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Journal : JIFTECH: Journal Of Islamic Financial Technology

Online Shop Transaction Analysis View From Sharia Compliance (Case Study Of Faculty Students Economy And Business Islam Iain Padangsidimpuan ) Hutagalung, Muhammad Wandisyah; Aini, Ihdi; Damisah, Arti; Harahap, Nazmi Darmawanti
Journal of Islamic Financial Technology Vol 1, No 1 (2022): JIFTECH : Journal Of Islamic Financial Technology
Publisher : UIN Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (718.895 KB) | DOI: 10.24952/jiftech.v1i1.5023

Abstract

This research is motivated by the many occurrences of incompatibility of goods ordered with those sent in online shop transactions among students of the Islamic Banking Study Program FEBI IAIN Padangsidimpuan. So the purpose of this study is to find out the perceptions of students of the Islamic Banking Study Program FEBI IAIN Padangsidimpuan about online shops , the form of online shop practice for students of the Islamic Banking Study Program FEBI IAIN Padangsidimpuan, and the concept of online shop seen from fiqh . This research uses descriptive qualitative analysis method . Sources of data used are primary data and secondary data, these data were obtained from information researchers by using direct interviews with research subjects. While the data analysis technique uses data reduction, data presentation, and drawing conclusions. From the results of the study, it can be seen that the perceptions of students of the Islamic Banking Study Program FEBI IAIN Padangsidimpuan about online shop transactions has both positive and negative sides. The positive side can make it easier for students to make buying and selling, save time, energy, can be done using a smartphone . While the negative side is shopping online , not being able to try the goods directly, incurring shipping costs, delays in delivery times, and rampant fraud.Keywords: Buying and Selling, Online Shop, As-Salam
Phenomenological Study Of Borrower Peer To Peer Lending Students at UIN SYAHADA Padangsidimpuan Hutagalung, Muhammad Wandisyah R.; Siregar, Erpiana; Pohan, Zulhedly
Journal of Islamic Financial Technology Vol 1, No 2 (2022): JIFTECH : Journal Of Islamic Financial Technology
Publisher : UIN Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (265.007 KB) | DOI: 10.24952/jiftech.v1i2.6699

Abstract

The emergence of the phenomenon of students becoming peer to peer lending borrowers who think that peer to peer lending is a solution for students who cannot access banking to be able to receive loans both to meet needs and capital assistance to start a business. Thus encouraging this research to be aimed at describing the phenomena that exist in the field so that the reasons, experiences and meanings and contents can be interpreted more deeply for UIN SYAHADA Padangsidimpuan students who become peer to peer lending borrowers. This study uses a qualitative descriptive research method with a phenomenological paradigm. Sources of data used in this study is primary data which in data collection is done by in-depth interviews, observation, and documentation. The results of the study found that the reasons for students to become peer to peer lending borrowers were driven by rational factors and emotional factors, and the student's experience while being a peer to peer lending borrower consisted of pleasant experiences and unpleasant experiences, then meaning that students became peer to peer lending borrowers, namely economic meaning The meaning is constructed based on what has been seen, heard, and felt through his experience as a borrower.