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All Journal BERNAS: Jurnal Pengabdian Kepada Masyarakat AL-FALAH : Journal of Islamic Economics Jurnal Impresi Indonesia El-Qish: Journal of Islamic Economics el-Jizya: Jurnal Ekonomi Islam Journal of Economic Development and Village Building Contemporary Islamic Economic and Business Review
Abdul Ghoni
UIN Siber Syekh Nurjati Cirebon
Religion Agriculture, Biological Sciences & Forestry Humanities Decision Sciences, Operations Research & Management Dentistry Earth & Planetary Sciences Economics, Econometrics & Finance Education Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Neuroscience Nursing Public Health Social Sciences Veterinary Other

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Konasi Komunitas Pesantren Yogyakarta dalam Penggunaan Arabic Terms dan Indonesian Terms pada Skim Produk Bank Syariah Abdul Ghoni; Teguh Suripto; Abdullah Salam
AL-FALAH : Journal of Islamic Economics Vol 1, No 2 (2016)
Publisher : Institut Agama Islam Negeri (IAIN) Curup

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29240/jie.v1i2.98

Abstract

This study analyzes the pesantren community “konasi” comparison to the use of terms and Indonesian Arabic terms used in the skim product of Islamic banks. The sample is pesantren communities in the Province of D.I Yogyakarta. Types of samples in this study using cluster random sampling and proportionate sampling. Samples were taken as many as 155 respondents from 31 boarding schools in the Province D.I Yogyakarta. The results showed no difference konasi pesantren communities involving caregivers, religious teacher and students in the province DI Yogyakarta against the use of terms and Indonesian arabic terms. Keywords: arabic terms, Indonesian terms, konasi, product
Knowledge dan Religiusitas Sebagai Impactor Minat Membayar Zakat Profesi bagi Aparatur Sipil Negeri Abdul Ghoni; Nurhayati Nurhayati; Paturohman Paturohman
Jurnal Impresi Indonesia Vol. 1 No. 1 (2022): Jurnal Impresi Indonesia
Publisher : Riviera Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (140.9 KB) | DOI: 10.58344/jii.v1i1.1

Abstract

Penelitian ini membahas pengaruh pengetahuan zakat dan religiusitas terhadap minat membayar zakat profesi Aparatur Sipil Negeri Dinas Kesehatan Kota Cirebon. Kajiannya dilatar belakangi oleh minimnya capaian zakat profesi di Kota Cirebon. Penelitian ini bertujuan untuk mengetahui adanya pengaruh pengetahuan zakat dan religiusitas terhadap minat membayar zakat profesi Aparatur Sipil Negeri Dinas Kesehatan Kota Cirebon . Penelitian ini merupakan jenis penelitian kuantitatif dengan menggunakan metode angket. Teknik pengumpulan data menggunakan kuesioner untuk mendapatkan data tentang pengetahuan zakat (X1), religiusitas (X2) dan minat membayar zakat profesi (Y). Penelitian ini merupakan penelitian simple random sampling. Data penelitian yang terkumpul dianalisis dengan menggunakan analisis regresi dengan menggunakan program IBM SPSS statistic 24. Selanjutnya hasil dari perhitungan statistik dengan koefisien korelasi dan analisis regresi, dimana terdapat korelasi yang positif antara pengetahuan zakat (X1) dengan minat (Y) dengan nilai r = 0,424 pada taraf signifikan 5% ini berarti signifikan. Selanjutnya terdapat juga korelasi antara religiusitas (X2) dengan minat membayar zakat (Y) adalah 0,402. Sementara itu, hasil uji F (simultan) menunjukan bahwa F hitung > F tabel dimana 18,902 > 3,07 yang berarti bahwa pengetahuan zakat dan religiusitas berpengaruh positif terhadap minat membayar zakat profesi Aparatur Sipil Negeri Dinas Kesehatan Kota Cirebon . Penelitian ini diharapkan dapat menjadi bahan informasi dan bahan masukan dalam meningkatkan capaian zakat profesi di Kota Cirebon.
Pengelolaan Jurnal Ilmiah Berkala: Upaya Menuju Jurnal Terakreditasi Nasional dan Internasional Layaman Layaman; Wartoyo Wartoyo; Abdul Ghoni
BERNAS: Jurnal Pengabdian Kepada Masyarakat Vol. 5 No. 2 (2024)
Publisher : Universitas Majalengka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31949/jb.v5i2.9013

Abstract

Kegiatan ini dilatarbelakangi oleh menurunnya peringkat akreditasi Al-Amwal: Jurnal Penelitian Ekonomi dan Perbankan Syariah dari peringkat Sinta 3 ke peringkat Sinta 4. Oleh karena itu tujuan dari kegiatan ini adalah cara pengelolaan jurnal melalui OJS yang dapat meningkatkan akreditasi nasional maupun internasional. Metode yang dilakukan dengan melakukan workshop pengelolaan OJS selama dua hari dengan narasumber editor in chief yang jurnalnya sudah terindeks scopus. Peserta workshop ini adalah para pengelola jurnal di lingkungan Fakultas Ekonomi dan Bisnis Islam. Hasil yang didapatkan adalah peserta mampu meregestrasi, mensubmit artikel, kemudian dewan redaksi memainkan peranan dalam proses pengelolahan OJS secara teratur dan terukur.
How Does Product Competitiveness Mediate the Effect of Business Legality and Halal Labelling on MSME Income? Didi Sukardi; Moh. Mabruri Faozi; Abdul Ghoni; Dwi Ayu Maharani; Sri Najmi Aprilia; Windy Nurditasari; Muhammad bin Jasmi
el-Jizya: Jurnal Ekonomi Islam Vol. 11 No. 2 (2023): el-Jizya : Jurnal Ekonomi Islam
Publisher : Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Prof. K.H. Saifuddin Zuhri Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/ej.v11i2.9830

Abstract

MSMEs have a very important role as one of the pillars of national economic income, for that it is very important for MSME actors to ensure the legality of their business so that they can access financial facilities from banks and financial institutions. The certainty of products to have halal certification is a necessity considering the target population in Muslim-majority Indonesia. This study aims to measure and analyze how much influence legality and halal labels have on MSME income by using product advantages as mediation variables. This study used quantitative methods. Data analysis uses multiple linear regression analysis, path analysis, and partial tests. The results of the partial test (t-test) showed that the legality of the halal labeling business and product competitiveness had a positive and significant effect on the income of MSMEs in the Bhinangkit Community, while the coefficient of determination (R2) test showed that the influence of business legality, halal labeling, and product competitiveness on MSME income was 89.7%. The path analysis shows that business legality and the inclusion of halal labels have no effect on MSME income mediated by by-product competitiveness with a calculated t value of 0.2496 for business legality and 0.0344 for halal label marking.
The Influence of Marketing Communication and Service Quality on Customer Decisions at BJB Syariah KCP Sumber Cirebon Alvien Septian Haerisma; Abdul Ghoni; Dian Lestari
El-Qish: Journal of Islamic Economics Vol. 4 No. 1 (2024): El-Qish: Journal of Islamic Economics
Publisher : LPPM Universitas Terbuka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33830/elqish.v4i1.8019.2024

Abstract

Various studies have explored the impact of marketing communications and service quality on customer decisions. In carrying out its operational activities, Sharia banking has several factors that can influence the public to decide to use the products and services offered, these two factors include marketing communications and service quality. Therefore, this research aims to determine the influence of marketing communications and service quality on customers' decisions to use Wadiah IB Maslahah savings. The type of research used is survey research using a quantitative approach. The number of samples in this research was 70 samples. By using the Slovin formula, the standard error used is 0.1 or 10%. The data analysis techniques used are validity tests, reliability tests, classical assumption tests, multiple linear regression tests, multiple coefficient tests, and hypothesis tests in the form of t-tests (partial) and F-tests (simultaneous), where all testing processes use IBM SPSS. The results of this research show that there is a partial positive and significant influence between marketing communication variables on customer decisions. Then there is a significant influence between service quality variables on customer decisions. And simultaneously marketing communication variables and service quality influence customer decision variables.
M-DIN Application Strategy of Bank Muamalat KCP Kuningan in the Era of Bank Digitalization Abdul Ghoni; Tria Lestari; Toto Suharto; Alvien Septian Haerisma
el-Jizya: Jurnal Ekonomi Islam Vol. 12 No. 1 (2024): el-Jizya : Jurnal Ekonomi Islam
Publisher : Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Prof. K.H. Saifuddin Zuhri Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/ej.v12i1.10551

Abstract

In the era of digitalization, the banking sector undergoes significant transformation to meet the increasingly sophisticated and mobile demands of customers. Bank Muamalat, as a leading Islamic bank in Indonesia, is not exempt from the pressure to innovate and adapt to technological changes. This research employs a qualitative method with a case study approach at Bank Muamalat KCP Kuningan. Data is collected through interviews with internal bank informants and customers, as well as direct observations. The research findings indicate that the operational procedures of the M-DIN application at Bank Muamalat are proven to be simple and user-friendly, providing convenience from registration to the creation of Transaction Identification Numbers (TIN). The bank adopts a proactive strategy with innovative features, including aspects of Islamic principles and unique services, demonstrating awareness of technological innovation. Active education provided to customers by bank employees successfully increases user interest in M-DIN. The application is directed to every customer opening an account, resulting in a significant increase in M-DIN adoption by Bank Muamalat.
Efektivitas Strategi Segmenting, Targeting dan Positioning Produk Tabungan iB Hijrah Haji Pada Bank Muamalat Indonesia Shinta Julia Nursusilo Wati; Wartoyo Wartoyo; Abdul Ghoni
el-Jizya: Jurnal Ekonomi Islam Vol. 13 No. 1 (2025): el-Jizya : Jurnal Ekonomi Islam
Publisher : Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Prof. K.H. Saifuddin Zuhri Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/ej.v13i1.13163

Abstract

This study aims to determine how the effectiveness of segmenting, targeting and positioning strategies on iB Hijrah Hajj Savings Products at BMI KC Sumber Cirebon ratio of effectiveness indicators which include product understanding, on time, on target, achieving goals and real changes. This research is a qualitative study with primary data collection and secondary data. Primary data obtained by observation, interviews and documentation. While secondary data is obtained through literature relevant to the research focus. The results of this study indicate that the segmenting strategy used by BMI KC Sumber Cirebon is directed through grouping customers based on criteria in existing customer data grouped by geographic, demographic or psychographic. In the targeting strategy, each segment is based on existing customer data that has Hajj savings products so that the target is in a concentrated market. Positioning prioritizes offering Hajj savings to customers so that it is labeled as “Hajj Bank” in the community. The application of service excellence, feature factors, price and quality of the products offered have a positive impact on the product. In the calculation of effectiveness, it shows that the STP strategy on Hajj savings products at BMI KC Sumber Cirebon is declared very effective with a ratio of 87.33%. Keywords: Effectiveness, segmenting, targeting and positioning strategies and Hajj Savings.
ROLE OF BAITUL MAL WAT TAMWIL IN GREEN SHELL BUSINESS OF MUARA VILLAGE GUNUNG JATI CIREBON DISTRICT Natsya Dewi Chintya; Syaeful Bakhri; Abdul Ghoni
Journal of Economic Development and Village Building Vol. 1 No. 1 (2023): Journal of Economic Development and Village Building
Publisher : Politeknik Siber Cerdika Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59261/jedvb.v1i1.5

Abstract

This study aims to determine the financing at BMT Gunung Jati for the green mussel business in Muara Village, the role of BMT Gunung Jati for the mussel business in Muara Village and what are the opportunities and challenges of Baitul Mal wat Tamwil in developing the green mussel business in Muara Village. The method used is a qualitative method with field research. Data collection is done by observation, interviews, and documentation. The instruments used were observation sheets and interview guidelines. Data analysis was carried out through data reduction, analysis, and concluding. The results of the study show that the existence of BMT Gunung Jati Cirebon is felt to be very helpful for green mussel business actors in Muara Village in increasing micro-businesses owned by the community because the financing from green mussel business actors BMT Gunung Jati Cirebon in Muara Village has begun to be helped to increase their business so that economic income also increased. Green mussel business actors in Muara Village are no longer afraid of a lack of capital to run their businesses. This research has implications for economic development activities and can be used as a reference.
Strategi Pengelolaan Dana Sosial Baitul Maal di KSPPS Al-Ishlah Mitra Sejahtera dalam Mensejahterakan Masyarakat Sabrina Oktapratiwi; Abdul Ghoni; Abdul Aziz
CIEBER: Contemporary Islamic Economic and Business Review Vol. 2 No. 1 (2026): Kinerja Keuangan Lembaga Keuangan Syariah
Publisher : Fakultas Ekonomi dan Bisni Islam UIN Siber Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70095/cieber.v2i1.17

Abstract

BMT (Baitul Maal wa Tamwil) masih sering dipersepsikan oleh masyarakat sebagai lembaga yang hanya berfokus pada aspek bisnis seperti bank syariah. Padahal, BMT juga memiliki peran penting dalam pengentasan kemiskinan melalui fungsi sosialnya, yaitu Baitul Maal. Baitul Maal berperan sebagai wadah penghimpun dan penyalur dana sosial seperti infak, sedekah, dan wakaf untuk membantu masyarakat kurang mampu serta memberdayakan mereka melalui dukungan modal usaha. Salah satu lembaga yang menjalankan peran ini adalah Baitul Maal KSPPS Al-Ishlah Mitra Sejahtera. Penelitian ini bertujuan untuk mengetahui bagaimana pengelolaan dana sosial dilaksanakan di lembaga tersebut dalam rangka meningkatkan kesejahteraan masyarakat. Metode yang digunakan adalah studi kasus dengan pendekatan deskriptif kualitatif. Teknik pengumpulan data dilakukan melalui observasi, wawancara, dan dokumentasi. Hasil penelitian yang telah dilakukan menunjukkan bahwa pengelolaan dana sosial dilaksanakan dengan menerapkan fungsi-fungsi manajemen, yaitu perencanaan, pengorganisasian, pelaksanaan, dan pengawasan. Dana yang terkumpul disalurkan melalui berbagai program strategis seperti pemberdayaan ekonomi, pendidikan, kesehatan, serta kegiatan sosial dan kemanusiaan. Faktor pendukung dalam pengelolaan ini mencakup komitmen pengurus dan kepercayaan masyarakat, sedangkan faktor penghambatnya adalah keterbatasan sumber daya amil dan minimnya ketersediaan dana sosial
Pengaruh Corporate Social Responsibility, Leverage & Ukuran Perusahaan Terhadap Profitabilitas Bank Umum Syariah Periode 2018-2023 Phara Kautsarna Beela; Abdul Ghoni; Nur Haida
CIEBER: Contemporary Islamic Economic and Business Review Vol. 2 No. 2 (2026): Ekonomi Berdampak dan Berkelanjutan
Publisher : Fakultas Ekonomi dan Bisni Islam UIN Siber Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70095/cieber.v2i2.34

Abstract

The research aims to analyze the influence of Corporate Social Responsibility (CSR), leverage, and company size on the profitability of Islamic Commercial Banks in Indonesia during the 2018–2023 period. Profitability is measured using the Return on Assets (ROA) ratio. The research applies a quantitative approach with panel data regression analysis. The sample consists of six Islamic Commercial Banks selected through purposive sampling based on criteria such as consistent publication of annual and sustainability reports, ongoing CSR implementation, and continuous profitability during the observation period. The results show that CSR has no significant effect on profitability, leverage also has no significant effect, while company size has a significant positive effect on profitability. The research is expected to contribute to the academic literature in Islamic banking and provide practical insights for bank management in formulating strategies related to CSR implementation, debt management, and business expansion
Co-Authors Abdul Aziz Abdullah Salam Alvien Septian Haerisma DIAN LESTARI Dwi Ayu Maharani Layaman, Layaman Moh. Mabruri Faozi Muhammad bin Jasmi Natsya Dewi Chintya Nur Haida Nurhayati Nurhayati Paturohman Paturohman Phara Kautsarna Beela Sabrina Oktapratiwi Shinta Julia Nursusilo Wati Siswahyudianto Sri Najmi Aprilia Syaeful Bakhri Teguh Suripto Toto Suharto Tria Lestari Wartoyo Wartoyo Windy Nurditasari