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All Journal Community Development Journal: Jurnal Pengabdian Masyarakat J-MIND (Jurnal Manajemen Indonesia) International Journal of Social Science, Educational, Economics, Agriculture Research, and Technology (IJSET) The Es Economics and Entrepreneurship Jurnal Pendidikan Terapan MEDALION JOURNAL: Medical Research, Nursing, Health and Midwife Participation Al-Zayn: Jurnal Ilmu Sosial & Hukum Jurnal Intelek Dan Cendikiawan Nusantara Journal of Accounting Research, Utility Finance and Digital Assets (JARUDA)
Machfud
Universitas Muhammadiyah Mahakarya Aceh
Religion Agriculture, Biological Sciences & Forestry Humanities Computer Science & IT Decision Sciences, Operations Research & Management Dentistry Economics, Econometrics & Finance Education Health Professions Languange, Linguistic, Communication & Media Medicine & Pharmacology Nursing Public Health Social Sciences Veterinary Other

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Analysis of a Deep Learning Approach Based on Cultural Values in Pancasila Education at Elementary Schools in Simpang Mamplam District Insanil Qadri; Najmuddin Najmuddin; Sari Rizki; Machfud Machfud
Jurnal Pendidikan Terapan Vol 4, No 3 July (2026)
Publisher : Sakura Digital Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61255/jupiter.v4i3.1488

Abstract

This study was motivated by the continued dominance of teacher-centered learning and the limited integration of local cultural values into Pancasila Education in elementary schools. It aimed to examine teachers' understanding of a deep learning approach based on local cultural values, analyze its implementation, and identify the supporting and inhibiting factors in elementary schools in Simpang Mamplam District. This study employed a descriptive qualitative approach involving five elementary schools. Data were collected through classroom observations, semi-structured interviews, and documentation, then analyzed using data reduction, data display, and conclusion drawing. The findings showed that teachers had a good understanding of the deep learning approach and successfully integrated Acehnese traditions, gotong royong, religious values, folklore, and community activities into Pancasila Education, creating more contextual, meaningful, and student-centered learning. Classroom observations indicated an average implementation score of 97.2%, categorized as excellent. The main supporting factors were the strong local cultural environment, support from school principals, parents, and school committees, and students' enthusiasm. Meanwhile, limited digital learning media, time constraints, and differences in students' learning abilities became the primary challenges. Overall, integrating local cultural values into a deep learning approach enhances the quality of Pancasila Education by promoting meaningful learning and strengthening students' character. This study contributes to the literature by proposing a contextual learning model that integrates deep learning with local cultural values and provides practical guidance for implementing culturally responsive learning within the Independent Curriculum.
PERCEPTIONS OF FINANCIAL RISK MANAGEMENT FOR TECHNOLOGY STARTUP COMPANIES IN THE EARLY FINANCING PHASE Machfud; Fohan Muzakir; Maisura; Mahdawi
Journal of Accounting Research, Utility Finance and Digital Assets Vol. 5 No. 1 (2026): July
Publisher : PT. Radja Intercontinental Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.20930503

Abstract

This study aims to analyze perceptions of financial risk management among technology startups in the early stages of financing. Using qualitative descriptive methods through literature review and phenomenological analysis, this study found that most startup management views financial risk management as an administrative burden in the early stages, rather than a strategic tool. However, there is a significant shift in perception after the startups pass the seed funding round, where cash flow risk management and burn rate control begin to be prioritized to maintain the company's survival. In conclusion, the integration of flexible and adaptive financial risk management is crucial from day one to mitigate the risk of early bankruptcy.
Co-Authors Alathief, Mursyidah Ardyan Firdausi Mustoffa Aris Winandar Asnawi Asnawi Bukhari Fohan Muzakir Handayni Harry Fauzi Humaira, Khalifa Ikbal Fatan Insanil Qadri Iqlima, Al Jafaruddin Jafaruddin Kheriah Lainatusshifa Kemal Linda Handayani Liza Maulia Loso Judijanto Mahdawi maisura Maisura Maisura Muakhir Syah Putra Mughni Sulubara, Seri Munarisma Najmuddin Najmuddin Nazaina Nazaina Ningsih, Sulistio Riska Rizky Febri Anggi Sari Rizki Siti Nurjannah Sri Wahyuni Syahputra, Muakhir T. Saiful Basri