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All Journal Jurnal Ekonomi : Journal of Economic An-Nisbah: Jurnal Ekonomi Syariah JURNAL LENTERA : Kajian Keagamaan, Keilmuan dan Teknologi Jurnal Ekonomi Islam Martabe : Jurnal Pengabdian Kepada Masyarakat GERVASI: Jurnal Pengabdian kepada Masyarakat Account : Jurnal Akuntansi, Keuangan dan Perbankan Journal of Economics and Business Aseanomics Soeropati: Journal of Community Service Jurnal Abdimas Ilmiah Citra Bakti (JAICB) Equalita: Jurnal Studi Gender dan Anak Jurnal Ilmiah Wahana Pendidikan Jurnal Abdimas Bina Bangsa Rengganis Jurnal Pengabdian Masyarakat Jurnal Abdimas Kartika Wijayakusuma Unram Journal of Community Service (UJCS) Jurnal Ekonomika Dan Bisnis PREDIKSI : Jurnal Administrasi dan Kebijakan Prosiding University Research Colloquium International Journal of Economics (IJEC) International Journal of Community Service (IJCS) Dharma Pengabdian Perguruan Tinggi (DEPATI) Economics and Business Journal Jurnal Ekonomi Islam Indo-Fintech Intellectuals: Journal of Economics and Business Amal Ilmiah: Jurnal Pengabdian Kepada Masyarakat Neraca: Jurnal Ekonomi, Manajemen dan Akuntansi Jurnal Kajian Islam dan Sosial Keagamaan Advances In Social Humanities Research El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam JURNAL RUMPUN MANAJEMEN DAN EKONOMI An-Nisbah: Jurnal Ekonomi Syariah Journal of Ekonomics, Finance, and Management Studies Jurnal Pengabdian Kepada Masyaraka Pelita Nusantara Jurnal Abdimas Ilmiah Citra Bakti Al-Infaq : Jurnal Ekonomi Islam
Renny Oktafia, Renny
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Pengaruh Kemiskinan Dan Pengangguran Terhadap Pertumbuhan Ekonomi Di Bali Fadhlilhaq, Tsaqif; Zahroh, Fitriana; Taufiq, M.; Oktafia, Renny
Jurnal Ilmiah Wahana Pendidikan Vol 10 No 19 (2024): Jurnal Ilmiah Wahana Pendidikan
Publisher : Peneliti.net

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Kemakmuran dan kesejahteraan masyarakat suatu negara merupakan hasil dari pertumbuhan ekonomi yang merupakan representasi visual dan indikator utama kesehatan ekonomi suatu negara. Tujuan dari penelitian ini adalah untuk mengetahui pengaruh kemiskinan dan pengangguran terhadap pertumbuhan ekonomi di Provinsi Bali tahun 2002-2022. Penelitian ini memakai data sekunder yaitu data runtun waktu dari tahun 2002-2022. Alat analisis yang digunakan dalam penelitian ini adalah analisis regresi linier berganda dengan menggunakan software SPSS 26. Hasil penelitian menunjukkan bahwa secara parsial kemiskinan berpengaruh positif signifikan terhadap pertumbuhan ekonomi, sedangkan pengangguran berpengaruh negatif signifikan terhadap pertumbuhan ekonomi di Provinsi Bali. Secara simultan kemiskinan dan pengangguran berpengaruh positif signifikan terhadap pertumbuhan ekonomi di Provinsi Bali.
Analisis Pengaruh Inflasi Dan Pertumbuhan Ekonomi Terhadap Jumlah Penduduk Miskin Di Kota Denpasar Pada Tahun 2015-2022 Harisanti, Nur Nadila; Santosa, Agus Budhi; Taufiq, M. Ahmad; Oktafia, Renny
Jurnal Ilmiah Wahana Pendidikan Vol 10 No 19 (2024): Jurnal Ilmiah Wahana Pendidikan
Publisher : Peneliti.net

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.14434911

Abstract

Penelitian ini bertujuan untuk menganalisis Pengaruh Inflasi dan Pertumbuhan Ekonomi terhadap Jumlah Penduduk Miskin di Kota Denpasar. Metode dalam penelitian ini menggunakan metode kuantitatif, dengan menggunakan Uji Regresi Linier Berganda. Data yang digunakan ialah data sekunder berupa time series yaitu dari tahun 2015-2022 yang didapat dari web Badan Pusat Statistik, serta dibantu beberapa referensi jurnal sebagai bahan pendukung. Objek dalam penelitian ini meliputi Inflasi, pertumbuhan ekonomi dan subjek dari penelitian ini jumlah penduduk miskin di Kota Denpasar. Alat atau metode yang digunakan dalam penelitian ini adalah SPSS. Hasil dari penelitian ini, didapat bahwa Inflasi dan Pertumbuhan Ekonomi secara bersama-sama memiliki pengaruh yang signifikan terhadap Jumlah Penduduk Miskin di Kota Denpasar. Inflasi memiliki pengaruh positif dan signifikan terhadap Jumlah Penduduk Miskin di Kota Denpasar dan Pertumbuhan Ekonomi berpengaruh negatif signifikan terhadap Jumlah Penduduk Miskin di Kota Denpasar.
PENDAMPINGAN MASYARAKAT KOTA SURABAYA DENGAN PENDEKATAN DOOR-TO-DOOR UNTUK KEPATUHAN WAJIB PAJAK BUMI DAN BANGUNAN Aziz, Rizqi Nurul Afifa; Nisa, Fauzatul Laily; Oktafia, Renny
Jurnal Abdimas Bina Bangsa Vol. 6 No. 1 (2025): Jurnal Abdimas Bina Bangsa
Publisher : LPPM Universitas Bina Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46306/jabb.v6i1.1645

Abstract

Land and Building Tax (PBB) has an important role in supporting Surabaya City's Local Revenue (PAD). However, the low level of taxpayer compliance is a major challenge in local tax management. This study aims to evaluate the effectiveness of the door-to-door approach implemented by the Surabaya City Regional Revenue Agency (Bapenda) in increasing the awareness and compliance of PBB taxpayers. Through direct socialization, tax officers provide education and resolve administrative issues, such as arrears and data discrepancies with field results. The results showed that this method succeeded in increasing PBB revenue by 8.74% and helped boost PAD. The door-to-door approach proved effective in raising taxpayers' awareness and improving their compliance levels. This success contributed positively to the achievement of Surabaya City's PAD target. This approach can be adapted to improve public understanding of tax obligations and is expected to become a broader model in local tax management
Assistance for NIB Registration in an Effort to Increase Legality and Competitiveness of MSMEs in Simoangin-angin Village Syarif, Muhammad Zulfan; Nisa, Fauzatul Laily; Oktafia, Renny
Unram Journal of Community Service Vol. 6 No. 1 (2025): March
Publisher : Pascasarjana Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/ujcs.v6i1.832

Abstract

Micro, Small, and Medium Enterprises (MSMEs) play a vital role in regional economic development, yet many MSME owners lack a Business Identification Number (NIB). This community service aimed to enhance business legality and competitiveness through NIB registration assistance in Simoangin-angin Village, Wonoayu, as part of the BPS Statistics Office's Desa Cantik (Statistics-Loving Village) program. The methods used were socialization and assistance, both in-person and online. The program involved 80 micro-business owners, resulting in 12 NIBs created during direct assistance and 28 NIBs through online assistance. Main obstacles included technological limitations and lack of response in online processes. The program successfully increased MSME owners' understanding of NIB importance and statistical literacy, while providing broader access to business development opportunities
Efforts to Develop the Capacity of MSMEs Through Business Assistance for BTPN Syariah Customers at the Pogalan Trenggalek Sharia Mobile Market Febrianti, Fina Fajar; Nisa, Fauzatul Laily; Oktafia, Renny
Unram Journal of Community Service Vol. 6 No. 1 (2025): March
Publisher : Pascasarjana Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/ujcs.v6i1.836

Abstract

This service program focuses on empowering Micro, Small and Medium Enterprises (MSMEs) in the MMS Pogalan area by BTPN Syariah. The aim of the activity is to identify the implementation of mentoring programs, analyze supporting and inhibiting factors, and provide an impact on customer business development. The method implemented is carried out through direct training and socialization using interview techniques, using SWOT analysis to share the potential and challenges of MSMEs. Mentoring is carried out over four sessions, with each session lasting one month and four meetings. The results of the service show a significant impact on various aspects of the business. Economically, there is an increase in turnover with the expansion of the marketing reach. The managerial aspect has undergone a transformation with the ability of MSME players to carry out simple bookkeeping, separate personal and business finances, and make sustainable financial plans. Branding and marketing are developing with the creation of brand identities and the use of social media for promotions. The most basic psychological and social impact is increasing the self-confidence, motivation and adaptability of business actors. Even though it can overcome limited resources and traditional cultural barriers, the BTPN Syariah mentoring program proves that empowering MSMEs requires a comprehensive approach that goes beyond just financial assistance, covering managerial, psychological and socio-economic aspects.
BTPN Syariah Customer Assistance Strategy in the Syariah Mobile Marketing Area of Pengasih District Permatasari, Siviana; Oktafia, Renny; Nisa, Fauzatul Laily
Unram Journal of Community Service Vol. 6 No. 1 (2025): March
Publisher : Pascasarjana Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/ujcs.v6i1.837

Abstract

The mentoring program for BTPN Syariah customers through the Mobile Marketing Syariah approach in Pengasih District aims to enhance the economic capacity of productive underprivileged communities. This program adopts the Asset-Based Community Development (ABCD) method, focusing on identifying and leveraging community assets to promote Sharia-based economic empowerment. The results demonstrate improvements in financial management skills, including the ability to separate business and personal finances. Additionally, there is an increase in customers’ confidence, accompanied by the adoption of simple technologies such as digital financial recording applications and e-commerce platforms. In the marketing aspect, customers successfully expanded their market reach to broader levels. The program also fostered the creation of sustainable community support systems, such as profit-sharing schemes within business groups. However, challenges such as limited infrastructure and technology access remain and require collaborative solutions. Continued mentoring and capacity building for facilitators are expected to strengthen the positive impact of this program, supporting holistic and sustainable empowerment of underprivileged communities
Business Assistance Strategy Through the BESTE Program to Increase the Resilience of BTPN Syariah Customers' Micro Businesses in the Sapuran Area, Wonosobo Hartanti, Wulan Siska Dwi; Oktafia, Renny; Nisa, Fauzatul Laily
Unram Journal of Community Service Vol. 6 No. 1 (2025): March
Publisher : Pascasarjana Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/ujcs.v6i1.845

Abstract

The MSME mentoring program in the Sapuran area, Wonosobo, aims to empower underprivileged communities with a focus on micro businesses. This assistance uses an Assets-Based Community Development (ABCD) approach which maps and develops existing assets in the community, supporting business sustainability. Mentoring involves student facilitators who work with 30 customers from grocery, agricultural, goods production and reseller businesses. The methodology applied consists of four stages: SWOT analysis, providing material on business management, marketing and brand development, material review, and direct practice. The ABCD approach encourages customers to utilize internal resources, such as existing skills, products and networks, to design innovative solutions for their businesses. The results of the assistance show that customers better understand how to manage their business in a structured and efficient manner, as well as increasing product competitiveness through the use of simple technology, such as marketing via social media and developing a business identity. This program also strengthens community economic resilience through strengthening micro businesses and becomes a model that can be applied in other regions to support the sustainability of MSMEs
The Role of Facilitators in Improving Business Profitability of MSMEs Customers of BTPN Syariah Sapuran Wonosobo Fironika, Firda Cahaya; Nisa, Fauzatul Laily; Oktafia, Renny
Unram Journal of Community Service Vol. 6 No. 1 (2025): March
Publisher : Pascasarjana Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/ujcs.v6i1.847

Abstract

The MSMEs mentoring program that took place in the Sapuran area, Wonosobo, aims to provide support to BTPN Syariah customers, especially women from productive communities. This activity focuses on empowering and increasing the capacity and skills of customers so that their businesses can develop sustainably. In addition, this program also aims to expand market access, both offline and online. The implementation of this service is carried out using training methods, written interviews, SWOT Analysis (Strength, Weakness, Opportunity, Threat), and Filling out mini surveys. Training for mentoring includes Introduction activities, Material Delivery, Material Review, and (Practice and Closing). This is done to see the condition of BTPN Syariah customers in running their businesses. The results show that this routine mentoring process has proven to be successful in helping many BTPN Syariah customers. This is evidenced by the results of a mini survey that has been conducted by the facilitator. Although previously there were customers who had difficulty in managing their businesses optimally, the presence of facilitators in this mentoring has brought significant changes. Now, their businesses are showing positive developments. By understanding and implementing the material that has been delivered during the mentoring process, the client can gain new advantages in running their business in the future. This program contributes to a significant increase in sales revenue and the development of the client's entrepreneurial skills. Thus, this mentoring program can increase capacity and empower the client's business to achieve great success in the future.
PENDAMPINGAN WAJIB PAJAK DALAM INFORMASI PEMBAYARAN PBB UNTUK MENINGKATKAN KEPATUHAN PADA UPTB 1 SURABAYA Khairunisa, Siti; Oktafia, Renny; Nisa, Fauzatul Laily
GERVASI: Jurnal Pengabdian kepada Masyarakat Vol. 9 No. 1 (2025): GERVASI: Jurnal Pengabdian Kepada Masyarakat
Publisher : LPPM IKIP PGRI Pontianak

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31571/gervasi.v9i1.8608

Abstract

Kegiatan pendampingan ini bertujuan meningkatkan kepatuhan wajib pajak dalam pembayaran Pajak Bumi dan Bangunan (PBB) melalui penerapan Metode Asset-Based Community Development (ABCD) di UPTB 1 Surabaya. Selama empat bulan, program ini melibatkan 12 wajib pajak setiap bulannya. Proses pendampingan terdiri dari dua tahap, yaitu identifikasi aset dan pemberdayaan. Identifikasi aset dilakukan untuk membantu wajib pajak mengenali potensi dan sumber daya yang dimiliki dalam pengelolaan PBB. Tahap pemberdayaan memfokuskan pada peningkatan pengetahuan dan keterampilan wajib pajak terkait kewajiban perpajakan dan akses pembayaran. Hasil pendampingan menunjukkan peningkatan signifikan dalam kepatuhan pembayaran PBB, serta perbaikan pengelolaan administrasi perpajakan di tingkat individu. Pendekatan ABCD terbukti efektif dalam membangun kesadaran dan partisipasi masyarakat dalam memenuhi kewajiban pajak, sekaligus memperkuat pelayanan publik yang berkelanjutan.
PEMBERDAYAAN MASYARAKAT DALAM MENINGKATKAN KESEJAHTERAAN EKONOMI DI SEKTOR MIKRO DAN UMKMDI MEDAN Sinaga, Debora Theresia Wulan; Oktafia, Renny; Nisa, Fauzatul Laily
Dharma Pengabdian Perguruan Tinggi (DEPATI) Vol 5 No 1 (2025): Mei 2025
Publisher : Fakultas Sains dan Teknik, Universitas Bangka Belitung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33019/depati.v5i1.6066

Abstract

Kegiatan pengabdian ini bertujuan untuk memberdayakan masyarakat melalui peran PT Pegadaian dalam meningkatkan kesejahteraan ekonomi di sektor mikro dan UMKM di Medan. Menggunakan pendekatan Asset-Based Community Development (ABCD), pengabdian ini mendampingi pihak UMKM dalam mempermudah akses pendanaan melalui produk Kredit Usaha Rakyat (KUR) Syariah. Metode observasi, wawancara, dan dokumentasi menunjukkan bahwa inisiatif ini tidak hanya meningkatkan akses keuangan, tetapi juga memperkuat jaringan sosial dan keterampilan masyarakat, menciptakan dampak positif yang berkelanjutan bagi ekonomi lokal.
Co-Authors Abdul Basith Agustina, Devi Alfiansyah, Calvin Amalia, Holisatul angella20, jemima20 Ardiwinata, Muhammad Everest Ary Fauziah Amini Ayu, Alnysa Purwita Aziz, Rizqi Nurul Afifa Bella, VIOLA Candraningtyas, Callista Vania Crisandy, Fabian Daniswara, Edo Dewi, Kharisma Tri Buana Dimas Nugroho Dwi Seputro Dyah Suryani Elisabeth Sirait, Petra Fadhilah, Rizky Ahmad Fadhlilhaq, Tsaqif Faiqotul Himmah Febrianti, Fina Fajar Fironika, Firda Cahaya Fransiska Ajustina Hafizhah, Aqilah Nur Isnaini Harisanti, Nur Nadila Hartanti, Wulan Siska Dwi Ilma, Adam Zidni Imron Mawardi Indiati, Pingkan Syabila Tri Jonathan, Krisna Adi Khairunisa, Siti Kholifah, Ananda Nur Kusuma, Shania Pradyptha Laily Nisa, Fauzatul Laily, Fauzatul Latifah, Mutiata M. Taufiq M. Taufiq Majid, Alfi Aulia Mantika, Tri Yuni Marseto Marseto, Marseto Maulidyah, Syafrida Mentari Clara Dewanti Mufajar, Aniswatin Putri Muhammad Ilham Naufal Muhammad Yani, Muhammad Nahdah, Adiibah Afifah Nisa, Fauzatul Laily Nur Hidayat, Yogi Pandiangan, Jeniper Indah Permatasari, Siviana Pratama, Mohammad Adi Puspitasari, Ana Widya Puspito, Galuh Retno Puteri, Natasha Arvanessa Putri Isnaeni, Widya Okta Putri, Rosalyta Rifany Rachmaniyah, Bunga Ayufi Ramadhanty, Nila Safira Reihan, Mohammad Ristiyono, Adinda Dwi Salsabila, Alifah Naurah Sandi, Pramu Mai Santosa, Agus Budhi Saputri, Nanda Vernia Adji Setiawan, Mohammad Irvan Sinaga, Debora Theresia Wulan Situmorang, Febrina Syarif, Muhammad Zulfan Taher, Lisanur Kholifah Tania P.F, Fredella Taufiq, M. Ahmad Wati, Ika Murni Wulandari, Annisa Dwi Wulansari, Suci Diana Yundari, Yundari Zahroh, Fitriana Zebua, Michael