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All Journal JURNAL MATEMATIKA STATISTIKA DAN KOMPUTASI Kontinu: Jurnal Penelitian Didaktik Matematika NUMERICAL (Jurnal Matematika dan Pendidikan Matematika) Zero : Jurnal Sains, Matematika, dan Terapan AL-TANZIM : JURNAL MANAJEMEN PENDIDIKAN ISLAM El-Usrah: Jurnal Hukum Keluarga Jurnal Absis : Jurnal Pendidikan Matematika dan Matematika Jurnal Lebesgue : Jurnal Ilmiah Pendidikan Matematika, Matematika dan Statistika Journal of Fundamental Mathematics and Applications (JFMA) Fraction: Jurnal Teori dan Terapan Matematika The Indonesian Journal of Computer Science
Dhea Urfina Zulkifli
Universitas Islam Negeri Syarif Hidayatullah Jakarta
Agriculture, Biological Sciences & Forestry Humanities Chemistry Computer Science & IT Decision Sciences, Operations Research & Management Education Electrical & Electronics Engineering Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Physics

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Allocation of Tabarru's Funds in Endowment Premium Fitriyati, Nina; Zharifah, Zharifah; Zulkifli, Dhea Urfina
ZERO: Jurnal Sains, Matematika dan Terapan Vol 7, No 2 (2023): Zero: Jurnal Sains Matematika dan Terapan
Publisher : UIN Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30829/zero.v7i2.18078

Abstract

In general, the premiums paid by participants in Islamic insurance are allocated into three components with specific proportions: administrative costs, participants' savings, and Tabarru's funds (mutual aid funds). Participants' savings and Tabarru's funds are invested according to Sharia principles, and the returns are shared (Mudharabah) between the participants and the company. This study analyses the allocation of Tabarru's funds and participant savings about the size of premiums using the Endowment method. Additionally, the investment results from Tabarru's funds and participant savings, as well as their distribution to participants and the insurance company, will be simulated. Premium calculations utilize the Indonesian Mortality Table (TMI) for the year 2011. The simulation results indicate that administrative costs and investment returns from premiums managed for male participants are larger than those for female participants. Therefore, the claim amount for male participants is likely to be higher compared to the claim, amount for female participants.
Navigating Post-Covid-19 Learning: Assessing Curriculum, Facilities, and Human Resource Developments and Challenges Ruswandi, Bambang; Fatihunnada, Fatihunnada; Zulkifli, Dhea Urfina; Zainudeen, Musah Issa
JURNAL AL-TANZIM Vol 7, No 3 (2023)
Publisher : Nurul Jadid University, Probolinggo, East Java, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33650/al-tanzim.v7i3.6062

Abstract

This study aims to analyze learning development and the obstacles experienced by the Nahdlatul Ulama Islamic boarding school in Bekasi Regency after the COVID-19 pandemic, from curriculum, facilities, and human resources. This study uses a quantitative approach. The research subjects were students and caregivers from three NU Islamic boarding schools in the Bekasi district: Yapink, Nurul Huda Islamic Boarding School, and Indonesian Motivational Islamic Boarding School. The sampling method used in this research is Stratified Random Sampling and Systematic Random Sampling with proportional composition. The sample size was 320 students with sampling error = 0.05, proportion = 0.5, and the standard value of normal distribution at 5% level, z = 1.96. The test results concluded that the quality of student learning in the new average period was generally still relatively low. Educational barriers are a factor that makes the quality of student learning feel less than optimal. This is due to the impact of Covid-19 with the enactment of distance learning, the family economy is affected, and the increase in the price of health facilities, but from an institutional resilience and vulnerability standpoint, it is quite good.
Co-Authors Aprilia, Ananda Bambang Ruswandi Bambang Ruswandi, Bambang Devita Apriliani Fahri, Muhamad Fathnin Nur Azmina Fatihunnada, Fatihunnada Firdha Wulandari Kankan Parmikanti MAHMUDI Mahmudi Mahmudi Muhammad Manaqib, Muhammad Muhaza Liebenlito Nina Fitriyati Nina Fitriyati Nuryaman Oktavia Laras Dianingati Riaman Safitri, Issa Bella Salsabila, Aisyah Nur Wijaya, Madona Yunita Yuliawati, Ayu Kinasih Zainudeen, Musah Issa Zharifah, Zharifah Zulkifli Zulkifli