Claim Missing Document
Check
Articles

Keputusan Infak Online Mahasiswa Ditinjau dari Persepsi Kemudahan dan Manfaat Nasution, Hamni Fadlilah; Matondang, Zulaika
Journal of Islamic Social Finance Management Vol 6, No 2 (2025): JULI - DESEMBER 2025
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/jisfim.v6i2.19011

Abstract

Indonesia terkenal dengan masyarakat yang dermawan. Bahkan 9 dari 10 orang Indonesia menyisihkan pendapatanya untuk berinfak. Mahasiswa sebagai bagian masyarakat modern sudah terbiasa dengan aplikasi secara online. Tetapi, mahasiswa lebih memilih untuk berinfak secara langsung. Penelitian ini bertujuan untuk menganalisis pengaruh persepsi kemudahan dan pengetahuan terhadap keputusan membayar infak secara online secara parsial maupun simultan. Penelitian ini menggunakan pendekatan kuantitatif dengan teknik pengambilan sampel insidental dan jumlah responden sebanyak 97 orang. Data dikumpulkan melalui kuesioner yang disebar melalui google form. Peneliti juga melakukan pengumplan data dengan dokumentasi, kemudian dianalisis menggunakan uji validitas, reliabilitas, normalitas, uji asumsi klasik, uji t, uji F, serta regresi linear berganda dengan bantuan SPSS versi 26. Hasil penelitian menunjukkan bahwa persepsi kemudahan dan pengetahuanberpengaruh terhadap keputusan membayar infak online. Kedua variabel secara simultan berpengaruh terhadap keputusan berdonasi online. Temuan ini memberikan implikasi bagi lembaga keuangan dalam mengembangkan strategi untuk mendorong menigkatkan pengetahuan dan kemudahan transaksi secara online.
Promotion Media Moderates Price and Brand Image on Baba Parfume Purchase Decision Matondang, Zulaika; Nasution, Hamni Fadlilah; Dwi Ayunda, Sheilla
Jurnal Ekonomi Syariah, Akuntansi dan Perbankan (JESKaPe) Vol. 9 No. 2 (2025): Jurnal Ekonomi Syariah, Akuntansi dan Perbankan (JESKaPe)
Publisher : Institut Agama Islam Negeri Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52490/jeskape.v9i2.6872

Abstract

This study aims to determine the influence of brand image and price on the purchasing decision of Baba Parfum, utilizing promotion media as a moderating variable. The population for this research was students of the Faculty of Economics and Islamic Business (FEBI) at UIN Syekh Ali Hasan Ahmad Addary Padangsidimpuan, with a sample size of 92 respondents. The research was analyzed using Moderated Regression Analysis (MRA). The results of the study, conducted with a 95 percent confidence level (based on a 5% significance level), indicate that Brand image influences the purchasing decision of Baba Parfum, However, promotion media weakens the influence of brand image on the purchasing decision of Baba Parfum. This occurs because the promotional effect is significantly strong, becoming more dominant compared to the already established brand image. Price influences the purchasing decision of Baba Parfum, Furthermore, promotion media strengthens the influence of price on the purchasing decision of Baba Parfum. This happens because promotion media makes consumers more aware of price information, thereby enhancing their value perception, which leads to price becoming the dominant factor in influencing the purchasing decision.
PENGARUH KEMANDIRIAN BELAJAR TERHADAP BERPIKIR KRITIS : BUKTI EMPIRIS PADA MATA KULIAH STATISTIK EKONOMI DAN BISNIS Hamni Fadlilah Nasution; zulaika Matondang
As-Sulthan Journal of Education Vol. 3 No. 3 (2026): Mei
Publisher : As-Sulthan Journal of Education

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Critical thinking skills are a crucial competence in solving quantitative data phenomena in Economic and Business Statistics courses. However, the abstract nature of the course often triggers student dependence on lecturers. This study aims to empirically examine the effect of self-regulated learning on students' critical thinking skills in the Economic and Business Statistics course. This associative quantitative research involved 76 students of the Islamic Economics Study Program at the Faculty of Islamic Economics and Business. Data were collected through self-regulated learning questionnaires and critical thinking skills tests, which were then analyzed using simple linear regression via SPSS software. The results showed that self-regulated learning had a positive and significant effect on students' critical thinking skills. Self-regulated learning contributed 92.7% to the variation in critical thinking skills, while the remainder was explained by other factors outside the research variables. Indicators of self-regulation and initiative in seeking learning resources became the main drivers of students' sharpness in analyzing statistical data, evaluating hypotheses, and drawing valid economic inferences. The implications of this study emphasize the importance of lecturers designing project-based learning to stimulate learning autonomy while sharpening students' critical thinking skills
Pengaruh Zakat Terhadap Pertumbuhan Ekonomi dengan Tingkat Kemiskinan sebagai Variabel Intervening Zulaika Matondang; Hamni Fadlilah Nasution
Journal of Islamic Social Finance Management Vol 7, No 1 (2026): JANUARI - JUNI 2026
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/jisfim.v7i1.20669

Abstract

The optimal distribution of zakat has the potential to improve community welfare by stimulating economic activities and contributing to poverty alleviation, thereby supporting economic growth. Although zakat collection in Indonesia has shown an increasing trend, economic growth has tended to decline, while poverty levels have remained relatively high. This study aims to examine the effect of zakat on economic growth with poverty serving as a mediating variable in Indonesia. This study employed a quantitative research approach using panel data regression analysis. The research utilized data from eight provinces in Indonesia covering the period from 2018 to 2024. The findings indicate that zakat has a significant effect on economic growth and poverty levels. Poverty also has a significant effect on economic growth. However, poverty does not mediate the relationship between zakat and economic growth. These findings suggest that while zakat directly contributes to economic growth and poverty reduction, its indirect effect on economic growth through poverty is not statistically significant.