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PENGARUH FAKTOR-FAKTOR KEPUTUSAN PEMBELIAN KONSUMEN DI TIKTOK SHOP (STUDI KASUS: DITUTUPNYA TIKTOK SHOP) Ebenhaezer, Harvard; Fadjar, Nurman Setiawan
Journal of Development Economic and Social Studies Vol. 3 No. 2 (2024)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/jdess.2024.03.2.1

Abstract

This study aims to determine the relationship between income, discount, and influencer on purchasing decisions of 20 consumers at TikTok Shop who live in Malang and want to know the strength of the relationship. The issue raised is that TikTok Shop was dismissed by the government, where TikTok Shop is one of the important innovations and technological advances for Indonesia. The main theory used in this research is consumption theory. This research is a quantitative research with primary data using a Guttman scale, and tested with non-parametric statistical methods of Chi-Square and Kendall's Tau-B. The findings of this study are that income has a very strong correlation, discount has a very strong  correlation, and influencers have a strong correlation to purchasing decisions.  These results answer 3 problem formulations, which show that TikTok Shop is very important to consumers in Malang.  This result also shows that the ban of TikTok Shop is a loss for Indonesia because it can increase economic exchange and economic growth.
ANALISIS RASIO UNTUK MENGUKUR KINERJA KEUANGAN PEMERINTAH PROVINSI JAWA TIMUR PER-KABUPATEN/KOTA TAHUN ANGGARAN 2012-2021 Siagian, Ester Katerina P.; Fadjar, Nurman Setiawan
Contemporary Studies in Economic, Finance and Banking Vol. 1 No. 3 (2022)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/csefb.2022.01.3.07

Abstract

This research, which was conducted in East Java, attempts to identify and analyze the financial performance of regional government during the 2012-2021 fiscal years. This descriptive quantitative research uses secondary data, summarized from the 2012-2021 period budget. The population are 38 regencies and cities in East Java. This study finds that 5.2% of the regions are independent (i.e. Surabaya city and Sidoarjo regency), 2.6% are toward independency (i.e. Gresik regency), 26% are in consultative relationship pattern (i.e. Tulungagung regency, Pasuruan regency, Mojokerto regency, and Madiun city), while the rest are having low independency or in instructive relationship pattern. This study also finds that the local financial management of the 38 regencies and cities in the province is very effective; the ration between the targeted and realized local own-source revenues is higher than 100%. The financial efficiency of the regencies and cities during the research period is not quite efficient. In fact, Pacitan regency, Sidoarjo regency, and Pamekasan regency are inefficient in the said matter. Furthermore, it was also found that the local budgets of the 38 local governments during the 2012-2018 were mostly allocated to direct expenditures. However, during the 2019-2021 period, following the enactment of government regulation number 12 of 2019 concerning the changes in local own-source revenue realization format, the local governments’ expenditures were dominated by employee expenditures. Finally, this study also finds that, during the last decade, the local own-source revenues of the said local governments were not stable and tended to decline.
ANALISIS FAKTOR – FAKTOR YANG MEMPENGARUHI PENGANGGURAN TERDIDIK LULUSAN PERGURUAN TINGGI JAWA TIMUR Faramadina, Dinda amalia; Fadjar, Nurman Setiawan
Contemporary Studies in Economic, Finance and Banking Vol. 1 No. 4 (2022)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/csefb.2022.01.4.02

Abstract

One of the characteristics of unemployment in Indonesia is the large number of unemployed with a higher education background which is called educated unemployment. There was an increase in educated unemployment in Indonesia and East Java Province during 2018 – 2020. This study aims to analyze the factors of educated unemployment for East Java university graduates. With primary data and binary logit regression model to determine the effect of age, gender, level of education, reservation wage, and work skills on unemployed educated East Java university graduates. Which causes age to have a negative effect on educated unemployment, while wages have a positive effect on educated unemployment. In addition, two factors of job skills, career development learning and problem solving skills have a negative influence on educated unemployment. The results of the study indicate that unemployed youth are men and women with college education, and expect high levels of wages.
PENGARUH MANAJEMEN MODAL KERJA TERHADAP PROFITABILITAS BANK DI BURSA EFEK INDONESIA Nathalie, Divina Grace Yuliantika; Fadjar, Nurman Setiawan
Contemporary Studies in Economic, Finance and Banking Vol. 2 No. 3 (2023)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/csefb.2023.02.3.03

Abstract

Working capital management in banking is important for the management of liquid assets. The development of digitization requires banks to provide larger capital for company development while still being able to generate profits for the bank. This research aims to identify the influence of working capital management on bank profitability. The research model uses panel data with research objects consisting of 36 conventional commercial banks listed on the Indonesia Stock Exchange from 2017 to 2021. Partially, this research found a significant positive relationship between Quick Ratio, Investing Policy Ratio, Loan to Deposit Ratio, Debtors Collection Period, Creditors Payment Period, and Loan Losses Provision to Return On Assets. This research also shows a significant impact of working capital management on bank profitability.
TELAAH KRITIS ETIKA BISNIS DALAM PERSPEKTIF ISLAM (KONSEP DAN IMPLEMENTASI PADA PELAKU USAHA) Mubarok, Farhan Zaki; Fadjar, Nurman Setiawan
Islamic Economics and finance in Focus Vol. 3 No. 1 (2024)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ieff.2024.03.01.10

Abstract

This research aims to find out the concept of Islamic business process flow involving financing, production, and marketing within the scope of business ethics. The researcher uses the literature review method in examining Islamic business ethics by looking at the process of financing, production, and marketing as well as comparing with conventional business ethics to get a comparison of views between business ethics seen from various related literature sources. The results of this research show that the concept of Islamic business ethics can be a reference and choice for business people who want to run a business to achieve prosperity in order to be blessed in the world and the hereafter.
Analysis of Market System Mapping Patterns and Potential for Milkfish Cultivation in Pangkahwetan Village, Gresik Indonesia Fadjar, Nurman Setiawan; Putri, Risqi Noor Hidayati
International Journal of Applied Business and International Management Vol 9, No 2 (2024): August 2024
Publisher : AIBPM Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32535/ijabim.v9i2.2191

Abstract

One of the potential resources in Indonesian villages is in the fisheries sector, which are divided into two main categories: capture fisheries and aquaculture. One of the common species for aquaculture in Indonesia is milkfish (chanos chanos). Pangkah Wetan Village in Gresik Regency is one of the areas that has the potential or value for milkfish aquaculture, which is influenced by the majority of the population who have a livelihood in the fisheries sector and because milkfish is relatively easy to cultivate due to its fast growth. In order to explore the potential for milkfish aquaculture, this research was carried out through an analysis of the market system approach. The productivity of milkfish aquaculture is determined by the optimization of its support functions. It was discovered that the cause of the low productivity of milkfish aquaculture was due to limitations in supporting services, not in the actors. The basic causes of this productivity include various seedlings quality, limited artificial feed, low utilization of technology, low access to capital, low marketing levels, and the minimal role of related institutions. Hence systemic intervention is necessary in terms of support services in order to improve the welfare of the community which in turn will increase the income of farmers.
ANALISIS PENGARUH UTANG DOMESTIK DAN UTANG LUAR NEGERI TERHADAP PERTUMBUHAN EKONOMI DI INDONESIA PADA TAHUN 2014 - 2023 Pratomo, Athar Gherin; Fadjar, Nurman Setiawan
Journal of Development Economic and Social Studies Vol. 3 No. 4 (2024)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/jdess.2024.03.4.12

Abstract

During the period of 2014-2023, Indonesia government set a target for average economic growth of 5.2% for 2014-2020 and 6% for 2020-2025. In order to achieve that, the fiscal policy adopted by the government is by utilizing debt. Based on Keynesian view, the government can incur debt to finance government budget deficits and stimulate economic growth. This research employs the ordinary least squares (OLS) method because it seeks to analyze the relationship between the variables of quarterly increase of GDP, quarterly increase of domestic debt growth, and quarterly foreign debt. Based on the estimation results of the model conducted in the research,  the result show that the variables of quarterly domestic debt growth and quarterly foreign debt growth can only explain a 14.49% increase in quarterly GDP value. Simultaneously, domestic debt and foreign debt do not affect economic growth. Partially, an increase per quarter in domestic debt has a significant negative effect on the increase in quarterly GDP value, while an increase per quarter in foreign debt has a positive but not significant effect on the increase of quarterly GDP value.  
Analysis of the Impacts of Socioeconomic Conditions on the Dropout Statuses of High School-Level Students in Malang City Sari, Mulia; Fadjar, Nurman Setiawan
Journal of Development Economic and Social Studies Vol. 4 No. 1 (2025)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/jdess.2025.04.1.03

Abstract

This research examines the impact of socioeconomic conditions on dropout statuses at the high school level in Malang City. The study aims to fill the gap in understanding the factors influencing high school dropout rates by analyzing the relationship between various socioeconomic variables and the likelihood of students dropping out. Using logistic regression and firthlogit models, data from several districts in Malang City were analyzed to identify significant predictors such as parental education level, parental completeness, parental income, child employment status, and recipient status of the Indonesia Smart Program (PIP). The results show that low parental income and child employment status significantly increase the likelihood of students dropping out. In contrast, higher parental education levels, parental completeness, and PIP recipient status tend to lower the dropout risk. This research concludes that targeted policy interventions are needed to mitigate these risks. The implications contribute to educational policy, highlighting the importance of sustained financial and social support for students from low-income families.   Abstrak Penelitian ini mengkaji dampak kondisi sosial ekonomi terhadap status putus sekolah pada tingkat SMA di Kota Malang. Penelitian ini bertujuan untuk mengisi kesenjangan dalam memahami faktor-faktor yang mempengaruhi angka putus sekolah dengan menganalisis hubungan antara berbagai variabel sosial ekonomi dan kemungkinan siswa putus sekolah. Dengan menggunakan regresi logistik dan model firthlogit, data dari beberapa kabupaten di Kota Malang dianalisis untuk mengidentifikasi prediktor yang signifikan seperti tingkat pendidikan orang tua, kelengkapan orang tua, pendapatan orang tua, status pekerjaan anak, dan status penerima Program Indonesia Pintar (PIP). Hasilnya menunjukkan bahwa rendahnya pendapatan orang tua dan status pekerjaan anak secara signifikan meningkatkan kemungkinan siswa putus sekolah. Sebaliknya, tingkat pendidikan orang tua yang lebih tinggi, kelengkapan orang tua, dan status penerima PIP cenderung menurunkan risiko putus sekolah. Penelitian ini menyimpulkan bahwa diperlukan intervensi kebijakan yang tepat sasaran untuk memitigasi risiko-risiko tersebut. Implikasinya berkontribusi pada kebijakan pendidikan, menyoroti pentingnya dukungan finansial dan sosial yang berkelanjutan bagi siswa dari keluarga berpenghasilan rendah.
ANALISIS IMPLEMENTASI KEUANGAN BERKELANJUTAN TERHADAP PROFITABILITAS BANK Fourinda, Nilna Elminah; Nurman Setiawan Fadjar
Contemporary Studies in Economic, Finance and Banking Vol. 3 No. 3 (2024)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/csefb.2024.03.3.12

Abstract

In practice, banks must maintain business continuity by paying attention to their profitability. However, in response to global issues related to sustainable development goals, banks are also obliged to direct their business towards sustainability by implementing sustainable finance. This study aims to further analyze how the implementation of sustainable finance, particularly sustainable lending and the realization of Environmental Social Responsibility (CSR) funds, can affect bank profitability. Economic sustainability theory emphasizes the importance of balance between economic, social, and environmental aspects. This study uses the panel data regression analysis method. The implementation of sustainable finance proxied by sustainable credit has a significant positive effect on bank profitability, while the realization of CSR funds has a significant negative effect on bank profitability. This research is expected to provide a more comprehensive insight into how banks can balance social responsibility and environmental sustainability with the need to maintain healthy profitability.
The Effects of Financial Ratios on The Stock Prices of Digital Banks Sagala, Timbul Pandapotan; Fadjar, Nurman Setiawan
Contemporary Studies in Economic, Finance and Banking Vol. 4 No. 1 (2025)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/csefb.2025.04.1.20

Abstract

Digital bank stocks are one of the investment options in the capital market. However, most digital banks have volatile stock price movements. In addition, digital banks also have unstable and poor financial capabilities, especially in profitability, activity, and solvency. This study aimed to examine the effect of financial ratios on the stock price of digital banks. This study uses panel data regression with research objects consisting of 7 digital banks listed on the Indonesia Stock Exchange from 2018 to 2023. The results showed that Return On Assets, Total Assets Turnover, and Operating Expenses Operating Income have no effect on the stock price of digital banks. Meanwhile, Debt Equity Ratio has a negative effect and Loan Deposit Ratio has a positive effect on digital bank stock prices. This study is expected to be a reference for making investment decisions in digital bank stocks for investors and can be a reference for making policy directions for digital bank management.   Abstrak Saham bank digital merupakan salah satu opsi investasi di pasar modal. Namun, sebagian besar bank digital memiliki pergerakan harga saham yang fluktuatif. Selain itu, bank digital juga memiliki kemampuan finansial yang belum stabil dan cenderung buruk, khususnya pada profitabiltas, aktivitas, dan solvabilitas. Tujuan penelitian ini adalah meneliti pengaruh rasio keuangan terhadap harga saham bank digital. Penelitian ini menggunakan regresi data panel dengan objek penelitian yang terdiri dari 7 bank digital yang terdaftar di Bursa Efek Indonesia pada tahun 2018 hingga 2023. Hasil penelitian menghasilkan Return on Assets, Total Assets Turnover, dan Beban Operasi Pendapatan Operasi tidak berpengaruh terhadap harga saham bank digital. Sedangkan, Debt Equity Ratio berpengaruh negatif dan Loan Deposit Ratio berpengaruh positif terhadap harga saham bank digital. Penelitian ini diharapkan dapat menjadi referensi pengambilan keputusan investasi saham bank digital bagi investor, serta dapat menjadi referensi pengambilan arah kebijakan bagi pihak manajemen bank digital.