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All Journal Jurnal Al-Qardh Media Syari'ah: Wahana Kajian Hukum Islam dan Pranata Sosial SHIBGHAH: Journal of Muslim Societies J-ISCAN : Journal of Islamic Accounting Research Malik Al-Shalih
Muslina Muslina, Muslina
IAIN Lhokseumawe
Religion Agriculture, Biological Sciences & Forestry Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Social Sciences

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Journal : J-ISCAN : Journal of Islamic Accounting Research

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SHARIA FINTECH: PIONEERING THE EVOLUTION OF ISLAMIC FINANCIAL SYSTEMS IN INDONESIA Muslina, Muslina; Hayati, Husna; Rofizar, Heny
J-ISCAN: Journal of Islamic Accounting Research Vol. 6 No. 1 (2024): J-ISCAN : Journal of Islamic Accounting Research
Publisher : IAIN Lhokseumawe

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Abstract

Indonesia is confronted with major challenges in its efforts to foster collaboration with fintech in order to navigate the free market era. The continuity of a sharia financial institution's business is at risk if it fails to adapt to the flow of information and technology, which will make it challenging to compete in a free market. A literature study is conducted by analyzing a variety of secondary data from OJK publications, Fintech websites, AFSI websites, and supporting articles on the results of the study. The data was subsequently analyzed using a descriptive qualitative approach to actualize an array of viewpoints regarding the role of fintech in the development of the sharia financial institution system. The results of this study's search indicate that sharia financial institutions have enrolled in the Indonesian Sharia Fintech Association (AFSI). However, some institutions continue to employ conventional methods in their operations, such as microfinance institutions, which have significant potential but have not yet integrated IT into their products and have not established a partnership with sharia fintech.
Co-Authors . Darmawi . Muttaqien Abdul Harris Abdullah Hamzah Asra Azhar Azhar Eliawardani Eliawardani Hayati, Husna Heny Rofizar Ibnu Khaldun Maryam Maryam Maulina, Isra Muhammad Hambal Nur Anwar, Nur Razali Daud Ridwan Nurdin Rinidar Rinidar S.Pd. M Kes I Ketut Sudiana . Sufrizal, Sufrizal Syahputra, Angga Syahputra, Angga Ummu Balqis Zulfikar Zulfikar