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Optimalisasi Peluang Media Digital: Strategi Meningkatkan Fundraising Zakat di Lembaga Taman Zakat Indonesia Ghosyi Harfiah Ningrum; Reza Dwi Firnanda; Widya Purnamasari; Bakhrul Huda
Management of Zakat and Waqf Journal (MAZAWA) Vol. 3 No. 1 (2021): Management of Zakat and Waqf Journal (MAZAWA)
Publisher : Universitas Islam Negeri Sunan Ampel Sunan Ampel

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/mzw.2021.3.1.45-62

Abstract

Indonesia as a country with a majority Muslim population, daily life cannot be separated from the influence of Islam. One of the teachings of Islam that contains the meaning of the balance of the hereafter is zakat. Zakat is also one of the drivers of the Indonesian economy. Outlook Zakat 2017, states that every year the national zakat collection reaches 30.55%. However, the collection in the field only reached 5 trillion. This illustrates the high enthusiasm of the government and society in raising funds, but the efforts made are less than optimal. Coupled with increasingly modern technology, it will be able to support activities to be more effective and efficient, especially in collecting zakat funds. Using descriptive qualitative methods, researchers want to examine more deeply related to (1) the pattern used in the use of digital media, then identify (2) the opportunities and risks that arise from the use of digital media, so that it can be seen (3) the digital fundraising management strategy formulated in order to achieve the optimal level by LAZ Taman Zakat Indonesia. Primary data in the form of information obtained from primary sources through moderate participation observation activities and unstructured interview techniques. Meanwhile, secondary data is in the form of planning documents and activity reports obtained through documentation activities. With data analysis techniques of data reduction, data presentation, and drawing conclusions. As a result, the pattern of using digital media by LAZ Taman Zakat Indonesia in the activities of collecting zakat funds has been systematically designed. Coupled with the identification process of the opportunities and risks of using digital media. So that it has described the digital fundraising management strategy of zakat by LAZ Taman Zakat Indonesia to reach the optimal level.
Analisis Keabsahan Penyaluran Harta Zakat dalam Bentuk al-Qardh al-Hasan: Studi atas Materi Ijtima’ Ulama Komisi Fatwa MUI 2021 Bakhrul Huda
Management of Zakat and Waqf Journal (MAZAWA) Vol. 3 No. 2 (2022): Management of Zakat and Waqf Journal (MAZAWA)
Publisher : Universitas Islam Negeri Sunan Ampel Sunan Ampel

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/mzw.2022.3.2.66-86

Abstract

This study aims to analysis the suitability of the evidence base used to form the provisions of the ability to distribute zakat property in al-Qardh al-Hasan by making the material ijtima 'scholars of the Fatwa Commission MUI 2021 as the object of research. The research methodology is descriptive qualitative with a literature study approach that uses content analysis in reviewing some existing data. The results of this study show that the basis of the arguments used in the MUI Ijtima' material regarding the permissibility of distributing zakat assets in al-Qardh is still general in nature and tends to be less relevant. Therefore, there are four suggestions that need to be conveyed,  namely; 1) the hadiths on the distribution of zakat assets that are pertinent to the theme of the problem description should be displayed; 2) the fiqh rules should be corrected by reviewing the benefits of distributing zakat assets in the form of al-Qardh al-Hasan; 3 the qawl (opinion) of the ulama displayed should be justified; 4) the provisions on the distribution of zakat assets in the form of Qardh should be concretely completed.
Analysis of Strategy for Tangguh SMEs Assisted by DT Peduli East Java in the Pandemic COVID-19 Riska Delta Rahayu; Riski Delta Ningtyas; Muhammad Rofiq Fatakhudin; Bakhrul Huda
AFEBI Islamic Finance and Economic Review Vol 6, No 01 (2021)
Publisher : Asosiasi Fakultas Ekonomi dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47312/aifer.v6i01.400

Abstract

Tangguh SMEs is an empowerment program for the community by Daarut Tauhid Peduli East Java in entrepreneurship field which was founded in 2020 which coincides with the Covid-19 pandemic. It has an impact on delays in the production and sales process. The purpose of this study is to analyze the internal and external conditions of the business and formulate a business strategy that is suitable for Tangguh SMEs. The research method used is a qualitative-descriptive. Data collection techniques using observation, interviews, and documentation. The data that has been collected is then analyzed using the IFE and EFE matrices, SWOT matrix, IE matrix, and QSPM. The result of the IFE matrix is 3.05 and  EFE matrix is 3.00. Then the results of SWOT matrix and IE matrix show that the position is in a growth and development strategy so that strategic choices that can be applied are market penetration, product development, market development, and horizontal integration. The final result of this research can be concluded that the recommendation of the right strategy for Tangguh SMEs from QSPM is a market development strategy then followed by a product development strategy.Keywords: Tangguh SMEs; Covid-19; business strategy; strategy choice.
Praktik Jual Beli Jagung dengan Sistem Tebasan di Desa Triwung Lor Kecamatan Kademangan Kota Probolinggo Perspektif Akad Juzaf Azizatul Mahmudah; Bakhrul Huda
El-Qist: Journal of Islamic Economics and Business (JIEB) Vol. 10 No. 2 (2020): el-Qist
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, Sunan Ampel State Islamic University, Surabaya Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/elqist.2020.10.2.120-132

Abstract

The practice of buying and selling corn with the wholesale system has been understood from generation to generation by the Muslim community in Triwung Lor village, Kademangan sub-district, Probolinggo City. This kind of buying and selling practice is carried out naturally and is not based on knowledge of religious teachings. Researchers are interested in uncovering this phenomenon with a fiqh analysis tool, namely the juz?f contract, because the majority of Triwung Lor villagers are Muslim and they must know their muamalah activities, that is, according to their Islamic teachings or not. This research reveals that the practice of buying and selling corn using the wholesale system carried out by the Muslim community in Triwung Lor village, Kademangan district, Probolinggo City tends to have fulfilled the juz?f sale and purchase agreement. That is the buying and selling that is allowed plural by fiqh scholars for objects that cause mashaqqah (difficulties) and have become a necessity for the majority of the community because of the ease of doing so. Key Words: Corn; buy and sell; wholesale; juz?f; Abstrak: Praktik jual beli Jagung dengan sistem tebasan telah makhlum dilakukan secara turun temurun oleh masyarakat Muslim di desa Triwung Lor kecamatan Kademangan Kota Probolinggo. Praktik jual beli semacam ini dilakukan secara natural dan tidak berlandaskan pengetahuan ajaran agama. Peneliti tertarik mengungkap fenomena ini dengan alat analisis fikih yaitu akad juz?f sebab mayoritas masyarakat desa Triwung Lor beragama Islam dan mereka harus mengetahui akan aktifitas muamalah mereka, yaitu sesuai dengan ajaran Islam yang mereka anut atau tidak. Penelitian ini mengungkapkan bahwa praktik jual beli Jagung dengan sistem tebasan yang dilakukan oleh masyarakat Muslim di desa Triwung Lor kecamatan Kademangan Kota Probolinggo cenderung telah memenuhi akad jual beli juz?f. Yaitu jual beli yang diperbolehkan secara jamak oleh para ulama fikih untuk objek yang menimbulkan mashaqqah (kesulitan) dan telah menjadi kebutuhan mayoritas masyarakat sebab kemudahan dalam melakukannya. Kata Kunci: Jagung; jual beli; tebasan; juzaf;
Analysis of The Covid-19 Pandemic Impact on Operational Risk At Muamalat Bank Lamongan Sub-Branch Office: Analisis Dampak Pandemi Covid-19 Terhadap Risiko Operasional Pada Bank Muamalat Kantor Cabang Pembantu Lamongan Nikmatus Sholikhah; Baharudin Fakih; Moh. Nabel Felamani; Bakhrul Huda
El-Qist: Journal of Islamic Economics and Business (JIEB) Vol. 11 No. 2 (2021): el-Qist
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, Sunan Ampel State Islamic University, Surabaya Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/elqist.2021.11.2.136-150

Abstract

Abstract: The role of risk management in banking is crucial in realizing a good and healthy banking industry. This research aimed to determine how the Covid-19 pandemic impacted operational risks at the Muamalat bank Lamongan branch office. The research method used is a qualitative research method using a case study approach. This research describes how the current Covid-19 pandemic impacts banking operational risks at the Muamalat Lamongan bank branch office. The results of this research are that several operational risks must be faced by the Muamalat bank Lamongan branch office, namely reduced banking operating hours, implementation of WFH (work from home) policies for banking employees, and increased bank operational costs. There are two operational risk factors, namely, internal and external factors. To overcome operational risks during the Covid-19 pandemic, the Muamalat bank Lamongan branch office made several efforts, including implementing health protocols, opening accounts for new customers outside the office, maximizing existing technology, and restructuring financing for customers affected by Covid-19. Keywords: Pandemic Impact, Covid-19, Operational Risk,  Muamalat bank Lamongan sub-branch Office.   Abstrak: Peran manajemen risiko dalam perbankan sangat penting dalam mewujudkan industri perbankan yang baik dan sehat. Penelitian ini bertujuan untuk mengetahui bagaimana dampak pandemi Covid-19 terhadap risiko operasional pada Bank Muamalat Kantor Cabang Lamongan. Metode penelitian yang digunakan adalah penelitian kualitatif dengan menggunakan pendekatan studi kasus. Penelitian ini fokus ingin mendeskripsikan tentang bagaimana dampak pandemi Covid-19 saat ini terhadap risiko operasional perbankan di kantor cabang bank Muamalat Lamongan. Hasil dari penelitian ini adalah beberapa risiko operasional yang harus dihadapi bank Muamalat kantor cabang Lamongan yaitu pengurangan jam operasional perbankan, penerapan kebijakan WFH (work from home) bagi pegawai perbankan, serta peningkatan biaya operasional bank. Ada dua faktor risiko operasional, yaitu faktor internal dan faktor eksternal. Untuk mengatasi risiko operasional di masa pandemi Covid-19, Bank Muamalat kantor cabang Lamongan melakukan beberapa upaya, antara lain menerapkan protokol kesehatan, pembukaan rekening bagi nasabah baru di luar kantor, memaksimalkan teknologi yang ada, dan melakukan restrukturisasi pembiayaan bagi nasabah yang terdampak Covid-19. Kata Kunci: Dampak Pandemi, Covid-19, Risiko Operasional,  Bank Muamalat Kantor Cabang Pembantu Lamongan.
Konsep Wisata Halal dan Hak-hak Wisatawan dalam Perspektif Fikih: The Concept of Halal Tourism and The Tourist Rights in an Islamic Jurisprudence Perspective Bakhrul Huda
El-Qist: Journal of Islamic Economics and Business (JIEB) Vol. 12 No. 1 (2022): el-Qist
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, Sunan Ampel State Islamic University, Surabaya Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/elqist.2022.12.1.57-76

Abstract

Abstract: This study aims to answer what are the provisions of Halal Tourism from the perspective of Fiqh? How can a tourist area be said to be halal (permitted in Islam)?, and what are the rights of tourists to Halal Tourism destinations?. By using non-interactive qualitative research, data in this study were collected from the verses of the Qur'ān, Matan Hadīth, Maqālah (statement and opinion) of the Moslem scholars regarding the explanations of these verses and Hadīth, also articles and proceedings relevant to the theme. The result of the study is that tourism can be categorized in the halal category as long as it does not leave one of the following destinations; going to Ḥaram (The Sacred Mosque), connecting kinship, visiting Ulamā’ or pious people, recreation for body and soul refreshment, fulfilling invitations or shar'ī events, service or work and da'wah. A tourist area can be categorized as a halal by fulfilling the following conditions; facilities of worship are available, there are no haram or munkar facilities, there is no haram food and drink, giving a tourists rights, there is no injustice, environmentally friendly, preserves local norms and values ​​as long as it does not conflict with sharia values. Meanwhile, the rights of tourists visiting the Halal Tourism area are; getting life protection, getting access to worship, guaranteed luggage safety, getting the facilities offered, and being protected from injustice. Keywords: Halal Tourism Concept; Halal Tourism Area; Tourist Rights; Fiqh   Abstrak: Penelitian dalam artikel ini ingin menjawab bagaimana ketentuan Wisata Halal dalam perspektif Fikih? Bagaimana area wisata dapat dikatakan halal?, dan apa hak-hak wisatawan destinasi Wisata Halal?. Dengan menggunakan penelitian kualitatif non-interaktif, data dikumpulkan dari Ayat al-Qur’an, Matan Hadis, maqālah para ulama tentang penjelasan Ayat dan Hadis tersebut, artikel dan prosiding yang relevan dengan tema. Hasilnya, bahwa Wisata dapat masuk kategori Halal selama tidak keluar dari salah satu tujuan berikut; pergi ke Tanah Haram, silaturrahim, menziarahi Ulama atau orang saleh, rekreasi penyegaran jiwa dan raga, memenuhi undangan atau acara yang shar‘ī, dinas atau kerja dan dakwah. Sebuah area wisata dapat dikatakan Halal jika memenuhi semua ketentuan sebagai berikut, yaitu; tersedia sarana ibadah, tidak ada fasilitas haram atau munkar, tidak ada makanan-minuman haram, memberikan hak-hak wisatawan, tidak ada kezaliman, ramah lingkungan, melestarikan norma dan nilai setempat selama tidak bertentangan dengan syariah. Sedangkan hak-hak wisatawan yang berkunjung di area Wisata Halal adalah; mendapat perlindungan jiwa, mendapatkan akses ibadah, terjamin keamanan barang bawaan, mendapatkan fasilitas yang ditawarkan, dan terjaga dari kezaliman. Kata Kunci: Konsep Wisata Halal; Area Wisata Halal; Hak Wisatawan; Fikih
Education and Practice of Moderate Islam in The Pesantren Progressive Bumi Shalawat Sidoarjo Bakhrul Huda
Didaktika Religia Vol. 8 No. 1 (2020): June
Publisher : Postgraduate Program, State Islamic Institute (IAIN) Kediri, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (532.529 KB) | DOI: 10.30762/didaktika.v8i1.2177

Abstract

Islam, according to the meaning of its name, is certainly synonymous with peace, but some Moslem direct it as a promoter of violence, chaos, and terror. Many teachings that are brought by the Prophet, perfected morality is an important point of his teachings that are escaped by his followers who like to spread violence, chaos, and terror. The concept of moderate Islam is not a new idea. It has been around since the Prophet taught it to his Companions. This can be explored from various historical literature and hadith texts. Especially in Indonesia, Moderate Islamic Education can always be found in Pesantren, not only ideas and concepts but also practices. This paper will try to explore how Moderate Islamic Education is taught and practised in Pesantren, especially in Pesantren Progressive Bumi Shalawat Sidoarjo. Pesantren which since its establishment in 2010 has been cooperating with ITCC (Indonesia Tionghoa Culture Center), AIESEC (Association Internationale des Etudiants en Sciences Economiques ET. Commerciales) and Japan Foundation to get a native speaker as a foreign language teacher and culture sharer. More than 15 people from various countries have been actively involved in becoming teachers in this Pesantren with various religious backgrounds. A tolerant and respectful attitude that is grown and developed from the school-age to become a moderate Muslim appears with the presence of the foreign teacher. With the case study method, the writer will analyze the existing situation in Pesantren Progresif Bumi Shalawat Sidoarjo related to moderate Islam which is taught and practised there.
PENERAPAN STRATEGI PEMASARAN DAN SISTEM INFORMASI AKUNATANSI PADA USAHA MINUMAN DRINKTEA DI MASA PANDEMI COVID-19 Salsabila Nurmalita Sari; Firda Adilah Dewi; Lia Nor Anila; Bakhrul Huda
Stability: Journal of Management and Business Vol 4, No 1 (2021): July
Publisher : Universitas PGRI Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26877/sta.v4i1.8939

Abstract

Strategi pemasaran dalam kondisi pandemic Covid – 19 memiliki peranan yang sangat penting bagi pengusaha dalam menjalankan usaha sesuai dengan target dan visi misi yang sudah ditentukan. Seiring berkembangnya zaman yang semakin modern banyak pengusaha muda yang mengeluarkan ide bisnis minuman dengan banyak variasi rasa terutama pada produk minuman. Selain itu, mereka juga mahir dalam melakukan pemasaran melalui media sosial. Masalah yang dihadapi oleh usaha kecil dan menengah adalah kurangnya modal untuk mengembangkan usaha, dan strategi pemasaran. Maka hal yang dapat dilakukan untuk mengatasi masalah diatas adalah melakukan strategi pemasaran berbasis online, melakukan segmentasi pasar dan mendesain suatu produk yang menarik, agar usaha kecil dan menengah dapat mengoptimalkan usaha mereka. Selain itu, menjalin mitra antara usaha kecil dan menengah lainnya juga bisa dilakukan untuk memperkuat upaya bersama dalam mengembangkan usaha. Selain strategi pemasaran dalam menjalankan usaha juga dibutuhkan sistem informasi akuntansi. Tujuan dari sistem akuntansi sendiri adalah untuk melaporkan kegiatan usaha dari segi keuangan. Dengan adanya sistem akuntansi ini dapat membantu pengusaha dalam mengevaluasi usaha yang dijalankan.AbstractMarketing strategies in the Covid-19 pandemic have a very important role for entrepreneurs in running their business in accordance with the targets and vision and mission that have been determined. Along with the development of an increasingly modern era, many young entrepreneurs are issuing beverage business ideas with many flavors, especially in beverage products. In addition, they are also proficient in marketing through social media. The problem faced by small and medium enterprises is the lack of capital to develop their business, and marketing strategies. So the thing that can be done to overcome the above problems is to carry out an online-based marketing strategy, segment the market and design an attractive product, so that small and medium businesses can optimize their business. In addition, establishing partners between other small and medium-sized businesses can also be done to strengthen joint efforts in developing businesses. In addition to marketing strategies in running a business, an accounting information system is also needed. The purpose of the accounting system itself is to report business activities from a financial perspective. With this accounting system, it can help entrepreneurs evaluate the business they are running.
Politik Uang: (Reunderstanding Inflasi dan Kurs dalam Ekonomi Islam) Atok Syihabuddin; Bakhrul Huda; Binti Nur Asiyah
Al-Qanun: Jurnal Pemikiran dan Pembaharuan Hukum Islam Vol 25 No 1 (2022): Al-Qanun, Vol. 25, No. 1, Juni 2022
Publisher : Fakultas Syariah dan Hukum UIN Sunan Ampel Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/alqanun.2022.25.1.98-111

Abstract

Money is the blood of economic life, and its circulation requires financial institutions in the form of a monetary system for monetary control. One of the things that are feared by the modern monetary system is inflation, which is a symptom of a general and continuous increase in the price of goods, which can be caused by natural things such as supply and demand or caused by human error or caused by fluctuations domestic currency exchange rate. In Islamic Economics, the role of money as a medium of exchange has made it a tool for balancing a commodity, which in turn can impact inflation. Therefore, as recommended by the Prophet Muhammad, money cannot be used as a fair and honest exchange rate in anticipation of avoiding financial instability. Steps are required: spot exchange of money; expedited wages; zakat, infaq and alms; prohibition of monopoly on the distribution of wealth; usury prohibition; and prohibition of price fixing.   Abstrak: Uang merupakan darah dalam kehidupan berekonomi, di mana peredarannya membutuhkan keberadaan lembaga keuangan berupa sistem moneter guna pengendalian moneter. Salah satu hal yang ditakuti oleh sistem moneter modern adalah inflasi, yaitu sebuah gejala kenaikan harga barang yang bersifat umum dan terus-menerus, yang bisa diakibatkan oleh hal-hal bersifat alamiyah seperti supply and demand, atau disebabkan human error, atau disebabkan oleh naik turunnya kurs mata uang domestic. Dalam konsep Ekonomi Islam, peran uang sebagai medium of exchange telah menjadikannya mengambil alih sebagai timbangan bagi suatu komoditas, yang pada ujungnya bisa berdampak pada inflasi. Oleh karena itu, uang tidak dapat digunakan sebagai nilai tukar yang adil dan jujur. Sebagai antisipasi guna menghindari instabilitas keuangan, sebagaimana anjuran Rasulullah saw. diperlukan langkah-langkah: tukar-menukar uang secara spot; menyegerakan upah; zakat, infak dan sedekah; larangan monopoli peredaran kekayaan; larangan riba; dan larangan penentuan harga.  
The Role of Parents from Various Backgrounds Toward Online Learning In Elementary School Due to The Covid-19 Pandemic At Sidoarjo Zuhrotunisa Eviana Indah Kumala; Ahmad Misbahul Munir; Bakhrul Huda
Journal of Islamic Education Management Vol. 3 No. 1 (2022)
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat IAIN Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (164.907 KB) | DOI: 10.30762/joiem.v3i1.4

Abstract

The purpose of this research was to identify how the implementation model of online learning is conducted by children aged 8-10 years in Sidoarjo and how the role of their parents with different backgrounds in online learning. The research method used was qualitative research with a case study. Data collection techniques in this study used interviews and documentation. For data analysis, there were two stages utilized, namely data reduction, and data presentation. The findings of this study showed that the implementation of online learning was by utilizing the WhatsApp application because it is considered to be more universal and straightforward. Thus, children aged 8 to 10 years old in Sidoarjo could learn online. In addition, Google Classroom was employed for exercises or exams. While the involvement of parents from several backgrounds in online learning was highlighted to be quite similar, such as (1) assisting children in learning and doing assignments, (2) supervising children in using cell phones, (3) explaining the material if they did not understood, (4) providing learning facilities such as cellphones or internet quotas, and (5) affording motivation or support.