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All Journal Jurnal Ekonomi, Bisnis dan Manajemen Jurnal Ekonomi dan Bisnis Madani: Multidisciplinary Scientific Journal Jurnal Manajemen Kreatif dan Inovasi
Rizqa Amelia
Universitas Islam Negeri Sumatera Utara
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Chemical Engineering, Chemistry & Bioengineering Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Medicine & Pharmacology Physics Public Health Social Sciences Other

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Analisis Pengaruh Atas Pemahaman Riba Terhadap Menabung Di Bank Konvensional Bagi Para Mahasiswa UINSU Efrida Rahma Sari Siregar; Adelia Hasibuan; Rizqa Amelia
Jurnal Manajemen Kreatif dan Inovasi Vol. 1 No. 2 (2023): April : Jurnal Manajemen Kreatif dan Inovasi
Publisher : Universitas Katolik Widya Karya Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59581/jmki-widyakarya.v1i3.774

Abstract

Financial institutions appear in the economy when money has become a medium of exchange for buying and selling. Initially, this institution only served as a connecting vessel for buying and selling transactions. Then came the usury system. This study aims to determine whether the influence of student knowledge about usury can affect the intention to save in conventional banks at the State Islamic University of North Sumatra. The researcher uses a qualitative method with a descriptive approach in which the researcher uses field research by interviewing 10 informants, namely students at the State Islamic University of North Sumatra who have savings at conventional bank ATMs and Islamic banks. Because what we know is that students, especially UINSU students, must have learned about usury. However, in reality in the field, almost all student respondents definitely use conventional banks, which means they are indifferent to the law of usury. Therefore, the researchers concluded that students only need to learn more about usury and apply it to everyday life. Keywords: Financial institutions appear in the economy when money has become a medium of exchange for buying and selling. Initially, this institution only served as a connecting vessel for buying and selling transactions. Then came the usury system. This study aims to determine whether the influence of student knowledge about usury can affect the intention to save in conventional banks at the State Islamic University of North Sumatra. The researcher uses a qualitative method with a descriptive approach in which the researcher uses field research by interviewing 10 informants, namely students at the State Islamic University of North Sumatra who have savings at conventional bank ATMs and Islamic banks. Because what we know is that students, especially UINSU students, must have learned about usury. However, in reality in the field, almost all student respondents definitely use conventional banks, which means they are indifferent to the law of usury. Therefore, the researchers concluded that students only need to learn more about usury and apply it to everyday life.
Faktor-Faktor Produksi Dalam Perspektif Islam (Studi Kasus: Bakso & Siomay Perjuangan) Amanda Oktavia Sufa; Juliana J; Rizqa Amelia
Madani: Jurnal Ilmiah Multidisiplin Vol 1, No 6 (2023): Juli
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.8112784

Abstract

Produksi merupakan aktivitas manusia yang melibatkan penciptaan produk dan layanan yang kemudian digunakan konsumen. Produksi sangat penting dalam menentukan kesejahteraan dan standar hidup suatu negara. Ekonomi Islam mengakui peran eksistensi manusia dalam menghasilkan kemakmuran dengan memanfaatkan sumber daya yang tersedia. Kegiatan produksi dapat diterima dalam Islam selama mereka menghasilkan barang-barang halal dan sesuai syariah.Penelitian ini bertujuan untuk menganalisis faktor-faktor produksi dalam perspektif islam pada usaha Bakso dan Siomay Perjuangan di kota Medan. Penelitian ini bersifat kualitatif deskriptif, menggunakan wawancara sebagai teknik pengumpulan data. Hasil penelitian menunjukkan bahwa berhasilnya suatu usaha tentunya banyak faktor produksi digunakan dalam penciptaan barang dan jasa diantaranya: faktor alam (tanah), faktor modal, faktor tenaga kerja, dan faktor manajemen.
Hukum Riba Tunai dan Kredit Dalam Perspektif Ekonomi Islam Di Padang Langkat Lelita Febriayu; Sri Indah Ayu Permata Sari; Wulandari Pujiastuti; Rizqa Amelia
JUEB : Jurnal Ekonomi dan Bisnis Vol. 2 No. 2 (2023): JUEB: Jurnal Ekonomi dan Bisnis
Publisher : Yayasan Jompa Research and Development

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Penelitian ini bertujuan untuk membahas tentang jual beli kredit yang ada di Padang Langkat, apakah mengandung riba atau  tidak. Penelitian  ini  dimaksudkan  agar  masyarakat  lebih  selektif  dalam  memilih  kredit. Menanggapi hal tersebut maka peneliti tertarik ingin mengetahui bagaimana tinjauan Hukum Riba Dalam Jual Beli Dalam Praktik Perdagangan Tunai Dan Kredit Di Padang Langkat. Menggunakan penelitian lapangan dengan metode penelitian kualitatif deskriptif. Data primer dan sekunder merupakan sumber yang digunakan dalam penelitian ini. Metode pengumpulan data yang digunakan dalam penelitian ini adalah: Observasi,Wawancara dan Studi litelatur. Fatwa Majelis Ulama Kerajaan Arab Saudi No fatwa 1178 menyatakan bahwa “jual beli kredit adalah sah, meskipun jual beli kredit biasanya lebih mahal dari pada jual beli tunai, asalkan panjang jangka waktu cicilan dan besarnya angsuran diketahui dengan jelas pada saat akad. Jadi selama syarat terpenuhi dalam jual beli tunai ataupun kredit,pengkreditan dalam usaha perdagangan tidak mengandung riba di dalamnya. Praktek jual beli kredit ada yang memperbolehkan dan ada yang tidak memperbolehkan, bagi yang memperbolehkan yaitu ketika dari kedua belah pihak terjadi transaksi jual beli yang saling menguntungkan dan tidak memberatkan kedua belah pihak. Sedangkan yang tidak membolehkan terjadi transaksi jual beli yang di dalamnya terdapat unsur riba yaitu berupa penambahan jumlah harga dan memberatkan salah satu pihak.
Analisis Pengaruh Atas Pemahaman Riba Terhadap Menabung Di Bank Konvensional Bagi Para Mahasiswa UINSU Efrida Rahma Sari Siregar; Adelia Hasibuan; Rizqa Amelia
Jurnal Manajemen Kreatif dan Inovasi Vol. 1 No. 2 (2023): April : Jurnal Manajemen Kreatif dan Inovasi
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59581/jmki-widyakarya.v1i3.774

Abstract

Financial institutions appear in the economy when money has become a medium of exchange for buying and selling. Initially, this institution only served as a connecting vessel for buying and selling transactions. Then came the usury system. This study aims to determine whether the influence of student knowledge about usury can affect the intention to save in conventional banks at the State Islamic University of North Sumatra. The researcher uses a qualitative method with a descriptive approach in which the researcher uses field research by interviewing 10 informants, namely students at the State Islamic University of North Sumatra who have savings at conventional bank ATMs and Islamic banks. Because what we know is that students, especially UINSU students, must have learned about usury. However, in reality in the field, almost all student respondents definitely use conventional banks, which means they are indifferent to the law of usury. Therefore, the researchers concluded that students only need to learn more about usury and apply it to everyday life. Keywords: Financial institutions appear in the economy when money has become a medium of exchange for buying and selling. Initially, this institution only served as a connecting vessel for buying and selling transactions. Then came the usury system. This study aims to determine whether the influence of student knowledge about usury can affect the intention to save in conventional banks at the State Islamic University of North Sumatra. The researcher uses a qualitative method with a descriptive approach in which the researcher uses field research by interviewing 10 informants, namely students at the State Islamic University of North Sumatra who have savings at conventional bank ATMs and Islamic banks. Because what we know is that students, especially UINSU students, must have learned about usury. However, in reality in the field, almost all student respondents definitely use conventional banks, which means they are indifferent to the law of usury. Therefore, the researchers concluded that students only need to learn more about usury and apply it to everyday life.
Co-Authors Ade Kurnia Sari Adelia Ayu Armaya Adelia Hasibuan Aldio Azani Siregar Alfa Nurhasanah Alinolas Cubaim Harahap Amanda oktavia sufa Anisya Putri Ertani Daulay Aura Sabbrina Cindi Claudia Hutabarat Devi Nirwana Dinda Novika Rahmahdhani Efrida Rahma sari siregar Ira Yanti Juliana J Juwairiazizah Rasta Lelita Febriayu Malika Ardhia Hasanah Mega Hasibuan Mustafaruddin Mustafaruddin Nadila Jelita Nadya Maulidya Manurung Nopita Rahma Nurul Hadianti Rasikah Firjatullah Lubis Rendi Rizky Trianda Salsabila Syahputri Septi Juarnita Sevia Diah Pratiwi Shara Jumiati Siregar Sinta Sukma Ayu Siti Lutfia Hutabarat Sofatun Nissa Sri Indah Ayu Permata Sari Taufik Rahman Taufiqurrahman Tegar Adit Tiawan Tiara Hasanah Putri Saragih Wardatul Umayya Gea Wulandari Pujiastuti