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All Journal AGRI-SOSIOEKONOMI COCOS Journal of Agribusiness and Rural Development (Jurnal Agribisnis dan Pengembangan Pedesaan)
Grace A.J. Rumagit
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Agriculture, Biological Sciences & Forestry Economics, Econometrics & Finance Environmental Science Social Sciences

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PEMBIAYAAN PT. BANK RAKYAT INDONESIA (PERSERO) TBK CABANG TONDANO TERHADAP SEKTOR PERTANIAN DI KABUPATEN MINAHASA Omega Bless Ronga; Lyndon R.J. Pangemanan; Grace A.J. Rumagit; Juliana R. Mandei
COCOS Vol. 6 No. 1 (2015)
Publisher : Universitas Sam Ratulangi

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Abstract

ABSTRACTThe aims of the study are to determine the development of BRI credit which has distributed in the agriculture sector, to know and to analyze the development of its credit financing on agriculture and non agriculture, to know about non performing loans at BRI. The research was conducted at PT. Bank Rakyat Indonesia (Persero) Tbk specifically at Tondano Minahasa District Branch. In this research only on certain BRI unit that ditributes credits to agriculture sector. Those units are unit BRI Langowan, unit BRI Kawangkoan, unit BRI Tondano, and unit BRI Sonder. The data were analyzed by using quantitative and qualitative descriptive data analysis then were presented in Tables. The results show that the financing plan and credit that distributed by BRI branch in Tondano to agriculture sector in Minahasa is increasing from year to year. It can be seen from the financing achievement provided by BRI is greater than the BRI financing target. The development of BRI agriculture and non agriculture financing has experienced of increasing from 2011 to 2013 through BRI credit such as KUR Mikro and KKP-E. BRI has faced credit problems when the time of credit repayment in which the NPL of non agriculture is 50% as for agriculture sector NPL is only 20%. This may happen because of the lenders could not pay their debts.
PENGARUH PENGELUARAN PEMERINTAH TERHADAP PDRB SEKTOR PERTANIAN DI PROVINSI SULAWESI UTARA Christi S. Manoi; Grace A.J. Rumagit; Joachim N.K. Dumais; Rine Kaunang
COCOS Vol. 6 No. 2 (2015)
Publisher : Universitas Sam Ratulangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35791/cocos.v6i2.6773

Abstract

ABSRACTThe objective of this research is to identify the effect ofgovernment expenditure to GRDP of agriculture sector in North Sulawesi Province. This research was conducted from October to November 2014 by using secondary data in form of tim series data in 2005-2013 period obtained from North Sulawesi Central Bureau of Statistics and North Sulawesi Province Agriculture and Livestock Department. Analysis of data uses simple linear regression method using Minitab Statistics program version 16.Research result showed that 80,3 percent of GRDP Agriculture sector was significantly affected by Government expenditureat 30 percent significance level, therefore it can be concluded that the increasing of government expenditure of agriculture sectorincrease GRDP of agriculture sector in North Sulawesi Province.
Tingkat Kepuasan Konsumen Buah Lokal dan Buah Impor Terhadap Pelayanan di Pasar Swalayan “Jumbo” di Kota Manado Riheld H. Lomboan; Grace A.J. Rumagit; Mex F. L. Sondakh; Gene H.M. Kapantow
COCOS Vol. 6 No. 4 (2015)
Publisher : Universitas Sam Ratulangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35791/cocos.v6i4.6974

Abstract

ABSTRACTRiheld Hiskia Lomboan. Consumer Satisfaction For Local Fruits and Fruit Import To The Services in "Jumbo" Supermarket in Manado Municipality (under the guidance of Grace A. J. Rumagit as chairman, Mex. F. L. Sondakh and Gene H. M. Kapantow as members).Customer satisfaction is very important factor for entrepreneurs in running a business. Consumer satisfaction in the can can lead to repeat purchases even consumers may be loyal to the product. The objective of this research is to determine the level of customer satisfaction to the service at Jumbo Supermarkets in Manado municipality through the aspects of reliability, responsiveness, Assurance, Empathy, and Tangibles.This research uses primary data and secondary data. Sampling method in this research is Accidental Sampling.The research result showed that the level costumer satisfaction for local fruit and imported fruit based on reliability, responsiveness, assurance, empathy and tangibles was categorized as satisfy and more satisfy to the services at Jumbo Supermarket.Keywords: Consumer Satisfaction, FiveAspects of Consumer Satisfaction
PERANAN SEKTOR PERTANIAN DALAM PEMBANGUNAN WILAYAH KOTA TOMOHON Jessi S. Tampun; Gene H.M. Kapantow; Grace A.J. Rumagit; Lorraine W.Th. Sondakh
COCOS Vol. 6 No. 4 (2015)
Publisher : Universitas Sam Ratulangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35791/cocos.v6i4.6977

Abstract

ABSTRACTJessi S. Tampun , 2014. Role of Agriculture in Regional Development Tomohon ( under the guidance of G.H.M. Kapantow , as Chairman of the Advisory Committee , as well as Grace A.J. Rumagit and Lorraine W.Th. Sondakh as Members ) .This study aims to determine the contribution of the agricultural sector to regional development in Tomohon , knowing the position of the agricultural sector and sub- sector of food crops , plantations , livestock , forestry , and fisheries in Tomohon and determine the role of agriculture in the economy in Tomohon seen from the figures given income multiplier .The research was conducted in Tomohon with data collection at the Central Bureau of Statistics Tomohon and North Sulawesi . Data were analyzed by using several types of calculations includingcalculating contributions , LQ and DLQ analysis to identify the agricultural sector as well as changes in the position and income multiplier analysis to look at the role of the agricultural sector The results of research show In 2013 the agricultural sector has contributed 14 , 45 % of the total GDP Tomohon with two sub-sectors of the agricultural sector which has the greatest contribution is the food crops subsector which contributed 5.40% to the total GDP . The position of the agricultural sector that is non- base in 2013 , a period to akang come into a position change by sub- sector base that follows the sub- sectors of the food crops , livestock and forestry . Plantation and fisheries sub- sectors remain at non- base . The role of the agricultural sector in terms of revenue in Tomohon affect change in the total income of the area in Tomohon . The advice in this experiment is a need for special attention to the agricultural sector in Tomohon remember in future agricultural sector will experience a change in position and supported through Tomohon known as the City of Agro .Keywords: contribution, agricultural sector, regional development.
Analisis Finansial Usaha Lebah Madu (Studi Kasus di Pusat Perlebahan Halmahera, Desa Linaino, Provinsi Maluku Utara) Jan E. Papilaya; Grace A.J. Rumagit; Lyndon R.J. Pangemanan; Martha Sendow
COCOS Vol. 6 No. 4 (2015)
Publisher : Universitas Sam Ratulangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35791/cocos.v6i4.6981

Abstract

ABSTRACTJan Edmond Papilaya. Financial Analysis of Honeybee Business (Case Study at Halmahera Honeybee Center, Linaino Village, North Molluccas Province) under the guidance of Grace A.J. Rumagit as a Chairman, Lyndon R.J. Pangemanan and Martha M. Sendow as Members)The objective of this research is to know the financial feasibility of Halmahera Honeybee Center, in Linaino Village, North Mollucas Province.The data collection has been started since August 2014, for 3 months. The obtained data were primary and secondary data, primary data was obtained by interviewing the owner of Halmahera Honeybee Center, and secondary data was obtained from the literature that related with honeybee business. The methods that are used to analyze are feasibility analysis to analyze Net Present Value, Internal Rate of Return, Net Benefit/Cost, and Break Event Point.The research showed that the honeybee business in Halmahera Honeybee Center was feasible financially. It could be seen from Net Present Value that was positive (57.659.816,77), Internal Rate of Return was 50.5%, Net Benefit/Cost was 2.34, and Break Event Point was 2 years 1 months 28 days
DAYA SAING KOMODITI RAMBUTAN DI KABUPATEN MINAHASA SELATAN Liny J.N. Rasu; Grace A.J. Rumagit; Charles R. Ngangi; Yolanda P.I. Rori
COCOS Vol. 6 No. 6 (2015)
Publisher : Universitas Sam Ratulangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35791/cocos.v6i6.8017

Abstract

ABSTRACT Liny Jecklien Novita Rasu. Competitiveness of Commodity Rambutan in South Minahasa District (under guidance of Grace AJ Rumagit as chairman, Charles R. Ngangi and Yolanda P. Rori as members).  The objective to analyze the competitiveness of the commodity in the South Minahasa District. This research was conducted over two months from February to March 2015 in the Ongkaw Satu Village Sinonsayang Sub District, South Minahasa Regency. The data used are primary data and secondary data. Primary data collection was done by using a list of questions prepared in the form of a questionnaire, while the secondary data was taken from relevant institutions in this study such as the Department of Agriculture, Statistics, and BP3K. Sampling was simple random sampling. Samples were taken for one week of 15 people. The method of analysis used is Descriptive Analysis and Policy Analysis Matrix. The results of the research showed that the commodity rambutan in South Minahasa Regency competitiveness based on comparative advantage and competitive advantage with private profits calculation of 22,813,749 and 70,959,417 for the calculation of social benefits. Of the two indicators for competitiveness Private Cost Ratios indicate that commodity rambutan increasingly competitive with PCR <1 and Domestic Resource Cost Ratio indicates that commodity rambutan has a comparative advantage with DRCR <1.
PERANAN SEKTOR INDUSTRI PENGOLAHAN TERHADAP PEREKONOMIAN DAN PENYERAPAN TENAGA KERJA DI PROVINSI SULAWESI UTARA Ayu A. Amin; Grace A.J. Rumagit; Theodora M. Katiandagho
COCOS Vol. 6 No. 8 (2015)
Publisher : Universitas Sam Ratulangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35791/cocos.v6i8.8115

Abstract

ABSTRACT  Ayu Azhari Amin. Role of Manufacturing Sector on the Economy and Labor Absorption in North Sulawesi (under the guidance of Grace A.J. Rumagit as chairman, and Theodora M. Katiandagho as a member).  This study aimed to analyze the role of the manufacturing sector to the economy and employment in the province of North Sulawesi.  This research was conducted for three months from February 2015 to April 2015 in the province of North Sulawesi, the data used in this research is secondary data obtained from the Central Bureau of Statistics North Sulawesi.  This analysis using Location Quotient (LQ), Multiplier Share (MS), and the elasticity of labor, using variabe GDP and total employment. These results indicate that the role of the manufacturing sector to the economy in North Sulawesi are relatively stable from year to year, and in terms of the manufacturing sector GDP including the non bases. For that, we need further research to determine the factors forming GDP besides labor, which could boost the manufacturing sector GDP. Meanwhile, the role of the manufacturing sector on employment in the province of North Sulawesi is still relatively small and tend to be stable each year. Seen from the aspect of employment, including the processing industry sector basis.  Keyword : Processing Industry Sector, Location Quotient, Multiplier Share, Elasticy Of Labor
TINGKAT KEPUASAN KONSUMEN KLAPPERTAART DI KARTINI CAKE AND BAKERY MANADO Meilany C. Wowor; Vicky R.B. Moniaga; Grace A.J. Rumagit; Charles R. Ngangi
COCOS Vol. 6 No. 9 (2015)
Publisher : Universitas Sam Ratulangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35791/cocos.v6i9.8199

Abstract

ABSTRACT The objective of this research is to measure the level of customer satisfaction by using an index of consumer satisfaction/ Customer (IKP). Data obtained by distributing a questionnaire of 30 respondents were measured using a Likert scale. In addition, the questionnaire in a test using data validity test and reliability of data. The research results showed that of the four aspects: the average value of the product customer satisfaction index of more than 0.753 that was satisfied. Aspects of the average value price index of consumer satisfaction more than 0.731 that was satisfied. Aspect that is where the value of the average customer satisfaction index of more than 0.7333 that was satisfied. Aspects of the service of the average value of consumer satisfaction index over 0.80 that was satisfied. Overall consumer Kartini Klappertaart was satisfied.  Keywords: Consumer Satisfaction, Product, Price, Place, Services
ANALISIS PERBANDINGAN LAJU INFLASI KOTA MANADO DAN PERDESAAN DI SULAWESI UTARA Norma O. F. Regar; Caroline B.D. Pakasi; Grace A.J. Rumagit
COCOS Vol. 6 No. 17 (2015)
Publisher : Universitas Sam Ratulangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35791/cocos.v6i17.10529

Abstract

ABSTRACT The problems of the reseach are how the description and comparison of the inflation rate in the city of Manado and rural areas in North Sulawesi, and how the influence of the inflation rate of each expenditure to the general inflation rate in the city and rural areas. The research was conducted in the city of Manado North Sulawesi for 3 (three) months. The data used is inflation data from January 2009 to December 2014, which analyzed qualitative, and quantitative descriptive in the statistical analysis using different test average analysis and multiple linear regression. The results showed that the average inflation rate for rural areas is relatively high compared with urban areas. seven groups of grouping expenditure in the inflation calculation period 2009-2014 showed that there are four groups that the inflation average rate is higher in cities than in rural, which includes foodstuffs, housing, electricity, gas and fuel; education, recreation and sports; and group transport, communications and financial services. The rest, three other groups show the average inflation rate in the city is lower than in rural areas, which include: food, beverages, cigarettes and tobacco; clothing; and health groups. The inflation rate in the city of Manado produce the same patterns with the rate of inflation in the rural areas. The rate of general inflation both in the city of Manado and rural areas is strongly influenced by the inflation rate of seven groups of expenditure for goods and services which consist of foodstuffs, food, clothing, housing, health, education and transport. Keyword : Inflation Rate, Expenditure Groups.
PENYALURAN KREDIT PT. BANK PERKREDITAN RAKYAT (BPR) MAPALUS TUMATENDEN CABANG TONDANO TERHADAP BIDANG PERTANIAN DI KABUPATEN MINAHASA Sintia Rompas; Grace A.J. Rumagit; Agnes E. Loho
COCOS Vol. 8 No. 1 (2016)
Publisher : Universitas Sam Ratulangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35791/cocos.v7i1.11380

Abstract

ABSTRACTThis study aims to determine the development of their loan portfolio to agriculture, knowing hom to analyze the development and distribution of their loan portfolio to agriculture, as well as knowing how BPR face nonperforming loans during loan repayment. The research was conducted at PT. Bank Perkreditan Rakyat (BPR) Mapalus Tumatenden Branch Tondano in Minahasa by taking some data consumer lending, trade, services, industry and agricultural credit in particular. The data is then finalists by using quantitative and qualitative descriptive analysis presented in tabular from. From the results of this research show that rural banks lending to agriculture decreased in 2012 and then increasing the amount of lending in 2014. Achievement in 2014 is the highest increase in lending over the last 5 years for agriculture. In 2011 through 2015 lending to the agricultural sector can not be found non-performing loans, it can be said that the repayment of credit by the client to the BPR runs smoothly. This is due to good performance of PT. BPR Mapalus Tumatenden Branch Tondano in Minahasa in lending to agriculture intencively with supervision and credit assessment.
Co-Authors Agnes E. Loho Ayu A. Amin Caroline B.D. Pakasi Celcius Talumingan Charles Ngangi Christi S. Manoi Clerensia L. Tololiu Desiane M. Rungkat Ellen G. Tangkere Eyverson Ruauw Frendi H. Wurarah Gene Henfried Meyer Kapantow Grace Masengi Jan E. Papilaya Jelita Lapadjawa Jessi S. Tampun Joachim N.K. Dumais Juliana R. Mandei Leonardus Ricky Rengkung Liberty Kaparang Liny J.N. Rasu Lorraine W. Th. Sondak Lyndon A.J. Pangemanan Lyndon R.J. Pangemanan Marini L. Pontonusa Martha Sendow Meilany C. Wowor Meksy V. G. Timbulus Melissa L.G. Taroreh Mex F. L. Sondakh Mex F.L. Sondakh Mex L. Sondakh Musperi Menggasa Nolvi Sanggel Norma O. F. Regar Oktavianus Porajouw Olfie L.S. Benu Olly E. H. Laoh Omega Bless Ronga Oprianto ., Meseang Paulus A. Pangemanan Ribka M. Kumaat Rifka Reflin Salangka Riheld H. Lomboan Rine Kaunang Ruth T. Mantiri Sintia Rompas Sitty M. Panurat Taufik S. Damanik Theodora M. Katiandagho Vicky R.B. Moniaga Welson M. Wangke Yeremia Gerry Putra Mongan Yolanda P.I. Rori