara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34001/jdeb.v20i1.3616

Poverty alleviation programs in East Java have not been carried out optimally. Its implementation has not been effective due to the suboptimal management of special autonomy funds and the limited social assistance funds in the regional budget. Therefore, other assistance is needed as a driving force in alleviating poverty through zakat, infaq shodaqoh, and waqf adopted from the Islamic economic system. This study used the literature study method and examined the application of the Islamic economic system in improving the welfare of the people of East Java, especially the grassroots. This research was conducted based on statistical data related to poverty and the Gini ratio from Statistics Indonesia (BPS), Regional Budget (APBD), and Zakat, Infaq, Shodaqoh, and Waqf (ZISWAF) funds from Amil Zakat National Agency (BAZNAS) in East Java. The results of this study indicate that the existence of ZISWAF can be a very potential source of additional funds in assisting government programs to accelerate poverty alleviation. There are five strategic steps that can be taken, including mobilizing the Muslim community massively to become muzakki if they can afford it, legitimizing zakat distribution institutions, improving the internal performance of BAZNAS starting from its distribution which is not only social assistance, but in the form of productive assistance, and intensifying the global ZISWAF concept.

Politik Uang: (Reunderstanding Inflasi dan Kurs dalam Ekonomi Islam) Atok Syihabuddin; Bakhrul Huda; Binti Nur Asiyah
Al-Qanun: Jurnal Pemikiran dan Pembaharuan Hukum Islam Vol 25 No 1 (2022): Al-Qanun, Vol. 25, No. 1, Juni 2022
Publisher : Fakultas Syariah dan Hukum UIN Sunan Ampel Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/alqanun.2022.25.1.98-111

Money is the blood of economic life, and its circulation requires financial institutions in the form of a monetary system for monetary control. One of the things that are feared by the modern monetary system is inflation, which is a symptom of a general and continuous increase in the price of goods, which can be caused by natural things such as supply and demand or caused by human error or caused by fluctuations domestic currency exchange rate. In Islamic Economics, the role of money as a medium of exchange has made it a tool for balancing a commodity, which in turn can impact inflation. Therefore, as recommended by the Prophet Muhammad, money cannot be used as a fair and honest exchange rate in anticipation of avoiding financial instability. Steps are required: spot exchange of money; expedited wages; zakat, infaq and alms; prohibition of monopoly on the distribution of wealth; usury prohibition; and prohibition of price fixing. Abstrak: Uang merupakan darah dalam kehidupan berekonomi, di mana peredarannya membutuhkan keberadaan lembaga keuangan berupa sistem moneter guna pengendalian moneter. Salah satu hal yang ditakuti oleh sistem moneter modern adalah inflasi, yaitu sebuah gejala kenaikan harga barang yang bersifat umum dan terus-menerus, yang bisa diakibatkan oleh hal-hal bersifat alamiyah seperti supply and demand, atau disebabkan human error, atau disebabkan oleh naik turunnya kurs mata uang domestic. Dalam konsep Ekonomi Islam, peran uang sebagai medium of exchange telah menjadikannya mengambil alih sebagai timbangan bagi suatu komoditas, yang pada ujungnya bisa berdampak pada inflasi. Oleh karena itu, uang tidak dapat digunakan sebagai nilai tukar yang adil dan jujur. Sebagai antisipasi guna menghindari instabilitas keuangan, sebagaimana anjuran Rasulullah saw. diperlukan langkah-langkah: tukar-menukar uang secara spot; menyegerakan upah; zakat, infak dan sedekah; larangan monopoli peredaran kekayaan; larangan riba; dan larangan penentuan harga.

Strategi Electronic Word Of Mouth (E-Wom) Sebagai Inovasi Dalam Digitalisasi Pemasaran Entrepreneur Syariah Pera Wibowo Putro; Binti Nur Asiyah; Mashudi Mashudi
Trending: Jurnal Manajemen dan Ekonomi Vol. 1 No. 2 (2023): April: Trending: Jurnal Manajemen dan Ekonomi
Publisher : Universitas 45 Surabaya

Electronic word of mouth (E-WOM) hadir seiring dengan pertumbuhan penggunaan internet. Dengan adanya E-WOM ini, tercipta inovasi pemasaran baru bagi para wirausahawan syariah dalam mengembangkan bisnis untuk memasuki dimensi E-WOM yang sejalan dengan etika bisnis Islam, antara lain: yang pertama adalah Platform Assistance, yang kedua adalah Concern for Others, ketiga Mengekspresikan Perasaan Positif, dan keempat Membantu Perusahaan. Selain itu, adanya strategi pemasaran melalui E-WOM juga sejalan dengan prinsip bisnis Islami yang wajib ditiru dan dipraktikkan oleh umat Islam yang mengacu pada konsep bisnis Rosululloh SAW, antara lain: Customer Oriented berkaitan dengan menjamin kepuasan pelanggan dalam menggunakan produk, Transparansi menghindarkan kita dari kesalahan dalam membeli produk dan konsumen akan merasa puas dan tegas dalam mengambil keputusan pembelian produk, Persaingan Sehat dalam E-WOM dilakukan dengan evaluasi langsung oleh konsumen terhadap produk yang digunakan melalui kolom komentar yang disediakan, dan kemudian Fairness in E-WOM menjadikan keadilan bagi konsumen dalam menggunakan produk dari produsen

Kesadaran Perpajakan dan Sosialisasi Perpajakan terhadap Kepatuhan Wajib Pajak Pelaku UMKM (Sebuah Studi Literatur) Fahmi Alif Aldianto; Jalilut Jabar; Binti Nur Asiyah
Journal of Islamic Banking Vol 4 No 1 (2023): Journal of Islamic Banking
Publisher : Prodi Perbankan Syariah, Fakultas Ekonomi dan Bisnis Islam, Institut Agama Islam Al Hikmah Tuban

Show Abstract | Download Original | Original Source | Check in Google Scholar

The literature review article on Tax Awareness and Tax Dissemination of Taxpayer Compliance with MSME Actors (A Literature Study) is an academic paper. The aim is to formulate a research hypothesis about the influence between variables, which can be used for further research. How to write this literature review article: Using library research methods sourced from online media such as Google Scholar, Mendeley, and other online scientific media. The results of this literature review article 1. Tax awareness influences MSME tax compliance; 2. Tax socialization affects MSME tax compliance.

Mitigating IT Risk of Bank Syariah Indonesia: A Study of Cyber Attack on May 8, 2023 Rini Fitriani; Rokhmat Subagiyo; Binti Nur Asiyah
Al-Amwal : Jurnal Ekonomi dan Perbankan Syari'ah Vol 15, No 1 (2023)
Publisher : IAIN Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24235/amwal.v15i1.14124

The rapid development of information technology in Indonesia cannot be overlooked. Technological advancements in all fields must be implemented, including in the world of Islamic banking. Customers need convenience, smoothness, security, and flexibility in digital banking services. Bank Syariah Indonesia (BSI) is the largest Islamic bank in Indonesia. The hashtag "Bank Syariah Indonesia (BSI)" became a trending topic a few days after May 8, 2023. This happened due to the disruption of BSI's information system, causing customers to be unable to conduct banking transactions. Customers were greatly affected by this incident. The purpose of this research is to identify the information technology mitigation efforts carried out by BSI in relation to the incident. This research utilizes a qualitative approach and primary data sources. The primary data used is derived from Twitter, collected from May 4 to May 11, 2023, and reliable websites. The data from Twitter is processed and analyzed using Maxqda 2020 and Gephi version 0.9.6 software for Windows 10 64-bit. The conclusion of this research is that BSI's information technology mitigation efforts are still slow.

Peran PLUT - UMKM Dalam Proses Pendampingan dan Kerjasama Permodalan UMKM di Kabupaten Tulungagung Binti Nur Asiyah; Mashudi; Dwi Astuti Wahyu Nurhayati; Novi Tri Oktavia
Jurnal Ekuilnomi Vol. 5 No. 1 (2023): Ekuilnomi Vol 5(1) Mei 2023
Publisher : Program Studi Ekonomi Pembangunan Fakultas Ekononomi Universitas Simalungun

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36985/z0kkjm33

Penelitian ini dilatarbelakangi adanya perkembangan UMKM yang ada di Kabupaten Tulungagung. Usaha Mikro Kecil dan Menengah (UMKM) yang memerlukan dampingan dari stakeholders terkait agar mampu menghasilkan barang atau jasa untuk dijual kepada masyarakat umum. Penelitian ini dilakukan dengan menggunakan pendekatan kualitatif dan jenis studi kasus yang menyajikan prosedur peniliaian yang menghasilkan data deskriptif berupa kalimat tertulis. Tujuan penelitian ini untuk menganalisis peran PLUT - UMKM dalam pemberdayaan UMKM di Kabupaten Tulungagung. Adapun hasil penelitian yang didapat bahwa PLUT memberikan berbagai layanan kepada kewirausahaan UMKM dengan memberikan pendampingan perizinan usaha seperti NIB, PIRT, Sertifikasi Halal, dan perizinan lainnya dalam rangka mendukung produk UMKM Kabupaten Tulungagung untuk mendapatkan legalitas dan pengakuan dari masyarakat bahwa produk tersebut layak untuk dikonsumsi/dijual. Selain itu, pendampingan pemasaran produk UMKM baik secara digital maupun konvensional juga dilakukan oleh PLUT - UMKM ke berbagai jaringan pemasaran dalam rangka meningkatkan volume penjualan UMKM Kabupaten Tulungagung. Disamping itu, PLUT - UMKM juga memfasilitasi kewirausahaan UMKM dalam menjalin kerjasama permodalan umkm dari lembaga keuangan perbankan/non perbankan, bantuan/hibah pemerintan, dan corporatesocialresponsibility

Mitigating IT Risk of Bank Syariah Indonesia: A Study of Cyber Attack on May 8, 2023 Rini Fitriani; Rokhmat Subagiyo; Binti Nur Asiyah
Al-Amwal : Jurnal Ekonomi dan Perbankan Syari'ah Vol 15, No 1 (2023)
Publisher : UIN Siber Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24235/amwal.v15i1.14124

The rapid development of information technology in Indonesia cannot be overlooked. Technological advancements in all fields must be implemented, including in the world of Islamic banking. Customers need convenience, smoothness, security, and flexibility in digital banking services. Bank Syariah Indonesia (BSI) is the largest Islamic bank in Indonesia. The hashtag "Bank Syariah Indonesia (BSI)" became a trending topic a few days after May 8, 2023. This happened due to the disruption of BSI's information system, causing customers to be unable to conduct banking transactions. Customers were greatly affected by this incident. The purpose of this research is to identify the information technology mitigation efforts carried out by BSI in relation to the incident. This research utilizes a qualitative approach and primary data sources. The primary data used is derived from Twitter, collected from May 4 to May 11, 2023, and reliable websites. The data from Twitter is processed and analyzed using Maxqda 2020 and Gephi version 0.9.6 software for Windows 10 64-bit. The conclusion of this research is that BSI's information technology mitigation efforts are still slow.

The Role of Edupreneurship in Gen Z in Shaping Independent and Creative Young Generation Antri Arta; Muhazzab Alief Faizal; Binti Nur Asiyah; Mashudi
Maro: Jurnal Ekonomi Syariah dan Bisnis Vol. 6 No. 2 (2023)
Publisher : Prodi Ekonomi Syariah Universitas Majalengka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31949/maro.v6i2.5673

This research aims to explore the role of Edupreneurship in shaping an independent and creative Generation Z in the digital era. Edupreneurship is a concept that combines education and entrepreneurship to prepare Generation Z for future challenges. A literature study was conducted by collecting and analyzing related articles, books, and research. The results showed that Edupreneurship provides opportunities for Generation Z to develop the necessary skills, attitudes, and knowledge. The concept encourages entrepreneurship, creative thinking, self-learning, and facing challenges with a positive attitude. This research aims to provide insights for policymakers, educators, and parents in supporting the development of Generation Z. It also provides a basis for policymakers, educators, and parents in supporting the development of Generation Z. In addition, this research also serves as a basis for further research on the implementation of Edupreneurship in Generation Z education.

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