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All Journal Jurnal Kolaboratif Sains KEK (Kajian Ekonomi dan Keuangan) East Asian Journal of Multidisciplinary Research (EAJMR) Bosowa Journal of Education
Adriyanto Adriyanto, Adriyanto
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Biochemistry, Genetics & Molecular Biology Chemical Engineering, Chemistry & Bioengineering Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Mathematics Physics Social Sciences Other

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KETAHANAN SEKTOR KEUANGAN DAN SHADOWBANKING: ANALISA TERHADAP INDUSTRI PEMBIAYAAN DI INDONESIA Adriyanto, Adriyanto
Jurnal Kajian Ekonomi dan Keuangan Vol 16, No 3 (2012)
Publisher : Badan kebijakan Fiskal

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31685/kek.v16i3.57

Abstract

The failure of supervision instrument on shadow banking practice in the US has triggered financial collapse and spread accross sovereignities. The G20 has asked FSB to undertake in depth analysis of shadow banking progress along with needed recommendations to overcome the weaknesses. This paper attempts to analyze the shadow banking practice in Indonesia particularly in the consumer finance industry by using the flow of fund analysis recommended by FSB and several relevant financial ratios. The size of credit intermediation in this industry only accounts for 3% of GDP compared to bank credit accounting for 30% of GDP in 2011, however the credit growth in finance industry has superseded banking sector. The consumer finance industry are dominantly reliant on bank lending and bond which reduces the susceptibility of market shock. The asset securitization is not common in this industry. The financial sector authority has imposed strick regulation on this industry to ensure industry's financial health. Despite industry's ability to meet those requirements, the high dependency on debt for operation has raised concern for stronger equity increase. Further, the expansive credit intermediation in this industry can bring liquidity problem which requires further regulation.
UJI PERBANDINGAN KEMASAN BERPORI DAN TIDAK BERPORI PADA BAHAN PANGAN BUAH DAN SAYUR Adriyanto, Adriyanto; Budiman, Budiman; Amalinda, Finta
Jurnal Kolaboratif Sains Vol 1, No 1 (2019)
Publisher : Universitas Muhammadiyah Palu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31934/jom.v1i1.755

Abstract

Pengawetan dengan suhu rendah bertujuan untuk memperlambat atau menghentikan metabolisme.Hal itu terjadi karena dapat menyerap dan meningkatkan kinerja bahan, berdifusi ke produk dan proses migrasi serta memperpanjang masa simpan bahan yang dikemas. Namun, kerusakan pada buah dan sayur dipengaruhi oleh faktor alamiah dan lingkungan pada pengemasan. Tujuan penelitian ini diketahuinya perbandingan kemasan berpori dan tidak berpori pada bahan pangan sayur.Jenis penelitian ini adalah penelitian eksperimen dengan membandingkan kemasan berpori dan tidak berpori sebagai wadah untuk menghambat pertumbuhan bakteri atau pembusukan bahan pangan di suhu rendah. Data disajikandalam bentuk tabel dan narasi.Hasil penelitian menunjukkan bahwa pada kemasan berpori sayur pada hari ke lima mengalami  kerusakan meliputi sawi,  kubis  dan kacang panjang, sedangkan pada kelompok kontrol mengalami kerusakan pada hari ke dua. Pada kemasantidak berpori pada sayur mulai mengalami kerusakan pada hari ke tujuh, yaitu kacang panjang, sedangkan kelompok kontrol mengalami kerusakan hari ke dua.Kesimpulan dari penelitian ini adalah keadaan buah dan sayur pada kemasan berpori lebih tahan lama dari pada kemasan tidak berpori.  Disarankan agar masyarakat dapat menggunakan kemasan yang cocok dengan bahan yang dikemas dan  peneliti lain melanjutkan penelitian  dengan metode dan variable yang berbeda.Kata kunci: Kemasan Berpori, Tidak Berpori, Buah, Sayur
Pengembangan Bahan Ajar PKN Berbasis Kearifan Lokal Subtema Indahnya Budaya Negeriku Pada Siswa Kelas IV UPT SD Negeri 97 Kabupaten Pinrang Adriyanto, Adriyanto; Muhammadiah, Mas'ud; Bahri, Syamsul
Jounal of Primary Education Vol 4 No 1 (2023): Bosowa Journal of Education, Desember 2023
Publisher : Postgraduate Bosowa University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35965/bje.v4i1.3842

Abstract

Tujuan penelitian ini adalah untuk menggambarkan bahan ajar PKN berbasis kearifan lokal dengan sub tema Indahnya Budaya Indonesia yang teruji valid untuk siswa kelas IV UPT SD Negeri 97 Kabupaten Pinrang, menghasilkan bahan ajar Pkn berbasis kearifan lokal dengan sub tema Indahnya Budaya Indonesia yang praktis bagi siswa kelas IV UPT SD Negeri 97 Kabupaten Pinrang dan  menghasilkan bahan ajar Pkn berbasis kearifan lokal dengan sub tema Indahnya Budaya Indonesia yang efektif bagi siswa kelas IV UPT SD Negeri 97 Kabupaten Pinrang. Jenis penelitian ini Research and Development (R & D). Desain penelitian menggunaan prosedur yang diadaptasi menggunakan model pengembangan Borg & Gall. Subjek penelitian ini adalah kelas IV Sekolah Dasar sebanyak 16 siswa. Metode pengumpulan data yang digunakan yaitu observasi dan angket. Penelitian ini menghasilkan produk berupa bahan ajar PKN berbasis kearifan lokal. Hasil Penelitian pengembangan ini adalah Setelah melalui uji validasi bahan ajar PKN berbasis kearifan lokal sub tema Indahnya Budaya Negeriku dinyatakan valid, baik dari segi materi (isi dan penyajian) maupun dari segi media (ketatagrafikan dan kebahasaan). (2) berdasarkan hasil angket dari responden (guru) bahan ajar PKN berbasis kearifan lokal sub tema Indahnya Budaya Negeriku dinyatakan praktis. Hal tersebut diperoleh yakni rata-rata indikator pada kategori baik. Dari hasil tersebut dapat disimpulkan bahwa bahan ajar praktis digunakan dalam pembelajaran, (3) bahan ajar PKN berbasis kearifan lokal sub tema Indahnya Budaya Negeriku dinyatakan efektif digunakan dalam pembelajaran. Hal tersebut diperoleh dari Efektivitas bahan ajar ini diukur dari hasil belajar siswa yang meningkat dengan rerata nilai yang diperoleh dari hasil tes belajar siswa meningkat sebelum dan setelah menggunakan bahan ajar. Dengan demikian, bahan ajar Pkn berbasis kearifan lokal sub tema Indahnya Budaya Negeriku dinyatakan efektif dan layak untuk digunakan. The purpose of this research is to: (1) produce validated civic education teaching materials based on local wisdom with the sub-theme "The Beauty of Indonesian Culture" for fourth-grade students at UPT Elementary School 97, Pinrang Regency, (2) create practical civic education teaching materials based on local wisdom with the sub-theme "The Beauty of Indonesian Culture" for fourth-grade students at UPT State Elementary School 97, Pinrang District, (3) develop effective civic education teaching materials based on local wisdom with the sub-theme "The Beauty of Indonesian Culture" for fourth-grade students at UPT State Elementary School 97, Pinrang District. This research adopts a Research and Development (R&D) approach with a design based on the Borg & Gall development model. The subjects of this research were 16 fourth-grade elementary school students. Data collection methods used were observation and questionnaires. This research resulted in the production of civic education teaching materials based on local wisdom. The development of these teaching materials yielded the following outcomes: (1) The civic education teaching materials based on local wisdom with the sub-theme "The Beauty of My Country's Culture" were validated, both in terms of content (material and presentation) and media (graphics and language), after undergoing validation. (2) According to the responses from the respondents (teachers) in the questionnaire, the civic education teaching materials based on local wisdom with the sub-theme "The Beauty of My Country's Culture" were deemed practical. The average indicator fell within the 'good' category. This indicates that the teaching materials are practical for use in learning. (3) The civic education teaching materials based on local wisdom with the sub-theme "The Beauty of My Country's Culture" were declared effective for use in learning. This was determined by the improvement in student learning outcomes, as evidenced by the increase in average test scores before and after using the teaching materials. Thus, the civic education teaching materials based on local wisdom with the sub-theme "The Beauty of My Country's Culture" are declared effective and suitable for use.
Aspects of Legal Change and Social Change Nugroho, Ageng; Setiawan, Ahmad Fahrudi; Adriyanto, Adriyanto; Mutaqin, A. Imam Al
East Asian Journal of Multidisciplinary Research Vol. 4 No. 1 (2025): January 2025
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/eajmr.v4i1.13254

Abstract

Social life requires law as a tool to create harmony, resolve conflicts, and control social behavior. Law also acts as a social engineering tool that can direct societal change towards a better, fairer, and more prosperous life. However, law often faces challenges in responding to dynamic social changes due to developments in technology, economy, and social structure. This study aims to analyze the relationship between law and social change and the aspects that influence legal change. By using normative legal research methods, the results of the study show that legal change and social change are closely related. Law must be responsive to demands for change in society in order to remain relevant in carrying out its function as a social controller and a tool for change.
Co-Authors Ahmad Fahrudi Setiawan Budiman Budiman Finta Amalinda Mas'ud Muhammadiah Mutaqin, A. Imam Al Nugroho, Ageng Syamsul Bahri