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All Journal Taawun: Jurnal Pengabdian kepada Masyarakat Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan
Dika Setiagraha
Politeknik Negeri Sriwijaya
Religion Humanities Computer Science & IT Economics, Econometrics & Finance Education Other

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Financial Adaptation in The Digital Era: The Importance of Financial Literacy Education for The Community Kiki Azakia; Billy Dewantara; Dwi Riana; Ulfah Muharramah; Yesita Astarina; Rizal Afif Abdullah Napitupulu; Andriansyah Bari; Dika Setiagraha
TAAWUN Vol. 5 No. 02 (2025): TA'AWUN AUGUST 2025
Publisher : Pusat Penelitian Pengabdian Pada Masyarakat Sekolah Tinggi Ilmu Tarbiyah Al-Fattah Siman Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37850/taawun.v5i02.1050

Abstract

This community engagement program aims to enhance financial literacy and adaptability among twelfth-grade students at SMK Ethika Palembang through an engaging and participatory educational approach. The methods employed include face-to-face sessions supported by educational videos, thematic games, and interactive discussions. The results reveal a significant improvement in students’ understanding of key financial concepts such as distinguishing needs from wants, the importance of saving, and basic financial planning. The program effectively fostered more responsible financial behavior and equipped students with the skills to navigate future economic challenges. These outcomes highlight the importance of integrating financial literacy into formal curricula, encouraging parental involvement, and utilizing digital tools to support sustainable financial education for youth.
The Influence of Entrepreneurial Self-Efficacy, Perceived Access to Finance, and Green Entrepreneurial Orientation on Entrepreneurial Decision-Making Dika Setiagraha; Raras Yogasnumurti; Rizal Napitupulu
Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Vol. 7 No. 1 (2026): January
Publisher : Penerbit Jurnal Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53697/emak.v7i1.3699

Abstract

This study aims to analyze the influence of Entrepreneurial Self-Efficacy, Green Entrepreneurial Orientation, and Perceived Access to Financing on Entrepreneurial Decisions using a quantitative approach through a survey method involving 108 respondents who have experience or plans to start a business. Data analysis was conducted using Structural Equation Modeling (SEM) based on Partial Least Squares (PLS). The results indicate that all constructs meet the criteria for validity and reliability. The coefficient of determination (R²) of 0.46 indicates that Entrepreneurial Self-Efficacy, Perceived Access to Financing, and Green Entrepreneurial Orientation simultaneously explain 46% of the variance in Entrepreneurial Decisions. Hypothesis testing shows that Entrepreneurial Self-Efficacy (X1) and Perceived Access to Financing (X2) have a positive and significant effect on Entrepreneurial Decisions (Y), while Green Entrepreneurial Orientation (X3) has a positive but insignificant effect. These findings suggest that confidence in personal capabilities and ease of access to financing are the main factors driving entrepreneurial decisions, whereas green entrepreneurial orientation has not yet become a dominant consideration at the early stage.  
Co-Authors Andriansyah Bari BillY Dewantara Dwi Riana Kiki Azakia Raras Yogasnumurti Rizal Afif Abdullah Napitupulu Rizal Napitupulu Ulfah Muharramah Yesita Astarina