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EKOWISATA (ONE PRODUCT ONE VILLAGE) DI DESA KURAU BARAT KABUPATEN BANGKA TENGAH Darman Saputra; Julia Julia; Ari Agung Nugroho
Jurnal Pengabdian Kepada Masyarakat Universitas Bangka Belitung Vol 3 No 1 (2016): Jurnal Pengabdian Kepada Masyarakat Universitas Bangka Belitung
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat Universitas Bangka Belitung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33019/jpu.v3i1.140

Abstract

Students are young intellectuals who are legally still students in an educational institution.education institution. It is only natural that the role of students in society must be realized with a real application. So that can have an impact positive development in the field of human resources. Lecture Real Work Lecture XI, University of Bangka Belitung University in the thematic field organized in Kurau Barat Village village aims to build tourism potential. Strategies that are built together to increase tourism potentialThe strategies built together to increase tourism potential consisted of ecotourism seminars, socialization of innovative products and making handicraft products. The implementation method was carried out through socialization to the community and to surrounding schools and directly providing a direct approach to the community's home which was carried out from July 20 to August 24, 2016.August 2016. Students were divided into 2 groups according to the main program that had been planned, namely group 1 (One Product One Village) and group 2 (1 Tree 1 Tourist). These programs are expected to build an interesting and newest tourist attraction for the community. attractive and up-to-date tourist attraction for the the welfare of the surrounding community.
COMPARATIVE ANALYSIS OF FINANCIAL PERFORMANCE BEFORE AND AFTER THE IMPLEMENTATION OF BRANCHLESS BANKING IN CONVENTIONAL COMMERCIAL BANKS frisca widya lestari; Nizwan Zukhri; Darman Saputra
Ekspektra : Jurnal Bisnis dan Manajemen Vol 7 No 1 (2023)
Publisher : Universitas Dr. Soetomo

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (278.215 KB) | DOI: 10.25139/ekt.v7i1.5784

Abstract

This study aims to analyze the comparison of the financial performance of conventional commercial banks before and after the implementation of branchless banks, namely by measuring the ratios of Return on Assets (ROA), Operational Costs and Operating Income (BOPO), Loan to Deposit Ratio (LDR) and Capital Adequacy Ratio (CAR). This research is a comparative study with a total sample of 7 conventional commercial banks, the sampling of which uses a purposive sampling technique so that the object of research is conventional commercial banks that have not implemented Branchless Banking for five years (2010-2014) and five years after the implementation of Branchless Banking (2015- 2019). Testing the instrument using descriptive analysis and normality test, while for the analytical method using the Paired sample t-test for normally distributed data and the Wilcoxon signed rank test for abnormally distributed data through the SPSS 25 program. The results of this study indicate that based on the results of the Paired test sample t-test on the ROA, BOPO and CAR variables obtained a significance value of 0.00 <0.05, then the RAO, BOPO and CAR variables have significant differences after the implementation of Branchless Banking. Furthermore, based on the Wilcoxon signed rank test on the LDR variable, a significance value of 0.00 <0.05 was obtained, so the LDR variable had a significant difference after the implementation of Branchless Banking. Keywords: Branchless Banking, ROA, BOPO, LDR, CAR
Pengaruh Permodalan, Rentabilitas Dan Profil Risiko Terhadap Profitabilitas Pada Bank Sumsel Babel Augusti Ulina; Nizwan Zukhri; Darman Saputra
Jurnal Riset Multidisiplin Edukasi Vol. 2 No. 1 (2025): Jurnal Resit Multidisiplin Edukasi (Edisi Januari 2025)
Publisher : PT. Hasba Edukasi Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71282/jurmie.v2i1.35

Abstract

Penelitian ini dilatarbelakangi dengan pentingnya peran bank dalam sektor keuangan untuk menghadapi permasalahan ekonomi termasuk pemulihan ekonomi nasional pasca Covid-19. Pentingnya peran bank menuntut kondisi keuangan bank harus dalam keadaan sehat dengan cara menjaga dan meningkatkan profitabilitas bank. Tujuan penelitian ini untuk menguji pengaruh capital adequacy ratio, net interest margin, biaya operasional pendapatan operasional, non performing loan, loan to deposit ratio, dan posisi devisa neto terhadap profitabilitas (ROA) pada Bank Sumsel Babel. Pendekatan penelitian yang digunakan adalah pendekatan kuantitatif. Penelitian ini menggunakan metode sampling jenuh yang memperoleh 36 sampel, yaitu laporan keuangan triwulan Bank Sumsel Babel periode 2015-2023. Data yang diperoleh perlu dilakukan uji asumsi klasik terlebih dahulu untuk melihat apakah model regresinya dapat dipertanggungjawabkan, kemudian selanjutnya dapat dilakukan analisis regresi linear berganda, uji t, uji f, dan koefisien determinasi (R2). Hasil penelitian dari uji F atau simultan menunjukkan bahwa CAR, NIM, BOPO, NPL, LDR, dan PDN berpengaruh signifikan secara simultan terhadap ROA dengan tingkat signifikansi sebesar 0,043. Hasil penelitian dari uji t atau parsial menunjukkan bahwa variabel CAR berpengaruh negatif signifikan terhadap ROA dan variabel PDN berpengaruh positif signifikan terhadap ROA, sedangkan variabel NIM, BOPO, NPL, dan LDR tidak memiliki pengaruh signifikan terhadap ROA. Hasil penelitian dari uji koefisien determinasi (R2) menunjukkan nilai Adjusted R Square sebesar 0,208 yang berarti besar sumbangan pengaruh CAR, NIM, BOPO, NPL, LDR, dan PDN secara simultan terhadap ROA adalah 20,8 persen, sedangkan sisanya yang sebesar 70,2 persen dipengaruhi oleh variabel-variabel di luar penelitian ini.
Value At Risk Analysis Using Historical Method and Monte Carlo Simulation in Banking and Mining Sector Companies Darman Saputra; Zukhri , Nizwan; Altin, Darus; Agung Nugroho, Ari; Daddy Setiawan, Ryand; Fitari, Tiara; Thohari, Mustofa
International Journal of Applied Management and Business Vol. 1 No. 1 (2023)
Publisher : ADPEBI Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54099/ijamb.v1i1.436

Abstract

Purpose – Investments in the capital market must be able to understand the risks that exist, because investments that will be faced in the future contain uncertainty. The growth of trading activity and the increasingly uncertain market makes market participants feel the need to develop more accurate and reliable risk measurement techniques. One of the risk measurement techniques is Value at Risk (VaR). Methodology/approach – Value at Risk (VaR) is a method of calculating market risk to determine the maximum risk of loss that can occur in a portfolio, both single and multi-instrument, especially the level of confidence, during a certain holding period, and under normal conditions. market conditions. This study uses secondary data in the form of stocks listed on the Indonesia Stock Exchange, the samples obtained are 2 companies. Processing data in this study using Microsoft Excel program for measuring Value at Risk in portfolios using Monte Carlo simulation. Findings – The results of the study show that a greater return will provide a greater level of risk, judging from the return and VaR values of each portfolio. Where portfolio one has a greater return than the second portfolio, and portfolio one also has a greater risk level than the second portfolio. Investment in the capital market requires a good risk calculation in buying or selling shares, so the purpose of this study is to help investors take steps or policies that are in accordance with the company's conditions.. Novelty/value – The results in this study illustrate that the purchase of BBRI shares with the banking sub-sector and ANTM's shares in the Mining Company sub-sector has its respective risks and benefits. Therefore, the VaR Monte Carlo simulation method can describe each stock.
THE INFUENCE OF LEADERSHIP STYLE, ORGANIZATIONAL CULTURE, AND WORK MOTIVATION ON EMPLOYEE PERFORMANCE AT PT. MITRA AGRO SEMBADA Feriyadi; Reniati; Arbian Eka Putra; Darman Saputra
JAMBE: Jurnal Akuntansi Manajemen Bisnis dan Ekonomi Vol. 2 No. 1 (2025): JAMBE: Jurnal Akuntansi Manajemen Bisnis dan Ekonomi
Publisher : Fakultas Ekonomi dan Bisnis, Universitas Bangka Belitung

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study is motivated by the achievement of employee  performance that has not been maximized, which is caused by factors  that influence employees in an effort to achieve performance. This study  aims to determine and analyze the Leadership Style, Organizational Culture, and Work Motivation on Employee Performance at PT Mitra Agro Sembada. This research is a quantitative descriptive analysis research. The number of respondents in this study were 131 people, which were determined using saturated sampling techniques. The analysis model used is multiple linear regression analysis models. The results showed that leadership style, organizational culture, and work motivation partially had a positive and significant effect on employee performance at PT Mitra Agro Sembada. Simultaneous test results show that Leadership Style, Organizational Culture and Work Motivation together have a positive and significant effect on Employee Performance at PT. Mitra Agro Sembada.
Analisis Perbandingan Kinerja Keuangan dan Efisiensi Operasional Sebelum dan Sesudah Merger Pada PT Goto Gojek Tokopedia Tbk Periode 2019-2024 Viola Dela Aidyll; Darman Saputra
Jurnal Riset Multidisiplin Edukasi Vol. 2 No. 5 (2025): Jurnal Riset Multidisiplin Edukasi (Edisi Mei 2025)
Publisher : PT. Hasba Edukasi Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71282/jurmie.v2i5.304

Abstract

Digitalisasi ekonomi memberikan pengaruh positif pada perekonomian Indonesia sekaligus menjadikan persaingan usaha semakin ketat dan kompetitif. Untuk menghindari kebangkrutan setiap badan usaha memerlukan strategi yang ampuh dan mendukung pertumbuhan usaha. Salah satu strategi yang dapat diterapkan yaitu melakukan merger dua atau lebih badan usaha menjadi satu kesatuan. Penelitian ini menggunakan pendekatan kuantitatif dengan sampel yang digunakan adalah laporan keuangan untuk 2 tahun sebelum dan 3 tahun sesudah aktivitas merger pada perusahaan PT. GOTO Gojek Tokopedia Tbk dengan tahun periode 2019-2024 setelah diterapkan teknik non probability sampling dengan metode sampel jenuh. Pengelolaan data dalam penelitian ini dilakukan dengan menggunakan uji Wilcoxon dan data envelopment analysis yang bertujuan untuk mengetahui apakah terdapat perbedaan pada kinerja keuangan dan efisiensi operasional perusahaan sebelum dan sesudah merger. Hasil dari penelitian ini didapatkan bahwa tidak terdapat perbedaan pada kinerja keuangan perusahaan sebelum dan setelah merger yang diukur menggunakan rasio keuangan CR, DAR, ROE, dan TATO. Sedangkan terdapat perbedaan yang signifikan pada efisiensi operasional perusahaan sesudah aktivitas merger.
ANALISIS KINERJA KEUANGAN PADA PT INDOSAT OOREDOO HUTCHISON TBK SEBELUM DAN SESUDAH MERGER PERIODE 2020-2024 Agustinus Farrell Phanali; Ari Agung Nugroho; Darman Saputra
Jurnal Riset Multidisiplin Edukasi Vol. 2 No. 7 (2025): Jurnal Riset Multidisiplin Edukasi (Edisi Juli 2025)
Publisher : PT. Hasba Edukasi Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71282/jurmie.v2i7.674

Abstract

This study aims to analyze the differences and assess the impact of the merger on the financial performance of PT Indosat Ooredoo Hutchison Tbk by comparing financial conditions before and after the merger during the 2020–2024 period. The merger represents a strategic move to strengthen the company’s position in Indonesia’s telecommunications industry. This research employs a quantitative approach using secondary data obtained from the company’s annual financial reports. The methods used include descriptive statistical analysis to observe trends in financial ratio changes, and the Wilcoxon Signed Ranks Test to identify significant differences between pre- and post-merger periods. The financial ratios analyzed include the Current Ratio, Quick Ratio, Debt to Assets Ratio, Debt to Equity Ratio, Total Assets Turnover, Fixed Assets Turnover, Return on Assets, Return on Equity, Gross Profit Margin, Net Profit Margin, and Earnings Per Share. The results show that most ratios experienced numerical improvement after the merger. However, the Wilcoxon test results indicate no statistically significant differences. This suggests that the merger has not yet had a significant impact on the company’s overall financial performance in the short term.
PENGARUH AKSESIBILITAS, FASILITAS, DAN DAYA TARIK WISATA TERHADAP MINAT BERKUNJUNG KEMBALI WISATAWAN DI PANTAI TEMBERAN KABUPATEN BANGKA Septari Hikmawati; Sumar; Darman Saputra
Jurnal Riset Multidisiplin Edukasi Vol. 2 No. 7 (2025): Jurnal Riset Multidisiplin Edukasi (Edisi Juli 2025)
Publisher : PT. Hasba Edukasi Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71282/jurmie.v2i7.676

Abstract

Tourism has become one of the industries capable of accelerating economic growth. This is evident from its role in providing employment, increasing income and living standards, and stimulating other productive sectors, making tourism a vital contributor to Indonesia's economy. This study aims to analyze and determine the influence of accessibility, facilities, and tourist attractions on tourists' revisit intention to Temberan Beach, Bangka Regency. A quantitative approach was used, involving 100 respondents selected through purposive sampling. The independent variables in this study are accessibility, facilities, and tourist attractions, while the dependent variable is revisit intention. Data were processed using multiple linear regression analysis with t-tests, F-tests, and the coefficient of determination (R²). The results of the multiple linear regression analysis yielded the equation: Y = 1.732 + 0.705X₁ + 0.472X₂ + 0.666X₃. Partially, the variables of accessibility and tourist attractions have a positive and significant effect on revisit intention, while the facilities variable has a positive but not significant effect. Simultaneously, accessibility, facilities, and tourist attractions have a positive and significant influence on tourists' revisit intention to Temberan Beach. The coefficient of determination (R²) is 88.9%, indicating that the variables studied explain 88.9% of the variation in revisit intention, with the remaining 11.1% influenced by other factors not included in this study.