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Financial inclusion acceleration research: analysis of fintech adoption enggagement in generation Z Intan Prastiwi, Putri; Chotidjah Suhatmi, Erna; Mutma’ina, Evi
Proceeding of the International Conference Health, Science And Technology (ICOHETECH) 2024: Proceeding of the 5th International Conference Health, Science And Technology (ICOHETECH)
Publisher : LPPM Universitas Duta Bangsa Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47701/icohetech.v5i1.4203

Abstract

Financial Technology (Fintech) as a form of digitalization of the rapid development of technology used in the banking sector. The increasing number of fintech users on banking and non-banking platforms is due to the facilities offered by fintech in the form of digital banks and e-wallets in the form of crowdfunding facilities, microfinancing, p2p lending services, market aggregators, digital payment systems. These various services provide convenience for their users. The condition of Indonesian society which is dominated by production groups called the millennial generation and generation Z aims to strengthen the opportunities and challenges of digital transformation. The focus of this study discusses the factors for the adoption of fintech banking or non-banking in generation Z. The research method uses a qualitative method through interviews with respondents. The sampling method uses the snowball method. The results of the study show that the factors for the adoption of financial technology in generation Z are lifestyle, hedonic behavior, social influence.
EKSPLORASI PERAN FRAUD PENTAGON THEORY DALAM MENDETEKSI FRAUDULENT FINANCIAL REPORTING Erika Della Saputri; Ety Meikhati; Putri Intan Prastiwi
Proceedings Law, Accounting, Business, Economics and Language Vol. 2 No. 1 (2025): Pembangunan Berkelanjutan: Persepektif Ekonomi,Hukum, dan Komunikasi Dalam Bisn
Publisher : Universitas Duta Bangsa Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to examine the influence of elements in the Fraud Pentagon Theory consisting of pressure, opportunity, rationalization, ability, and arrogance on fraudulent financial reporting. This study uses a quantitative approach with primary data obtained through distributing questionnaires to 80 respondents who are financial staff and auditors in the Surakarta area. The data analysis technique used is multiple linear regression with the help of SPSS software version 27. The results of the analysis show that the variables of opportunity, rationalization, ability, and arrogance have a significant effect on fraudulent financial reporting, while pressure has no effect on fraudulent financial reporting.