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All Journal Hikmah Budimas : Jurnal Pengabdian Masyarakat Al-Fikru: Jurnal Ilmiah JCDD Islamic Circle JIFTECH: Journal Of Islamic Financial Technology BAABU AL-ILMI: Ekonomi dan Perbankan Syariah
Siregar, Erpiana
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Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Social Sciences Other

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PELATIHAN MEMBUAT LAPORAN KEUANGAN MASJID JAMIQ DESA PINTU PADANG KECAMATAN BATANG ONANG siregar, erpiana
Journal of Community Dedication and Development (Pengabdian Kepada Masyarakat) Vol. 2 No. 2 (2022): Edisi Juli - Desember 2022
Publisher : Sekolah Tinggi Agama Islam Negeri Mandailing Natal

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Abstract

This PKM activity aims to socialize and train mosque administrators in regulating the financial administration of the Jamiq mosque in Pintu Padang village, especially in preparing mosque financial reports in accordance with PSAK No.45. The PKM method is carried out using the interview method to find problems in the field, the lecture method in socializing and introducing the basics of accounting, the tutorial method in preparing mosque financial reports. There were 20 participants who took part in this training. These participants were Jamiq Mosque administrators and mosque youth who were willing to take part in the training. This PKM activity will be held on Saturday, September 5 2022 from 08.00-12.30 WIB. The implementation of community service ran smoothly and received positive responses from various parties.
Merger; Tinjauan Undang-undang Nomor 40 Tahun 2007 Tentang Perusahaan Terbatas dan POJK.03/2018 Tentang Persyaratan Dan Tata Cara Penggabungan, Peleburan, Pengambilalihan, Integrasi Dan Konversi Bank Umum Siregar, Erpiana
Islamic Circle Vol. 1 No. 2 (2020): Islamic Circle
Publisher : Prodi Hukum Ekonomi Syari'ah STAIN Mandailing Natal

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (589.016 KB) | DOI: 10.56874/islamiccircle.v1i2.393

Abstract

This paper is a study that discusses mergers in UUPT 2007 and POJK.03 / 2018 concerning Requirements and Procedures for Merger, Consolidation, Takeover, Integration and Conversion of Commercial Banks. The procedural arrangements of the two arrangements include: design, terms of incorporation. The approval of the board of commissioners is submitted to the GMS for approval, obtaining approval from the relevant agency. Meanwhile, the regulations regarding the protective merger in the 2007 UUPT and POJK.13/2018 are aimed at protecting the interests of related parties, namely the company, minority shareholders, creditors and the public and healthy competition in doing business.
Analisis Pengaruh Layanan, Keamanan, dan Kemudahan Penggunaan terhadap Minat Mahasiswa Perbankan Syariah STAIN Mandailing Natal Menggunakan E-Walet Aplikasi Dana Ridwan, Muhammad; Khalijah, Siti; Siregar, Erpiana
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 9, No 2 (2024): Islamic economics and banking research
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/ba.v9i2.5262

Abstract

This study aims to analyze the influence of Service, Security and Ease of Use on Interest in Using the DANA E-Wallet application. The population of this study were Islamic Banking Students of STAIN Mandailing Natal. The sample used was 99 respondents. The sampling technique for this study used the Purposive Sampling technique. The tool used in this study was SPSS version 20. Based on the results of the SPSS calculation, the Service Feature does not have a positive and significant effect on interest in using. This is evidenced by the t-count value which is smaller than the t table, which is 1.262 <1.661 with a significant value of 0.201> 0.05. While Security has a positive and significant effect on interest in using. This is evidenced by the t-count value of 2.871 which is greater than the t table of 1.661 with a significant value of 0.005 <0.05. And Ease of Use has a positive and significant effect on interest in using. This is evidenced by the calculated t value of 3.507 which is greater than the t table value of 1.661 with a significant value of 0.001 <0.05. Then the results of the study show that Service Features, Security and Ease of Use have a positive and significant effect on interest in using. This is evidenced by the alculated F value of 68.638 which is greater than the F table value of 2.699 with a significant value of 0.000 <0.005.
Praktik Akad Syirkah Pembuatan Batu Bata Merah Menurut Perspektif Hukum Islam Harahap, Titi Martini; Ardiansyah, Ardiansyah; Siregar, Erpiana
Hikmah Vol. 21 No. 1 (2024): Januari-Juni 2024
Publisher : Sekolah Tinggi Agama Islam Sumatera Medan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53802/hikmah.v21i1.402

Abstract

Jambur village is one of the villages that has saw land or land which is usually used as raw material for red bricks. The practice of the syirkah contract that occurs is that the land owner and the brick maker collaborate with a contract not in writing but verbally, then the land owner provides capital in the form of his empty land to be occupied as a place for making bricks while the manager manages the land for the bricks making process with land rental cost. Meanwhile, the distribution of sales proceeds is borne by the manager. This research aims to find out the process and views of Islamic law regarding the syirkah contract between land owners and brick managers in Jambur village, District North Panyabungan district Mandailing Natal. This research is field research (field research) with a descriptive qualitative approach using primary and secondary data sources. The author obtained primary data from interviews with land owners, brick managers, religious leaders  and people related to this research. The results of the research show that the practice of syirkah contracts for making bricks in Jambur village, land owners receive rent for their vacant land and receive a mandatory percentage of the number of bricks produced. In Islamic law this is not permitted because it contains multiple contracts and is detrimental to the manager.
Phenomenological Study Of Borrower Peer To Peer Lending Students at UIN SYAHADA Padangsidimpuan Hutagalung, Muhammad Wandisyah R.; Siregar, Erpiana; Pohan, Zulhedly
Journal of Islamic Financial Technology Vol 1, No 2 (2022): JIFTECH : Journal Of Islamic Financial Technology
Publisher : UIN Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (265.007 KB) | DOI: 10.24952/jiftech.v1i2.6699

Abstract

The emergence of the phenomenon of students becoming peer to peer lending borrowers who think that peer to peer lending is a solution for students who cannot access banking to be able to receive loans both to meet needs and capital assistance to start a business. Thus encouraging this research to be aimed at describing the phenomena that exist in the field so that the reasons, experiences and meanings and contents can be interpreted more deeply for UIN SYAHADA Padangsidimpuan students who become peer to peer lending borrowers. This study uses a qualitative descriptive research method with a phenomenological paradigm. Sources of data used in this study is primary data which in data collection is done by in-depth interviews, observation, and documentation. The results of the study found that the reasons for students to become peer to peer lending borrowers were driven by rational factors and emotional factors, and the student's experience while being a peer to peer lending borrower consisted of pleasant experiences and unpleasant experiences, then meaning that students became peer to peer lending borrowers, namely economic meaning The meaning is constructed based on what has been seen, heard, and felt through his experience as a borrower.
Effectiveness of Digital Sharia Pawnshop Services in Increasing The Number of Customers Pegadaian Syariah Alfian, Ian Ian; Siregar, Erpiana
Journal of Islamic Financial Technology Vol 2, No 2 (2023): JIFTECH : Journal Of Islamic Financial Technology
Publisher : UIN Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/jiftech.v2i2.11040

Abstract

Technology continues to develop, this is proven by technological advances in the form of applications and online transactions. However, not all technology provides convenience and has a positive impact on its users if not handled properly. Therefore, this thesis aims to reveal the effectiveness of the online services provided by Pegadaian Syariah Siringo-ringo through the Pegadaian Syariah Digital Service (PSDS) Application Service in increasing the number of customers. The background to the problem in this research is that errors often occur in applications and services that do not comply with procedures. The data collection method uses qualitative methods with observation, interviews and documentation.The research results show that this application is largely operating according to its intended use, although it is not yet fully effective in facilitating transactions. This application is not really effective in increasing the number of customers because customers still have minimal knowledge regarding the function of this application. Then the increase in the number of customers did not increase too much, but there continued to be an increase every year, be it gold savings customers, pawnshops, etc.
Building Pesantren Independence Through Innovation in Pesantren Cooperatives Siregar, Erpiana; Harahap, Titi Martini; Siregar, Resi Atna Sari
Al-Fikru: Jurnal Ilmiah Vol. 19 No. 2 (2025): Desember (2025)
Publisher : STAI Serdang Lubuk Pakam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51672/alfikru.v19i2.762

Abstract

This research departs from the challenges of modernization that affect the moral and spiritual values of the younger generation, including in the context of Islamic education. Pesantren, as educational institutions that have an important role in shaping the character of santri, face the need to become economically independent so as not to depend on government assistance. The purpose of this study is to analyze the model of pesantren economic independence through the management of pesantren cooperatives, as well as how these cooperatives can support the economic empowerment of pesantren and the surrounding community. This research uses a descriptive qualitative approach with data collection methods through interviews, observation, and documentation. The results showed that Al-Abraar Islamic Boarding School succeeded in developing several effective cooperative business units, such as oil palm plantations and animal husbandry, to support its economic independence. On the other hand, Musthafawiyah Islamic Boarding School faces obstacles in cooperative management due to limited licensing and management quality. The implication of this study is the importance of strengthening the managerial capacity and governance of cooperatives to achieve sustainable economic independence of pesantren.
PENDAMPINGAN PENINGKATAN KEWIRAUSAHAAN PADA SANTRI MELALUI EKONOMI KREATIF DI PESANTREN BAITUR RAHMAN PARAUSORAT KEC. BATANG Martini, Titi; Sari Siregar, Resi Atna; Siregar, Erpiana
BUDIMAS : JURNAL PENGABDIAN MASYARAKAT Vol. 6 No. 1 (2024): BUDIMAS : Jurnal Pengabdian Masyarakat
Publisher : LPPM ITB AAS Indonesia Surakarta

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Abstract

Pengembangan ekonomi kreatif di pesantren merupakan tantangan yang besar yang dihadapi pesantren karena harus mampu mengkolaborasikan ilmu agama dan ilmu umum. Salah satu ilmu umum yang perlu dikembangkan dan dimasukkan dalam kurikulum pesantren adalah kewirausahaan yang Islami. Sebagaimana amanat undang undang, pesantren mempunyai tiga fungsi, yaitu fungsi pendidikan, fungsi dakwah, dan fungsi pemberdayaan masyarakat. Adapun tujuan pengabdian ini yaitu memberikan bimbingan dan pelatihan tentang pemanfaatan waktu luang bagi para santri dan karya- karya inovatif serta pendampingan pemasaran produk yang secara tidak langsung ikut mempromosikan keberadaan dan kelebihan yang dimiliki pondok pesantren Baiturrahman. Metode yang digunakan dalam pengabdian ini adalah ceramah dan diskusi tanya jawab dalam pemahaman entrepreneur serta pelatihan pembuatan kerajinan tangan dan pendampingan pemasaran secara online dan offline. Adapun hasil pengabdian ini adalah diterima serta mendapat respon yang baik dan positif dari berbagai pihak dan diharapkan adanya perubahan pola pikir santri untuk berkembang serta memiliki keterampilan yang inovatif tentang ekonomi kreatif dengan pembuatan souvenir-souvenir cantik dari berbagai macam
Merger; Tinjauan Undang-undang Nomor 40 Tahun 2007 Tentang Perusahaan Terbatas dan POJK.03/2018 Tentang Persyaratan Dan Tata Cara Penggabungan, Peleburan, Pengambilalihan, Integrasi Dan Konversi Bank Umum Siregar, Erpiana
Islamic Circle Vol. 1 No. 2 (2020): Islamic Circle
Publisher : Prodi Hukum Ekonomi Syari'ah STAIN Mandailing Natal

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56874/islamiccircle.v1i2.393

Abstract

This paper is a study that discusses mergers in UUPT 2007 and POJK.03 / 2018 concerning Requirements and Procedures for Merger, Consolidation, Takeover, Integration and Conversion of Commercial Banks. The procedural arrangements of the two arrangements include: design, terms of incorporation. The approval of the board of commissioners is submitted to the GMS for approval, obtaining approval from the relevant agency. Meanwhile, the regulations regarding the protective merger in the 2007 UUPT and POJK.13/2018 are aimed at protecting the interests of related parties, namely the company, minority shareholders, creditors and the public and healthy competition in doing business.
Co-Authors Alfian, Ian ian ARDIANSYAH ARDIANSYAH Harahap, Titi Martini Hutagalung, Muhammad Wandisyah R. Khalijah, Siti MARTINI, TITI Muhammad Ridwan Pohan, Zulhedly Sari Siregar, Resi Atna Siregar, Resi Atna Sari