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All Journal JURNAL ECONOMIA JURNAL AKUNTANSI DAN AUDITING TEMA (Jurnal Tera Ilmu Akuntansi) Journal of Accounting and Investment Jurnal Pendidikan Ilmu Sosial Graduasi: Jurnal Bisnis & Ekonomi Jurnal ASET (Akuntansi Riset) AFRE Accounting Financial Review Adi Widya : Jurnal Pengabdian Masyarakat JIA (Jurnal Ilmiah Akuntansi) Journal of Contemporary Accounting INFOKUM Community Empowerment Wiga : Jurnal Penelitian Ilmu Ekonomi Jurnal Akuntansi dan Keuangan Indonesia Jurnal Dinamika Akuntansi dan Bisnis (JDAB) JAMU : Jurnal Abdi Masyarakat UMUS Jurnal Multidisiplin Sahombu
Bandi Bandi, Bandi
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Journal : Jurnal Multidisiplin Sahombu

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Does Artificial Intelligence Improve Banking Financial Performance in Indonesia Rochman Arif; Bandi, Bandi; Agung Nur Probohudono; Djuminah, Djuminah
Jurnal Multidisiplin Sahombu Vol. 5 No. 03 (2025): Jurnal Multidisiplin Sahombu, (2025)
Publisher : Sean Institute

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Abstract

This study aims to find empirical evidence of the influence of artificial intelligence (AI) on banking financial performance (ROA) and (ROE). The population in this study were banking companies in Indonesia totaling 66 banks during 2018-2023 and obtained observation data of 389 data. Hypothesis testing using panel data regression using the help of the STATA version 12 application. The results of the study show that the application of artificial intelligence (AI) has a positive and significant influence on financial performance both measured using (ROA) and (ROE).
Co-Authors Adhe Raka Setiawan, Adhe Raka Afrizal Tahar Agung Nur Probohudono Agung Nur Probohudono Agus Susilo AGUS WIDODO Anggita Langgeng Wijaya Cahya Nusantara, Aji Djoko Suhardjanto Djuminah Djuminah, Djuminah Filiana, Filiana Halim Dedy Perdana Hartoko, Sri Hartoko, Sri Jamal Wiwoho Kuncoro Diharjo Muhamad Taqi, Muhamad Muhammad Syafiqurrahman Nugroho, Ign.Novie Endi Nurmadi Harsa Sumarta, Nurmadi Harsa Nurrachma, Claudia Sheva Nursulistyo, Emy Dwi Nurul Herawati Rahmawati, Rahmawati Rochman Arif Siswandari Siswandari, Siswandari Slamet Riyadi Sri Murni Sri Suranta, Sri Tyas, Luluk Ayuning Vidya Ria Shintawati, Vidya Ria Warsina, Warsina Winarna, Jaka Winoto, Surya Adi Y. Anni Aryani