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All Journal Folia Medica Indonesiana Jurnal Studia Insania Referensi : Jurnal Ilmu Manajemen dan Akuntansi International Journal of Islamic Business and Economics (IJIBEC) Neraca Jurnal Litbang Kota Pekalongan Journal Of World Science Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Usamah Usamah, Usamah
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Agriculture, Biological Sciences & Forestry Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Engineering Health Professions Industrial & Manufacturing Engineering Law, Crime, Criminology & Criminal Justice Public Health Social Sciences Other

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PEMAHAMAN HADIS-HADIS MISOGINIS MENURUT ULAMA HADIS DAN FEMINIS MUSLIM INDONESIA Usamah, Usamah
Jurnal Studia Insania Vol 1, No 2 (2013)
Publisher : Faculty of Ushuluddin and Humanities

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (455.495 KB) | DOI: 10.18592/jsi.v1i2.1085

Abstract

This article analyses some prophetic sayings (hadith) considered misogenic, by comparing commentaries of the medieval ulama and the contemporary Muslim feminists in Indonesia. The first hadith is about woman leadership. Based on this hadith, many traditional ulama do not allow woman to be the leader. However, some medieval ulama such as Jalaluddin al-Sayuthi, al-Tabari and Abu Hanifah, do allow woman to become a leader. In line with this view, Indonesian Muslim feminists argue that woman deserves to be a leader like man, and the hadith should be understood in its specific context, namely that it talks about Persian Imperium which was led by a woman, so that it cannot be generalized. Morever, the hadith is ahad, reported by one line of transmitters. The second hadith is about God’s condemnation on a wife who refuses her husband for sexual intercourse. The traditional medieval ulama and Indonesian Muslim feminists agree that this hadith is also applied to man, that is, if he refuses his wife. Finally, the hadith stating that woman is less intelligent, according to the traditional ulama, means not to humiliate her, but to be aware of her temptation.
PEMAHAMAN HADIS-HADIS MISOGINIS MENURUT ULAMA HADIS DAN FEMINIS MUSLIM INDONESIA Usamah, Usamah
Jurnal Studia Insania Vol 1, No 2 (2013)
Publisher : Faculty of Ushuluddin and Humanities

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (455.495 KB) | DOI: 10.18592/jsi.v1i2.1085

Abstract

This article analyses some prophetic sayings (hadith) considered misogenic, by comparing commentaries of the medieval ulama and the contemporary Muslim feminists in Indonesia. The first hadith is about woman leadership. Based on this hadith, many traditional ulama do not allow woman to be the leader. However, some medieval ulama such as Jalaluddin al-Sayuthi, al-Tabari and Abu Hanifah, do allow woman to become a leader. In line with this view, Indonesian Muslim feminists argue that woman deserves to be a leader like man, and the hadith should be understood in its specific context, namely that it talks about Persian Imperium which was led by a woman, so that it cannot be generalized. Morever, the hadith is ahad, reported by one line of transmitters. The second hadith is about God?s condemnation on a wife who refuses her husband for sexual intercourse. The traditional medieval ulama and Indonesian Muslim feminists agree that this hadith is also applied to man, that is, if he refuses his wife. Finally, the hadith stating that woman is less intelligent, according to the traditional ulama, means not to humiliate her, but to be aware of her temptation.
THE ROLE OF PLACEMENT OF FUNDS TO DETERMINE MUQABALAH IN BAITUL TAMWIL MUHAMMADIYAH (BTM) Usamah, Usamah
JURNAL LITBANG KOTA PEKALONGAN Vol 8 (2015)
Publisher : BAPPEDA Kota Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (682.994 KB)

Abstract

THE PURPOSE OF THIS STUDY WAS TO ANALYZE THE PLACEMENT OF FUNDS TO DETERMINE MUQABALAH IN BAITUL TAMWIL MUHAMMADIYAH (BTM). BTM PLACEMENTS INCLUDE: PLACEMENT OF FUND IN CENTRAL BTM, BTM PLACEMENTS WITH OTHER BANKS, SHARIAH FINANCING. THIS STUDY USED A SAMPLE 27 BTM. DATA TAKEN FROM THE FINANCIAL STATEMENTS OF BTM WHICH HAS BEEN PUBLISHED BY BTM FROM 2012- 2014. THE ANALYSIS TOOLS ARE PARTIAL HYPOTHESIS TEST (T TEST) AND MULTIPLE REGRESSION. THE RESULTS SHOWED THAT THE PLACEMENT OF FUND IN CENTRAL BTM AND PLACEMENTS OF FUND WITH OTHER BANKS MUQABALAH INFLUENCE ON BTM. SHARIAH FINANCING INFLUENCE HELD SIGNIFICANT NEGATIVE INFLUENCE ON MUQABALAH IN BAITUL TAMWIL MUHAMMADIYAH.
The Moderating Role of Information Technology in The Performance of Baitut Tamwil Muhammadiyah in Central Java Indonesia usamah, Usamah; Lutfiani, Hilda
International Journal of Islamic Business and Economics (IJIBEC) Vol 5 No 2 (2021): IJIBEC VOL. 5 NO. 2 DECEMBER 2021
Publisher : Faculty of Islamic Economics and Business of Institut Agama Islam Negeri (IAIN) Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/ijibec.v5i2.3869

Abstract

This study aimed to analyze the moderating role of Information Technology in the performance of Baitut Tamwil Muhammadiyah (BTM) in Central Java, Indonesia. The target population was members of this Islamic Microfinance Institution. Data from 2015 to 2018 in the Central Java Sharia Office was used to obtain a sample size of 14 from 21 BTMs. Multiple Regression Analysis was then applied to analyze this data and explain the relationship between variables. The results showed that independent variables, including CAR, NPF, and BOPO ratios are positively correlated with ROA (Return on Assets) of BTM, except FDR. Information technology system moderation variables including FDR_SYSTEM and BOPO_SYSTEM significantly and positively affect ROA, while CAR_SYSTEM and NPF_SYSTEM are negatively correlated with the returns on total assets of the institution. In general, BTM should use I.T. for excellent performance and join academics and other stakeholders to increase awareness of the benefits of these computer-based systems in Islamic Microfinance institutions.
ANALISIS KINERJA ZAKAT DENGAN MENGGUNAKAN INDEKS ZAKAT NASIONAL PADA BADAN AMIL ZAKAT NASIONAL Usamah, Usamah; Moegiri, Moegiri
Referensi : Jurnal Ilmu Manajemen dan Akuntansi Vol 11, No 3 (2023)
Publisher : Unitri Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33366/ref.v11i3.5220

Abstract

This research aims to measure the achievement of zakat management activities andprovide an overview of the extent of the role of the government and society or referred to asthe macro dimension as well as in the institutional perspective of zakat as well as the impactof zakat on mustahik which is included in the micro dimension, The approach used isquantitative and the methode of the National Zakat Index (IZN) as an instrument formeasuring the performance of zakat management at the Pekalongan City Baznas., Result anddiscussions: Based on the calculation results of BAZNAS Pekalongan City Permit on themacro dimension is worth in the range 0.00 – 1.00 where this index is in the good categoryand on the micro dimension is worth 0.75 this index is in the good category. So that theresults of the Aggregate BAZNAS score for Pekalongan City are 0.516., The results of thisstudy are in accordance with previous research conducted by Hidayaneu (2017) at theBandung City BAZNAS, Nadhia (2017) at the South Jakarta City BAZIS, Yunita (2017) at theYogyakarta City BAZNAS, Ulfah (2017) at the Bogor Regency BAZNAS. Conclusion: Thatvalue above illustrates the performance achievement of Pekalongan City BAZNAS zakatmanagement in the Fairly Good category the result report and the information about thefindings
DIABETES RISK FACTOR SCREENING IN ADULTS USING PERKENI QUESTIONNAIRE AND ORAL GLUCOSE TOLERANCE TEST IN SOCAH COUNTY, BANGKALAN Kamal, Radin H; Novendrianto, Dwiki; Chadijah, Faizah; Prasetya, Galan Budi; Pratama, Gilang Satria; Ariadnya, Mentari Octarina; Larasati, Nikita Gladys; Darain, Nur Lia F; Nanda, Ovitrani; Mavita, Silvi; Usamah, Usamah; Prajitno, Jongky Hendro
Folia Medica Indonesiana Vol. 53 No. 3 (2017): September 2017
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (55.924 KB) | DOI: 10.20473/fmi.v53i3.6448

Abstract

There are 8.4 million diabetes adult patients in Indonesia and most remained undiagnosed. Screening process for diabetes is very important. PERKENI has recommended the use of questionnaire and Oral Glucose Tolerance Test (OGTT) as risk factor screening tools. This study aimed to find out the use of PERKENI questionnaire and OGTT in adults as diabetes risk factor screening tools. This was a descriptive cross sectional study conducted in 2015 in Socah County Bangkalan. Participants (n=91) were interviewed regarding diabetes risk factor using PERKENI questionnaire. Anthropometric (height, weight, and abdominal circumference) measurements were also taken. The results were categorized into: very low risk, increased risk, moderate risk and high risk. Only those categorized as high risk were asked to take OGTT. Exclusion criteria were participants who had been diagnosed with diabetes by a physician and/or routinely taking anti diabetic medication, consumed drugs during the previous two weeks and does not finish the required procedures. From 91 eligible participants, only 9 (9.89%) were categorized as high risk. The result of OGTT were: 4 were within normal limit, 1 had impaired glucose tolerance (IGT) and 4 were newly diagnosed with diabetes. The use of PERKENI questionnaire and OGTT in high risk adult population as a diabetes risk factor screening tool increased new findings of diabetes cases. Our analysis may support the adoption of diabetes risk factor screening methods through questionnaires and OGTT in high risk adult population, especially in low resource setting.
INTEGRASI INTERNET OF THINGS (IOT) DAN E-WALLET DALAM SISTEM AKUNTANSI UNTUK MENINGKATKAN EFISIENSI PEMBAYARAN DIGITAL Fatah, Khoirul Fatah; Rizaldi, Herna; Usamah, Usamah
Neraca Vol. 21 No. 1 (2025): NERACA
Publisher : FEB Universitas Muhammadiyah Pekajangan Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.48144/neraca.v21i1.2076

Abstract

Penelitian ini bertujuan untuk mengevaluasi sejauh mana pemanfaatan teknologi Internet of Things (IoT) dan intensitas penggunaan dompet digital (e-Wallet) dapat meningkatkan efisiensi dalam sistem pembayaran digital. Studi ini dilaksanakan di daerah Pekalongan dengan melibatkan 76 partisipan yang diperoleh melalui penyebaran kuesioner. Metode analisis regresi linier berganda digunakan untuk mengetahui pengaruh masing-masing variabel. Hasil analisis menunjukkan bahwa baik IoT maupun e-Wallet memberikan kontribusi yang signifikan dalam meningkatkan efisiensi, dengan IoT memberikan dampak yang lebih besar. Integrasi kedua teknologi ini memungkinkan proses pembayaran yang lebih efisien, cepat, dan aman. Hasil ini menggarisbawahi pentingnya penerapan teknologi digital dalam pengembangan sistem akuntansi modern.   REFERENSI Alfi Rizka Maulidah, Rini Puji Astuti, Khaerun Nisa, Wisnu Erlangga, E. H. (2024). Perkembangan Sistem Pembayaran Digital : Pada Era Revolusi Industri. Jurnal Ekonomi Dan Bisnis Digital, 01(04), 798–803. As-Syahri, H. (2024). Pemanfaatan Financial Technology Dalam Peningkatan Efektifitas Pemasaran di Era Digital. Socius: Jurnal Penelitian Ilmu-Ilmu Sosial. https://ojs.daarulhuda.or.id/index.php/Socius/article/view/675 Chopra, A., & Ranjani, K. S. (2020). Adoption of digital transaction model by micro enterprises to target millennials in India: An exploratory study. Social Business, 10(4), 411–434. https://doi.org/10.1362/204440820x15813359568318 Davis, F. D., Bagozzi, R. P., & Warshaw, P. R. (1989). User Acceptance of Computer Technology: A Comparison of Two Theoretical Models. Management Science, 35(8), 982–1003. https://doi.org/10.1287/mnsc.35.8.982 Dewi, S. (2023). The importance of Digital- based Payment Management Knowledge for MSME Drivers : a Study of Financial Literacy. … Research and Critics …. https://eprints.unmer.ac.id/id/eprint/3304/ Eliza, R., Zulkifli, Z., Syafwandi, S., & Fitria, L. (2024). Analisis Perilaku Konsumen Dan Pengaruhnya Terhadap Minat Menggunakan E-Wallet Di Indonesia: Literature Review. Innovative: Journal Of …. http://j-innovative.org/index.php/Innovative/article/view/12063 ESCAP. (2022). MSME access to finance : the role of digital payments. United Nation, 7. https://repository.unescap.org/handle/20.500.12870/4557 Ghozali, I. (2018). Aplikasi Analisis Multivariate Dengan Program IBM SPSS 25 Edisi 9 (9th ed.). Undip. Hasbolah, Farhana: Rosli, Mohamad Hafiz: Hamzah, Hanissah: Omar, Siti Aisyah: Bhuiyan, A. B. (2021). the Digital Accounting Entrepreneurship Competency for Sustainable Performance of the Rural Micro, Small and Medium Enterprises (Msmes): an Empirical Review. International Journal of Small and Medium Enterprises, 4(1), 12–25. https://doi.org/10.46281/ijsmes.v4i1.1471 Hendrawan, M. R. N. A., Marits, S. A., & Herman, S. (2023). Development of Digital Payment Systems in Indonesia. Jurnal Ilmiah Manajemen Kesatuan, 11(3), 1335–1344. Jogiyanto, H. (2016). Metodologi Penelitian Bisnis Salah Kaprah dan Pengalaman-Pengalaman. Edisi 6. In Yogyakarta: BPFE. BPFE. Liana, E., & Fadli, J. A. (2023). Effect Of Ease Of Use Of Application, E-Service Quality And Benefit Perception Of E-Wallet Application On Customer Satisfaction. Jurnal Ilmiah Manajemen Kesatuan. https://jurnal.ibik.ac.id/index.php/jimkes/article/view/2312 Pratiwi, A. (2022). The Effectiveness of the Implementation of the Indonesian Standard Quick Response Payment System (QRIS) on MSMEs in Banten. Review of Accounting and Taxation, 1(02), 93–99. https://doi.org/10.61659/reaction.v1i02.143 Rio Laksamana, Bustami, S. R. (2024). The Use of Cross-Generational Digital Wallets in Accelerating Digital Economy Transformation. Jurnal Ilmiah Ekonomi Islam, 10(01). Yoganata, M. W. (2024). Transformasi E-Business di Era Society 5.0 Mengubah Perilaku Konsumen dan Model Bisnis. Jurnal Kajian Dan Penalaran Ilmu …. https://jurnal.aksaraglobal.co.id/index.php/jkpim/article/view/402  
PENGARUH TINGKAT KESEHATAN BANK SYARIAH TERHADAP RETURN SAHAM BANK Usamah, Usamah; Fahrunisa, Aliffiana; Edi Purnomo, Djauhar
Neraca Vol. 19 No. 1 (2023): NERACA
Publisher : FEB Universitas Muhammadiyah Pekajangan Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.48144/neraca.v19i1.1496

Abstract

This study aims to obtain empirical evidence of the effect of the ratio of NPF, FDR, GCG, ROA, NIM, and CAR on stock returns. The population in this study is Islamic Commercial Banks and Sharia Business Units registered with Bank Indonesia in 2018-2020. The sample for this study was determined by purposive sampling method in order to obtain a sample of 10 BUS and UUS that met the criteria. The data used is secondary data downloaded from the Indonesia Stock Exchange website (www.idx.co.id) and the websites of each company. Analysis of the data used is the multiple linier regression method. The results of this study indicate that partially the NPF, FDR, GCG, NIM, and CAR variabels have no significant effect on stock returns. While the ROA variable has a significant effect on stock returns. Simultancously the variables NPF, FDR, GCG, ROA, NIM, and CAR have a significant effect on stock returns.
Analisis Faktor-Faktor yang Mempengaruhi Sisa Hasil Usaha (SHU) KSPPS BTM Pekalongan Dengan Pemoderasi BTM Mobile Ningsih, Widiya; Usamah, Usamah
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 7 No. 10 (2025): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v7i10.9619

Abstract

Artikel ini bertujuan untuk menganalisis pengaruh modal sendiri, dana pihak ketiga, volume usaha, aset, pendapatan, dan jumlah anggota terhadap sisa hasil usaha dengan BTM Mobile sebagai variabel moderasi. Studi ini menggunakan pendekatan kuantitatif dengan Jenis data yang digunakan pada artikel ini adalah data sekunder yang diperoleh dari laporan keuangan bulanan KSPPS BTM Pekalongan tahun 2022-2024. Data dianalisis dengan menggunakan analisis regresi moderasi. Hasil artikel ini menunjukkan bahwa modal sendiri, dana pihak ketiga dan pendapatan berpengaruh positif dan signifikan terhadap sisa hasil usaha, sementara volume usaha dan jumah anggota berpengaruh negatif dan signifikan terhadap sisa hasil usaha. Sedangkan aset tidak berpengaruh signifikan terhadap sisa hasil usaha. BTM Mobile memoderasi pengaruh pendapatan dan jumlah anggota terhadap sisa hasil usaha. BTM Mobile tidak memoderasi pengaruh modal sendiri, dana pihak ketiga, volume usaha dan aset terhadap sisa hasil usaha.
Strategic Planning in an Effort to Improve Service Quality at Wakatobi Regional General Hospital using Service Quality Usamah, Usamah; Sirait, Tongam; Sibarani, Mentiana; Samsul Bahri, Ronny
Journal of World Science Vol. 3 No. 8 (2024): Journal of World Science
Publisher : Riviera Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58344/jws.v3i8.701

Abstract

The quality of health services in hospitals is an important aspect that affects patient satisfaction and health outcomes. At RSUD Wakatobi, evaluation of service quality is important to ensure that the services provided are in accordance with patient expectations and applicable standards. This study aims to analyze the quality of service at RSUD Wakatobi based on these dimensions, focusing on the application and effectiveness of each dimension in the context of health services at the hospital. This research uses descriptive qualitative research with inductive data analysis and uses research informants consisting of functional officials in charge of providing services at RSUD Wakatobi and administrative staff of RSUD Wakatobi as primary data sources. The data analysis technique used by researchers is descriptive data analysis, with the results showing that, based on the results of the above research, in this case the services applied at the Wakatobi Regional General Hospital are still not in accordance with the dimensions of service quality where physical evidence. While those that have been applied include reliability, assurance, empathy, and responsiveness. Service quality needs to be applied by every public service in providing services to patients because one of the good service qualities is the comparison between reality and expectations of patients of the Wakatobi Regional General Hospital. The implication of this research is the importance of developing and implementing improvement strategies in the physical evidence dimension to improve service quality at Wakatobi Regional General Hospital.
Co-Authors Ariadnya, Mentari Octarina arsyani, vidya Chadijah, Faizah Darain, Nur Lia F Edi Purnomo, Djauhar Fahrunisa, Aliffiana Fatah, Khoirul Fatah, Khoirul Fatah Jongky Hendro Prajitno Kamal, Radin H Larasati, Nikita Gladys Lutfiani, Hilda Mavita, Silvi Moegiri, Moegiri Muhamad Yusuf, SE., M.Si. Nanda, Ovitrani Ningsih, Widiya Novendrianto, Dwiki Prasetya, Galan Budi Pratama, Gilang Satria Rizaldi, Herna Samsul Bahri, Ronny Sibarani, Mentiana Sirait, Tongam