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Peran Fasilitator Pendamping Terhadap Pengembangan Usaha Nasabah Prasejahtera BTPN Syariah Musyafa, Sidiq; Munfadil, Suhud; Latif, Elok Ainur
As-Syirkah: Islamic Economic & Financial Journal Vol. 4 No. 2 (2025): As-Syirkah: Islamic Economic & Financial Journal 
Publisher : Ikatan Da'i Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56672/4y5e2a78

Abstract

The Certified Independent Internship and Study Program (MSIB) is part of the Merdeka Belajar Kampus Merdeka (MBKM) policy by the Ministry of Education, Culture, Research, and Technology (Kemendikbudristek). PT. Bank BTPN Syariah TBK is one of the partners of the MSIB Batch 3 program. Bank BTPN Syariah provides an intermediary as a facilitator to support customers in achieving their expected goals. The role of the assistant here is to help customers maximize sales. BTPN Syariah customers as ultra-micro actors who receive facilities in the form of assistants so that they can help them develop their businesses. The assistant facilitators provided by Bank BTPN Syariah aim to support the empowerment activities of BTPN Syariah customers, especially women/mothers from productive underprivileged communities or micro entrepreneurs, who have the capacity and skills along with customer skills in running their businesses, so that they can develop further and open wider market access, both offline and online.
Pemberdayaan Masyarakat melalui Pengolahan Limbah Rumah Tangga Menuju Green Village di Desa Pengadegan Latif, Elok Ainur; Muhibun, Ahmad; Istiqomah, Rahmah Sari; Kurniati, Evi; Kharisma, Lutfia Nur; Rofikoh, Ainur; Anandani, Akmal; Muraniasih, Arni; Setiawan, Edi; Maghfiroh, Hibatul; Ivana, Rajendra Ahnaf; Mubarok, Rezky; Larasati, Rheika Mosa; Muamala, Usriyanida; Safira, Veren Permata
Jurnal Pengabdian Masyarakat: Pemberdayaan, Inovasi dan Perubahan Vol 5, No 5 (2025): JPM: Pemberdayaan, Inovasi dan Perubahan
Publisher : Penerbit Widina, Widina Media Utama

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59818/jpm.v5i5.1975

Abstract

Household waste management remains a major challenge in many rural areas, including Pengadegan Village, Wangon District, Banyumas Regency. Organic waste is often discarded without treatment, leading to environmental pollution. To address this issue, the Community Service Program (Kuliah Kerja Nyata – KKN) of Universitas Nahdlatul Ulama Al-Ghazali (UNUGHA) was designed to empower local communities through household waste processing as a strategy to develop a Green Village. This program applied a Participatory Action Research (PAR) approach by involving women’s community groups (PKK) as the primary participants. The activities included socialization, training, practical workshops on producing liquid organic fertilizer (POC), and mentoring in the use of polybags for horticultural cultivation. Data were collected through pre–post questionnaires, observation, and interviews, then analyzed using descriptive quantitative and qualitative methods. The findings reveal significant improvements across several indicators. Community knowledge of POC increased from 28% to 82%, while 81% of participants successfully produced POC independently. In addition, 87% of households applied polybag planting, and 90% expressed strong commitment to continue the program. Field observations also showed positive behavioral changes in waste sorting and processing, accompanied by enhanced social interactions that fostered collaboration among residents. This study concludes that community-based household waste management not only reduces waste but also strengthens household food security and creates opportunities for local economic development. With consistent support from village authorities, this model has strong potential for replication in other rural areas to promote environmentally sustainable Green Villages.ABSTRAKPengelolaan limbah rumah tangga masih menjadi tantangan di banyak desa, termasuk Desa Pengadegan, Kecamatan Wangon, Kabupaten Banyumas. Limbah organik umumnya dibuang tanpa pengolahan, sehingga berpotensi mencemari lingkungan. Program Kuliah Kerja Nyata (KKN) Universitas Nahdlatul Ulama Al-Ghazali (UNUGHA) dirancang untuk memberdayakan masyarakat melalui pengolahan limbah rumah tangga sebagai upaya mewujudkan konsep Green Village. Metode yang digunakan adalah pendekatan Participatory Action Research (PAR) dengan melibatkan kelompok Ibu PKK sebagai partisipan utama. Kegiatan dilakukan melalui sosialisasi, pelatihan, praktik pembuatan pupuk organik cair (POC) serta pendampingan pemanfaatan polybag untuk budidaya tanaman hortikultura. Data diperoleh melalui kuesioner pra–pasca, observasi, dan wawancara, kemudian dianalisis secara deskriptif kuantitatif dan kualitatif. Hasil menunjukkan peningkatan signifikan pada berbagai indikator. Pengetahuan warga tentang POC naik dari 28% menjadi 82%, keterampilan membuat POC berhasil dikuasai oleh 81% peserta, dan 87% warga mampu memanfaatkan polybag untuk bercocok tanam. Selain itu, 90% peserta menyatakan kesediaan melanjutkan program secara mandiri. Observasi lapangan juga memperlihatkan perubahan perilaku warga dalam memilah dan mengolah sampah organik, disertai peningkatan interaksi sosial yang lebih produktif. Temuan ini menegaskan bahwa pengolahan limbah rumah tangga berbasis partisipasi masyarakat tidak hanya berkontribusi pada pengurangan sampah, tetapi juga memperkuat ketahanan pangan keluarga dan membuka peluang ekonomi lokal. Dengan dukungan berkelanjutan dari pemerintah desa, model ini berpotensi direplikasi di wilayah lain untuk mewujudkan desa ramah lingkungan dan berkelanjutan.
THE INFLUENCE OF LEADERSHIP STYLE AND ORGANIZATIONAL CLIMATE ON EMPLOYEE JOB SATISFACTION AT CV BARIS JAYA INDONESIA Barokatul Munawaroh; Syafi'ah; Latif, Elok Ainur
AmaNU: Jurnal Manajemen dan Ekonomi Vol. 8 No. 1 (2025)
Publisher : LPPM Universitas Nahdlatul Ulama Al Ghazali Cilacap

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52802/amn.v8i1.1428

Abstract

This research aims to determine the Influence of Leadership Style and Organizational Climate on Employee Performance at CV Baris Jaya Indonesia located in Kesugihan District, Cilacap Regency. This research uses a quantitative method by distributing questionnaires to 60 employees. Data analysis was carried out using multiple linear regression using SPSS. Based on the results of the research and data analysis, conclusions were obtained that showed that: (1) Leadership style partially has a significant effect on employee performance at CV Baris Jaya Indonesia. (2) Organizational climate partially has a significant effect on employee performance at CV Baris Jaya Indonesia. (3) Leadership style and organizational climate simultaneously have an effect on employee job satisfaction variables. Keywords: Leadership Style, Organizational Climate, and Job Satisfaction
Potensi Pengembangan Produk Pembiayaan Akad Salam Di Bank Wakaf Mikro Al-Ihya Baitul Aqof Cilacap Pamikatsih, Mutia; Elok Ainur Latif
SKeTsa Bisnis (e-jurnal) Vol 7 No 2 (2020)
Publisher : Universitas Yudharta Pasuruan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35891/jsb.v7i2.2302

Abstract

The micro-agriculture sector is considered not bankable, which makes farmes look for sources of capital from the pengijon system. BMW aims to provide access to capital for the small community as well as provide guidance to micro-entrepreneurs. Based on the results of research on the salam contract, micro waqfbanks will help solve problems faced by farmers and micro waqf banks can maximize their role in community empowerment, especially the poor who are categorized economi cally active working poor and lower income communities. __________________________________________________________________ Sektor pertanian mikro dianggap tidak bankable sehingga membuat petani mencari sumber pemodalan dari sistem pengijon. BMW bertujuan menyediakan akses modal bagi masayarakat kecil serta melakukan pembinaaan kepada pelaku usaha mikro. Berdasarkan hasil penelitian akad salam pada bank wakaf mikro akan membantu menyelesaikan permasalahan yang dihadapi oleh petani dan Bank wakaf mikro dapat memaksimalkan perannya dalam pemberdayaan masyarakat, terutama masyarakat miskin yang berkatagori economically active working poor dan masyarakat lower income