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All Journal AGRIEKONOMIKA Jurnal Ekonomi Pembangunan: Kajian Masalah Ekonomi dan Pembangunan Mimbar Agribisnis: Jurnal Pemikiran Masyarakat Ilmiah Berwawasan Agribisnis Agrisocionomics: Jurnal Sosial Ekonomi Pertanian KACANEGARA Jurnal Pengabdian pada Masyarakat JURNAL PengaMAS AGROMIX AGRISCIENCE Journal of Agribusiness Science and Rural Development Journal of Supply Chain and Entrepreneurship
Dian Eswin Wijayanti, Dian Eswin
Unknown Affiliation
Agriculture, Biological Sciences & Forestry Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Social Sciences

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The Effect of Financial Literacy on Access to Credit for Maize Farmers in Madura Island, Indonesia Agustin, Puteri Nanda Nuriyantika; Wijayanti, Dian Eswin; Hayati, Mardiyah
Agrisocionomics: Jurnal Sosial Ekonomi Pertanian Vol 10, No 1 (2026): Maret 2026
Publisher : Faculty of Animal and Agricultural Science, Diponegoro University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14710/agrisocionomics.v10i1.26515

Abstract

The level of financial literacy affects the access to credit that is appropriate in overcoming the finances of corn farmers on Madura Island. The purpose of this study is to determine the effect of financial literacy on access to credit for corn farmers on Madura Island. The method used in this research is quantitative with probit regression analysis tool to determine the relationship between the influence of the independent variable of financial literacy on the dependent variable of credit access. The data used in this study is primary data, namely data obtained directly by interviews with 143 corn farmers on Madura Island. The results showed that financial literacy influences corn farmers' credit access, but financial literacy needs to be improved for better and more appropriate credit access. Increasing financial literacy can be done with financial training to improve the welfare of corn farmers in Madura.
Financial literacy and credit financing decisions among shallot farmers in Madura Island Laili, Rosidatul; Wijayanti, Dian Eswin
Agriekonomika Vol 14, No 1: April 2025
Publisher : Department of Agribusiness, Faculty of Agriculture, Universitas Trunojoyo Madura, Indonesi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/agriekonomika.v14i1.33703

Abstract

Red onion commodities are a daily consumption necessity for society. Financial literacy refers to the ability and knowledge of individuals, such as farmers, to confidently make decisions in managing their finances. However, there is a lack of financial knowledge and management, leading to insufficient financial literacy among farmers. This study aims to determine the level of financial literacy and identify factors influencing financial literacy in relation to red onion farmers' financing decisions. The analysis methods used are the Financial Literacy Index (FLI) and binary logistic regression. Based on the research results in Bun Barat Village, Rubaru District, the financial literacy level of farmers is 70.79 percent, which falls into the moderate category. Financing decisions are influenced by education, age, income, land ownership, and the financial literacy index. Recommendations from this study include encouraging farmers to seek information about credit financing, advising financial institutions to provide more information and expand credit consultation services, and advising the government to offer guidance on effective financial management.
Fishermen's perceptions of climate change impacts on livelihoods: a weighted average index (WAI) analysis in Bangkalan, Madura Island Rohimah, Ainur; Setiani, Setiani; Priyanto, Moh. Wahyudi; Wijayanti, Dian Eswin
Agriekonomika Vol 14, No 2: October 2025
Publisher : Department of Agribusiness, Faculty of Agriculture, Universitas Trunojoyo Madura, Indonesi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/agriekonomika.v14i2.33681

Abstract

Climate change presents a global challenge with significant implications for livelihood sustainability, particularly in coastal communities. This study explores fishermen's perceptions of climate change and its impacts on their livelihoods in Bangkalan Regency, Madura Island, Indonesia, a region where communities are directly affected through altered weather patterns, rising sea temperatures, and disrupted fishery ecosystems. Employing a quantitative approach, data were collected from 94 fishermen in Banyusangkah Village, Tanjungbumi Sub-district, selected via simple random sampling. The Weighted Average Index (WAI) method was used to analyze perceptions. The results indicate a high level of awareness among fishermen regarding certain climate phenomena, such as increased sea temperatures and the frequency of heavy rainfall, which they perceive as directly affecting fish catches and fishing safety. However, awareness of slower-onset, long-term impacts, such as tidal flooding and coastal erosion, remains low. These findings underscore the critical need for targeted educational outreach and policy interventions designed to foster community-based adaptation strategies, thereby enhancing the resilience of fishing communities in the face of increasingly uncertain environmental changes.
Co-Authors Agustin, Puteri Nanda Nuriyantika Auliansyah, Anggi Cahyanti, Isanur Elys Fauziyah Fuad Hasan Haryani, Siska Dwi Hasan , Fuad Hilmi, Yahya Shafiyuddin Ifan Rizky Kurniyanto Islami, Nabila istiqomah istiqomah Laili, Rosidatul Mardiyah Hayati Ni'mah, Zumrotun Nisa’, Siti Mufarohatin Pratama, Okka Putra Priyanto, Moh. Wahyudi Purnama, Mohammad Andhika Rohimah, Ainur Satriatama, Adimas Rizqi Setiani Setiani, Setiani Taufik Rizal Dwi Adi Nugroho Winda Agustina