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All Journal EKONOMIS : Journal of Economics and Business SELAPARANG: Jurnal Pengabdian Masyarakat Berkemajuan Jesya (Jurnal Ekonomi dan Ekonomi Syariah) Syarikat : Jurnal Rumpun Ekonomi Syariah JESI (Jurnal Ekonomi Syariah Indonesia) Profit : Jurnal Kajian Ekonomi dan Perbankan Syariah Adz Dzahab : Jurnal Ekonomi dan Bisnis Islam Asy-Syarikah : Jurnal Lembaga Keuangan, Ekonomi dan Bisnis Islam Economics and Digital Business Review JPM: JURNAL PENGABDIAN MASYARAKAT Jurnal Iqtisaduna Paradoks : Jurnal Ilmu Ekonomi Journal of Economics, Entrepreneurship, Management Business and Accounting IQTISHADUNA: Jurnal Ilmiah Ekonomi Kita Padaidi: Journal of Tourism Dedication Ecoducation Jurnal Kajian Ekonomi dan Perbankan Syariah J-EBI Jurnal Ekonomi dan Bisnis Islam Fundamental and Applied Management Journal Indonesian Journal of Business and Entrepreneurship Research Indonesian Journal of Enterprise Architecture
Muhammad Akbar
Universitas Tadulako
Religion Aerospace Engineering Agriculture, Biological Sciences & Forestry Humanities Astronomy Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Materials Science & Nanotechnology Medicine & Pharmacology Nursing Public Health Social Sciences Transportation Other

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Pola Autokorelasi Spasial antara Pembiayaan Syariah dan Pertumbuhan Ekonomi di Sulawesi Muhammad Akbar; Muhammad Ichsan; Nurfadilah Sindika Sari; Nurhayani
Syarikat: Jurnal Rumpun Ekonomi Syariah Vol. 8 No. 1 (2025): Syarikat : Jurnal Rumpun Ekonomi Syariah
Publisher : Program Studi Ekonomi Syariah, Fakultas Agama Islam Universitas Islam Riau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25299/syarikat.2025.vol8(1).22131

Abstract

Studi ini bertujuan untuk menganalisis hubungan spasial antara pembiayaan syariah dan pertumbuhan ekonomi di Sulawesi dengan memanfaatkan pendekatan analisis spasial. Fokus utama penelitian adalah mengevaluasi sejauh mana distribusi pembiayaan syariah berkorelasi dengan pertumbuhan ekonomi antar wilayah. Metode yang digunakan mencakup pengolahan data pembiayaan syariah dan pertumbuhan ekonomi melalui perangkat lunak R Studio, dengan menerapkan uji Moran’s I dan Local Moran’s I (LISA) sebagai alat untuk mendeteksi autokorelasi spasial global dan lokal. Hasil analisis Moran’s I menunjukkan tidak terdapat autokorelasi spasial global yang signifikan antara pembiayaan syariah dan pertumbuhan ekonomi di wilayah Sulawesi, ditunjukkan oleh nilai p-value > 0,05 untuk semua tahun pengamatan. Namun, LISA berhasil mengidentifikasi klaster lokal seperti High-High di Sulawesi Tengah dan Sulawesi Tenggara, serta Low-Low di Sulawesi Utara dan Gorontalo. Hal ini mencerminkan adanya ketimpangan spasial dalam distribusi pembiayaan syariah dan pertumbuhan ekonomi. Temuan ini memberikan implikasi penting terhadap formulasi kebijakan pembiayaan syariah yang lebih inklusif dan berbasis wilayah. Penelitian ini juga memperkaya literatur ekonomi Islam dengan mengintegrasikan pendekatan spasial dalam mengevaluasi efektivitas pembiayaan syariah. Rekomendasi penelitian lanjutan mencakup analisis spasial dengan resolusi data lebih tinggi serta eksplorasi peran zakat dan waqaf dalam pengembangan ekonomi lokal. Keterbatasan dalam penelitian ini mencakup resolusi data yang digunakan, yang dapat mempengaruhi ketepatan analisis spasial, ketergantungan pada indikator PDRB sebagai satu-satunya ukuran pertumbuhan ekonomi serta tidak mempertimbangkan variabel-variabel lain seperti faktor sosial-ekonomi yang dapat mempengaruhi pertumbuhan ekonomi.
MANAJEMEN PERENCANAAN BISNIS SYARIAH PADA E-COMMERCE Efriza Pahlevi Wulandari; Muhammad Akbar; Nurfadilah Sindika Sari; Achmad Shidiq
J-EBI Jurnal Ekonomi dan Bisnis Islam Vol 3 No 02 (2024): Jurnal Ekonomi dan Bisnis Islam
Publisher : Institut Agama Islam K.H. Sufyan Tsauri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57210/j-ebi.v3.i02.85

Abstract

The large digital market in Indonesia has made startups mushroom in Indonesia. If this continues, online business competition will become increasingly tight and a mature business plan is needed to survive and compete with competitors. The application of sharia principles to online businesses and their planning has been studied for a long time, so it is not something new. However, sharia business planning has not been fully applied to online businesses. This study uses a descriptive analysis method through a literature review of journals and articles. Sharia business planning in online businesses must pay attention to maqashid sharia through the implementation of buying and selling transaction procedures, namely buyers register and sign in, buyers choose products, make purchases, make payments, sellers send products to buyers, and certain conditions such as returns and exchanges. The implementation of the transaction procedure for buying and selling must be in accordance with the principles of buying and selling in Islam which are carried out with elements of willingness with the existence of a contract, the benefits of the object and subject being transacted, justice with pricing and taking reasonable profits, not exploiting, being honest about the product information conveyed in detail, freedom from khiyar, avoiding elements that are prohibited in Islam, namely maisir, gharar, usury and haram, and sahih, namely the conditions and pillars of buying and selling on e-commerce are met.
Determination of Burnout Through Work Life Balance, Job Stress, and Digital Stress in Private University Lecturers Noviardi Ferzi; Albetris; Muhammad Akbar
Fundamental and Applied Management Journal Vol. 3 No. 2 (2025): December
Publisher : Global Research Collaboration

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.66314/famj.v3i2.577

Abstract

The acceleration of digitalization in higher education has increased work demands on lecturers, particularly through technology-based administration, continuous information flow, and expectations of rapid responsiveness. This study examines the effects of work-life balance, job stress, and digital stress on burnout and their impact on job satisfaction among private university lecturers in the LLDIKTI X region. Grounded in the Job Demands-Resources model, this research adopts a quantitative approach using Structural Equation Modeling (PLS) based on survey data collected from lecturers. The results show that job stress and digital stress significantly increase burnout, while work-life balance is also associated with higher burnout in the context of blurred work–life boundaries. Job stress reduces job satisfaction, whereas digital stress exhibits a dual effect by increasing both burnout and job satisfaction, indicating its role as both a hindrance and challenge demand. Burnout is identified as a key mediating variable linking work pressures to job satisfaction. Substantively, higher burnout leads to lower job satisfaction, confirming its central role in the health impairment process. This study contributes to the literature by extending the Job Demands-Resources model through the inclusion of digital stress as a contemporary work demand and by highlighting the complexity of lecturer well-being in the digital academic environment. The findings provide important implications for university management in designing policies that balance digital demands, support lecturer well-being, and sustain academic performance.
Employee Performance in the Digital Banking Era: The Mediating Role of Engagement in Linking Competence, Culture, and Work Stress Noviardi Ferzi; Albetris Albetris; Muhammad Akbar
Indonesian Journal of Enterprise Architecture Vol. 3 No. 1 (2026): Indonesian Journal of Enterprise Architecture
Publisher : Global Research and Collaboration

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.66314/ijea.v3i1.585

Abstract

This study examines the mechanisms through which human resource competence, organizational culture, and work stress influence employee performance, with employee engagement acting as a mediating variable. Drawing upon Human Capital Theory, Job Demands–Resources (JD-R) Theory, and Social Exchange Theory, this research proposes an integrated framework to explain employee performance within the context of digital transformation in the banking sector. A quantitative explanatory design was employed, with data collected from 250 employees of a regional development bank using proportionate stratified random sampling. The data were analyzed using Partial Least Squares Structural Equation Modeling (PLS-SEM). The results indicate that human resource competence and organizational culture have positive and significant effects on both employee engagement and employee performance. In contrast, work stress negatively affects employee engagement but does not have a significant direct effect on employee performance. Furthermore, employee engagement emerges as the strongest predictor of performance and functions as a full mediator in the relationship between work stress and employee performance, while serving as a partial mediator in the relationships involving human resource competence and organizational culture. This study contributes to the literature by integrating structural and psychological perspectives into a unified framework and by providing empirical evidence from a relatively underexplored context. The findings offer important strategic implications for organizations seeking to enhance employee performance through engagement-driven human resource management practices.
Does Financial Literacy Matter? The Mediating Role of Financial Inclusion in Shaping Students’ Financial Management Behavior Sumantri; Albetris; Muhammad Akbar
Fundamental and Applied Management Journal Vol. 3 No. 2 (2025): December
Publisher : Global Research Collaboration

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.66314/famj.v3i2.578

Abstract

This study aims to examine the effect of financial literacy on financial management behavior, with financial inclusion acting as a mediating variable among university students. Using a quantitative approach, data were collected through a structured questionnaire distributed to undergraduate students of the Management Department at the Graha Karya Muara Bulian University, covering cohorts from 2020 to 2025. The data were analyzed using Partial Least Squares Structural Equation Modeling (PLS-SEM). The results indicate that financial literacy does not have a significant direct effect on financial management behavior. However, financial literacy has a positive and significant effect on financial inclusion, and financial inclusion, in turn, significantly influences financial management behavior. Furthermore, the mediation analysis reveals that financial inclusion fully mediates the relationship between financial literacy and financial management behavior. These findings suggest that financial knowledge alone is insufficient to shape sound financial behavior without adequate access to financial services. Therefore, improving financial inclusion is essential to enhance the effectiveness of financial literacy in promoting better financial management behavior, particularly among students.
The Role of Opportunity Recognition in Linking Digital Entrepreneurial Literacy and Entrepreneurial Intention Nurhayani Nurhayani; Agung Muliaman Anas; Andi Anggi Kemalasari; Muhammad Akbar; Nurfadilah Sindika Sari
Journal of Economics, Entrepreneurship, Management Business and Accounting Vol 3 No 3 (2025): Volume 3, Issue 3, September-December 2025
Publisher : CV. Sakura Digital Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61255/jeemba.v3i3.1304

Abstract

This study examines the effect of digital entrepreneurial literacy on entrepreneurial intention through opportunity recognition among university students. The study is motivated by the growing importance of digital competencies in supporting entrepreneurial activities in the digital economy. This study applies a quantitative approach using a structured questionnaire distributed to 84 university students selected through purposive sampling. Data were analyzed using Partial Least Squares Structural Equation Modeling with the assistance of SmartPLS software. The results show that digital entrepreneurial literacy does not have a significant direct effect on entrepreneurial intention. However, digital entrepreneurial literacy has a positive and significant effect on opportunity recognition, and opportunity recognition has a positive and significant effect on entrepreneurial intention. The findings also confirm that opportunity recognition fully mediates the relationship between digital entrepreneurial literacy and entrepreneurial intention. This study highlights opportunity recognition as a key mechanism through which digital entrepreneurial literacy contributes to entrepreneurial intention. The findings imply that entrepreneurship education should not only develop students’ digital entrepreneurial competencies but also strengthen their ability to identify and evaluate business opportunities.
ANALISIS DATA PANEL TENTANG UPAH DAN PEMBENTUKAN MODAL TERHADAP PENGANGGURAN REGIONAL DI INDONESIA Nahda Maidina Arifin; Yunus Sading; Yohan Yohan; Muhammad Akbar; Nurnaningsih Nurnaningsih
Jesya Vol 9 No 1 (2026): Artikel Riset Januari 2026
Publisher : LPPM Sekolah Tinggi Ilmu Ekonomi Al-Washliyah Sibolga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36778/jesya.v9i1.2657

Abstract

Pertumbuhan ekonomi dan peningkatan investasi di Provinsi Sulawesi Tengah belum sepenuhnya diikuti oleh penurunan pengangguran secara konsisten. Kondisi ini menunjukkan adanya kesenjangan antara ekspansi ekonomi daerah dan kemampuan pasar kerja dalam menyerap tenaga kerja. Penelitian ini bertujuan untuk menganalisis pengaruh upah minimum dan Pembentukan Modal Tetap Bruto (PMTB) terhadap jumlah pengangguran pada kabupaten/kota di Provinsi Sulawesi Tengah selama periode 2019–2023. Penelitian ini menggunakan pendekatan kuantitatif dengan data panel yang mencakup 12 kabupaten dan 1 kota, serta dianalisis menggunakan Fixed Effect Model (FEM) sebagai model estimasi terpilih. Hasil penelitian menunjukkan bahwa upah minimum tidak berpengaruh signifikan terhadap jumlah pengangguran, sedangkan PMTB berpengaruh negatif dan signifikan. Temuan ini mengindikasikan bahwa dinamika pengangguran di Sulawesi Tengah lebih banyak dipengaruhi oleh kapasitas investasi dan struktur ekonomi daerah dibandingkan oleh perubahan upah minimum. Kontribusi penelitian ini terletak pada penjelasan bahwa peningkatan investasi tidak hanya perlu dilihat dari besarnya nilai PMTB, tetapi juga dari kemampuannya dalam menciptakan lapangan kerja yang inklusif bagi tenaga kerja lokal.
Penguatan kompetensi mahasiswa melalui integrasi scite.AI dalam analisis literatur karya ilmiah Santi Yunus; Rita Yunus; Muhammad Akbar; Albetris Albetris; Nurfadilah Sindika Sari
SELAPARANG: Jurnal Pengabdian Masyarakat Berkemajuan Vol 10, No 2 (2026): April
Publisher : Universitas Muhammadiyah Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31764/jpmb.v10i2.38569

Abstract

Abstrak Perkembangan Artificial Intelligence (AI) di pendidikan tinggi menghadirkan peluang dalam penguatan literasi akademik, khususnya pada kemampuan analisis literatur mahasiswa. Kegiatan pengabdian ini bertujuan meningkatkan kompetensi mahasiswa melalui integrasi Scite.AI sebagai pendukung analisis literatur dalam karya ilmiah. Program dilaksanakan pada 16 Agustus 2025 di Ruang BTE 21 dengan melibatkan 33 mahasiswa yang sedang atau akan menyusun tugas akhir. Metode yang digunakan adalah pelatihan berbasis pendampingan dengan desain workshop praktik dan pendekatan experiential learning. Kegiatan meliputi pemaparan konsep citation context, demonstrasi fitur Scite.AI, praktik analisis fungsi sitasi (mentioning, supporting, contrasting), serta diskusi dan refleksi. Hasil menunjukkan bahwa penggunaan Scite.AI membantu mahasiswa memahami konteks sitasi secara lebih kritis dan tidak lagi bergantung pada jumlah sitasi semata. Integrasi AI yang dipadukan dengan pendampingan terstruktur terbukti mendukung peningkatan ketelitian analisis literatur dan kualitas argumentasi ilmiah. Dengan demikian, pemanfaatan Scite.AI berbasis pendampingan dapat menjadi strategi efektif dalam memperkuat kompetensi literasi akademik mahasiswa di era digital. Kata kunci: artificial intelligence; scite.AI; analisis literatur; citation context; pendampingan. Abstract The development of Artificial Intelligence (AI) in higher education offers opportunities to strengthen students’ academic literacy, particularly in literature analysis skills. This community service program aimed to enhance students’ competencies by integrating Scite.AI as a tool to support literature analysis in academic writing. The program was conducted on August 16, 2025, in Room BTE 21 and involved 33 students preparing their undergraduate theses or scientific articles. The method employed was mentoring-based training combined with a practice-oriented workshop and an experiential learning approach. Activities included introducing citation context concepts, demonstrating Scite.AI features, practicing citation function analysis (mentioning, supporting, contrasting), and conducting guided discussions and reflections. The results indicate that Scite.AI helped students interpret citation contexts more critically and move beyond relying solely on citation counts. The integration of AI with structured mentoring contributed to improved rigor in literature analysis and stronger scientific argumentation. Therefore, mentoring-based integration of Scite.AI represents an effective strategy for strengthening academic literacy competencies in the digital era. Keywords: artificial intelligence; scite.AI; literature analysis; citation context; mentoring.
THE ROLE OF SHARIA FINANCING ON SECTORAL GDP IN CENTRAL SULAWESI: MACROECONOMIC ANALYSIS WITH THE VAR/VECM APPROACH Rita Yunus; Farida Millias Tuty; Ahmad Syatir; Novita Sari; Muhammad Akbar
JURNAL PROFIT Vol 9, No 2 (2025): Economic And Financial Institutions
Publisher : Nurul Jadid University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33650/profit.v9i2.13078

Abstract

Islamic financing in Indonesia is experiencing rapid growth and has the potential to become a key instrument in encouraging regional economic growth based on inclusive and sustainable principles. However, its effect on sectoral performance at the provincial level has not been studied empirically using a dynamic approach. This study aims to analyze the role of sharia financing and gross fixed capital formation (PMTB) on sectoral Gross Regional Domestic Product (GDP) in Central Sulawesi, covering the primary, secondary, and tertiary sectors. The analysis was conducted using quarterly data for the period 2022–2024 with the Vector Error Correction Model (VECM) approach for sectors showing long-term relationships and Vector Autoregression (VAR) for sectors without cointegration. Tests of stationarity, optimal lag, and Johansen cointegration were used to ensure the validity of the model. The results show that there is a difference in influence between sectors. In the primary sector, PMTB has a negative effect in the long term but positively in the short term. In the secondary sector, PMTB has a significant positive effect on both time horizons. In the tertiary sector, sharia financing has a significant positive effect in the short term without long-term relationships. This research offers novelty as the first post-pandemic sectoral study with a province-level dynamic model, which affirms the strategic role of Islamic finance in regional economic transformation. The implications of the research results show the need for sharia financing policies that are adjusted to sectoral characteristics to encourage inclusive, productive, and harmonized regional economic growth in line with Islamic economic principles.
INTEGRATION OF HALAL TOURISM AND GREEN ECONOMY: SYSTEMATIC LITERATURE REVIEW FOR SYNERGY TRENDS IN SUSTAINABILITY PRACTICES Muhammad Akbar; Rita Yunus; Nurfadilah Sindika Sari; Muhammad Ichsan
JURNAL PROFIT Vol 9, No 2 (2025): Economic And Financial Institutions
Publisher : Nurul Jadid University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33650/profit.v9i2.12696

Abstract

This research aims to explore the relationship between halal tourism and the green economy and its contribution to sustainable development and the local economy. The main purpose of this study is to analyze research trends, the relationship between these two sectors, research gaps related to the integration of halal tourism with the green economy, as well as patterns and thematic relationships between the main keywords in the existing literature. The Systematic Literature Review (SLR) approach and bibliometric analysis using the VOSviewer tool were applied to assess research trends, citation patterns, and the linkages between key concepts in the literature from 2016 to February 2025. The results of the analysis show that halal tourism that integrates green economic principles can reduce negative impacts on the environment, increase the use of local products, and support sustainable economic growth. The close relationship between halal tourism and the green economy is found in the VOSviewer analysis, with key clusters and keywords covering concepts such as sustainable development, sustainability, sustainable tourism and environmental. However, the research gap is seen in the lack of explicit integration between halal tourism and the green economy. Thematic patterns show a link between halal tourism, green economy, and sustainability, although research linking the three is still limited. This research contributes to understanding how halal tourism can serve as a sustainable tourism model that not only meets the needs of Muslim tourists, but also supports social, economic, and environmental sustainability. These findings lead to the need for the development of policies that better support the integration of these two sectors in industrial practice.
Co-Authors Abd Wahab Achmad Shidiq Afni, Rizkia Agung Muliaman Anas Ahmad Syatir Albetris Andi Anggi Kemalasari Ayu Putri Utami Damayanti Damayanti Desy Rahmawati Anwar Dhita Pratiwi AR Edhi Taqwa Efriza Pahlevi Wulandari Efriza Pahlevi Wulandari Farida Millias Tuty Fitrisam, Syarifah Aliyah Hasisa Haruna Hasisa Haruna Layli, Nuril Lutfi, Anugrah Muhammad Ichsan Muhammad Ichsan Nahda Maidina Arifin Noviardi Ferzi Novita Sari Nurfadilah Sindika Sari Nurfadilah Sindika Sari Nurhayani Nurhayani Nurhayani Nurnaningsih Nurnaningsih Nurwijayanti Rahmatullah Rangga Putera Boroallo Rezal Rezal Rika Febby Rhamadhani Rita Yunus Rizkiani Iskandar Salam, Karta Negara Sudirman Sudirman Sukardi Sukardi Sumantri SYAHRIR MALLONGI Syamsiar, Syamsiar Syarigawir Vera Sri Endah Cicilia Wijaya, Fajar Yohan Yohan Yohan Yohan Yunus Sading Yunus Sading Yunus, Santi Ziana Asyifa