Claim Missing Document
Check
Articles

Found 13 Documents
Search

Determinant Banking Credit Risk Management Josua Panatap Soehaditama; Nera Marinda Machdar; Adler Haymans Manurung
Indonesian Journal of Business Analytics Vol. 3 No. 4 (2023): August 2023
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/ijba.v3i4.5032

Abstract

This article reviews and looks for the relationship between two variables, namely banking and credit risk management from the results of existing research. The research method used is qualitative by looking at the findings or research results from existing literature derived from reputable journals or other sources found to support this study. In this article explains that banking credit risk management, determinants play an important role in identifying, measuring, and managing credit risk. Factors such as debtor characteristics, quality of collateral, economic and industrial conditions, bank policies and procedures, and legal and regulatory factors affect the level of credit risk. A deep understanding of these factors helps banks in taking better decisions and developing effective strategies in managing credit risk.
ANALISIS PEMBENTUKAN PORTOFOLIO OPTIMAL MENGGUNAKAN MODEL KRITERIA ROY (Studi Empiris pada Saham Indeks Kompas 100 Periode Januari 2015 – Desember 2022) Fadh Fauzi Hibatullah; Adler Haymans Manurung; Muhammad Asif Khan
JURNAL ECONOMINA Vol. 2 No. 10 (2023): JURNAL ECONOMINA, Oktober 2023
Publisher : LPPM Sekolah Tinggi Ilmu Ekonomi 45 Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55681/economina.v2i10.926

Abstract

Perkembangan dunia investasi sudah berkembang pesat. Kepemilikian 2 barang atau lebih yang disebut portofolio. Situasi investasi akan terjadinya penaikan dan penurunan portofolio. Penelitian ini bertujuan mengetahui tingkat pengembalian portofolio dibentuk melalui Kriteria Roy dan perbandingan return portofolio dengan penimbang serta penimbang Kapitalisasi Pasar. Saham portofolio merupakan Saham Indeks Kompas 100. Penelitian ini menggunakan data akhir bulan pada periode Januari 2015 hingga Desember 2022. Teknik analisis data menggunakan program Microsoft Excel. Hasil penelitian terdapat 61 saham yang masuk ke dalam portofolio optimal Kriteria Roy dan tidak memiliki penimbang negatif. Hasil selanjutnya portofolio tingkat pengembalian pasar (IHSG) signifikan mempengaruhi tingkat pengembalian portofolio yang dibentuk berdasarkan kapitalisasi pasar secara signifikan 1%. Variabel makro lainnya yaitu kurs US Dollar, tingkat bunga dan harga minyak tidak signifikan mempengaruhi tingkat pengembalian portofolio yang dibentuk berdasarkan kapitalisasi pasar.
Meningkatkan Financial Management Behavior dan Investment Decision Making melalui Financial Knowledge, Attitude, dan Emotional Intelligence dengan Risk Perception Dharma Satriadi; Adler Haymans Manurung; Roy Sembel; Ahmad Hidayat Sutawidjaya
Jurnal Riset Akuntansi & Perpajakan (JRAP) Vol 10 No 2: Juli - Desember (2023)
Publisher : Magister Akuntansi Universitas Pancasila

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35838/jrap.2023.010.02.14

Abstract

The objective of this study is to analyze the determinants of financial management behavior, specifically financial knowledge, financial attitude, and emotional intelligence on investment decision making with Risk Perception as a moderator. Using the Structural Equation Modeling – Partial Least Square analysis method, this study was conducted on a sample of 105 managers from Karawang International Industrial City. Financial Knowledge does not support Financial Management Behavior, Financial Attitude has a positive effect on Financial Management Behavior, Emotional Intelligence has a positive effect on Financial Management Behavior, Financial Knowledge does not support Investment Decision Making, Financial Attitude does not support Investment Decision Making, Emotional Intelligence has a positive effect on Investment Decision Making, Financial Management Behavior does not support Investment Decision Making, and Financial Attitude does not support Investment Decision Making. This research indicates the need to develop a financial education program that focuses on increasing financial knowledge and attitudes for managers, as well as paying attention to the development of emotional intelligence in order to improve the quality of their investment decision making.
Shadow Banking and Commercial Banks: Mini Review Josua Panatap Soehaditama; Adler Haymans Manurung; Nera Marinda Machdar
Jurnal Ekonomi dan Bisnis Digital Vol. 2 No. 3 (2023): August 2023
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/ministal.v2i3.5294

Abstract

The purpose of this article is to see the relationship between two variables from existing research results with review literature. The method used is qualitative with a literature review of scientific articles looking for relationships between variables used in this article. Literature review sources come from articles from journals, books, and scientific papers. Shadow banking and commercial banks are two things that exist in the banking world today, the results of research on this variable have not been too much so that with the results of research from this article finished adding a different reference and colour even with the description of several scientific articles from journals, books, and others. There is a significant influence from the results of several scientific articles, including (Tang & Wang, 2015), (Tan, 2017), and (Zhu et al., 2019). Other researchers may continue with the same research variables at some other time, and this article does not refute or counter, only add colour to the results.
Total Risk, Capital Structure, and Profitability Analysis: The Impact On Corporate Sustainability Mediated By Firm Performance Elia Rossa; Adler Haymans Manurung; Nera Marinda Machdar
Harmoni Economics: International Journal of Economics and Accounting Vol. 2 No. 1 (2025): February: Harmoni Economics: International Journal of Economics and Accounting
Publisher : International Forum of Researchers and Lecturers

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70062/harmonieconomics.v2i1.83

Abstract

This research aims to analyze the relationships among total risk, capital structure, and profitability, and their impact on corporate sustainability, with firm performance acting as a mediator. Corporate sustainability has become increasingly important in today’s competitive and dynamic business environment. A literature review indicates that well-managed total risk can enhance firm performance, while an optimal capital structure contributes to higher profitability. In turn, profitability enables companies to invest in innovation and sustainable development. This study identifies a gap in the existing literature, as few studies integrate these three factors within the context of sustainability. By employing a comprehensive analytical approach, this research seeks to provide deeper insights into how total risk, capital structure, and profitability interact to support corporate sustainability. The findings are expected to significantly contribute to financial management practices and sustainable corporate policies.
Determinants of Technology Adoption and Financial Ratios on Banking Performance in Indonesia Through Net Interest Margin as Mediation Endah Suci Damayanti; Adler Haymans Manurung; Yayan Hendayana; Wastam Wahyu Hidayat
Integrated Journal of Business and Economics (IJBE) Vol 9, No 4 (2025): Integrated Journal of Business and Economics
Publisher : Universitas Bangka Belitung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33019/ijbe.v9i4.1334

Abstract

The purpose of this study is to explore the relationship between technology adoption, financial ratios that can affect banking performance in Indonesia through the mediation of Net Interest Margin. The research approach is Explanatory Research with purposive sampling technique obtained 35 go pubic banks selected with  9 years of financial statement data  from 2015 to 2023 so as to obtain 315 observations. The research findings show that BOPO strongly influences the NIM variable, giving rise to direct and indirect effects. All direct effects are the largest affecting ROA. Company management must manage Technology Adoption, NPL, LDR, Quality of Earning Assets (QEA) and BOPO to influence Banking Performance. Company management must manage these ratios to provide high ROA so that investors are interested in buying banking stocks. The efficiency of the company represented by BOPO needs to be managed so that NIM increases and can be limited to the maximum.  
Pengaruh Leverage, Cash Holding, Dan Modal Kerja Terhadap Pertumbuhan Berkelanjutan Pada Perusahaan Manufaktur Non-Cyclical Di Bursa Efek Indonesia Periode 2015–2025 Ari Rhamdani; Adler Haymans Manurung; Jhonni Sinaga; Muhammad Asif Khan; Tyna Yunita
Indonesian Journal of Economics Management and Accounting Vol. 3 No. 7 (2026): IJEMA - Juli 2026
Publisher : PT. INOVASI TEKNOLOGI KOMPUTER

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Sustainable Growth Rate (SGR) merupakan metrik krusial untuk mengevaluasi kapasitas perusahaan dalam menjaga laju pertumbuhannya secara mandiri melalui pendanaan internal. Pada industri manufaktur sektor non-cyclical, keberlanjutan pertumbuhan ini sangat ditentukan oleh berbagai determinan keuangan, di antaranya leverage, cash holding, dan modal kerja. Oleh karena itu, penelitian ini dilaksanakan guna menginvestigasi dampak ketiga variabel tersebut terhadap SGR. Populasi studi mencakup perusahaan manufaktur non-cyclical yang tercatat di Bursa Efek Indonesia (BEI) selama kurun waktu 2015–2025. Dengan menerapkan metode kuantitatif berbasis analisis regresi data panel terhadap data sekunder dari laporan keuangan tahunan, riset ini diharapkan mampu menyajikan bukti empiris yang solid. Selain berkontribusi pada pengembangan literatur manajemen keuangan, temuan penelitian ini juga ditujukan sebagai landasan strategis bagi manajemen, investor, maupun regulator dalam merumuskan kebijakan keuangan yang optimal.
Balancing Stability and Growth: The Role of Interest Rates and Deposit Insurance in Shaping Inflation and Economic Resilience in ASEAN Suhardiono Suhardiono; Roy Sembel; Adler Haymans Manurung
Ekonomis: Journal of Economics and Business Vol 10, No 1 (2026): Maret
Publisher : Universitas Batanghari Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33087/ekonomis.v10i1.2301

Abstract

This study examines the effects of interest rates and deposit insurance agency presence on inflation and GDP growth in ASEAN countries from 2019 to 2023. Using a quantitative approach with linear regression analysis, the findings reveal that higher interest rates are associated with lower inflation, highlighting the effectiveness of monetary policy in managing price stability within the region. Additionally, the existence of deposit insurance agencies positively impacts both inflation and GDP growth. While deposit insurance enhances financial stability and fosters economic growth by boosting public confidence, it may also contribute to inflation through increased consumer and investment activity. These findings suggest that ASEAN policymakers should adopt a balanced approach, combining interest rate adjustments for inflation control with carefully managed financial stability measures to support sustainable growth. This study provides valuable insights into the roles of monetary and financial stability policies, underscoring the importance of an integrated policy framework to achieve economic resilience in emerging markets. Future research could explore the interaction between these policies and other structural factors to develop comprehensive strategies for sustaining growth in the ASEAN region.
Eksplorasi Nilai-Nilai Keuangan Berkelanjutan Dalam Praktik ESG (Environmental, Social, Governance): Studi Multi-Kasus Di Indonesia: Exploring Sustainable Finance Values in ESG (Environmental, Social, Governance) Practices: A Multi-Case Study in Indonesia Prasetyono Hendriarto; Lukman Sangapan; Adler Haymans Manurung
Jurnal Bisnis dan Ekonomi Vol 3 No 4 (2025): Jurnal Bisnis dan Ekonomi
Publisher : OGZ Research & Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61597/jbe-ogzrp.v3i4.141

Abstract

This study aims to explore the values of sustainable finance within the practice of Environmental, Social, and Governance (ESG) through a multi-case study in Indonesia. The research focuses on how companies internalize ESG not merely as a regulatory obligation but also as a strategy to build competitiveness, reputation, and long-term sustainability. The research employed a qualitative approach with a multi-case study design, collecting data through in-depth interviews, sustainability report analysis, and official document reviews. Data were analyzed using thematic analysis techniques with triangulation to enhance the validity of the findings. The results indicate that ESG implementation in Indonesia remains diverse: while some companies have integrated ESG into their business strategies, others tend to engage in symbolic reporting (greenwashing). Strong ESG practices have been proven to generate positive impacts on sustainable financial value, including increased profitability, strengthened stakeholder relations, and more effective risk management. Furthermore, ESG implementation contributes significantly to society through social empowerment, environmentally friendly technological innovation, and the enhancement of sustainability literacy. The study concludes that ESG plays a pivotal role as the foundation of a sustainable financial system in Indonesia. These findings reinforce the argument that ESG practices are not merely compliance instruments but also essential drivers in creating long-term economic and social value.
Determinan Enterprise Risk Management, Intellectual Capital, dan Good Corporate Governance terhadap Nilai Perusahaan Novita Sari; Adler Haymans Manurung; Wirawan Widjanarko; Muhammad Asif Khan; AWN Fikri
JURNAL ECONOMINA Vol. 3 No. 2 (2024): JURNAL ECONOMINA, Februari 2024
Publisher : LPPM Sekolah Tinggi Ilmu Ekonomi 45 Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55681/economina.v3i2.1200

Abstract

Keberhasilan suatu perusahaan dapat dilihat dari nilai perusahaannya. Dengan mengevaluasi pencapaian dengan menganalisa determinan Enterprise Risk Management, Intellectual Capital Dan Good Corporate Governance, dengan demikian dapat disimpulkan apakah dengan adanya faktor-faktor tersebut mampu mempengaruhi nilai perusahaan dengan baik atau sebaliknya. Penelitian ini menggunakan data sekunder sebagai sumber data, dan metode pendekatan kuantitatif. Populasi yang digunakan dalam penelitian ini adalah perusahaan yang terdaftar di Bursa Efek Indonesia periode 2014-2022. Hasil penelitian ini menunjukan bahwa Enterprise Risk Management berpengaruh positif dan signifikan terhadap Nilai Perusahaan, Intellectual Capital berpengaruh positif dan tidak signifikan terhadap Nilai Perusahaan, dan Good Corporate Governance berpengaruh positif dan signifikan terhadap Nilai Perusahaan.