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All Journal Jurnal Social Society INTERNATIONAL JOURNAL OF SOCIETY REVIEWS (INJOSER)
Baginda Parsaulian
Universitas Islam Negeri Sjech M. Djamil Djambek Bukittinggi
Religion Humanities Social Sciences

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THE IMPLEMENTATION OF GOOD CORPORATE GOVERNANCE (GCG) AT PT BPRS HAJI MISKIN BASED ON OJK PRINCIPLES: LITERATURE REVIEW REVIEW Riski Murdani; Baginda Parsaulian
INTERNATIONAL JOURNAL OF SOCIETY REVIEWS Vol. 3 No. 2 (2025): INTERNATIONAL JOURNAL OF SOCIETY REVIEWS (INJOSER)
Publisher : Adisam Publisher

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Abstract

Good Corporate Governance (GCG) is the basic framework for the creation of healthy, transparent, and integrity Islamic banking governance. In the context of BPRS, the implementation of GCG is becoming increasingly important considering the characteristics of Islamic microfinance institutions that are vulnerable to internal risks, limited human resources, and simple organizational structures. This study aims to analyze the application of GCG in PT BPRS Haji Miskin based on the five OJK principles through a literature study method. Data was obtained from scientific journals, OJK regulations, books, and previous research on BPRS governance. The results of the study show that accountability and responsibility have been carried out quite well, while transparency, independence, and internal fairness still need to be improved. This study reinforces previous findings that BPRS has distinctive governance challenges, especially related to human resources and institutional structures. This research provides a theoretical contribution to the evaluation of GCG in small-scale BPRS and offers recommendations for strengthening governance according to OJK standards.
Analisis Faktor-faktor yang Mempengaruhi Keputusan Pembelian Produk Perumahan Pada PT. Mandevilla Payakumbuh Vivi Gustri Wahyuni; Baginda Parsaulian; Sandra Dewi; Cahya Agung Maulana
Journal Social Society Vol. 6 No. 3 (2026): Juli - September 2026
Publisher : Pustaka Digital Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54065/jss.6.3.2026.1393

Abstract

The background of this research is based on consumers feeling hesitant in buying a house, namely the lack of transparent information about product development and quality, this causes uncertainty that has the potential to reduce consumer confidence, as well as the existence of consumers who want an environmentally friendly lifestyle. This study aims to analyze how product quality, belief, and Green lifestyle affect the decision to purchase a house in PT. Mandevilla is growing. This research is a field study with a qualitative approach. Data is not collected in the form of numbers. The data source consists of primary and secondary data, which is collected through observation, interview, and documentation techniques. The research informants consisted of six consumers of PT. Mandevilla, who was asked about product quality, beliefs, and green lifestyles, focusing on key points relevant to the research. The results of the study show that product quality, trust, and Green lifestyle are the elements that influence consumers' decisions in buying a house in PT. Mandevilla is growing. High quality attracts consumers to make a purchase. With the attention, honesty, and understanding of the developer, consumer trust can increase. This encourages buying interest. Houses with green and environmentally friendly concepts can improve the comfort and health of residences, so that they can encourage consumers to buy. The conclusion of this study is that product quality, trust, and Green lifestyle are factors influencing home purchase decisions. Developers need to improve product quality, honesty, and attention so that consumers feel satisfied with their purchases.
Co-Authors Cahya Agung Maulana Riski Murdani Sandra Dewi Vivi Gustri Wahyuni