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All Journal EKONOMIKA SYARIAH : Journal of Economic Studies Kontigensi: Jurnal Ilmiah Manajemen EKONOMIKA SYARIAH : Journal of Economic Studies Jurnal Ekonomi dan Bisnis (Jebi)
Sandra Dewi
Fakultas Ekonomi Dan Bisnis Islam, Universitas Islam Negeri Sjech M. Djamil Djambek Bukittinggi, Indonesia
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Industrial & Manufacturing Engineering Social Sciences

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Analisis Kemudahan Penggunaan, Efisiensi dan Keamanan Terhadap Minat Nasabah Bertransaksi Menggunakan BSM Mobile Banking Pada Bank Syariah Mandiri Kantor Cabang Payakumbuh Sandra Dewi; Sabri Sabri; Vina Pandu Winata
EKONOMIKA SYARIAH : Journal of Economic Studies Vol 2, No 2 (2018): Juli-Desember 2018
Publisher : Institut Agama Islam Negeri (IAIN) Bukittinggi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30983/es.v2i2.723

Abstract

This study aims to determine the effect of ease of use, efficiency and security on the interest in transactions using BSM Mobile Banking. To conduct discussions and research, using primary data directly obtained from the object of research through a structured list of statements or questionnaires that have been answered by respondents, this study uses the help of SPSS version 15, and data testing techniques use binary logistic regression analysis. The results of the analysis show that ease of use, efficiency and security have a positive and significant influence on the interest in transacting using BSM Mobile Banking, both partially and simultaneously. The most dominant variable influencing the interest in transacting using BSM Mobile Banking is efficiency.
Analisis Kemudahan Penggunaan, Efisiensi dan Keamanan Terhadap Minat Nasabah Bertransaksi Menggunakan BSM Mobile Banking Pada Bank Syariah Mandiri Kantor Cabang Payakumbuh Sandra Dewi; Sabri Sabri; Vina Pandu Winata
EKONOMIKA SYARIAH : Journal of Economic Studies Vol 2, No 2 (2018): Juli-Desember 2018
Publisher : Universitas Islam Negeri Sjech M. Djamil Djambek Bukittinggi

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (642.163 KB) | DOI: 10.30983/es.v2i2.723

Abstract

This study aims to determine the effect of ease of use, efficiency and security on the interest in transactions using BSM Mobile Banking. To conduct discussions and research, using primary data directly obtained from the object of research through a structured list of statements or questionnaires that have been answered by respondents, this study uses the help of SPSS version 15, and data testing techniques use binary logistic regression analysis. The results of the analysis show that ease of use, efficiency and security have a positive and significant influence on the interest in transacting using BSM Mobile Banking, both partially and simultaneously. The most dominant variable influencing the interest in transacting using BSM Mobile Banking is efficiency.
Obstacling Factors the Role of Sharia Banking in Achieving SDGS1 (No Poverty) as a Sustainable Development Goal Sandra Dewi; Yaswirman Yaswirman; Rudi Febriamansyah; Henmaidi Henmaidi
Kontigensi : Jurnal Ilmiah Manajemen Vol 12 No 1 (2024): Kontigensi: Jurnal Ilmiah Manajemen
Publisher : Program Doktor Ilmu Manajemen, Universitas Pasundan, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56457/jimk.v12i1.512

Abstract

The purpose of this study are factors that inhibit the role of Islamic banking in achieving SDGs1 (No Poverty) as a sustainable development goal in the city of Bukittinggi, West Sumatra. This research methodused is the application of the Delphi method which aims to obtain the agreement of experts who have high reliability values ​​through a series of questionnaires accompanied by feedback on the agreement. The Delphi method will be related to expert opinions with the aim of agreement with experts who have high reliability on mastery of learning design and ecoliteracy skills through a series of questionnaires accompanied by feedback on the agreement. The results of this studyare known that the factors that inhibit the role of Islamic banking in achieving SDGs1 (no poverty) as a sustainable development goal stakeholders do not agree with the Demographic Culture factor because people know the existence of Indonesian sharia bank BSI Bukittinggi City has strong legal force. For the SME factor, all stakeholder respondents did not agree with the Hobby factor because many hobby factors did not provide a background for MSE Pekaku Bukittinggi City but as an economic added value. Therefore, a consensus was obtained that in BSI Bukittinggi City, namely the Demographic Culture factor and in SMEs, the hobby factor is not used because these factors are not 86 influential in the development of SDGs1 (no poverty) achievement centers as public spaces in the research area.
ANALISIS PENGARUH FASILITAS DAN HARGA TERHADAP LOYALITAS PENGHUNI RUMAH KOS-KOSAN (STUDI KASUS: RIDHO RIZKY DI PERUMAHAN DARUSSALAM) Suci Rahmadani; Sandra Dewi
Jurnal Ekonomi dan Bisnis Vol. 1 No. 3 (2023): JEBI: Jurnal Ekonomi dan Bisnis
Publisher : CV. Adiba Aisha Amira

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study was conducted to analyze and determine the effect of facilities and prices on customer loyalty of boarding house service businesses. Using quantitative descriptive methods, primary and secondary data as data sources. Using the total sampling technique method, so that all boarding house residents as a population are used as samples. For data collection, observation and questionnaire distribution were carried out. Data processing techniques use quality tests, classical assumption tests and hypothesis tests. to analyze data using descriptive analysis and multiple linear regression analysis using the SPSS 26 program. The results obtained from multiple linear regression analysis Y = -0.153 + 0.576X1 + 0.412X2. This is evidenced by the t test, which shows that the variable value of facilities has a significant positive influence on the loyalty of boarding house residents, with the t-value calculated > t table which is 11.725 > 1.998 so that it can be declared Ha accepted. The price variable has a significant positive influence on loyalty which can be shown by the value of t calculated > t table which is 11.309 > 1.778, it can be stated that Ha is received. The test shows that facilities and prices partially have a significant effect on loyalty with the value of f calculated > f table which is 88.372 > 3.14. With the value of the coefficient of determination, it shows that the effect of facilities and prices on the loyalty of boarding house residents is 0.701. From the findings conducted by statistical testing of facilities and prices on loyalty has a strong contribution indication of 70.1% which affects loyalty.
Co-Authors Henmaidi Henmaidi Rudi Febriamansyah Sabri Sabri Suci Rahmadani Vina Pandu Winata Yaswirman, Yaswirman