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Pengaruh Etika Bisnis Islam Di Toko Ry. Lubis Panyabungan Dalam Meningkatkan Minat Beli Konsumen Siregar, Erni Yusnita; Sulina, Sulina; Siregar, Nurintan
ISLAMIC BUSINESS and FINANCE Vol 5, No 1 (2024): ISLAMIC BUSINESS and FINANCE
Publisher : Universitas Islam Negeri Sultan Syarif Kasim Riau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24014/ibf.v5i1.26272

Abstract

This study aims to determine the influence of Islamic business ethics in increasing consumer buying interest in the RY store. Lubis Aek Galoga Panyabungan, Mandailing Natal. The problem in this study is the sales turnover at the RY store. Lubis, which has experienced a significant decline. Especially since 2018 to 2022, it has shown a continuous decline. This decline in sales turnover identifies a decline in consumer buying interest in making purchases at the RY store. The research location is at the RY store. Lubis Aek Galoga Panyabungan. The method used is quantitative with a statistical method, taking samples with a sampling technique, namely non-probability sampling. The research sample amounted to 87 respondents. The variables used are justice, honesty, and ihsan/generosity. This study uses primary data using quantitative analysis. The results of the study show that the honesty variable has a positive and significant effect with a value of 2,904 on consumer buying interest. Justice has a positive and significant effect with a value of 3,788 on consumer buying interest. The ihsan/generosity variable has an effect and is significant with a value of 11,887. simultaneously that Fcount 177.496 > 2.71 F table, then Ha is accepted and Ho is rejected. Therefore, it is stated that the independent variables covering justice, honesty, and ihsan/generosity simultaneously influence the consumer buying interest variable significantly.      
The Development of Rafflesia Flower Ecotourism in Increasing the Income of the Mandailing Natal Regency Community Nurintan Siregar; Enni Sari Siregar
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 9 No 1 (2026): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v9i1.9283

Abstract

The development of the Rafflesia flower as an ecotourism object in Mandailing Natal has great potential to provide economic, social, and environmental benefits to the local community. The Rafflesia flower, known for its uniqueness and rarity, can become a major attraction for tourists interested in rare flora and biodiversity. This research explores the potential of Rafflesia flower ecotourism in Mandailing Natal, the factors influencing its success, and the management and conservation strategies needed to ensure its sustainability. The findings indicate that the development of Rafflesia flower ecotourism can increase local income, create jobs, and empower communities through active involvement in tourism management. In addition, conservation-based ecotourism can support the preservation of the natural habitat of the Rafflesia flower and raise environmental awareness. Tell However, there are several obstacles and challenges that must be addressed, including habitat limitations, lack of public awareness, limited funding and infrastructure, as well as the risks of climate change and natural disasters.
Determinan Multidimensi Pembangunan Ekonomi: Analisis Simultan Modal Manusia, Sumber Daya Alam, dan Kelembagaan Enni Sari Siregar; Yulia Pratiwi Siregar; Nurintan Siregar
JIEP: Jurnal Ilmu Ekonomi dan Pembangunan Vol. 9 No. 1 (2026)
Publisher : PPJP ULM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20527/jiep.v9i1.2966

Abstract

This study aims to analyze the influence of education, health, mineral resources, forest resources, and institutional quality on economic development in North Sumatra. The data were analyzed using multiple linear regression to determine the impact of each independent variable on the dependent variable. The findings reveal that education, health, mineral resources, and institutional quality have a significant impact on economic development. In contrast, forest resources do not have a significant influence. This suggests that economic development is more heavily driven by human capital quality and institutional frameworks rather than a reliance on forest resources. Consequently, enhancing the quality of education and health, optimizing mineral resource management, and strengthening institutions are critical factors in accelerating regional economic development.
Opportunities and Challenges for Local Food in the International Market from the Perspective of Sharia Economics Nurintan Siregar; M. Kamal Hadi; Hamonangan
Lan Tabur: JURNAL EKONOMI SYARIAH Vol. 7 No. 2 (2026): (March)
Publisher : LAN TABUR: Jurnal Ekonomi Syariah The Islamic University of KH. Achmad Muzakki Syah Jember, East Java. Jember Jln. Manggar Gebang Poreng 139A Patrang Jember Jawa Timur

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53515/lt.v7i2.167

Abstract

Introduction: Local food products have significant potential to be developed as competitive commodities in the international market, in line with the increasing global demand for authentic, ethical, and culturally based food products. From the perspective of Islamic economics, local foods are highly relevant as they generally comply with the principles of halal and thayyib. Methods:This study aims to analyze the opportunities and challenges of developing local food products in the international market from an Islamic economic perspective. The research employs a qualitative descriptive approach using a library research method. Data were collected from academic books and scholarly journal articles and analyzed through content analysis techniques. Results:The findings indicate that local food products have strong opportunities in the global market due to their cultural uniqueness, compliance with halal and thayyib principles, and the support of digital marketing and globalization. However, their development still faces several challenges, including limitations in product standardization, international halal certification, global trade regulations, as well as weak innovation and branding strategies. Conclusion and suggestion: This study concludes that the development of local food products based on Islamic economics requires integrative strategies that strengthen halal and thayyib standards, enhance product innovation and value-based branding, and are supported by sustainable policies to improve competitiveness and contribute to the empowerment of the Muslim economy in global trade.
Analisis Penerapan Manajemen Resiko Bagi Hasil Musyarokah Pada PT. BRI Syariah Cabang Pekanbaru Nurintan Siregar
JIBF MADINA : Journal Islamic Banking and Finance Madina Vol. 4 No. 1 (2023): JIBF MADINA TAHUN 2023
Publisher : Program Studi Perbankan Syariah Jurusan Syariah, Ekonomi dan Bisnis Islam Sekolah Tinggi Agama Islam Negeri Mandailing Natal (STAIN MADINA)

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Penelitian ini bertujuan untuk menganalisis penerapan manajemen resiko bagi hasil pada pembiayaan musyarakah, mengetahui faktor-faktor yang menjadi kendala dalam pelaksanaan pembiayaan musyarakah di PT. BRI Syariah Pekanbaru, dan solusi apa yang diberikan oleh BRISyariah agar kendala-kendala yang terjadi tidak menimbulkan resiko kerugian. Metode yang digunakan oleh penulis adalah penelitian lapangan yang bersifat deskriftif analitis dengan pendekatan deskriftif kualitatif. Sumber data menggunakan data primer dan data sekunder, sedangkan teknik pengumpulan data dilakukan dengan cara wawancara, serta dokumentasi. Untuk teknik pengolahan data maka dilakukan setelah semua data terkumpul kemudian data tersebut dianalisa secara cermat dan teliti sebelum disajikan dalam bentuk laporan yang utuh dan sempurna. Berdasarkan hasil penelitian Setelah data diperoleh, maka hasil penelitian adalah; Pertama, penerapan manajemen resiko di BRISyariah telah dilaksanakan sebagaimana prosedur yang berlaku pada bank tersebut, yaitu dengan menjalankan prosedur POAC (Planning, Organizing, Actuating, Controlling). Namun setelah pembiayaan dilaksanakan dalam hitungan bulan muncullah berbagai permasalahan. Dari pihak bank misalnya kurangnya control terhadap perkembangan usaha nasabah disebabkan jarak nasabah yang terlalu jauh dari kantor cabang BRISyariah pekanbaru, kurangnya control kemana nasabah mempergunakan dana yang disalurkan oleh pihak BRISyariah. Dan nasabah yang tidak amanah dalam penggunaan dana musyarakah serta tidak jujur tentang laporan keuangan usaha nasabah tersebut. Menyebabkan terjadi tunggakan/macet dalam pembayaran cicilan nasabah setiap bulannya. Dari penelitian tersebut dapat diketahui bahwa permasalahan tunggakan cicilan yang terjadi dalam pembiayaan musyarakah pada BRISyariah pekanbaru menyebabkan perkembangan pembiayaan musyarakah terkesan lamban. Sehingga pihak BRISyariah lebih tertarik kepada pembiayaan lainnya seperti murabahah. Solusi dari permasalahan BRISyariah tersebut adalah dengan menerapkan manajemen resiko secara efektif, dan kualitas penerapan manajemen resiko tersebut dapat dinilai dari beberapa aspek, yaitu tata kelola resiko , kerangka manajemen resiko, proses manajemen resiko, serta kecukupan system pengendalian resiko.