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All Journal Al-Hukmi : Jurnal Hukum Ekonomi Syariah dan Keluarga Islam Konsienti: Community Services Journal Iltizam : Jurnal Ekonomi dan Keuangan Islam
Misba Huddin
Universitas Ibrahimy
Religion Computer Science & IT Economics, Econometrics & Finance Education Industrial & Manufacturing Engineering Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Perspektif Hukum Islam Terhadap Praktik Pemanfaatan Barang Gadai Berupa Rumah Di Desa Sragi Kecamatan Songgon Kabupaten Banyuwangi Mustofa; Shinta Ayu Lestari; Misba Huddin
Al-Hukmi : Jurnal Hukum Ekonomi Syariah dan Keluarga Islam Vol. 3 No. 2 (2022): Al-Hukmi : Jurnal Hukum Ekonomi Syari’ah dan Keluarga Islam
Publisher : Fakultas Syariah dan Ekonomi Islam, Universitas Ibrahimy

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (979.673 KB) | DOI: 10.35316/alhukmi.v3i2.2326

Abstract

Pegadaian is a formal financial institution tasked with channeling financing in the form of providing loans to the public based on Sharia principles called pawning (rahn) in Fiqh Muamalah. To get a loan, the community must surrender the valuable objects they have to the pawnshop as collateral for their debt. The community in general recognizes a pawn with one of the debt agreements with collateral, where Rahn's party must return the debt with a period determined by both parties, if Rahn cannot repay the debt then the collateral will become the property of the murtahin. Usually, among the people, the collateral is used until Rahn can redeem the pawned item back. Thus the focus of this research is to find out the perspective of Islamic law on the practice of pawning goods in the form of houses in Sragi Village, Songgon District, Banyuwangi Regency. To answer the focus of this research, the researcher uses a qualitative method based on a doctrinal approach and interpretation of the sources and data obtained. Based on the results of this study, it can be seen that the practice of using pawned goods that occurred in Sragi Village, Songgon District, Banyuwangi Regency, if the murtahin occupies or uses the pawned goods is allowed, as long as the murtahin has obtained permission from the rahin and of course it has all been agreed in the initial agreement.
Assistance in the Implementation of Muzara'ah Contracts in Optimizing Village Land Management Based on Islamic Economics Zainul Anwar; Misba Huddin; Imroatus Sholiha; M. Rivqi Amin; Nanda Hidayan Sono
Konsienti : Community Services Journal Vol. 3 No. 02 (2025): July
Publisher : PT. TAKAZA INNOVATIX LABS

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61536/konsienti.v3i02.555

Abstract

The limited optimization of village land utilization is one of the challenges faced by communities in increasing economic productivity based on local potential. This community service activity aims to assist in the implementation of the muzara'ah contract as a model of agricultural cooperation between Village-Owned Enterprises (BUMDes) and farmers in optimizing village land management based on Islamic economics. The activity implementation method uses a participatory action research (PAR) approach through the stages of problem identification, development of a cooperation model, assistance in contract implementation, and program evaluation. The results of the activity indicate that the implementation of the muzara'ah contract can improve village land utilization, strengthen cooperative relationships between BUMDes and farmers, and provide community understanding of profit-sharing mechanisms in accordance with sharia principles. This program also has a positive impact on increasing productivity and economic empowerment of village communities. Thus, the muzara'ah model can be an alternative strategy for village asset management that is oriented towards economic justice and sustainability.
SISTEM BAGI HASIL DALAM AKAD MUZARA’AH PADA PETANI TEMBAKAU DI SUMBER MALANG SITUBONDO Misba Huddin; A. Muhyiddin Khotib; Fariro Hasani
Iltizam : Jurnal Ekonomi dan Keuangan Islam Vol. 2 No. 1 (2024): Iltizam : Jurnal Ekonomi dan Keuangan Islam
Publisher : Fakultas Syariah dan Ekonomi Islam Universitas Ibrahimy

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35316/iltizam.v2i1.5506

Abstract

Plalangan Village is one of the villages where the majority of the livelihood is farming and in which there are many methods used to manage the land owned, ranging from managing it yourself to managing it by other people, one of the contracts used is the muzara'ah contract. The muzara'ah contract is a cooperative agreement between the land owner and the cultivator where the seeds to be planted come from the land owner. The agreement in this contract is usually done verbally without any written agreement with the distribution of the results agreed at the beginning of the agreement, however, in this distribution of results the cultivator is still waiting because the land owner is still looking for buyers who will buy tobacco, so this is the background for this research. . The type of research used is field research, that is, researchers go directly into the field to conduct research so they can see and understand the objects to be discussed. The results of this research show that the profit sharing system in the muzara'ah contract for tobacco farmers in Plalangan Village is that the distribution of the results is agreed upon by both parties at the beginning of the contract. What usually happens is that half is divided for the land owner and the other half for the cultivator, after deducting costs. -cost incurred. Meanwhile, the muzara'ah contract carried out by the people of Plalangan Village, Sumber Malang District, Situbondo Regency is valid because it has fulfilled the pillars and requirements of the muzara'ah contract and is in accordance with the principles of Islamic economics, namely the principle of monotheism, the principle of representation, the principle of justice, the principle of tazkiyah, and the principle of al-falah.
SISTEM BAGI HASIL DALAM AKAD MUDHARABAH PADA PERJANJIAN KERJASAMA PEMBUATAN BATU BATA DI ALASBULUH WONGSOREJO BANYUWANGI Imam Fawaid; Abd. Rahman Saleh; Misba Huddin; Sri Windari
Iltizam : Jurnal Ekonomi dan Keuangan Islam Vol. 2 No. 2 (2025): Iltizam : Jurnal Ekonomi dan Keuangan Islam
Publisher : Fakultas Syariah dan Ekonomi Islam Universitas Ibrahimy

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35316/iltizam.v2i2.6691

Abstract

One form of cooperation that is often used in the context of Islamic economics is the mudharabah agreement. One party acts as the capital owner, and the other party as the business manager. Brick making is a business sector that has great potential, especially in rural areas. Therefore, the problem arises of how to implement the profit sharing system in the mudharabah agreement in the brick making agreement in Alasbuluh Wongsorejo Banyuwangi? The type of research used is field research, that is, researchers go directly into the field to conduct research so they can see and understand the objects to be discussed. The results of this research indicate that the profit sharing system in the mudharabah agreement in the brick making agreement in Alasbuluh Wongsorejo is an application of cooperation between capital owners and managers. The capital provided is in the form of a loan with an agreement at the beginning of the contract. And the profit sharing system in the mudharabah agreement in the brick-making cooperation agreement in Alasbuluh Wongsorejo Banyuwangi in its implementation is not fully in accordance with Islamic law, one of the things that is appropriate is the terms of a consensual agreement. Cooperation agreement activities carried out by the community in Alasbuluh Wongsorejo Banyuwangi, in its implementation there is a clear concept of cooperation and is justified by sharia as long as the business activity does not conflict with the values ​​of Islamic sharia
PEMIKIRAN IBNU TAIMIYAH TENTANG STANDART HARGA JUAL DAN BELI DALAM KITAB AL-HISBAH Misba Huddin; Muhammad Zainul Arifin Fahmi
Iltizam : Jurnal Ekonomi dan Keuangan Islam Vol. 3 No. 1 (2025): Iltizam : Jurnal Ekonomi dan Keuangan Islam
Publisher : Fakultas Syariah dan Ekonomi Islam Universitas Ibrahimy

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35316/iltizam.v3i1.7726

Abstract

This research focuses on Ibn Taimiyyah's thoughts on price standards found in the book Al-Hisbah. The selection of Ibn Taimiyyah for this research is due to his thoughts and prominence in the field of economics, which are indeed relevant to current conditions, especially regarding prices and market mechanisms amidst increasingly uncertain market conditions. This research employs a qualitative method with a narrative approach, as it investigates the thoughts of the figure by using the book Al-Hisbah as primary data and also other works by Ibn Taimiyyah as secondary data analyzed through content analysis techniques. The results obtained from this study indicate that the pricing of goods must be in accordance with the natural market mechanisms determined by the equilibrium between supply and demand; however, under certain conditions, the government must also take part in determining prices to ensure that they remain stable and fair for all parties.
Penetapan Harga Jual Beli Pohon Bonsai Di Desa Curah Kalak Kecamatan Jangkar Kabupaten Situbondo Dalam Perspektif Ekonomi Islam Misba Huddin; Mohammad Febriyanto; Mustofa Mustofa
Iltizam : Jurnal Ekonomi dan Keuangan Islam Vol. 3 No. 2 (2026): Iltizam : Jurnal Ekonomi dan Keuangan Islam
Publisher : Fakultas Syariah dan Ekonomi Islam Universitas Ibrahimy

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35316/iltizam.v3i2.9181

Abstract

This article analyzes the determination of buying and selling prices of bonsai trees in Curah Kalak Village, Jangkar District, Situbondo Regency from the perspective of Islamic economics. The study employs a qualitative approach using normative–conceptual analysis supported by empirical data obtained from field observations and documentation. The analysis focuses on the conformity of pricing practices with Islamic economic principles, particularly fairness (‘adl), transparency, mutual consent (taradhi), and benefit (maslahah). The findings reveal that the pricing of bonsai trees is largely influenced by factors such as plant age, aesthetic value, maintenance costs, and market demand. From an Islamic economic perspective, the pricing practices generally reflect acceptable principles, as prices are determined through mutual agreement between sellers and buyers. However, certain practices still require improvement, particularly in ensuring clearer information disclosure to avoid potential uncertainty (gharar). This study contributes to the discourse on Islamic economic practices at the community level and provides practical insights for strengthening sharia-compliant pricing mechanisms in local trade activities.
Co-Authors A. Muhyiddin Khotib Abd. Rahman Fariro Hasani Imam Fawaid Imroatus Sholiha M. Rivqi Amin Mohammad Febriyanto Muhammad Zainul Arifin Fahmi Mustofa Mustofa Mustofa Mustofa Nanda Hidayan Sono Shinta Ayu Lestari SRI WINDARI Zainul Anwar