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All Journal Shirkah: Journal of Economics and Business PengabdianMu: Jurnal Ilmiah Pengabdian kepada Masyarakat International Journal of Economics, Business and Accounting Research (IJEBAR) Indonesian Journal of Islamic Economics Research Jurnal Ekonomi Indonesia Jihbiz: Jurnal Ekonomi, Keuangan dan Perbankan Syariah DEVELOPMENT : Journal of Community Engagement Journal of Economics Research and Policy Studies Journal of Islamic Business Management Studies (JIBMS) Proceeding of International Conference on Science, Education, and Technology SAUJANA : Jurnal Perbankan Syariah dan Ekonomi Syariah Jurnal Pengabdian Indonesia The Indonesian Journal of Islamic Economics Research
Muhammad Adi Adrian
Universitas Sunan Gresik
Religion Agriculture, Biological Sciences & Forestry Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Public Health Social Sciences

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Dari wisata bahari menuju ekowisata berkelanjutan: Valuasi ekonomi Pantai Ngudel melalui pendekatan CVM dan TCM Saifudin Zuhri; Muhammad Adi Adrian
Journal of Economics Research and Policy Studies Vol. 6 No. 2 (2026): Journal of Economics Research and Policy Studies
Publisher : Nur Science Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53088/jerps.v6i2.3514

Abstract

Ngudel Beach in Sindurejo Village, Gedangan District, Malang Regency, holds significant potential for development as an ecotourism area; however, it still faces limitations regarding facilities, low community involvement, and a lack of information on the area's economic value. This study aims to analyze the baseline state of community participation and estimate the economic value of Ngudel Beach using the Contingent Valuation Method (CVM) and the Travel Cost Method (TCM). Primary data were obtained through a survey of 253 tourists using purposive sampling between February and June 2026. The results indicate that 93% of respondents were willing to pay an additional fee (ecotourism fee), with an average willingness-to-pay (WTP) of IDR 13,000 per person; consequently, the potential economic value based on CVM is estimated at IDR 2.555 billion per year. TCM analysis revealed an average travel cost of IDR 727,016 per person per visit, with a total potential economic value reaching IDR 46.54 billion per year. These findings demonstrate a positive economic preference among tourists for developing Ngudel Beach into a sustainable ecotourism area, as well as the importance of improving facilities and strengthening community participation in the area's management.
Exploring the relationship between economic activity, population, and energy consumption on environmental degradation in 10 OIC Countries Saifudin Zuhri; Muhammad Adi Adrian; Nadhifah An Nisa
Indonesian Journal of Islamic Economics Research Vol. 7 No. 1 (2025)
Publisher : Faculty of Islamic Economics and Business UIN Salatiga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18326/ijier.v7i1.4921

Abstract

Environmental degradation is a manifestation of ecosystem damage caused by unsustainable activities, one of which is reflected in increased carbon emissions. This study aims to analyze the relationship between economic activities and environmental degradation in 10 member countries of the Organization of Islamic Cooperation (OIC) using quantitative data from 2008 to 2022. The Panel VECM method was used to identify long-term and short-term relationships between variables. The estimation results indicate that, in the long term, population, electricity consumption, economic growth, FDI, and renewable energy consumption have a significant impact on carbon emissions. Conversely, total energy consumption and the HDI are not significant. These findings encourage the government to shift from fossil fuel use to new and renewable energy and minimize the conversion of green areas into residential areas. Additionally, fossil fuel use must be balanced with investments in new and renewable energy to control rising carbon emissions alongside economic activities.
Etika Kecerdasan Buatan Berbasis Maqashid Syariah: Konseptualisasi Kerangka untuk Sektor Keuangan Islam di Indonesia Zumrotun Nazia; Muhammad Adi Adrian; Agus Suaidi Hasan; Nanang Alisyah Daud
Jihbiz : Jurnal Ekonomi, Keuangan dan Perbankan Syariah Vol 10 No 2 (2026): Jihbiz Volume 10 Nomor 2 (Juli 2026)
Publisher : Universitas Islam Raden Rahmat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33379/jihbiz.v10i2.9987

Abstract

The development of artificial intelligence (AI) in Indonesia's Islamic finance sector offers efficiency, financial inclusion, and strengthened regulatory compliance, but also raises ethical issues, algorithmic bias, and sharia compliance. This article aims to formulate an AI ethics framework based on maqashid al-shariah to serve as a reference for sustainable AI governance in Islamic banking and finance. The method used is a systematic literature review of reputable indexed articles discussing Islamic AI ethics, maqashid al-shariah, and the application of AI in Indonesian Islamic finance. The results of the study indicate that the dimensions of hifz al-din, al-nafs, al-aql, al-nasl, and al-mal can be operationalized into the principles of transparency, accountability, justice, data protection, and public interest orientation in AI design and supervision. The recommendations from this study are to propose a conceptual framework that integrates maqashid al-syariah with a modern AI risk governance model, as well as recommending strengthening regulations, the role of the DPS, and AI ethics literacy in Indonesian Islamic financial institutions.
Literasi Keuangan Syariah dalam Era Digital: Membangun Kemandirian Ekonomi Masyarakat Desa Sendang: Sharia Financial Literacy in the Digital Age: Building Economic Independence of Sendang Village Community Muhammad Adi Adrian; Kholid Albar; Adi Basuki Choirul
PengabdianMu: Jurnal Ilmiah Pengabdian kepada Masyarakat Vol. 11 No. 5 (2026): PengabdianMu: Jurnal Ilmiah Pengabdian kepada Masyarakat
Publisher : Institute for Research and Community Services Universitas Muhammadiyah Palangkaraya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33084/pengabdianmu.v11i5.11914

Abstract

This community service article discusses the importance of Islamic financial literacy as a means to build economic independence in the Sendang Village, Bringin District, Semarang Regency, in the context of the digital era. In recent years, digitalization has changed the way people access financial information and products, offering new opportunities for local economic development. However, the level of Islamic financial literacy in the village remains low, leading to underutilization of available Islamic financial products. Through a needs analysis, this community service article identifies knowledge gaps among the community and evaluates the impact of Islamic financial literacy training on family economic management. The results of the community service show that improving the community's understanding of Islamic financial principles and the use of information technology can improve their economic independence. This article emphasizes the need for collaboration between various stakeholders, including Islamic financial institutions and the government, to create an ecosystem that supports financial literacy. Thus, Islamic financial literacy is not only a tool for increasing knowledge but also an important pillar for achieving sustainable economic prosperity. This research is expected to significantly contribute to the development of relevant and adaptive financial literacy programs for rural communities in the digital era.
Co-Authors Adi Basuki Choirul Agus Suaidi Hasan Anis Ilham Dimas Wahyu Rozaki Eni Susanti Hasan, Agus Suaidi Kholid Albar Moh. Kaisul Afkar Mubarriroh, Niswatin Muhammad Fatur Rahman Nadhifah An Nisa Nanang Alisyah Daud Nazia, Zumrotun Rofiuddin, Mohammad Saifudin Zuhri Saifudin Zuhri Sucihatiningsih Dian Wisika Prajanti Sucihatiningsih Dian Wisika Prajanti Syafitri, Anna Putri Zumrotun Nazia