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Journal : JAKBS

Faktor Demografi Dan Literasi Finansial Terhadap Minat Masyarakat Menabung Di Bank Syariah (Studi Kasus Pada Masyarakat Kecamatan Air Salek Kabupaten Banyuasin) Sela Puji Lestari; Fakhrina; Iceu Sri Gustiana
Jurnal Akuntansi Keuangan dan Bisnis Vol. 1 No. 4 (2024): Januari - Maret
Publisher : CV. ITTC INDONESIA

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Abstract

The aim of this researcher is to find out whether there is an influence of demographics and financial literacy on people’s interest in saving in Islamic banks (case study of the people of Air Salek sub-district, Banyuasin regency). Data analysis in this research used Smart-PLS 3.0 with correlation research methods. The data used is primary data. Data collection was by distributing questionnaires to 100 people in the Air Salek District, Banyuasin Regency. The results show that the results of the first hypothesis test show that the relationship between demographic variables and people's interest in saving has a correlation value of 0.643. This value means that there is a positive influence between demographic variables and people's interest in saving in Air Salek District, Banyuasi Regency. The results of the second hypothesis test show that there is a relationship between the financial literacy variable and interest people's savings have a correlation value of 0.554. This value means that there is a positive influence between the financial literacy variable and people's interest in saving in Air Salek District, Banyuasin Regency. Based on the calculation results, it shows that demographic variables and financial literacy variables have a positive effect on people's interest in saving in Air Salek District. This is proven by the R-square value of 0.458. This shows that the greater the influence of demographic variables and financial literacy, the better people's interest in saving will be.
Peran Good Corporate Governance (GCG) Dalam Optimalisas Layanan Mustahik Zakat Di Dompet Dhuafa Palembang Fitriyada; Rinol Sumantri; Iceu Sri Gustiana
Jurnal Akuntansi Keuangan dan Bisnis Vol. 1 No. 4 (2024): Januari - Maret
Publisher : CV. ITTC INDONESIA

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Abstract

"Lamusta" is an activities oriented towards serving and consulting on community issues with a Dawah approach, aiming to provide contributions and solutions to the issues faced by recipients (recipient) and to create programs that enhance the dignity and well-being of the underprivileged. This research aims to analyze the implementation of Good Corporate Governance (GCG) in optimizing zakat services for Mustahik in Dompet Duafa Palembang, South Sumatra. The research methodology used for this study is a qualitative approach, employing techniques such as interviews, documentation, and observation. The findings of this research reveal that the of Good Corporate Governance (GCG) in the optimization of zakat services is not yet optimal, primarily due to a lack of promptness in providing assistance to beneficiaries (Mustahik). Furthermore, the human resources responsible for conducting surveys and delivering aid are identified as inhibiting factors. It is hoped that the role of Good Corporate Governance (GCG) can be improved in the future, particularly in terms of responsiveness.