Articles
Peran Kesetaraan Gender Terhadap Upaya Peningkatan Kualitas Hunian Dan Kualitas Hidup Dalam Program Bantuan Stimulan Perumahan Swadaya (BSPS)
Kholifah, Ananda Nur;
Marseto, Marseto;
Oktafia, Renny
Equalita: Jurnal Studi Gender dan Anak Vol 5, No 2 (2023)
Publisher : IAIN Syekh Nurjati Cirebon
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DOI: 10.24235/equalita.v5i2.17262
This study aims to examine the role of gender mainstreaming in efforts to improve the quality of housing and quality of life with the Self-Help Housing Assistance Program (BSPS). This analysis uses qualitative research methods of observation, interviews, literature studies, and documentation in Jombok Village, Pule District, and Trenggalek Regency. Efforts to improve the quality of housing and quality of life were validated by looking at the condition of the house before and after the BSPS program's assistance. From the results of the study, it was found that the role of gender mainstreaming in improving the quality of housing and living standards was running quite well and was able to achieve success. The implementation of the Self-Help Housing Assistance Program (BSPS) has successfully implemented aspects of gender equality, including Access, benefits, control, and participation. The fulfillment of these four aspects is a sign of the successful implementation of gender mainstreaming in BSPS operations in Trenggalek Regency.
Maqashid Syariah Sebagai Tujuan Ekonomi Islam
Maulidyah, Syafrida;
Putri, Rosalyta Rifany;
Pandiangan, Jeniper Indah;
Oktafia, Renny
Jurnal Kajian Islam dan Sosial Keagamaan Vol. 1 No. 4 (2024): April - Juni
Publisher : CV. ITTC INDONESIA
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Syariah maqasid is at the core of all economic analysis, especially those dealing with issues such as poverty, wealth distribution, and economic development. One economist stressed that achieving economic goals in Islam can be done by distributing wealth fairly so that it can be enjoyed by the whole society, not just by the wealthy few. Sharia maqasid serves as a framework in building an Islamic economy, keeping economic activity in accordance with sharia principles, as well as a bridge between God's will and human aspirations. The application of maqashid sharia in daily life is hifdz mal to obtain such benefits for charity in its fiddunya wal hereafter, hifdz din (keeping religion) is a consideration recorded part of worship to Allah SWT and hifdz 'aql maintenance of purpose because insight into knowledge can improve the level of life.
IMPLEMENTASI GOOD CORPORATE GOVERNANCE PADA PONDOK PESANTREN SEBAGAI UPAYA PENINGKATAN DAYA SAING
Oktafia, Renny;
Basith, Abdul
Ekonomi Islam Vol. 8 No. 1 (2017)
Publisher : Universitas Muhammadiyah Prof DR HAMKA
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This study aims to describe the implementation of the principles of good corporate governance at the Pondok Pesantren Al-Fattah, Sidoarjo. The method used to determine the informant is purposive sampling. In this qualitative research data collection using interviews, documentation and observation. From these results, it can be concluded that the implementation of the principles of good corporate governance in Pondok Pesantren As-Shafi'ites good enough. This is evidenced by the development of cottage pesntren which is constantly increasing. Suggestions for boarding is better optimize the principle of independency for the success of future schools.
Financial Management Training for Micro Business to Maintain Existence in The Digital Era
Oktafia, Renny;
Muhammad Ilham Naufal
IJCS: International Journal of Community Service Vol. 2 No. 2 (2023): IJCS: International Journal of Community Service
Publisher : PT Inovasi Pratama Internasional
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DOI: 10.55299/ijcs.v2i2.522
Village Owned Enterprises is a business entity established with the aim of helping provide facilities to local village communities to be able to develop entrepreneurial skills, starting from creativity to produce an item that can generate selling value and use value over a long period of time, by In other words, they are able to compete in terms of quality. However, it is very unfortunate when the active members of Village Owned Enterprises do not yet have the skills to keep financial records which is one of the important aspects of running a business. This activity aims to provide training to every active member of the Village Owned Enterprise in the Kludan Village, Sidoarjo with the Asset Based Communities Development method with several stages that have been carried out including conducting studies, having dreams or targets, setting procedures, setting clear goals and having self-determination. It is hoped that the service activities that have been carried out will have a positive impact by demonstrating the development of the abilities possessed by each member of the Village Owned Enterprise in utilizing financial literacy.
Community Assistance to Optimize Child Identity Cards (KIA) As A Means of Payment Through Population Administration Services in Sukolilo District
Fransiska Ajustina;
Oktafia, Renny
IJCS: International Journal of Community Service Vol. 2 No. 2 (2023): IJCS: International Journal of Community Service
Publisher : PT Inovasi Pratama Internasional
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DOI: 10.55299/ijcs.v2i2.709
From year to year, the growth of the population continues to increase. Each citizen has the duty and right to report population events and obtain official population documents to be recognized as citizens. Every citizen is required to have population documents, one of which is the Child Identity Card (KIA). The increasing population growth can lead to the emergence of population administration issues. Some communities still do not have population administration documents, such as Child Identity Cards. This is due to the lack of awareness among the public about the importance of population administration, a lack of understanding of the benefits of the Child Identity Card, and limitations in technological knowledge. Therefore, the government issues policies and innovations to address these issues. The aim of this activity is to improve the distribution and optimization of the Child Identity Card (KIA) as a payment tool. In implementing this service activity, the Asset Based Community Development (ABCD) method is used. The ABCD method is a concept of empowering communities by utilizing the assets or potentials that the community possesses. Through various stages, this can increase the level of self-awareness in the community and enhance the distribution of the Child Identity Card as a payment tool in the city of Surabaya, impacting various fields, especially in population and the economy.
Increasing Sales Through E-Commerce for MSMEs BTPN Syariah Pasar Kliwon District, Surakarta City
Candraningtyas, Callista Vania;
M. Taufiq;
Oktafia, Renny
IJCS: International Journal of Community Service Vol. 3 No. 2 (2024): July-December
Publisher : PT Inovasi Pratama Internasional
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DOI: 10.55299/ijcs.v3i2.997
MSMEs are important in advancing the economy in Indonesia today, even though they still face various challenges, one of which is a lack of market access. To overcome this challenge, it is important for MSME players to utilize digital technology that has developed, such as e-commerce. Bank BTPN Syariah has created mentoring programs such as the Friends of Power program through accompanying facilitators from Certified Independent Study Internship (MSIB) participants. The aim of this activity is to determine the income growth of Micro, Small and Medium Enterprises (MSMEs) and develop their businesses in Pasar Kliwon District. The method used is the ABCD (Asset Based Community Development) method, which is a design for community empowerment using assets and data collection techniques through observation and documentation. This shows that the use of digital technology, especially e-commerce, can have a significant impact in developing their business and increasing the income of MSME customers of BTPN Pasar Kliwon District.
Instrumen Investasi Syariah Sebagai Alat Alternatif Investasi Bodong di Era Industri 5.0
angella20, jemima20;
Oktafia, Renny
Journal of Economics and Business Aseanomics Vol. 8 No. 2 (2023): JULI - DESEMBER 2023
Publisher : Universitas YARSI
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DOI: 10.33476/jeba.v8i2.4188
The growth of the financial industry in the industrial era 5.0 requires a creative mindset to face new opportunities or challenges as a result. One of the problems that arises is the existence of fraudulent investments that harm investors. Therefore, exploring sharia investment instruments that are used as safe alternative tools is used as a research objective in the midst of the rush of fraudulent investments. Through a literature review and in-depth description, sharia investment instruments such as sharia shares, sharia bonds or sukuk, sharia mutual funds, sharia savings, sharia deposits, gold and property will be assessed for their historical performance and strength. So that it can become a halal and trusted investment preference for the community. The research results prove that sharia investment instruments can not only be a good and long-lasting option in the industrial era 5.0, but also provide a solution to fraudulent investments in order to achieve financial goals with minimum risk.
Analisis Kinerja Keuangan Menggunakan Rasio Likuiditas Pada PT. Bank Rakyat Indonesia (Persero) Tbk Tahun 2020-2022
Ristiyono, Adinda Dwi;
Himmah, Faiqotul;
Tania P.F, Fredella;
Oktafia, Renny
JURNAL RUMPUN MANAJEMEN DAN EKONOMI Vol. 1 No. 1 (2024): Maret
Publisher : CV. KAMPUS AKADEMIK PUBLISHING
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DOI: 10.61722/jrme.v1i1.1142
Perkembangan ekonomi global yang cepat menantang perbankan untuk menyesuaikan kebijakan demi menjawab tantangan tersebut. Peran perbankan dalam mengelola ekonomi sangat vital bagi kebutuhan dan keinginan masyarakat. Penelitian ini bertujuan untuk memahami kinerja keuangan pada PT Bank Rakyat Indonesia (BRI) tahun 2020 - 2022 memakai rasio likuiditas. Metode analisis kuantitatif deskriptif digunakan dengan menggunakan data laporan keuangan tahunan. Hasil penelitian menunjukkan kinerja keuangan BRI yang sehat secara keseluruhan selama periode tersebut. Rasio likuiditas, seperti Cash Ratio dan Reserve Requirement, menunjukkan peningkatan dari tahun ke tahun, menandakan kemampuan bank untuk membayar kembali simpanan nasabah dan memenuhi batas minimal yang ditetapkan oleh regulator. Namun, Loan to Deposit Ratio (LDR) menunjukkan peningkatan risiko likuiditas karena bank memberikan lebih banyak pinjaman daripada total simpanan yang diterima. Meskipun demikian, Loan to Asset Ratio (LAR) menunjukkan konsistensi yang baik, sementara Ratio Net Call Money (NCM) menunjukkan peningkatan likuiditas bank. Secara keseluruhan, meskipun beberapa indikator menyoroti risiko likuiditas, kinerja keuangan BRI selama periode 2020-2022 dapat diklasifikasikan sebagai kuat, dengan peningkatan keahlian untuk menyanggupi kewajiban jangka pendek dan manajemen aset yang konsisten.
Peran PT.Bank Syariah Indonesia Tbk Sebagai Lembaga Keuangan Islam Dalam Membantu UMKM di Indonesia
Amalia, Holisatul;
Wati, Ika Murni;
Majid, Alfi Aulia;
Oktafia, Renny
JURNAL RUMPUN MANAJEMEN DAN EKONOMI Vol. 1 No. 2 (2024): Mei
Publisher : CV. KAMPUS AKADEMIK PUBLISHING
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DOI: 10.61722/jrme.v1i2.1202
Perbankan syariah berperan sebagai agen pembangunan dengan cara menghimpun dana masyarakat melalui tabungan dan memberikan kredit atau pembiayaan sesuai dengan prinsip syariah. Terbagi menjadi Bank Umum Syariah (BUS) dan Bank Pembiayaan Syariah (BPRS), perbankan syariah memiliki tingkat kemacetan kredit yang rendah sehingga memberikan fleksibilitas dalam mendukung UMKM. Namun, UMKM seringkali menghadapi tantangan seperti keterbatasan modal, kurangnya inovasi, dan terbatasnya pengetahuan manajemen usaha. Penelitian ini menggunakan metode Library Research dengan pendekatan kuantitatif dan data primer dari PT. Bank Syariah Indonesia Tbk dan BPS. Bank Syariah Indonesia mendukung UMKM dengan meningkatkan pembiayaan seiring dengan bertambahnya tenaga kerja UMKM. Ke depan, Bank Syariah Indonesia dapat meningkatkan strategi pemasaran yang inovatif dan pemerintah dapat fokus pada pemberdayaan UMKM untuk mengurangi pengangguran, dengan harapan pertumbuhan UMKM dapat menjadi solusi permasalahan pengangguran di Indonesia.
Pengaruh Kemiskinan Dan Pengangguran Terhadap IPM Di Kabupaten Jombang
Indiati, Pingkan Syabila Tri;
Taufiq, M.;
Oktafia, Renny;
Sandi, Pramu Mai
Jurnal Ilmiah Wahana Pendidikan Vol 10 No 19 (2024): Jurnal Ilmiah Wahana Pendidikan
Publisher : Peneliti.net
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DOI: 10.5281/zenodo.14436683
Kemiskinan dan pengangguran merupakan dinamika permasalahan yang terjadi disetiap daerah sehingga akan berpengaruh kepada SDM dan akan berdampak kepada IPM, untuk itu tujuan penelitian ini adalah untuk mengetahui pengaruh dari kemiskinan, pengangguran terhadap Indeks Pembangunan Manusia di Kabupaten Jombang. Data yang dilakukan dalam penelitian ini menggunakan data sekunder yang dan diperoleh melalui website BPS Kabupaten Jombang dengan data time series 2013-2022. Metode penelitian yang digunakan adalah kuantitatif dan menggunakan Analisis Regresi Linier Berganda dengan model Ordinary Least Square (OLS). Dan dapat disimpukan bahwa Kemiskinan diketahui t-hitung (–11.671 > 2.306) t-tabel kemudian untuk signifikasinya 0.000 < 0.05. Maka untuk variabel Kemiskinan memiliki pengaruh signifikan terhadap IPM di Kabupaten Jombang. Dan untuk variabel Pengangguran hasil pengujian menunjukkan bahwa t-hitung (5.709 > 2.306) t-tabel dan sig. 0.001 < 0.05. Dan dapat disimpulkan juga pengangguran memiliki dampak signifikan.