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All Journal Al-Ahkam Jurnal Minds: Manajemen Ide dan Inspirasi I-ECONOMICS: A Research Journal on Islamic Economics Jurnal Asy-Syari'ah Monex: Journal of Accounting Research E-Dimas: Jurnal Pengabdian kepada Masyarakat Jurnal Aplikasi Bisnis SELAPARANG: Jurnal Pengabdian Masyarakat Berkemajuan Journal of Dedicators Community JAE (Jurnal Akuntansi dan Ekonomi) Jurnal Abdimas PHB : Jurnal Pengabdian Masyarakat Progresif Humanis Brainstorming JIMEK : Jurnal Ilmiah Mahasiswa Ekonomi International Journal of Economics, Business and Accounting Research (IJEBAR) Proceedings of Annual Conference for Muslim Scholars Jurnal Puruhita Sustainable : Jurnal Akuntansi Jurnal Rekognisi Akuntansi (JRA) Journal of Educational Sciences Media Riset Akuntansi Auditing & Informasi BOCAH: Borneo Early Childhood Education and Humanity Journal Jurnal Pengabdian Masyarakat Jurnal Rekognisi Ekonomi Islam (JREI)
Jumaiyah, Jumaiyah
Universitas Islam Nahdlatul Ulama Jepara
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Automotive Engineering Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Mechanical Engineering Medicine & Pharmacology Nursing Public Health Social Sciences Other

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BRIDGING PUBLIC PERCEPTION: BARRIERS TO ISLAMIC BANKING ADOPTION Wahidullah, Wahidullah; Jumaiyah, Jumaiyah
International Journal of Economics, Business and Accounting Research (IJEBAR) Vol 8, No 3 (2024): IJEBAR, VOL. 8, ISSUE 3, September 2024
Publisher : LPPM ITB AAS INDONESIA (d.h STIE AAS Surakarta)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/ijebar.v8i3.13414

Abstract

This study aims to assess the current views of the Jepara community towards sharia banking products, as well as the factors that influence these perceptions. This thesis was prepared using descriptive-qualitative research methods. A study of citizens' perceptions shows that sharia banking products are considered easy to use, cost-effective, and convenient. They appreciate the availability of ATM cards and BSI banking facilities for transactions anytime and anywhere. For interbank transfers, the administration fee is cheap—only 2,500. Sharia People's Economic Bank (SPEB) products are not subject to any administration fees or deductions, thus ensuring security, reliability, and compliance with Islamic principles. Factors that influence public perception of sharia banking products include understanding determinants, motivation factors, size factors, and movement factors. These factors have contributed to the perception that people are reluctant to use Islamic banks due to a lack of understanding of banking products. Compliance with Sharia is now very minimal.
Meningkatkan Ekspresi Emosi dan Pengendalian Diri Anak Melalui Media Balok di TK Ukan Hasupa Samarinda Rahma, Aulia Nur; Feliana, Melati; Musarofah, Musarofah; Safitri, Dewi; Fadhilah, Alfi Nur; Erawati, Henni; Jumaiyah, Jumaiyah
BOCAH: Borneo Early Childhood Education and Humanity Journal Vol 4 No 1 (2025): BOCAH: Borneo Early Childhood Education and Humanity Journal, January 2025
Publisher : Faculty of Education and Teacher Training of UINSI Samarinda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21093/bocah.v4i1.10641

Abstract

The development of emotions and self-regulation is a crucial aspect of early childhood growth. This study aims to examine the effectiveness of block play as a learning medium to enhance the social-emotional skills of children at Ukan Hasupa Kindergarten. Utilizing a Classroom Action Research (CAR) approach, the study involved 17 children aged 5-6 years. Pre-cycle results indicated that children's social-emotional skills were at a level of 12%, with difficulties in emotional expression and self-regulation. Following the implementation of block play, these skills significantly increased to 81% in the first cycle. This research emphasizes the importance of effective interventions to support children's social-emotional development, enabling them to adapt well in social and academic environments.
How Financial Literacy and Lifestyle Shape Financial Behavior in Using Paylater Service (Case Study of Students in UNISNU Jepara) Wintana, Hetty; jumaiyah, jumaiyah
International Journal of Economics, Business and Accounting Research (IJEBAR) Vol 9 No 2 (2025): IJEBAR: Vol. 9 Issue 2, June 2025
Publisher : LPPM ITB AAS INDONESIA (d.h STIE AAS Surakarta)

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Abstract

Buy now pay later (BNPL) services in banking are increasingly popular among Indonesians. Studies show that a good understanding of finances is essential for financial decision-making. There are not many studies that discuss how students use paylater services. There is not much research on how the relationship between financial literacy and lifestyle can affect paylater usage behavior. This quantitative research involved 394 active students at the Nahdlatul Ulama Islamic University (UNISNU) Jepara, who were selected by purposive sampling method. Data was collected using questionnaire tools that were disseminated through Google Forms. Partial Least Squares Structural Equation Modeling (PLS-SEM), assisted by Smart-PLS 4.0 software, is used to analyze the data. The results show that lifestyle and the use of paylater services positively and significantly affect students' financial behavior. However, this study shows that the financial literacy of UNISNU Jepara students does not have a significant influence on their financial behavior; On the other hand, lifestyle and the use of payment services have a significant effect. It shows that more than just financial literacy, consumption patterns, and ease of access to financial technology influence financial behavior. This study will help educational institutions and financial service providers to place more emphasis on developing healthy financial habits as well as help students become more responsible and better at making financial decisions
BRIDGING PUBLIC PERCEPTION: BARRIERS TO ISLAMIC BANKING ADOPTION Wahidullah, Wahidullah; Jumaiyah, Jumaiyah
International Journal of Economics, Business and Accounting Research (IJEBAR) Vol 8 No 3 (2024): IJEBAR, VOL. 8, ISSUE 3, September 2024
Publisher : LPPM ITB AAS INDONESIA (d.h STIE AAS Surakarta)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/ijebar.v8i3.13414

Abstract

This study aims to assess the current views of the Jepara community towards sharia banking products, as well as the factors that influence these perceptions. This thesis was prepared using descriptive-qualitative research methods. A study of citizens' perceptions shows that sharia banking products are considered easy to use, cost-effective, and convenient. They appreciate the availability of ATM cards and BSI banking facilities for transactions anytime and anywhere. For interbank transfers, the administration fee is cheap—only 2,500. Sharia People's Economic Bank (SPEB) products are not subject to any administration fees or deductions, thus ensuring security, reliability, and compliance with Islamic principles. Factors that influence public perception of sharia banking products include understanding determinants, motivation factors, size factors, and movement factors. These factors have contributed to the perception that people are reluctant to use Islamic banks due to a lack of understanding of banking products. Compliance with Sharia is now very minimal.
Arisan Kurban dalam Persepektif Akuntansi dan Fikih Sosial Jumaiyah, Jumaiyah
Proceedings of Annual Conference for Muslim Scholars Vol 3 No 1 (2019): AnCoMS 2019
Publisher : Koordinatorat Perguruan Tinggi Keagamaan Islam Swasta Wilayah IV Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (297.812 KB) | DOI: 10.36835/ancoms.v3i1.309

Abstract

The purpose of this study was to analyze how the sacrifice of social gathering was conducted by the Javanese people in the perspective of accounting and social fiqh. This study uses a quantitative descriptive method by giving questionnaires to sacrificial social gathering participants. The results of the study show that social sacrifice is an activity with worship advocacy, as the implementation of social fiqh in the world of accounting known as Corporate Social Responsibility (CSR) that must be carried out by each individual, considering that sacrifice is your 'contract worship, recording is done using current cash. Costs incurred for a series of sacrificial social gatherings are not recognized as costs because the committee works for the common interest with the purpose of worship
Timeliness Disclosure of Financial Reporting In Indonesian Mining Companies Fauziah, Dona; Jumaiyah, Jumaiyah; Aliyah, Siti
Jurnal Minds: Manajemen Ide dan Inspirasi Vol 7 No 1 (2020): June
Publisher : Management Department, Universitas Islam Negeri Alauddin Makassar, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/minds.v7i1.13505

Abstract

This study aims to investigate empirical evidence about factors that affect the timeliness of financial reporting of mining companies listed on the Indonesia Stock Exchange. This research method uses quantitative methods. The sample selection is using a purposive sampling method. The data obtained were then tested using logistic regression analysis at a significance level of 5%. The results of the study identified that company size and profitability had a positive effect on the timeliness of financial reporting. In contrast, institutional leverage and ownership do not affect the timeliness of financial reporting of mining companies listed on the Indonesia Stock Exchange.
Faktor-Faktor yang Mempengaruhi Transparansi Pemerintahan Kota: Indonesia Bagian Tengah Dan Timur Khoirunnisa Dwi Nuur Afifah; Jumaiyah Jumaiyah
SUSTAINABLE Vol 6 No 1 (2026): Volume 6, No. 1, Mei 2026
Publisher : UMSurabaya Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study examines the determinants of city government transparency in Central and Eastern Indonesia over the period 2019–2023, focusing on four variables: government size, quality of financial reporting, administrative responsiveness, and political environment. Using ordinal logistic regression on secondary data from 21 city governments (105 observations), the findings reveal that government size has a positive and significant effect on city government transparency (β = 0.725, p = 0.002), indicating that larger governments with greater institutional capacity are more likely to achieve higher levels of transparency. In contrast, financial reporting quality (p = 0.713), administrative responsiveness (p = 0.404), and political environment (p = 0.757) do not exert statistically significant effects on transparency. These results imply that city government transparency in Central and Eastern Indonesia is driven more by structural and institutional capacity than by administrative performance or political conditions. The originality of this study lies in its focus on the underexplored context of Central and Eastern Indonesian cities using ordinal logistic regression to capture hierarchical variation in transparency levels, demonstrating that institutional capacity—not administrative compliance or political dynamics—is the primary determinant of public information disclosure in resource-constrained regions. Policymakers should prioritize strengthening institutional capacity, human resource development, and digital infrastructure to enhance transparency at the local government level.
Co-Authors Alfa Syahriar Ali Djamhuri Aminnudin, Moch. Annisa Rafika Faradilla Aulia Fanandia Mawardiani Aulia Nur Rahma, Aulia Nur Dewi Safitri Erawati, Henni Eva Najmiyatul Lailiyah Fadhilah, Alfi Nur Faif Nafif Farida, Yushinta Eka Fauziah, Dona Feliana, Melati Hazmi, Faiqul Jumaiyah, Jumaiyyah Khoirunnisa Dwi Nuur Afifah Linka Rahma Suci Luky Mudiarti Mahmudatus Sa'diyah Muhammad Fauzi Musarofah, Musarofah Novia Goning Larasati Nur Kholis Nur Kholis Pratiwi Puspaningsih Risa Ardianti Salma Salsabilla Selvi Diana Rosyidah Siska Andriani Siti Aliyah Solikhul Hidayat Subadriyah, Subadriyah Wahidullah Wahidullah Wahidullah, Wahidullah Wintana, Hetty