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All Journal Journal of Economics and Business UBS Jurnal Publikasi Ilmu Manajemen Jurnal Ilmiah Ekonomi dan Manajemen Margin : Journal of Islamic Banking Jurnal Manajemen, Bisnis dan Kewirausahaan Journal of Shariah Economics
Nurlia Fusfita
Universitas Islam Negeri Sulthan Thaha Saifuddin Jambi
Religion Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Social Sciences Other

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TRANSPARANSI DAN AKUNTABILITAS PENGELOLAAN ZAKAT DALAM MENINGKATKAN KEPERCAYAAN MUZAKKI DI DESA SEKUMBUNG KECAMATAN TAMAN RAJO KABUPATEN MUARO JAMBI M Wildan; Hansen Rusliani; Nurlia Fusfita
JURNAL ILMIAH EKONOMI DAN MANAJEMEN Vol. 1 No. 3 (2023): November
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jiem.v1i3.233

Abstract

This study aims to determine how the transparency and accountability of zakat management in increasing the trust of muzakki in Sekumbung Village, Taman Rajo District, Muaro Jambi Regency. The theory used in this study is the theory put forward by Djarwanto that Accountability provides, conveys information by being responsible for performance in the form of success or failure to achieve the goals set. Meanwhile, transparency was stated by Farid Hamid, namely seeking, receiving, possessing, storing, managing, and sending information through all available channels. The type of this research is descriptive qualitative with primary and secondary data types. Data collection techniques in this study are using questionnaires, observation, interviews and documentation, while for data analysis, researchers use domain, textonomy and componential analysis. The results of the study explain that the transparency of zakat management in increasing the trust of muzakki in Sekumbung Village, Taman Rajo District, Muaro Jambi Regency can be seen from several aspects, namely the role of Amil Zakat in coordinating zakat funds to the community directly and maximizing the disclosure of zakat management information by making periodic reports on performance and activities. zakat management. Accountability of Zakat Management to Increase Muzakki Trust in Sekumbung Village, Taman Rajo District, Muaro Jambi Regency can be seen from several aspects including the existence of amil zakat activities in making financial reports in writing. The existence of activities to prepare financial reports with a simple accounting system as a form of accountability for the performance carried out. The existence of amil zakat efforts in improving the ability and moral quality in managing zakat.
FAKTOR-FAKTOR YANG MEMPENGARUHI PDRB (Produk Domestik Regiona Bruto) DI PROVINSI JAMBI Nurhasanah Nurhasanah; Nurlia Fusfita; Nurfitri Martaliah
JURNAL ILMIAH EKONOMI DAN MANAJEMEN Vol. 2 No. 1 (2024): Januari
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jiem.v2i1.928

Abstract

Economic growth is an indicator to evaluate the performance of an economy, especially to analyze the results of economic development achieved by a region. The economic growth measurement tool used at the regional level is GRDP. Gross Regional Domestic Product (GRDP) is the sum of gross value added from all economic sector activities that produce goods and services within a certain period of time in a region regardless of ownership of factors of production. This study aims to see how the partial and simultaneous influence of Islamic Bank financing, investment, and hotel taxes on GRDP in Jambi Province in 2013-2022. The method in this research is quantitative research with a time series data model. The analysis technique used is multiple linear regression analysis, hypothesis testing, and classical assumptions. The data used is secondary data sourced from the Central Bureau of Statistics and OJK. The results showed that partially Islamic Bank financing has a positive and significant effect on GRDP. Meanwhile, investment and hotel taxes have a positive and no significant effect on GRDP. Simultaneously Islamic Bank financing, investment, and hotel taxes have a positive and significant effect on GRDP in Jambi Province.
PENGARUH PEMAHAMAN DAN AKSES MEDIA INFORMASI TENTANG ZAKAT TERHADAP MINAT MUZAKKI MEMBAYAR ZAKAT Fitri Fitri; Efni Anita; Nurlia Fusfita
JURNAL ILMIAH EKONOMI DAN MANAJEMEN Vol. 2 No. 2 (2024): Februari
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jiem.v2i2.1043

Abstract

This research aims to describe and see the influence of understanding and access to information media about zakat on muzakki's interest in paying zakat in Jambi City. The method used in this research is quantitative descriptive with multiple linear regression analysis. The research samples were selected using purposive sampling technique, namely 96 samples. The research results show that the variables of understanding and access to information media have a significant effect, both partially and simultaneously. Partially, the understanding variable has a significance value of 0.000<0.05. Access to information media has a significance value of 0.000<0.05. Based on this research, researchers suggest that (1) the government and zakat management institutions utilize online media platforms to provide information about zakat, (2) the public to seek information and understand the importance of zakat, (3) researchers further examine the factors that influence interest in muzakki and pay other zakat.
ANALISIS PERSEPSI PETANI KARET TERHADAP PEMBIAYAAN DI PERBANKAN SYARIAH (Studi Kasus Masyarakat Kecamatan Bangko Barat Kabupaten Merangin) Andini Putri; Ahsan Putra Hafiz; Nurlia Fusfita
MARGIN: Journal of Islamic Banking Vol 4 No 1 (2024): MARGIN JOURNAL OF ISLAMIC BANKING
Publisher : UIN Sulthan Thaha Saifuddin Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/margin.v4i1.2340

Abstract

Bank syariah dalam mendorong  perekonomian di Indonesia dapat dilakukan dalam berbagai bidang usaha perekonomian salah satunya dalam sektor pertanian. Keterbatasan modal dan sulitnya akses untuk mendapatkan fasilitas pembiayaan menjadi salah satu permasalahan utama yang di hadapi sebagian besar petani di Indonesia.Tujuan penelitian ini adalah (1) untuk mengetahui bagaimana padangan petani karet terhadap pembiayaan di perbankan syariah. (2) untuk mengetahui kendala yang dihadapi petani karet dalam melakukan pembiayaan diperbankan syariah. Penelitian ini termasuk penelitian kualitatif dengan metode pengumpulan data melalui observasi, wawancara dan dokumentasi.Data yang diambilkan pun berupa data primer dan data sekunder.Pemilihan  informan sebagai sumber data dalam penelitian atas subjek yang menguasai masalah, memiliki data dan bersedia memberi informasi. Informan pada penelitan ini adalah pimpinan di Bank Syariah Indonesia, bapak camat kecematan bangko barat dan beberapa masyarakat petani karet di kecamatan bangko barat. Hasil penelitian menjelaskan bahwa: (1) padangan masyarakat petani karet terhadap pembiayaan di perbankan syariah,  masyarakat petani karet dikecematan bangko barat sudah mengetahui pembiayaan di perbankan syariah tetapi belum mengetahui betul pembiayaan di keuangan syariah sehingga masyarakat lebih memilih bank konvesional di bandingkan bank syariah.(2)kendala yang di hadapi petani karet dalam melakukan pembiayaan diperbankan syariah pertama karena faktor lingkungan, kedua faktor proses administrasi, ketiga faktor jaminan(anggunan). Untuk masyarakat petani karet diharapkan dapat menggunakan pembiayaan yang didapat sebaik mungkin sebagai salah satu solusi untuk mengatasi masalah kekurangan modal dalam pengembangan disektor pertanian indonesia.
Pengaruh Pengetahuan Investasi, Modal Minimal dan Persepsi Risiko Terhadap Minat Pengusaha Sawit Berinvestasi di Pasar Modal Syariah Ranti Pramesti; Rafidah Rafidah; Nurlia Fusfita
Journal of Economics and Business UBS Vol. 12 No. 2 (2023): Regular Issue
Publisher : UniSadhuGuna Business School

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52644/joeb.v12i2.183

Abstract

Penelitian ini bertujuan untuk mengetahui dan menganalisis seberapa besar pengaruh pengetahuan investasi, modal minimal dan persepsi risiko terhadap minat berinvestasi di pasar modal syariah pada pengusaha sawit di Kecamatan Sumay Kabupaten Tebo. Penelitian ini menggunakan pendekatan kuantitatif dengan metode analisis data Regresi Linear Berganda. Hasil penelitian menunjukan bahwa pengetahuan investasi (X1) menunjukan berpengaruh signifikan terhadap minat investasi (Y), sehingga dapat disimpulkan bahwa Ha diterima dan H0 ditolak. Modal minimal (X2) menunjukan berpengaruh signifikan terhadap minat investasi (Y), sehingga dapat disimpulkan bahwa Ha diterima dan H0 ditolak. Dan persepsi risiko (X3) tidak berpengaruh signifikan terhadap minat investasi (Y), sehingga dapat disimpulkan bahwa Ha ditolak dan H0 diterima. Sedangkan pengetahuan investasi (X1), modal minimal (X2) dan persepsi risiko (X3) secara simultan berpengaruh signifikan terhadap minat investasi (Y), sehingga dapat disimpulkan bahwa Ha diterima dan H0 ditolak. Adapun pengaruh ketiga variabel tersebut sebesar 24,5%% sedangkan sisanya sebesar 75,5% yang dipengaruhi oleh variabel lain diluar penelitian ini.
ANALISIS PERBANDINGAN STRATEGI PEMASARAN DAN KEPUASAN KONSUMEN BUTIK L BY LAUDYA CYNTHIA BELLA DAN BUTIK AUDIRA DI KOTA JAMBI Leni Sagita; As’ad Isma; Nurlia Fusfita
Jurnal Manajemen, Bisnis dan Kewirausahaan Vol. 2 No. 3 (2022): DESEMBER : Jurnal Manajemen, Bisnis dan Kewirausahaan
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jumbiku.v2i3.916

Abstract

Pada saat ini fashion Muslim sedang mengalami perkembangan yang signifikan, setiap toko berusaha menghadirkan produk-produk unggulan yang sesuai dengan trend yang sedang terjadi di pasaran dan diminati para konsumen. Semakin banyaknya pilihan membuat konsumen bingung untuk menentukan membeli produk yang mana. Strategi pemasaran dan kepuasan konsumen menjadi pembanding bagi konsumen agar dapat mengetahui perbedaan antara toko satu dengan toko lainnya. Penelitian ini bertujuan untuk mengetahui dan menganalisis perbedaan strategi pemasaran dan kepuasan konsumen Butik L By Laudya Cynthia Bella dan Butik Audira di Kota Jambi. Pengumpulan data dilakukan dengan cara penyebaran kuesioner dan wawancara. Jenis penelitian dalam penelitian ini adalah penelitian kuantitatif komparatif. Metode analisis yang digunakan adalah uji independent sample t-test. Hasil uji independent sample t-test menunjukkan bahwa nilai sig. (2-tailed) sebesar 0,000 < 0,05 yang berarti terdapat perbedaan yang signifikan antara strategi pemasaran Butik L By Laudya Cynthia Bella dan Butik Audira. Untuk kepuasan konsumen, diperoleh nilai sig. (2-tailed) sebesar 0,467 > 0,05 yang berarti tidak terdapat perbedaan yang signifikan antara kepuasan konsumen Butik L By Laudya Cynthia Bella dan Butik Audira.
Pengaruh Pengetahuan Investasi Risiko Investasi Dan Modal Minim Terhadap Minat Mahasiswa Berinvestasi Melalui Galeri Investasi Syariah (Studi Kasus Pada Mahasiswa Jurusan Manajemen Keuangan Syaraiah Angkatan 2018) Lesta Sri Wahyuni; Maulana Yusuf; Nurlia Fusfita
Jurnal Publikasi Ilmu Manajemen Vol. 2 No. 1 (2023): Maret: Jurnal Publikasi Ilmu Manajemen 
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jupiman.v2i1.1346

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh pengetahuan investasi, risiko investasi dan modal minim secara parsial terhadap minat mahasiswa berinvestasi melalui GIS. Penelitian ini menggunakan penelitian kuantitatif dengan menggunakan metode survey, dimana data diambil menggunakan kuisioner yang disebarkan pada mahasiswa Jurusan Manajemen Keuangan Syariah Angkatan 2018 dengan metode purposive sampling. Hasil penelitian menunjukan bahwa secara parsial pengetahuan investasi berpengaruh positif terhadap minat investasi, hasil risiko investasi berpengaruh positif terhadap minat investasi dan modal minim tidak berpengaruh positif terhadap minat investasi. Secara simultan, variabel pengetahuan investasi, risiko investasi dan modal minim berpengaruh signifikan terhadap minat investasi. Hasil perhitungan koefisien determinasi menunjukkan bahwa variabel pengetahuan investasi, risiko investasi dan modal minim terhadap minat berinvestasi memberikan pengaruh sebesar 40% dan sisanya sebesar 60% dipengaruhi oleh variabel lain diluar penelitian ini.
Pengaruh Keamanan, Kepercayaan Dan Kualitas Layanan Terhadap Kepuasan Penggunaan Mobile Banking Bank 9 Jambi Pada Generasi Milenial Di Kota Jambi Hikmatul Fadilah; Nurlia FusFita; Ogi Saputra
JOURNAL OF SHARIA ECONOMICS Vol 5 No 1 (2023): Journal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam, Universitas Al Hikmah Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35896/jse.v5i1.1394

Abstract

This study aims to determine the influence of security, trust, and service quality on the satisfaction of using Bank 9 Jambi mobile banking among the millennial generation in Jambi City. This research is quantitative. The population in this study is the millennial generation who use Bank 9 Jambi mobile banking at the Main Branch Office in Jambi City. Data were collected through questionnaires using a Likert scale. Furthermore, the data testing techniques used in this study are validity and reliability tests, R-square test, and hypothesis testing through bootstrapping using SmartPLS 4.0 software. The results of the study indicate that security, trust, and service quality have a positive and significant effect on user satisfaction. Therefore, it is suggested that Bank 9 Jambi continue to improve its security system, maintain customer trust through transparency and fast response, and improve service quality such as application features and transaction convenience to increase the satisfaction of mobile banking users
Analisis Strategi Pengelolaan Keuangan Syariah Dalam Meningkatkan Omzet Pada UMKM Mie Bucin Mendalo Muaro Jambi Cindy Ariska; Nurlia Fusfita; Dessy Anggraini
JOURNAL OF SHARIA ECONOMICS Vol 6 No 1 (2024): Journal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam, Universitas Al Hikmah Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35896/jse.v6i1.1412

Abstract

This research was motivated by the importance of sharia financial management in supporting business development and increasing the turnover of Micro, Small, and Medium Enterprises. Mie Bucin Mendalo is one of the culinary MSMEs that experienced an increase in turnover after utilizing digital platforms such as GrabFood and ShopeeFood. However, an increase in turnover does not necessarily indicate effective financial management. This study employed a qualitative research method with a descriptive approach. The research was conducted at Mie Bucin Mendalo MSME in Muaro Jambi Regency. The informants consisted of the business owner, employees, customers, and GrabFood and ShopeeFood drivers. Data were collected through observation, interviews, and documentation. The data were analyzed through data reduction, data presentation, and conclusion drawing. The results showed that the implementation of sharia financial management at Mie Bucin Mendalo has been carried out through the functions of planning, organizing, leadership, supervision, and the application of sharia principles. Business management is conducted by allocating funds according to business needs, establishing clear job responsibilities, supervising income and expenses, and implementing business practices based on trustworthiness, honesty, fairness, and the avoidance of usury (riba). The sharia financial management strategies implemented through operational cost control, product development, service quality improvement, and the utilization of GrabFood and ShopeeFood have successfully increased sales volume, customer numbers, and market reach. As a result, the business turnover increased from IDR 64,490,000 in 2021 to IDR 523,542,000 in 2025. Therefore, sharia financial management strategies play an important role in supporting turnover growth and the sustainable development of Mie Bucin Mendalo MSME.
Co-Authors Ahsan Putra Hafiz Andini Putri As’ad Isma Cindy Ariska Dessy Anggraini Efni Anita Fitri Fitri Hansen Rusliani Hikmatul Fadilah Leni Sagita Lesta Sri Wahyuni M Wildan Maulana Yusuf Nurfitri Martaliah Nurhasanah Nurhasanah Ogi Saputra Rafidah Rafidah Ranti Pramesti