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<![CDATA[Faktor-faktor yang Memengaruhi Keberhasilan Usaha Mustahik pada Program Zakat Produktif di LAZ An-Nuur ]]>
<![CDATA[Hardinata Muhammad]]>;
<![CDATA[Deni Lubis]]>;
<![CDATA[Dedi Budiman Hakim]]>
<![CDATA[ AL-MUZARA'AH Vol. 6 No. 1 (2018): AL-MUZARA'AH (June 2018) ]]>
Publisher : <![CDATA[Department of Islamic Economics, IPB University ]]>
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DOI: 10.29244/jam.6.1.1-14
<![CDATA[The high level of poverty in Indonesia becomes one of the problems that have not been successfully overcame by the government. Bogor Regency is the district with the poorest population in West Java Province in 2016. Many programs have been undertaken to overcome these problems by government of Bogor Regency. One of them is by optimizing the utilization of productive zakat conducted by Lembaga Amil Zakat (LAZ). LAZ An-Nuur established mustahik empowerment program by providing productive zakat in the form of financing for entrepreneurship. This study aims to analyze the factors that influence the success of a mustahik’s business in utilizing the productive zakat given by LAZ An-Nuur. The method used in this research is descriptive analysis and logistic regression analysis. Respondents in this study consisted of 48 beneficiaries of productive zakat funds. The results show that the factors that proved to influence the success of LAZ An-Nuur mustahik’s business are the age, length of business, business profits, and the frequency of financing.]]>
<![CDATA[Pengungkapan Islamic Social Reporting pada Perusahaan di Jakarta Islamic Index ]]>
<![CDATA[Khaerun Nissa Rizfani]]>;
<![CDATA[Deni Lubis]]>
<![CDATA[ AL-MUZARA'AH Vol. 6 No. 2 (2018): AL-MUZARA'AH (December 2018) ]]>
Publisher : <![CDATA[Department of Islamic Economics, IPB University ]]>
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DOI: 10.29244/jam.6.2.103-116
<![CDATA[Islamic Social Reporting (ISR) is a benchmark for reporting Islamic-based social performance to companies. However, the development of ISR is currently not growing rapidly in Indonesia because there are no regulations that regulate sharia social responsibility reporting standards. Increased disclosure of Islamic social performance is expected to influence the decisions of muslim investors in choosing sharia shares in companies listed in the Jakarta Islamic Index. This study aims to analyze corporate social responsibility (CSR) disclosures in sharia and the factors that influence them. The data used are annual reports of companies registered in JII from 2012 to 2015, 14 of which were selected from 30 companies. The method used in this study is panel data regression with the fixed effect model (FEM) approach. The results of the analysis show that of the five variables that allegedly influence the level of ISR disclosure, three variables, namely company size have a positive effect, firm age and leverage have a significant negative effect on ISR disclosure. The other two variables, namely the number of board of commissioners and profitability have no effect on ISR disclosure.]]>
<![CDATA[Analisis Keterkaitan Inklusi Keuangan Syariah dengan Pembangunan di Negara Anggota OKI ]]>
<![CDATA[Deni Lubis]]>;
<![CDATA[Muhammad Giffari Ramadhoni]]>
<![CDATA[ AL-MUZARA'AH Vol. 7 No. 2 (2019): AL-MUZARA'AH (December 2019) ]]>
Publisher : <![CDATA[Department of Islamic Economics, IPB University ]]>
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DOI: 10.29244/jam.7.2.1-16
<![CDATA[Financial inclusion is one of the main issue on Islamic banking in providing access to financial services to the community. However there are many people who have not access to financial services, especially Islamic banking. This study aims to measure the level of Islamic financial inclusion in several OIC countries (Islamic Cooperation Organization) based on the classification of state income and to analyze the relationship of inclusion of Islamic finance with development. The calculation of the Islamic financial inclusion index used the Index of Syariah Financial Inclusion (ISFI) method. The response variable used in this study is ISFI and the predictor variable is GDP per capita, unemployment rate, number of cellular telephone users, and the population of the village. The method used is descriptive analysis and tobit regression analysis. This study used secondary data from 10 OIC member countries based on the level of state income in 2013-2016. Based on the results of data analysis, high income countries have a high average inclusion rate compared to middle income countries. While GDP per capita and the number of cellular telephone users has a positive effect to the development, meanwhile the unemployment rate has a negative effect.]]>
<![CDATA[Kenaikan Omzet UMKM Makanan dan Minuman di Kota Bogor Pasca Sertifikasi Halal ]]>
<![CDATA[Hana Khairunnisa]]>;
<![CDATA[Deni Lubis]]>;
<![CDATA[Qoriatul Hasanah]]>
<![CDATA[ AL-MUZARA'AH Vol. 8 No. 2 (2020): AL-MUZARA'AH (December 2020) ]]>
Publisher : <![CDATA[Department of Islamic Economics, IPB University ]]>
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DOI: 10.29244/jam.8.2.109-127
<![CDATA[Halal certification is one of the company’s strategy that aims to retain their consumers and become a difference with competitors and to give added value for product. Most of the researchers have proved that halal certificates affect big companies’ total revenue. However, there are not many studies that have proved that halal certificate would affect the total revenue of micro, small, and medium enterprises (MSMEs), especially in Bogor City. This research aims to determine the characteristics of MSMEs’ owners and their business, analyze the changes of MSME’s total revenue before and after owning a halal certificate, and the factors that affect MSMEs’ total revenue after owning a halal certificate. The questionnaire data were collected through an interview with 40 food and beverage MSMEs’ owners who have halal certificates in Bogor City. This research uses descriptive analysis, paired sample t-test, and multiple linear regression analysis as the analysis methods. Results based on this research showed that there was a difference in the total revenue of MSMEs before and after owning a halal certificate. The factors that have positive and significant effects of MSMEs’ total revenue influences are capital, work hours, length of business, and a dummy of promotion.]]>
<![CDATA[Faktor yang Memengaruhi Kemandirian Ekonomi Pesantren (Studi Pesantren Al-Ittifaq Bandung) ]]>
<![CDATA[Maya Silvana]]>;
<![CDATA[Deni Lubis]]>
<![CDATA[ AL-MUZARA'AH Vol. 9 No. 2 (2021): AL-MUZARA'AH (December 2021) ]]>
Publisher : <![CDATA[Department of Islamic Economics, IPB University ]]>
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DOI: 10.29244/jam.9.2.129-146
<![CDATA[Islamic boarding school has the potential to develop the Islamic economy through the Islamic boarding school business unit. Optimizing business units can create Islamic boarding school economic independence. Even so, the fact is that there are still many Islamic boarding school that have not utilized their potential. One of the Islamic boarding school that has succeeded in achieving economic independence through business units is the Al-Ittifaq Boarding School in Bandung. The aim of this research is to analyze economic activities and factors that influence the economic independence of the Al-Ittifaq Islamic Boarding School. Using Analytical Network Process (ANP), the factors that influence the economic independence of the Al-Ittifaq Islamic Boarding School are divided into four aspects, namely institutional, production, stakeholder, and market aspects. The results show that market aspect has the biggest impact affecting the economic independence in Al-Ittifaq Islamic Boarding School and the four most influential factors are the kiai leadership and management, production information systems, capital, and market availability.]]>
<![CDATA[Sosialisasi Literasi Keuangan Syariah di Desa Cacaban, Kecamatan Conggeang, Kabupaten Sumedang ]]>
<![CDATA[Dinda Emmy Gusti Sofhia]]>;
<![CDATA[Juli Wicaksono]]>;
<![CDATA[Deni Lubis]]>
<![CDATA[ Jurnal Pusat Inovasi Masyarakat (PIM) Vol. 2 No. 3 (2020): Juni 2020 ]]>
Publisher : <![CDATA[Lembaga Penelitian dan Pengabdian kepada Masyarakat, Institut Pertanian Bogor ]]>
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<![CDATA[This community service activity aims to educate the public about BMT (Baitul Mal wal Tamwil) and Sharia cooperatives and provide an understanding to the village community regarding sharia finance. The main target from the socialization activities of Islamic financial literacy are BUMDes members, cooperative management, village office staff, and youth organizations in Cacaban Village, Conggeang District, Sumedang Regency. The implementation of the activity was carried out in the form of sharing sessions by the implementing team of community service to IPB which was carried out in two stages namely, presentation and discussion. Based on the results of the activities that have been carried out that the participants were very enthusiastic about listening to the socialization material and playing an active role during the question and answer process about the importance of community literacy in the world of Islamic financial institutions to improve their welfare and improve economic growth in Cacaban Village. After this sharia financial literacy socialization activity, the community of Cababan Village gained new knowledge about BMT (Baitul Mal wal Tamwil) and sharia cooperatives, as well as about sharia finance which could become an alternative in financial management in village financial institutions. Key words: BMT, islamic cooperatives, islamic financial literacy]]>
<![CDATA[Analisis Faktor-Faktor yang Memengaruhi Ketahanan UMKM Makanan dan Minuman Bersertifikat Halal saat Pandemi COVID-19 di Kota Banda Aceh ]]>
<![CDATA[Wahyu Viariani]]>;
<![CDATA[Deni Lubis]]>;
<![CDATA[Marhamah Muthohharoh]]>
<![CDATA[ AL-MUZARA'AH Vol. 10 No. 1 (2022): AL-MUZARA'AH (June 2022) ]]>
Publisher : <![CDATA[Department of Islamic Economics, IPB University ]]>
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DOI: 10.29244/jam.10.1.33-45
<![CDATA[The existence of the COVID-19 pandemic has implications for the global economic sector, including in Indonesia. The decline in economic performance is not only felt by large multinational and national companies, but also by MSME players. This research aims to examine the factors of resilience of MSMEs during the COVID-19 pandemic, so that the results of this research can be a survival strategy for MSMEs, especially during the pandemic. The research data was collected through an interview process with 100 food and beverage MSME actors who have halal certification and who do not have halal certification in Banda Aceh City. After that, MSMEs will be grouped into MSMEs that have resilience and do not have resilience for further analysis. The analysis method used in this research is descriptive analysis and logistic regression analysis. Based on the research results, the factors that positively and significantly affect the resilience of MSMEs during the COVID-19 pandemic are the characteristics of entrepreneurship and government support.]]>
<![CDATA[MENGUKUR KINERJA PENGELOLAAN ZAKAT DI BADAN AMIL ZAKAT NASIONAL (BAZNAS) ]]>
<![CDATA[DENI LUBIS]]>;
<![CDATA[DEDI BUDIMAN HAKIM]]>;
<![CDATA[YUNITA HERMAWATI PUTRI]]>
<![CDATA[ JEBI (Jurnal Ekonomi dan Bisnis Islam) Vol 3, No 1 (2018): Januari - Juni 2018 ]]>
Publisher : <![CDATA[Universitas Islam Negeri Imam Bonjol Padang ]]>
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DOI: 10.15548/jebi.v3i1.141
<![CDATA[Zakat is one of the Five Pillars of Islam that must fulfilled by all Moslems. The potential of zakat in 2015 was 280 trillion rupiah, but the actual of zakat collected in 2015 were only about 4 trillion rupiah or about 1.4 percent of its potential. This shows that the performance of zakat, both in term of collecting or distributing, were not optimal. The purpose of this research is to evaluate the performance of government and society in managing zakat, the performance of zakat institution, and the effect of zakat towards the welfare of those who have right to receive zakat in Yogyakarta. This research is conducted by using survey method through an interview using questionnaire. The sample is chosen by using purposive sampling technique. The analysis is done by using Indeks Zakat Nasional using Mixed Methods. The result shows that the performance of zakat management in Yogyakarta is quite good with the index value of 0.4338.]]>
<![CDATA[ANALISIS PENDAPATAN PETANI PENGGARAP DENGAN AKAD MUZARA’AH DAN FAKTOR YANG MEMPENGARUHINYA ]]>
<![CDATA[DENI LUBIS]]>;
<![CDATA[IRA ROCH INDRAWATI]]>
<![CDATA[ Maqdis: Jurnal Kajian Ekonomi Islam Vol 2, No 1 (2017): Januari - Juni 2017 ]]>
Publisher : <![CDATA[Universitas Islam Negeri Imam Bonjol Padang ]]>
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DOI: 10.15548/maqdis.v2i1.75
<![CDATA[The theme of the article is "economy based on the principles of Islam". The agricultural sector is one of the main sources of income people in developing countries. The problems faced are reduction in the quantity of land resources and limited access to business services, especially in terms of capital. Muzara’ah is an alternative source of sharia-based financing, and has advantages in terms of capital repayment waivers. This study aimed to analyze the level of income muzara’ah results when compared to the level of household expenditure of Cimaranten farmer in the village, and analyzes the factors that influence the muzara’ah results. In addition, the commodities of this study are sweet potatoes and paddy. The method used is multiple linear regression analysis. The results showed that the average cultivated land area recently is 0.3 hectares. The land area has not been able to sufficient the household expenses of farmers, so the extent of wetland things that should be worked out to sufficient the expenditure of farm households is 0.56 hectares. Factors influencing the muzara’ah results is length of education, length of farming experience, the amount of working capital loans, and land area.]]>
<![CDATA[PEMBIAYAAN MUDHARABAH DAN DAMPAKNYA TERHADAP OMSET USAHA MIKRO DI KOPERASI SIMPAN PINJAM PEMBIAYAAN SYARIAH EL-UMMA ]]>
<![CDATA[TAMI NADIRAH]]>;
<![CDATA[DENI LUBIS]]>;
<![CDATA[ALLA ASMARA]]>
<![CDATA[ Al-Masraf: Jurnal Lembaga Keuangan dan Perbankan Vol 4, No 1 (2019): Januari - Juni 2019 ]]>
Publisher : <![CDATA[Prodi Manaj. Perbankan Syariah Fakultas Ekonomi dan Bisnis Islam – UIN Imam Bonjol Padang ]]>
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DOI: 10.15548/al-masraf.v4i1.207
<![CDATA[Micro Enterprise Sector is a sector that has an important role in the economy of the country. However the number of problems still felt by the sector, one of them is the problem of capital. Mudharabah financing can be an alternative for micro businesses to resolve the problem. KSPPS El-Umma is one of the institution that offer Mudharabah financing for micro business actors in developing their business. This study aims to analyze the effectiveness of mudharabah financing and its impact on business turnover. The method that used in this research is descriptive analysis method using Likert scale to measure the effectiveness level of financing disbursed and to describe the impact of financing on business development also using Ordinary Least Square (OLS) method to determine the factors that influence the business turnover. The result of analysis with Likert scale as a whole mudharabah financing distributed by KSPPS has been classified as effective, and there is business development after getting financing seen from the increase of business turnover. The Factors that influencing the turnover of business are the length of business, age, the amount of financing and the term of financing.]]>
