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All Journal Jurnal Scientia Al-Iqtishod : Jurnal Ekonomi Syariah MES Management Journal
Muhammad Ilham fiqri
Unknown Affiliation
Religion Economics, Econometrics & Finance Education Industrial & Manufacturing Engineering Mathematics Social Sciences

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Analisis Penyusunan Laporan Keuangan Guna Mengembangkan Usaha Mikro,Kecil, dan Menengah (UMKM) dalam Etika Keuangan Riza Indriani; Hilma Harmen; Gracella Rosnah S Hutagalung; Muhammad Ilham fiqri; Novia Grace Christin Limbong; Olivia Sembiring; Rebecca Putri Sihaloho; Rojelita Catrina Simarmata; Serly Sahfitri
MES Management Journal Vol. 3 No. 2 (2024): MES Management Journal 
Publisher : MES Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56709/mesman.v3i2.243

Abstract

Micro, small, and medium-sized financial reporting (UMKM) can build confidence and credibility in external actors, such as banks, investors, and governments, so that they can acquire the working capital and investment they need to thrive and thrive. If financial statements exist, they can serve as a "test tool" for accounting functions, but over time, financial reports become the basis for determining or evaluating the financial position of an UMKM. Financial statements can also be used to assess the performance of a UMKM or to measure the ability of the UMKM to meet its obligations in the short and long term.This writing uses qualitative research methods that involve data collection based on in-depth searches of literature and library sources. Data is collected from reports, textbooks, academic journals, and related articles.The preparation of accurate financial statements and in accordance with the principles of financial ethics is an important step in the development of UMKM. With clear and accurate data, business owners can find improvements such as cost management and improved operational efficiency. It helps in better decision-making, which can increase the profitability and sustainability of UMKM. Focus on developing responsible financial management practices, such as prudent use of funds and transparency. UMKM can build a strong and sustainable reputation by paying attention to social and environmental aspects. In order to support business growth and overall progress, the financial reporting process must be continuously improved to comply with the principles of financial ethics.Good reputation and trust are the key to getting extra funding.
The Influence Of The Government's Role In Building Digital Economic Growth In Indonesia (Study Case: Bakso Ceker Vitho) Mica Siar Meiriza; Gracella Rosnah S Hutagalung; Ade Mima Zakia Siregar; Muhammad Ilham Fiqri; Novia Grace Cristin Limbong; Serly Sahfitri
Jurnal Scientia Vol. 13 No. 04 (2024): Education and Sosial science, September-December 2024
Publisher : Sean Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58471/scientia.v13i04.2663

Abstract

Indonesia's young population and technical innovations are driving the country's quickly growing digital economy, and government programs are essential in assisting micro, small, and medium-sized businesses (UMKM). Despite obstacles including a lack of capital and a poor digital infrastructure, these companies make a substantial contribution to economic growth. Through a qualitative method and a review of the literature, this study seeks to understand how government policies affect UMKM's digital expansion in Indonesia and offer a thorough framework that takes business players' viewpoints into account. Interviews with Bakso Ceker Vitho's owner, Surya, provided information on how UMKM might adjust and prosper in the online market. Bakso Ceker Vitho exhibits successful tactics, including the use of platforms like GoFood and GrabFood to broaden market reach, a structured ordering system, and a variety of payment alternatives, including QRIS. In summary, Bakso Ceker Vitho's ability to successfully adjust to digital problems emphasizes how important digital transformation is for SMEs. Long-term success in the digital age will be supported by sustained investment in influencer relationships, CRM systems, data analytics, and a varied menu, all of which will improve consumer engagement and visibility.
Pengaruh Pendapatan Terhadap Pola Konsumsi Masyarakat (Sumatera Utara) Hutagalung, Gracella Rosnah S Hutagalung; Serly Sahfitri; Muhammad Ilham Fiqri; Novia Grace Cristin Limbong; Olivia Sembiring; Rachel S Jovanca Nababan
Al-Iqtishod : Jurnal Ekonomi Syariah Vol. 6 No. 1 (2024): Al-Iqtishod: Jurnal Ekonomi dan Bisnis Islam
Publisher : Program Studi Ekonomi Syariah Institut Agama Islam Sunan Kalijogo Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51339/iqtis.v6i1.2137

Abstract

Pengaruh dari pendapatan terhadap konsumsi terdapat hubungan yang kompleks,hal ini dikarenakan besar kecilnya sebuah pendapatan merupakan salah satu faktor ekonomi yang menentukan tingkat konsumsi nasional. Dan berdasarkan pendapat Winardi (2002), mengemukakan : Pola konsumsi masyarakat ditentukan oleh tingkat pendapatan, semakin tinggi pendapatan masyarakat,maka semakin baik juga pola konsumsi,hal ini dikarenakan masyarakat mempunyai kemampuan untuk memenuhi kebutuhan ekonomi.Teknik pengumpulan data dalam penelitian ini dilakukan dengan langkah-langkah sebagai berikut : 1. Dokumentasi. 2. Tinjauan Pustak. Metode Analisis Data : Analisis Regresi Linear Sederhana Dari persamaan regresi tersebut dapat dijelaskan bahwa nilai konstanta adalah sebesar 118.96 yang merupakan nilai pola konsumsi di Provinsi Sumatera Utara sebelum dipengaruhi oleh pendapatan perkapita.maka tingkat konsumsi di Provinsi Sumatera adalah sebesar 118.96 satuan.Nilai koefisien determinasi (R2) yaitu 0.905 atau apabila dipersentasekan sebesar 90.5 % , yang dimana memiliki arti bahwa pendapatan perkapita mempengaruhi konsumsi di Provinsi Sumatera Utara sebesar 90.5 % dan sisanya 9.5% dipengaruhi oleh variabel lain yang tidak diteliti atau dibahas dalam penelitian ini.Nilai probabilitas rendah yaitu 0.0127 daripada nilai alpha maka pendapatan (X) berpengaruh positif terhadap pengeluaran (Y) . Dan dikarenakan nilai koefesien nya bersifat positif yaitu pengaruhnya signifikan 0.0175 maka berdasarkan hipotesis tersebut terbukti bahwa pendapatan berpengaruh secara positif dan signifikan terhadap pola konsumsi.
Co-Authors Ade Mima Zakia Siregar Gracella Rosnah S Hutagalung Hilma Harmen Hutagalung, Gracella Rosnah S Hutagalung Meiriza, Mica Siar Novia Grace Christin Limbong Novia Grace Cristin Limbong Olivia Sembiring Rachel S Jovanca Nababan Rebecca Putri Sihaloho Riza Indriani Rojelita Catrina Simarmata Serly Sahfitri