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All Journal Syntax Literate: Jurnal Ilmiah Indonesia Cakrawala Repositori Imwi jurnal syntax admiration Co-Value : Jurnal Ekonomi, Koperasi & Kewirausahaan Jurnal Indonesia Sosial Sains Journal Research of Social Science, Economics, and Management Insight : International Journal of social research Journal of Digital Business and Data Science Livestock Science and Innovation Journal Journal of Strategic Marketing and Applied Economics Journal of Taxation Insights Policy Practice
Feri Hardiyanto
Universitas Cendekia Mitra Indonesia
Aerospace Engineering Humanities Astronomy Automotive Engineering Biochemistry, Genetics & Molecular Biology Chemical Engineering, Chemistry & Bioengineering Chemistry Computer Science & IT Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Education Electrical & Electronics Engineering Energy Engineering Environmental Science Immunology & microbiology Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Materials Science & Nanotechnology Mathematics Neuroscience Physics Social Sciences Other

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Sharia Financial And Banking Product Innovation In SMEs Development Subkhan, Mohammad; Hardiyanto, Feri; Widya, Widya; Maghfiroh, Diana
International Journal of Social Research Vol. 1 No. 1 (2023): Insight : International Journal of social research
Publisher : Worldwide Research Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59888/insight.v1i1.3

Abstract

The financial product innovation that exists at the KHAS Kempek Micro Waqf Bank, Cirebon Regency is one of several sharia MFIs for community empowerment programs through the establishment of Sharia MFIs around Islamic boarding schools, which in its establishment was facilitated by the Financial Services Authority (OJK) and the Small Business Business Incubation Center (PINBUK). This study aims to find out how to optimize the use of Islamic products at Micro Waqf Banks for Islamic Financial and Banking Innovation in MSME Development. Method study using a qualitative approach to design descriptive analytical. Source of data used is primary data sources from data obtained by observing and interviewing directly from the source, namely at the KHAS Kempek Micro Waqf Bank, Cirebon Regency as well as collecting documentation from books, articles, journals, the internet and various other sources which are then processed and analyzed with stages of analysis which include data reduction, data display and verification as well as conclusions. Results from study shows that Islamic Financial and Banking Innovation Micro Waqf Bank KHAS Kempek Cirebon Regency for the Economic Empowerment of Micro Enterprise Actors (MSMEs) around Islamic Boarding Schools is operating with sharia principles that are committed to tackling the problem of poverty and inequality by providing access to capital to productive poor people or to micro-entrepreneurs around Islamic boarding schools to improve their standard of living and help them with loans that are unsecured or collateral and most importantly with very low margins, which are equivalent to 3% per year, by maximizing cash waqf funds in providing loans capital, coaching and evaluation. It was concluded that the KHAS Kempek Micro Waqf Bank, Cirebon Regency, had succeeded in empowering the micro-business actors around Islamic boarding schools with sharia principles.
A Comparative Study Of Nahdlatul Ulama And Muhammadiyah On E-Commerce Peer-To-Peer Lending Subkhan, Mohammad; Aziz, Abdul; Wartoyo, Wartoyo; Hardiyanto, Feri
International Journal of Social Research Vol. 1 No. 1 (2023): Insight : International Journal of social research
Publisher : Worldwide Research Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59888/insight.v1i1.2

Abstract

Peer-to-Peer Lending has become a significant phenomenon in the development of digital financial services in Indonesia. This comparative study analyzes the perspectives of Nahdlatul Ulama and Muhammadiyah on Peer-to-Peer Lending practices. The aim of this research is to identify the similarities and differences in the views and approaches of these two largest Islamic organizations in Indonesia towards this digital financial service. Comparative study methodology is employed as the approach in this research. Data is obtained through literature analysis, official documents, and interviews with key figures from NU and Muhammadiyah. Analyzed aspects encompass relevant Sharia principles, socio-economic impacts, consumer protection, as well as views on ethics and religious values in the context of Peer-to-Peer Lending services. The results of the analysis show that, overall, the comparative study between Nahdlatul Ulama and Muhammadiyah regarding e-commerce Peer-to-Peer Lending shares common ground. In the perspectives of Nahdlatul Ulama and Muhammadiyah, riba or interest in online lending practices is considered prohibited (haram) as it contradicts Islamic Sharia principles that prohibit ribawi financial transactions. The difference between the two, Nahdlatul Ulama and Muhammadiyah, is predominantly in their legal deduction (istinbath) approach; Nahdlatul Ulama relies on the consensus (Ijma’) of scholars found in classical jurisprudential texts, while Muhammadiyah derives its legal deduction through Bayani Ijtihad, drawing from the textual sources in the Quran and Hadith of Prophet Muhammad. The implications of these findings underscore the need for collaboration between Islamic organizations and Peer-to-Peer Lending industry stakeholders to ensure services aligned with religious values and ethics, as well as to enhance public understanding of the potential risks and benefits of these services. This comparative study provides a deeper understanding of the roles and perspectives of NU and Muhammadiyah on financial technology advancements, offering a more comprehensive view of the social and economic implications of Peer-to-Peer Lending within the context of Indonesian society.
Connection Leadership Serve To Behavior OCB With Employee Empowerment And Supervisor-Subordinate Interaction As Mediator As Well Gender As Moderator Hardiyanto, Feri; Merthayasa, A.A Alit; Amelia, Amelia
Journal Research of Social Science, Economics, and Management Vol. 3 No. 6 (2024): Journal Research of Social Science, Economics, and Management
Publisher : Publikasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59141/jrssem.v3i6.609

Abstract

Examine the objective of evaluating the influence of servant leadership on organizational citizenship behavior (OCB) with a focus on worker empowerment and superior-subordinate interactions as potential mediators. This study, conducted at PT XYZ, employed analytical techniques such as the absolute difference method, t-test for independent samples, and Baron & Kenny's causal step method to assess the hypotheses. The population and sample comprised 113 outsourced employees at PT XYZ 1, utilizing a fed-up sampling technique. The findings of the research indicate that servant leadership does not exert a significant impact on OCB when gender serves as a moderator. In this research model, gender does not function as a moderating variable. Both male and female outsourced employees share a positive perception of servant leadership within the company, resulting in similar OCB behaviors between the two groups. The presence of the servant leadership variable alone is adequate as an antecedent for fostering positive OCB in employees, irrespective of their gender characteristics. Furthermore, servant leadership significantly influences OCB through the mediation of worker empowerment and superior-subordinate interactions. Leaders who embody characteristics such as love, empowerment, vision, and humility effectively empower workers and foster positive interactions between superiors and subordinates, thereby contributing to OCB behaviors beneficial for the organization.
Adaptive Livestock Innovation for Global Food Security: Resilience Strategies for Animal Food Production in an Era of Crisis Hardiyanto, Feri
Livestock Science & Innovation Journal Vol. 2 No. 1 (2025): Livestock Science and Innovation Journal
Publisher : Politeknik Siber Cerdika Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59261/lsij.v2i1.9

Abstract

The global food crisis, intensified by climate change, geopolitical conflicts, and unequal food distribution, necessitates innovative approaches in animal food production systems. Technology-based adaptive livestock farming offers a strategic solution to enhance food security and ensure sustainable production amid global uncertainties. This study aims to develop an integrative adaptive livestock innovation strategy to increase animal food output and bolster global food security, especially in tropical and crisis-prone countries. Using an exploratory qualitative approach, the research conducted case studies in Indonesia, Kenya, and Brazil. Data collection involved in-depth interviews, field observations, questionnaires, and policy document analysis. Data analysis was performed thematically and with descriptive statistics, employing triangulation to validate findings. The results indicate that adaptive livestock systems—such as smart feeding, IoT-based monitoring, and local feed substitution—can boost livestock productivity by an average of 25–33%. Farms implementing these innovations demonstrated greater resilience to feed shortages and climate disruptions. Most respondents affirmed that innovation significantly improves the efficiency and sustainability of livestock businesses. This study’s novelty lies in its integrative approach, combining multiple technologies and policies across diverse countries to formulate a comprehensive strategy for resilient and sustainable animal husbandry. Adaptive livestock farming thus plays a vital role in addressing the global food crisis, with collaborative strategies integrating technology, policy, and farmer empowerment being essential for transforming livestock systems towards food security
Consumer Culture and the Reinforcement of Social Class Distinctions in Post-Industrial Suburbs of Bandung Hardiyanto, Feri
Co-Value Jurnal Ekonomi Koperasi dan kewirausahaan Vol. 15 No. 11 (2025): Co-Value: Jurnal Ekonomi, Koperasi & Kewirausahaan
Publisher : Program Studi Manajemen Institut Manajemen Koperasi Indonesia Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59188/jyv7vs39

Abstract

This study investigates how suburban consumer culture in Bandung, Indonesia, reinforces social class distinctions, focusing on the interaction between material, symbolic, and infrastructural factors. With rapid urbanization and the rise of consumption-oriented middle classes, post-industrial suburban spaces have become key arenas for class performance. Using a mixed-methods approach, including quantitative surveys and qualitative interviews, data were collected from 400 residents of the Bandung Metropolitan Area (BMA). The research findings reveal that curated retail environments, such as lifestyle townships and regional malls, foster social class differentiation through access and affordability barriers, symbolically reinforcing middle- and upper-class exclusivity. Furthermore, the integration of digital platforms amplifies these distinctions, extending class signals into online spaces. The study underscores the importance of urban planning that incorporates social-mix impact assessments, affordable product lines, and inclusive community-based programming to mitigate exclusionary practices in suburban retail environments. The findings contribute to urban sociology by linking consumer spaces with class reproduction, offering practical insights for policymakers to address inequality in suburban areas.
Studies About Influence Content TikTok On Purchasing Decisions Sudden Young generation Siti munawaroh; Feri Hardiyanto
Journal of Strategic Marketing and Applied Economics Vol. 1 No. 2 (2025): Journal of Strategic Marketing and Applied Economics
Publisher : Politeknik Siber Cerdika Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59261/jsmae.v1i2.10

Abstract

Phenomenon purchase sudden (impulsive buying) among generation young the more increase along with the development of social media , in particular TikTok , as a very popular visual content platform influential . Various content creative like review products , trends shopping , and video endorsements have the potential form perception and behavior consumer in a way instant . Research This aim For analyze influence content TikTok to decision purchase sudden generation young , with focus on aspects emotional , visualization products , as well as factor social displayed​ in content . Research This use approach quantitative with method survey against 300 respondents active 17–25 year olds​ use TikTok . Data collected through online questionnaire and analyzed use multiple linear regression For know significance variables content TikTok to decision purchase sudden . Research results show that there is influence significant between intensity exposure content TikTok and the decision purchase sudden (p < 0.05). Factor visualization products and encouragement emotional in content own the most dominant contribution . Besides that , social proof like comment positive and number of likes also play a role strengthen decision purchase in a way impulsive . Implications from findings This can become input strategic for perpetrator business in designing campaign effective marketing on the TikTok platform.
Evaluation of Transparency and Accountability of Regional Government Financial Reports (LKPD) in Realizing Good Governance Feri Hardiyanto
Journal of Taxation Insights Policy Practice Vol. 1 No. 2 (2025): Journal of Taxation Insights Policy Practice
Publisher : Sekolah Tinggi Agama Islam Kuningan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59784/jtipjournal.v1i2.12

Abstract

Transparency and accountability in Regional Government Financial Reports (LKPD) are key to achieving good governance, yet challenges such as limited resources and political pressure often hinder effective implementation. This study evaluates the extent to which LKPDs reflect good governance principles in Indonesia, given the importance of transparent and accountable regional financial management for building public trust and improving government efficiency. Specifically, it analyzes the level of transparency and accountability in LKPDs, identifies supporting and inhibiting factors, and assesses their contribution to good governance, focusing on regional governments across multiple provinces. Using a qualitative descriptive-analytical approach with a purposive sampling method, data were collected through interviews, observations, document analysis, and questionnaires with government officials, Audit Board of the Republic of Indonesia (BPK) auditors, and stakeholders. Analysis followed the Miles and Huberman model: data reduction, presentation, and verification. Results show that 72% of regions achieved an Unqualified Opinion (WTP) from BPK, while 28% received Qualified or Disclaimer opinions. Key obstacles include limited human resources, political pressure, and low public participation. High-quality LKPDs are strongly associated with improved governance outcomes. The study implies that sustained capacity building, technology integration, and stronger stakeholder coordination are essential to enhance transparency, accountability, and ultimately, public sector performance.
Analisis Faktor-Faktor yang Mempengaruhi Manajemen Laba pada Perumda BPR Kuningan Aripin, Aripin; Hardiyanto, Feri
Cakrawala Repositori IMWI 1731-1745
Publisher : Institut Manajemen Wiyata Indonesia & Asosiasi Peneliti Manajemen Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52851/cakrawala.v8i6.823

Abstract

Kuningan selama tahun 2016 – 2023. Manajemen laba dipengaruhi oleh berbagai faktor diantaranya kinerja keuangan bank yang meliputi pertumbuhan kredit, kualitas aktiva produktif, efisiensi biaya, kecukupan modal, likuiditas, dan profitabilitas. Tujuan penelitian ini yaitu untuk mengetahui dan menganalisis tentang pengaruh pertumbuhan kredit, kualitas aktiva produktif, efisiensi biaya, kecukupan modal, likuiditas, dan profitabilitas baik secara simultan maupun parsial terhadap manajemen laba pada Perumda BPR Kuningan. Desain penelitian yang digunakan adalah deskriptif dan verifikatif. Populasi pada penelitian ini adalah Laporan Keuangan Triwulan Perumda BPR Kuningan. Sampel ditentukan dengan menggunakan purposive sampling sehingga sampel yang diteliti adalah Laporan Keuangan Triwulan Perumda BPR Kuningan selama periode 2016-2023 sehingga diperoleh 4 triwulan x 8 tahun = 32 data. Teknik pengumpulan data menggunakan dokumentasi yang selanjutnya dianalisis melalui analisis regresi linear berganda. Hasil penelitian menunjukkan bahwa 1) pertumbuhan kredit, kualitas aktiva produktif, efisiensi biaya, kecukupan modal, likuiditas, dan profitabilitas berpengaruh secara simultan dan signifikan terhadap manajemen laba; 2) pertumbuhan kredit berpengaruh negatif dan signifikan terhadap manajemen laba; 3) kualitas aktiva produktif berpengaruh positif dan signifikan terhadap manajemen laba; 4) efisiensi biaya berpengaruh positif dan signifikan terhadap manajemen laba; 5) kecukupan modal berpengaruh negatif dan signifikan terhadap manajemen laba; 6) likuiditas berpengaruh negatif dan signifikan terhadap manajemen laba; 7) profitabilitas berpengaruh negatif dan signifikan terhadap manajemen laba.
Co-Authors A.A Alit Merthayasa Abdul Aziz Abdul Robi Padri Ades Sugita Agus Rohmat Hidayat Amelia Amelia Amelia Amelia Amelia Annisa Wibawanthi Aripin Aripin Aripin Asep Mulyana Devi Yulia Diana Magfiroh Maghfiroh, Diana Merthayasa, A.A Alit Midun Sopan Mohammad Ridwan Mohammad Subkhan Muhammad Viky Rahmat Al Bayan Siti Munawaroh Sri Intan Wulandari Wartoyo Wartoyo Widya Widya Widya Widya, Widya Zidnal Falah