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Islamic Boarding School Economic Business Models in Improving Teacher Welfare in Deli Serdang Dina Marni; Muhammad Yafiz; Musthapa Kamal Rokan
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 2 (2023): Sharia Economic: July, 2023
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i2.3809

The purpose of this research is to find out the economic business model of Islamic boarding schools in Deli Serdang Regency, to analyze the role of Islamic boarding school economic businesses in improving the welfare of Islamic boarding school teaching staff in Deli Serdang Regency, and to analyze the supporting and inhibiting factors of Islamic boarding school economics in improving the welfare of Islamic boarding school teaching staff in Deli Serdang Regency. The research approach is qualitative research. The location of this research is in Deli Serdang Regency, North Sumatra province. Researchers visited 4 Islamic boarding schools in Deli Serdang and determined 4 Islamic boarding schools that had the highest number of students or female students. The stages carried out by researchers in data analysis are as follows: Gathering information, selecting and reducing data, presenting data, and drawing conclusions and suggestions. Islamic boarding schools’ economic business capital consists of two types, some capital comes from Islamic boarding schools and some comes from the shares of employees and teachers under the auspices of cooperatives, so the management is divided into two, namely: businesses managed by Islamic boarding schools and businesses managed by employee and teacher cooperatives. For businesses managed by Islamic boarding schools, especially at Islamic boarding schools, teachers are given access to deposit merchandise at Islamic boarding schools. For every business that is managed by the cooperative, members and teachers who own shares will get profit sharing every year. Businesses managed by cooperatives are supported by facilities from Islamic boarding schools so profits are also shared between Islamic boarding schools or foundations. Keywords: Business Model, Islamic Boarding School Economics, Teacher Welfare The purpose of this research is to find out the economic business model of Islamic boarding schools in Deli Serdang Regency, to analyze the role of Islamic boarding school economic businesses in improving the welfare of Islamic boarding school teaching staff in Deli Serdang Regency, and to analyze the supporting and inhibiting factors of Islamic boarding school economics in improving the welfare of Islamic boarding school teaching staff in Deli Serdang Regency. The research approach is qualitative research. The location of this research is in Deli Serdang Regency, North Sumatra province. Researchers visited 4 Islamic boarding schools in Deli Serdang and determined 4 Islamic boarding schools that had the highest number of students or female students. The stages carried out by researchers in data analysis are as follows: Gathering information, selecting and reducing data, presenting data, and drawing conclusions and suggestions. Islamic boarding schools’ economic business capital consists of two types, some capital comes from Islamic boarding schools and some comes from the shares of employees and teachers under the auspices of cooperatives, so the management is divided into two, namely: businesses managed by Islamic boarding schools and businesses managed by employee and teacher cooperatives. For businesses managed by Islamic boarding schools, especially at Islamic boarding schools, teachers are given access to deposit merchandise at Islamic boarding schools. For every business that is managed by the cooperative, members and teachers who own shares will get profit sharing every year. Businesses managed by cooperatives are supported by facilities from Islamic boarding schools so profits are also shared between Islamic boarding schools or foundations.

Hubungan Hutang Riba dengan Kesehatan Mental: Analisis Berita sebagai Objek Penelitian Mutia Rahmah; Meilenda Astuti; Dina Marni
JURNAL ILMIAH PENELITIAN MAHASISWA Vol 3 No 1 (2025): Februari
Publisher : Kampus Akademik Publiser

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jipm.v3i`1.702

This research aims to explore the relationship between debt transactions involving usury (riba) and their impact on individuals' mental health. The method used in this study is qualitative, with a discourse analysis approach to news articles discussing the topic of usury and its effects on individuals, both in economic and psychological contexts. Through this analysis, we examine how the media portrays the connection between usury and mental health disorders, as well as the psychological impact of debt transactions involving usury. The findings of the study indicate that news reports tend to highlight the negative effects of usury-based debt on mental health, including stress, anxiety, and depression. This research provides insights into the role of the media in shaping public perception of this issue. It shows that there is a significant relationship between usury-based debt and mental health, as reflected in the news. The media plays an important role in shaping public perception and can be used as a tool to raise awareness of this issue.

Aktivitas Pinjol dan Bahaya Riba Terselubung di dalamnya Qonita; Melja Safitri; Dina Marni
Al Aqidah (Jurnal Studi Islam) Vol. 4 No. 2 (2024): Al Aqidah (Jurnal Studi Islam)
Publisher : Sekolah Tinggi Agama Islam AL Aqidah Al Hasyimiyyah Jakarta

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The phenomenon of online loans (pinjol) presents a quick financial solution but carries risks, particularly regarding the practice of riba, which is prohibited in Islam. This research analyzes the activity of online loans from an Islamic perspective, covering the legal aspects of loans in Sharia law, as well as the social, economic, and psychological impacts. Islam permits loans based on qiradh, which emphasize justice and mutual help without riba. However, online loans often contain elements of riba, either in the form of fixed interest or late payment penalties, which can harm users. This study also discusses the negative impacts of riba, such as inflation, economic injustice, and financial crises. The proposed solutions include the implementation of zakat, infaq, and sadaqah concepts, as well as financial literacy education to avoid the traps of online loans. By understanding the legal and adverse effects of riba, this research aims to raise awareness and provide guidance for the community to lead a more blessed financial life in accordance with Islamic principles.

PENGARUH JUDI ONLINE TERHADAP KESEJAHTERAAN MASYARAKAT MUSLIM Dina Marni; Nur Fitriani; Nur Hidayah; Hilma Maulida Fadliana
Jurnal Intelek Insan Cendikia Vol. 1 No. 10 (2024): Desember 2024
Publisher : PT. Intelek Cendikiawan Nusantara

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Perubahan sosial adalah perubahan yang terjadi dalam lingkungan masyarakat, ditandai dengan munculnya penurunan moral dan nilai-nilai sosial di sekitarnya. Salah satu kegiatan yang muncul adalah maraknya perjudian daring, yang menyebabkan gangguan dalam keuangan seseorang akibat ekonomi yang tidak stabil, namun mereka tetap terjerumus ke dalam perjudian daring. Seiring berjalannya waktu, teknologi informasi disalahgunakan dalam dunia perjudian, yang menawarkan berbagai platform melalui situs dan aplikasi yang tersebar di berbagai media sosial. Tujuan dari penelitian ini adalah untuk mengkaji pengaruh perjudian daring terhadap kesejahteraan masyarakat Muslim dari perspektif siyasah fiqh dengan menggunakan metode studi pustaka dalam mengolah data dan informasi yang diperlukan. Berdasarkan tinjauan terhadap beberapa sumber dan informasi, terdapat berbagai pendapat yang dikemukakan mengenai masalah ini, beberapa ulama berpendapat bahwa setiap permainan perjudian yang melibatkan taruhan berupa uang atau sejenisnya adalah haram, dan ada juga yang membolehkan permainan yang menggunakan strategi dan pemikiran dengan syarat tidak melibatkan taruhan dan tidak melalaikan ibadah kepada Allah SWT. Dalam Islam sendiri, telah dijelaskan dalam Surah Al-Baqarah ayat 219 dan Surah Al-Ma'idah ayat 90-91 yang membahas tentang khamr dan perjudian. Ayat-ayat ini juga menjelaskan kondisi ketika Rasulullah SAW mendapati para muhajirin yang menjadi imam salat Maghrib salah dalam membaca ayat-ayat Al-Qur’an karena pengaruh mabuk. Perjudian dan aktivitas serupa yang menimbulkan kerugian diatur dalam hukum negara sebagaimana tercantum dalam Pasal 303 Kitab Undang-Undang Hukum Pidana yang mengatur dan memberikan sanksi kepada pelaku yang terlibat dalam perjudian. Semua ini bertujuan untuk menciptakan kehidupan masyarakat yang tenang dan damai.

ANALISIS KEBIASAAN PENUKARAN UANG PECAH MENJELANG IDUL FITRI DI DESA SUKA DAMAI, SEIBAMBAN Sumayyah Abizar; Shofiyyah Shofiyyah; Dina Marni
Jurnal Intelek Dan Cendikiawan Nusantara Vol. 1 No. 6 (2024): Desember 2024 - Januari 2025
Publisher : PT. Intelek Cendikiawan Nusantara

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Dalam kehidupan sehari-hari, manusia selalu terlibat dalam berbagai bentuk transaksi, yang mana dengan adanya transaksi manusia dapat memenuhi kebutuhan hidupnya, dikarenakan manusia ialah makhluk sosial yang tidak bisa hidup sendiri. Penelitian ini menganalisis tentang tradisi masyarakat dalam tukar menukar uang menjelang idul fitri, penelitian ini bertujuan untuk mengetahui dan memahami bagaimana transaksi yang dilakukan oleh masyarakat, bagaimana pandangan Islam dalam hal tersebut, serta bagaimana solusi dari transaksi tersebut. Di masa ini kebanyakan masyarakat melakukan transaksi tanpa memperhatikan adanya riba. Hal ini banyak dialami oleh masyarakat Desa Suka Damai, yang dilakukan untuk mendapatkan uang pecah guna membagi THR. Metode penelitian yang digunakan dalam penelitian ini ialah metode wawancara dan didukung oleh article dan buku yang membahas tentang hal ini. Tujuan penelitian ini ialah untuk mengedukasi kebiasaan masyarakat yang mana kebiasaan tersebut ialah hal yang dilarang di dalam Islam.

Islamic Boarding School Economic Business Models in Improving Teacher Welfare in Deli Serdang Marni, Dina; Yafiz, Muhammad; Kamal Rokan, Musthapa
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 2 (2023): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i2.3809

The purpose of this research is to find out the economic business model of Islamic boarding schools in Deli Serdang Regency, to analyze the role of Islamic boarding school economic businesses in improving the welfare of Islamic boarding school teaching staff in Deli Serdang Regency, and to analyze the supporting and inhibiting factors of Islamic boarding school economics in improving the welfare of Islamic boarding school teaching staff in Deli Serdang Regency. The research approach is qualitative research. The location of this research is in Deli Serdang Regency, North Sumatra province. Researchers visited 4 Islamic boarding schools in Deli Serdang and determined 4 Islamic boarding schools that had the highest number of students or female students. The stages carried out by researchers in data analysis are as follows: Gathering information, selecting and reducing data, presenting data, and drawing conclusions and suggestions. Islamic boarding schools’ economic business capital consists of two types, some capital comes from Islamic boarding schools and some comes from the shares of employees and teachers under the auspices of cooperatives, so the management is divided into two, namely: businesses managed by Islamic boarding schools and businesses managed by employee and teacher cooperatives. For businesses managed by Islamic boarding schools, especially at Islamic boarding schools, teachers are given access to deposit merchandise at Islamic boarding schools. For every business that is managed by the cooperative, members and teachers who own shares will get profit sharing every year. Businesses managed by cooperatives are supported by facilities from Islamic boarding schools so profits are also shared between Islamic boarding schools or foundations. Keywords: Business Model, Islamic Boarding School Economics, Teacher Welfare The purpose of this research is to find out the economic business model of Islamic boarding schools in Deli Serdang Regency, to analyze the role of Islamic boarding school economic businesses in improving the welfare of Islamic boarding school teaching staff in Deli Serdang Regency, and to analyze the supporting and inhibiting factors of Islamic boarding school economics in improving the welfare of Islamic boarding school teaching staff in Deli Serdang Regency. The research approach is qualitative research. The location of this research is in Deli Serdang Regency, North Sumatra province. Researchers visited 4 Islamic boarding schools in Deli Serdang and determined 4 Islamic boarding schools that had the highest number of students or female students. The stages carried out by researchers in data analysis are as follows: Gathering information, selecting and reducing data, presenting data, and drawing conclusions and suggestions. Islamic boarding schools’ economic business capital consists of two types, some capital comes from Islamic boarding schools and some comes from the shares of employees and teachers under the auspices of cooperatives, so the management is divided into two, namely: businesses managed by Islamic boarding schools and businesses managed by employee and teacher cooperatives. For businesses managed by Islamic boarding schools, especially at Islamic boarding schools, teachers are given access to deposit merchandise at Islamic boarding schools. For every business that is managed by the cooperative, members and teachers who own shares will get profit sharing every year. Businesses managed by cooperatives are supported by facilities from Islamic boarding schools so profits are also shared between Islamic boarding schools or foundations.

Akad Syirkah dalam fikih muamalat : Konsep, Prinsip, dan Implementasi dalam Ekonomi islam di kKoperasi STAI As-Sunnah Deli Serdang: Akad Syirkah dalam fikih muamalat : Konsep, Prinsip, dan Implementasi dalam Ekonomi islam di Koperasi STAI As-Sunnah Deli Serdang Dina Marni; Andini, Ghina; Agustin; Tri Hidayatullah; Ahmad Nizar
SALSABIL : Jurnal Syariah dan Hukum Ekonomi Vol 1 No 1 (2025): SALSABIL: Journal of Sharia and Economic Law
Publisher : Program Studi Hukum Ekonomi Syariah STAI As-Sunnah Deli Serdang, Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51590/salsabil.v1i1.19

This research examines the application of the syirkah contract in the profit-sharing system implemented at the As-Sunnah Islamic Religious College (STAI) Medan, which adopts the cooperative concept. As we know, conventional cooperatives today often contain practices of riba and gharar, which have been strictly prohibited by Allah ﷻ in the Quran and the hadith of the Prophet ﷺ. This research aims to analyze the implementation of the syirkah contract within the structure of the STAI As-Sunnah cooperative and ensure its compliance with the principles of Islamic economic law. The approach used in this research is a qualitative approach with field research methods. (field research). Data were collected through interviews and direct observations of the parties involved in the STAI As-Sunnah cooperative. The research results show that the application of the syirkah contract in the STAI As-Sunnah cooperative includes the management of cooperative collaboration and its relevance to the principles of Islamic economic law governing the cooperative. This research provides a clear picture of the syirkah contract law and its implementation in the STAI As-Sunnah cooperative. From this research, it can be concluded that the syirkah contract has two forms, namely syirkah of ownership (like inheritance) and syirkah of contract, which consists of several types, namely syirkah mufawadhah, maal/'inan, abdan, wujuh, and mudharabah.

Integrating a Service-Learning Approach into Arabic Language Instruction, Along with Fun-Learning and a Participatory Appreciation System, to Enhance Students’ Motivation at the Rumah Quran Raudhatul Quran. dwimeutiahasni_16 Dwi Meutia Hasni; Dina Marni; Rozaanah; Aisyah Luthfiah Zahra
As-sunnah: Jurnal Pengabdian Masyarakat Vol 6 No 2 (2026): AL-ARKHABiiL: Jurnal Pengabdian Masyarakat
Publisher : ASSUNNAH PRESS

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51590/jpm_assunnah.v6i2.1300

Rumah Qur’an (RQ) Raudhatul Hufadz, a non-formal Qur’anic learning center in Sei Mencirim Village, Deli Serdang Regency, faced two intertwined problems: children showed strong enthusiasm for learning yet had no access to structured Arabic instruction, and the existing tahfidz (Qur’an memorization) program suffered from flagging motivation caused by repetitive, one-directional teaching. This community service initiative combined Service Learning (SL) and Participatory Action Research (PAR) to introduce basic Arabic instruction alongside a redesigned tahfidz process over a two-week period (21 February–5 March 2026). Twenty-four children took part in the Arabic class and twenty-one in the tahfidz program. Data were gathered through observation, a focus group discussion, and daily evaluation sheets, and were analyzed across two intervention cycles following a plan-act-observe-reflect sequence. In the Arabic class, drill practice, the mubasyarah (direct) method, and communicative techniques paired with visual media such as matching boards and flashcards produced measurable gains in vocabulary recognition and simple conversational exchange. In the tahfidz program, replacing rote repetition with a fun-learning approach and a participatory appreciation system – daily evaluation sheets tied to small rewards – raised both attendance and the completion rate of memorization targets. A parallel online Ta’lim session engaged parents (Ummahat) in supporting home-based learning. The findings suggest that pairing Service Learning’s structured reflection with Participatory Action Research’s cyclical, community-driven problem-solving can resolve demotivation in traditional Qur’anic education while leaving behind a durable foundation for Arabic-language instruction

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