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Pengaruh Etika Bisnis Islam Di Toko Ry. Lubis Panyabungan Dalam Meningkatkan Minat Beli Konsumen Siregar, Erni Yusnita; Sulina, Sulina; Siregar, Nurintan
ISLAMIC BUSINESS and FINANCE Vol 5, No 1 (2024): ISLAMIC BUSINESS and FINANCE
Publisher : Universitas Islam Negeri Sultan Syarif Kasim Riau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24014/ibf.v5i1.26272

Abstract

This study aims to determine the influence of Islamic business ethics in increasing consumer buying interest in the RY store. Lubis Aek Galoga Panyabungan, Mandailing Natal. The problem in this study is the sales turnover at the RY store. Lubis, which has experienced a significant decline. Especially since 2018 to 2022, it has shown a continuous decline. This decline in sales turnover identifies a decline in consumer buying interest in making purchases at the RY store. The research location is at the RY store. Lubis Aek Galoga Panyabungan. The method used is quantitative with a statistical method, taking samples with a sampling technique, namely non-probability sampling. The research sample amounted to 87 respondents. The variables used are justice, honesty, and ihsan/generosity. This study uses primary data using quantitative analysis. The results of the study show that the honesty variable has a positive and significant effect with a value of 2,904 on consumer buying interest. Justice has a positive and significant effect with a value of 3,788 on consumer buying interest. The ihsan/generosity variable has an effect and is significant with a value of 11,887. simultaneously that Fcount 177.496 > 2.71 F table, then Ha is accepted and Ho is rejected. Therefore, it is stated that the independent variables covering justice, honesty, and ihsan/generosity simultaneously influence the consumer buying interest variable significantly.      
The Development of Rafflesia Flower Ecotourism in Increasing the Income of the Mandailing Natal Regency Community Nurintan Siregar; Enni Sari Siregar
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 9 No 1 (2026): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v9i1.9283

Abstract

The development of the Rafflesia flower as an ecotourism object in Mandailing Natal has great potential to provide economic, social, and environmental benefits to the local community. The Rafflesia flower, known for its uniqueness and rarity, can become a major attraction for tourists interested in rare flora and biodiversity. This research explores the potential of Rafflesia flower ecotourism in Mandailing Natal, the factors influencing its success, and the management and conservation strategies needed to ensure its sustainability. The findings indicate that the development of Rafflesia flower ecotourism can increase local income, create jobs, and empower communities through active involvement in tourism management. In addition, conservation-based ecotourism can support the preservation of the natural habitat of the Rafflesia flower and raise environmental awareness. Tell However, there are several obstacles and challenges that must be addressed, including habitat limitations, lack of public awareness, limited funding and infrastructure, as well as the risks of climate change and natural disasters.
Determinan Multidimensi Pembangunan Ekonomi: Analisis Simultan Modal Manusia, Sumber Daya Alam, dan Kelembagaan Enni Sari Siregar; Yulia Pratiwi Siregar; Nurintan Siregar
JIEP: Jurnal Ilmu Ekonomi dan Pembangunan Vol. 9 No. 1 (2026)
Publisher : PPJP ULM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20527/jiep.v9i1.2966

Abstract

This study aims to analyze the influence of education, health, mineral resources, forest resources, and institutional quality on economic development in North Sumatra. The data were analyzed using multiple linear regression to determine the impact of each independent variable on the dependent variable. The findings reveal that education, health, mineral resources, and institutional quality have a significant impact on economic development. In contrast, forest resources do not have a significant influence. This suggests that economic development is more heavily driven by human capital quality and institutional frameworks rather than a reliance on forest resources. Consequently, enhancing the quality of education and health, optimizing mineral resource management, and strengthening institutions are critical factors in accelerating regional economic development.
Opportunities and Challenges for Local Food in the International Market from the Perspective of Sharia Economics Nurintan Siregar; M. Kamal Hadi; Hamonangan
Lan Tabur: JURNAL EKONOMI SYARIAH Vol. 7 No. 2 (2026): (March)
Publisher : LAN TABUR: Jurnal Ekonomi Syariah The Islamic University of KH. Achmad Muzakki Syah Jember, East Java. Jember Jln. Manggar Gebang Poreng 139A Patrang Jember Jawa Timur

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53515/lt.v7i2.167

Abstract

Introduction: Local food products have significant potential to be developed as competitive commodities in the international market, in line with the increasing global demand for authentic, ethical, and culturally based food products. From the perspective of Islamic economics, local foods are highly relevant as they generally comply with the principles of halal and thayyib. Methods:This study aims to analyze the opportunities and challenges of developing local food products in the international market from an Islamic economic perspective. The research employs a qualitative descriptive approach using a library research method. Data were collected from academic books and scholarly journal articles and analyzed through content analysis techniques. Results:The findings indicate that local food products have strong opportunities in the global market due to their cultural uniqueness, compliance with halal and thayyib principles, and the support of digital marketing and globalization. However, their development still faces several challenges, including limitations in product standardization, international halal certification, global trade regulations, as well as weak innovation and branding strategies. Conclusion and suggestion: This study concludes that the development of local food products based on Islamic economics requires integrative strategies that strengthen halal and thayyib standards, enhance product innovation and value-based branding, and are supported by sustainable policies to improve competitiveness and contribute to the empowerment of the Muslim economy in global trade.
Empirical Study on the Factors Influencing Muslim Consumers' Decision-Making in Choosing Halal Products in Indonesia Rizka Ar Rahmah; Erni Yusnita Siregar; Nurintan Siregar
Indonesian Journal of Islamic Economics and Finance Vol. 5 No. 2 (2025)
Publisher : Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/ijief.v5i2.8817

Abstract

This study aims to analyze the factors influencing Muslim consumers' decisions in choosing halal products in Indonesia. With increasing awareness of the importance of halal products, this study examines the influence of religious awareness, halal label perception, social and cultural influences, product quality, price, and the role of social media on halal product purchasing decisions. Data were collected through questionnaires distributed to 200 respondents, as well as in-depth interviews with consumers. Data analysis was conducted using multiple linear regression to examine the relationship between independent variables and purchasing decisions, and a moderation test to examine the role of social influence as a moderating variable in the relationship between religious awareness and purchasing decisions. The results showed that religious awareness, halal label perception, social and cultural influences, and product quality significantly influenced purchasing decisions for halal products, with a significance threshold of p < 0.05. In contrast, price did not have a significant impact on purchasing decisions (p = 0.120). The role of social media was found to have a positive influence on purchasing decisions for halal products (p = 0.055), although its influence was smaller compared to other factors. These findings have important implications for companies, policymakers, and the public in increasing understanding and access to quality halal products.
Opportunities and Challenges of the Shariah Film Industry in the Global Market Nurintan Siregar; Saifuddin Yuliar; Adam Malik Indra; Herlinda Herlinda
Indonesian Journal of Islamic Economics and Finance Vol. 6 No. 1 (2026)
Publisher : Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/ijief.v6i1.9408

Abstract

The sharia film industry is part from economy creative based values that have potential big for growing in the global market along with increasing request to content entertainment that prioritizes ethics, humanit, and spirituality. Research aim for analyze opportunities and challenges sharia film industry in global market dynamics and the implications to development economy global creative research this use approach qualitative descriptive with method studies bibliography. Data obtained from book scientific, articles journals and publications related film industry, economy creative, as well as film- based sharia values, which are analyzed use technique analysis content. Research results show that the sharia film industry has significant opportunity through digital platform support, growth the world's Muslim population, and the increasing interest towards value-based content. However thus, the industry This Still face challenge structural and cultural, such as limitations capital, sources Power humans, regulations, and global market perception tends to view sharia films as exclusive products. Research This conclude that development The sharia film industry requires an adaptive strategy that integrates sharia values with universal narrative, reinforcement ecosystem industry, as well as support sustainable policies to be able to empowered compete and contribute optimally in economy global creative. The Implications of this study suggest that policy makers must develop standardized Halal governance for the creative sector, while producers must move toward Values-based Storytelling to reach broader, non-Muslim audiences seeking ethical alternatives. Ultimately, this research provides a comprehensive roadmap for the Shariah film industry to evolve into a competitive, ethically-driven force within the global creative economy.
Analisis Penerapan Manajemen Resiko Bagi Hasil Musyarokah Pada PT. BRI Syariah Cabang Pekanbaru Nurintan Siregar
JIBF MADINA : Journal Islamic Banking and Finance Madina Vol. 4 No. 1 (2023): JIBF MADINA TAHUN 2023
Publisher : Program Studi Perbankan Syariah Jurusan Syariah, Ekonomi dan Bisnis Islam Sekolah Tinggi Agama Islam Negeri Mandailing Natal (STAIN MADINA)

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Penelitian ini bertujuan untuk menganalisis penerapan manajemen resiko bagi hasil pada pembiayaan musyarakah, mengetahui faktor-faktor yang menjadi kendala dalam pelaksanaan pembiayaan musyarakah di PT. BRI Syariah Pekanbaru, dan solusi apa yang diberikan oleh BRISyariah agar kendala-kendala yang terjadi tidak menimbulkan resiko kerugian. Metode yang digunakan oleh penulis adalah penelitian lapangan yang bersifat deskriftif analitis dengan pendekatan deskriftif kualitatif. Sumber data menggunakan data primer dan data sekunder, sedangkan teknik pengumpulan data dilakukan dengan cara wawancara, serta dokumentasi. Untuk teknik pengolahan data maka dilakukan setelah semua data terkumpul kemudian data tersebut dianalisa secara cermat dan teliti sebelum disajikan dalam bentuk laporan yang utuh dan sempurna. Berdasarkan hasil penelitian Setelah data diperoleh, maka hasil penelitian adalah; Pertama, penerapan manajemen resiko di BRISyariah telah dilaksanakan sebagaimana prosedur yang berlaku pada bank tersebut, yaitu dengan menjalankan prosedur POAC (Planning, Organizing, Actuating, Controlling). Namun setelah pembiayaan dilaksanakan dalam hitungan bulan muncullah berbagai permasalahan. Dari pihak bank misalnya kurangnya control terhadap perkembangan usaha nasabah disebabkan jarak nasabah yang terlalu jauh dari kantor cabang BRISyariah pekanbaru, kurangnya control kemana nasabah mempergunakan dana yang disalurkan oleh pihak BRISyariah. Dan nasabah yang tidak amanah dalam penggunaan dana musyarakah serta tidak jujur tentang laporan keuangan usaha nasabah tersebut. Menyebabkan terjadi tunggakan/macet dalam pembayaran cicilan nasabah setiap bulannya. Dari penelitian tersebut dapat diketahui bahwa permasalahan tunggakan cicilan yang terjadi dalam pembiayaan musyarakah pada BRISyariah pekanbaru menyebabkan perkembangan pembiayaan musyarakah terkesan lamban. Sehingga pihak BRISyariah lebih tertarik kepada pembiayaan lainnya seperti murabahah. Solusi dari permasalahan BRISyariah tersebut adalah dengan menerapkan manajemen resiko secara efektif, dan kualitas penerapan manajemen resiko tersebut dapat dinilai dari beberapa aspek, yaitu tata kelola resiko , kerangka manajemen resiko, proses manajemen resiko, serta kecukupan system pengendalian resiko.