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Sharia Compliance dalam Pelaksanaan Eksekusi Jaminan Gadai Rahn Fatima Retno Ningrum; Adang Sonjaya; Siti Puryandani; Dian Anggraeny Rahim
Asy-Syari'ah Vol. 25 No. 1 (2023): Asy-Syari'ah
Publisher : Faculty of Sharia and Law, Sunan Gunung Djati Islamic State University of Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/as.v25i1.28809

Abstract

This research is a comprehensive study of the implementation of executions carried out by murtahin on rahn pawn collateral, approached from the perspective of Sharia economic law. The study was conducted using a qualitative descriptive research methodology, which allowed for a detailed exploration of the execution of Rahn guarantees from the perspective of Sharia economic law. The normative legal approach was employed, using secondary sources to collect Islamic regulations and laws that were most relevant to the research problem. The research was then analyzed using the Sharia economic law doctrine. The findings of this research provide the procedures for executing rahn as per the Constitutional Court Decision Letter Number 18 of 2019, in accordance with the principles of Islamic sharia as regulated in the DSN-MUI Fatwa Number 92 of 2014 concerning financing accompanied by rahn.
PELATIHAN PELAYANAN PELANGGAN BAGI PEGIAT ASURANSI DI P.T. MSIG INDONESIA, JAKARTA Dian Anggraeny Rahim; Irma Citarayani; Dedi Damhudi; Sukardi Sukardi
Jurnal Pengabdian Pendidikan Masyarakat (JPPM) Vol 5 No 1 (2024): Jurnal Pengabdian Pendidikan Masyarakat (JPPM) Vol 5 No 1 (2024)
Publisher : LPPM UNIVERSITAS MUHAMMADIYAH MUARA BUNGO

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52060/jppm.v5i1.1778

Abstract

Customer service for a business institution is a must. For this reason, PT MSIG Indonesia, in collaboration with the Community Service Team of the Faculty of Economics, Darma Persada University, conducted a series of trainings to provide maximum customer service. The implementation of this service activity was carried out for two days and involved forty employees. The activity starts with gathering opinions related to employee needs. As many as 85.7% of employees agreed to hold training, and 14.3% proposed holding a gathering. For the majority vote, the activities carried out are training for employees. Then, the activity continued with focus group discussion (FGD) and made employee self-development strategies as an insurance activist. There are five important elements for increasing customer satisfaction, namely reliability, which is to make customers believe in the ability of insurance activists. The second is assurance namely, insurance activists must be able to explain the achievements achieved by the company and convey them to customers. The third is tangible, which can provide concrete and valuable services. Fourth is empathy, which can understand customer conditions, and responsiveness, responsible for all customer problems. These five attitudes are the basis for employees to act and behave in dealing with customers
Reviewing the Role of Investment in the West Kalimantan Border Dian Anggraeny Rahim
EKUILIBRIUM : JURNAL ILMIAH BIDANG ILMU EKONOMI Vol 18 No 1 (2023): March
Publisher : Universitas Muhammadiyah Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24269/ekuilibrium.v18i1.2023.pp83-93

Abstract

The development of border areas that is rampantly carried out by the government, in addition to reducing regional disparities, also improves regional economic performance as one of the efforts made by the government is through PMA (foreign direct investment) and PMDN (domestic investment). Furthermore, the role of this investment is evaluated to see the extent of its success in the area's economic performance. The study had two objectives; first, to know what variables affect the reduction of the poverty rate and increase in GDP per capita in the border area of West Kalimantan covering five districts, namely Sambas, Bengkayang, Sanggau, Sintang, and Kapuas Hulu. The independent variables used in this study are the realization of PMA and PMDN investment, the number of industries, and the absorption of labor in the industrial sector. Using secondary data for 2019-2021 and Panel Data Regression analysis, it can be seen that only employment in the industrial sector influences increasing GDP per capita and decreasing poverty rates. Meanwhile, the realization of PMA and PMDN investment, as well as the number of industries, did not significantly influence. The second objective of this study is to determine which investment is better based on the Forecasting Method. The Naive Method shows that PMDN investments have a smaller MSE value and a lower MAPE value than PMA investments. It means that PMDN investment is more feasible to be used as an option for future funding development in border areas.
Electricity Consumption, Roads and Their Infrastructure; Strategies to Increase Per Capita Income and Reduce Poverty in East Nusa Tenggara Dian Anggraeny Rahim; Atik Isniawati
EKUILIBRIUM : JURNAL ILMIAH BIDANG ILMU EKONOMI Vol 20 No 1 (2025): March
Publisher : Universitas Muhammadiyah Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24269/ekuilibrium.v20i1.2025.pp97-112

Abstract

Low electricity consumption, restricted road length, and insufficient road infrastructure are believed to contribute to low per capita income and high poverty rates in East Nusa Tenggara. To substantiate this hypothesis, a study was undertaken in that province and the population are 21 districts and one city. This study analyzed data from 2019 to 2023 and utilized the Panel Data Regression analysis method. The findings of this study indicate that electricity consumption significantly impacts the increase in per capita income. Conversely, to alleviate poverty, the variable of road length exerts a significant influence. However, road infrastructure variables have shown no effect on boosting per capita income or reducing poverty. Formulation of strategies to diminish poverty while augmenting per capita income was conducted through the Analytical Network Process (ANP) analysis tool, involving nine stakeholders and decision-makers within the region.  ANP is a supportive tool in decision-making processes  that has many criterias and sub criterias. The agreed-upon strategy focuses on three primary priorities: enhancing community electricity consumption, extending road lengths, and enhancing road infrastructure.