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Perilaku Konsumtif dalam Perspektif Gender Adibah Yahya; Inna Nisawati Mardiani; Agus Fuadi; Ridwan Muhsoni
Jurnal Ilmiah Universitas Batanghari Jambi Vol 23, No 2 (2023): Juli
Publisher : Universitas Batanghari Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33087/jiubj.v23i2.3540

Abstract

This research is motivated by the consequences of the global influence of information and technological developments that have an impact on the behavior of the younger generation. One form of this behavior is consumptive behavior. This behavior attacks the younger generation, especially students. One of the conveniences obtained in technological developments is e-money (electronic money). The use of e-money which is quite easy can form consumptive behavior. In addition to the convenience provided by e-money, the existence of e-commerce also tends to shape consumptive behavior. The existence of discount offers and ease of payment stimulates individuals to consume through e-commerce. Individuals who have a financial attitude can reflect a good level of financial management, so that a high financial attitude will reduce consumptive behavior. This study aims to determine the effect of e-money, e-commerce, and financial literacy on consumptive behavior in a gender perspective. The population of this study were students of the Faculty of Economics and Business, Pelita Bangsa University. The research method uses quantitative descriptive analysis, with research sources based on the results of the questionnaire. Data testing uses validity, reliability, classic assumption tests, and hypothesis testing. The test results state that women's gender consumptive behavior is not influenced by money, e-commerce, and financial literacy. For male gender, consumptive behavior is influenced by the use of e-commerce and the level of financial literacy, while e-money has no effect on consumptive behavior. The results show that in general the level of use of e-commerce greatly influences consumptive behavior among students of the Faculty of Economics and Business, Pelita Bangsa University.
Peran Inovasi Teknologi Dalam Memediasi Pengaruh Self Efficacy Dan Kompetensi Teknis Untuk Mendorong Technopreneurship Intention Ridwan Muhsoni; Fiqih Maria Rabiatul Hariroh; Adibah Yahya
Management Studies and Entrepreneurship Journal (MSEJ) Vol. 6 No. 4 (2025): Management Studies and Entrepreneurship Journal (MSEJ)
Publisher : Yayasan Pendidikan Riset dan Pengembangan Intelektual (YRPI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/msej.v6i4.8046

Abstract

Penelitian ini bertujuan untuk mengeksplorasi peran inovasi teknologi sebagai variabel mediasi antara efikasi diri dan kompetensi teknis dalam membentuk niat technopreneurship. Seiring dengan perkembangan pesat era digital, kebutuhan akan tenaga kerja yang memiliki keahlian dan pemahaman mendalam di bidang teknologi informasi semakin meningkat. Penelitian ini menggunakan pendekatan kuantitatif dengan teknik sampling jenuh non-probabilitas. Hasil analisis menunjukkan bahwa baik efikasi diri maupun kompetensi teknis berpengaruh signifikan terhadap niat untuk menjadi technopreneur, dimana inovasi teknologi berperan penting dalam memperkuat hubungan antara kedua faktor tersebut.