Article Per Year (5 Year)
p-Index From 2021 - 2026
2.109
P-Index
This Author published in this journals
All Journal Ekonomi Bisnis SENTRALISASI JRB-Jurnal Riset Bisnis Jurnal Media Informatika Jurnal Bisnis Mahasiswa Jurnal Manajemen Teknologi dan Sistem Informasi Jurnal Ilmiah Manajemen dan Kewirausahaan Jurnal Medika: Medika Jurnal Pengabdian Masyarakat Unama Jurnal manajemen dan bisnis (Performa)
Mardiana R
Universitas Dinamika Bangsa
Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Dentistry Economics, Econometrics & Finance Education Environmental Science Health Professions Medicine & Pharmacology Nursing Public Health Social Sciences Other

Published : 13 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 13 Documents
Search

 1   2 
Family Empowerment Through Digital Financial Management UP2K Sere Serumpun Jambi Yossinomita Yossinomita; Mardiana R; Irfan Hassandi; Vina Andiliana S; Bagus Irmawan
Jurnal Medika: Medika in progres
Publisher : LPPM Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/xng3vs30

Abstract

Family economic empowerment is a critical strategy for improving community welfare, particularly through household-based productive programs such as the Family Income Improvement Program (UP2K). This community service initiative aimed to strengthen the financial management capabilities of members of the UP2K Sere Serumpun group in Bagan Pete Village, Alam Barajo Subdistrict, Jambi City, Indonesia, through the adoption of digital financial management tools. The program included structured training and mentoring to equip participants with practical skills in recording income and expenses, managing savings, planning budgets, and monitoring cash flow using accessible digital applications. The implementation of digital financial management enhanced participants’ financial literacy, accountability, and confidence in managing both household and group finances, contributing to economic independence and the sustainability of small-scale enterprises. Key challenges identified included limited access to technology, varying levels of digital literacy, and initial resistance to transitioning from manual to digital systems, highlighting the importance of continuous guidance and support. This community service demonstrates that integrating digital tools into UP2K programs can significantly improve financial administration efficiency, empower households economically, and strengthen local economic resilience in the digital era.
FINANCIAL LITERACY, BEHAVIORAL INTENTION, AND THE ADOPTION OF MOBILE BANKING USAGE IN JAMBI CITY Mardiana R; Irfan Hasandi; Mira G Pangestu; Effiyaldi; Intan Nuraini
Jurnal Riset Bisnis Vol. 9 No. 2 (2026): April
Publisher : Fakultas Ekonomi dan Bisnis Universitas Pancasila Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.65179/jrb.2026.9196

Abstract

This study investigated factors that influence the behavioral intention to use mobile banking among users in Jambi City. This study used a quantitative research design and the data were gathered from 392 participants through a structured questionnaire. The analysis, conducted using multiple linear regression, confirmed that performance expectancy, effort expectancy, social influence, facilitating conditions, and financial literacy each have a significant positive impact on the behavioral intention to use mobile banking, both individually and collectively. Research findings show that the adoption of mobile banking is a complex process influenced by a blend of perceived utility, ease of use, social factors, technological support, and the user's financial knowledge. This study contributes to the existing collection of literature on digital financial service adoption by emphasizing the need for financial institutions to develop comprehensive strategies that address both the technological and educational aspects of mobile banking to encourage wider use
Revolutionizing Shopping: The Role of Artificial Intelligence in Shaping Consumer Purchase Intentions in E-Retailing Caesar Rosyad Achmadi; M. Hafiansyah Makarim; Mardiana R; R. Andro Zylio Nugraha; Agatha Saputri; Arief Nurrahman
Jurnal Media Informatika Vol. 7 No. 1 (2026): Edisi Januari - Februari
Publisher : Lembaga Dongan Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55338/jumin.v7i1.7713

Abstract

Penelitian ini menganalisis peran artificial intelligence (AI) dalam membentuk purchase intention konsumen pada sektor e-retailing dengan meninjau pengaruh faith, consciousness, subjective norm dan AI ease of use. Penelitian ini menggunakan pendekatan kuantitatif melalui kuesioner daring dengan jumlah sampel 201 pengguna platform belanja berbasis AI di Indonesia. Data dianalisis menggunakan SEM-PLS. Hasil penelitian menunjukkan bahwa subjective norm, consciousness, dan faith berpengaruh signifikan terhadap purchase intention, dengan AI ease of use sebagai mediator utama. Purchase intention pelanggan di toko online dipengaruhi secara signifikan oleh persepsi kemudahan penggunaan teknologi AI. Temuan data mengungkapkan bahwa faith, consciousness, dan subjective norm tidak berdampak langsung terhadap purchase intention, namun dipengaruhi AI ease of use sebagai variabel mediasi. Pelanggan dengan tingkat kesadaran teknologi yang lebih tinggi dan dukungan sosial yang kuat cenderung menilai AI sebagai mudah digunakan, sehingga meningkatkan kecenderungan mereka untuk melakukan pembelian. Faith terhadap AI berperan sebagai faktor pendukung yang memperlancar adopsi teknologi, meskipun pengaruhnya relatif lebih lemah. Hasil ini menegaskan bahwa AI ease of use adalah faktor kunci dalam menghubungkan pengaruh psikologis dan sosial konsumen terhadap keputusan pembelian di toko online
Co-Authors Agatha Saputri Arief Nurrahman Bagus Irmawan Caesar Rosyad Achmadi Caesar Rosyad Achmadi Effiyaldi Fahdillah, Yosi Felyx Marcelino Firmasari, Puja Fitriaty, Fitriaty Herry Mulyono Intan Nuraini Irfan Hasandi Irfan Hassandi Kadar, Melani Kanaya Puspa Kirana Lie Laras Sabrina, Hanan M. Hafiansyah Makarim Melani Kadar Mira G Pangestu Muhammad Haris Saputra Puja Firmasari R, Mandasari R. Andro Zylio Nugraha Rahman, Aldi Aulia Saifan Ali Fazila Vina Andiliana S Yamir , Septi Novi Yonatan, Terence Adi Yosi Fadillah Yossinomita Yuliana Yuliana