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All Journal EQUILIBRIUM Al-Mustashfa Maqasid: Jurnal Studi Hukum Islam Al-Iktisab: Journal of Islamic Economic Law SYIRKAH Indonesia Journal of Halal EKUITAS (Jurnal Ekonomi dan Keuangan) FINANSIA : Jurnal Akuntansi dan Perbankan Syariah Tasharruf: Journal Economics and Business of Islam El-Qist : Journal of Islamic Economics and Business (JIEB) AL-FALAH : Journal of Islamic Economics el-Jizya: Jurnal Ekonomi Islam Jurnal Islam Nusantara Ziswaf Asfa Journal Iqtishadia: Jurnal Ekonomi dan Perbankan Syariah Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah
Setiawan Bin Lahuri
Universitas Darussalam Gontor
Religion Agriculture, Biological Sciences & Forestry Humanities Astronomy Biochemistry, Genetics & Molecular Biology Chemical Engineering, Chemistry & Bioengineering Chemistry Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Library & Information Science Social Sciences

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Implementation of Wakalah bi al-Ujrah Contract in COD Transactions on Shopee: A Review Based on MUI Fatwa Lahuri, Setiawan Bin; Handayani, Agung Lia
JURNAL ISLAM NUSANTARA Vol 7, No 2 (2023)
Publisher : Lembaga Ta'lif wa An-Nasyr (LTN) PBNU

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33852/jurnalnu.v7i2.475

Abstract

This research aims to analyze the contract used for Cash on Delivery (COD) payments on the Shopee Online Shop platform, with a focus on integration with the principles of the wakalah bi al-ujrah contract explained in DSN-MUI Fatwa No. 113/DSN-MUI/IX/2017. The research method used is data collection and literature study with a description approach. The analysis results show that the COD practice on Shopee follows the pattern of buying and selling transactions between sellers and buyers using expedition services as intermediaries, using the basic concept of at-tackle fil. This research concludes that the general provisions of the COD payment method on Shopee are the general provisions of the wakalah bi al-ujrah contract because they fulfill the elements regulated in the DSN MUI Fatwa Number 113/DSN-MUI/IX/2017. The implication of this research is to strengthen understanding of e-commerce platforms' compliance with Sharia principles in COD payment systems, which can provide users more confidence and trust in online transactions.
Criptocurrency Menurut Kaidah Sadd Adz-Dzari’ah: MAQASHID SYARIAH bin Lahuri, Setiawan; Mumtaz, Azzam Fatahillah
MAQASID Vol 13 No 1 (2024): Dinamika Hukum Keluarga
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/mqs.v13i1.21798

Abstract

Abstract: The rapid development of the times requires people to follow every change, especially in financial transactions. From bartering to digital cash, things are always changing as technology evolves. The problems that exist in digital money present cryptocurrency as a solution to be used as a transaction tool. The presence of crypto is an answer as well as a new problem in the financial world, so not all countries recognize it as currency. Differences in recognition from various countries must be based on problems in it. In the case of muamalah, Islam has set the conditions that must be met. This article will discuss cryptocurrencies from the perspective of sadd Adz-Dzari'ah which is expected to provide deeper insight into cryptocurrencies from an Islamic point of view. The method used in this writing is descriptive using library research. The results of this study indicate that currently circulating cryptocurrencies still have various problems. Therefore, from the perspective of sadd Adz-Dzari'ah cryptocurrency cannot be used as a transaction tool. Keywords: Cryptocurrency, Sadd Adz-Dzari’ah
Akad Musyarakah As Productive Waqf Aspect To Optimizing Ar-Rahman Mart According To Fatwa DSN-MUI : English Lahuri, Setiawan Bin; Arti, Dwi Karunia
ZISWAF ASFA Vol 2 No 1 (2024): ZISWAF ASFA Journal (May 2024)
Publisher : ASFA Foundation

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69948/ziswaf.24

Abstract

Growing of efficient waqf it's also done by means of participating with third parties, supported by issuance of the DSN-MUI Fatwa number: 08/DSN-MUI/IV/2000. So, the study aims to determine how the practice of akad Musyarakah at Ar-Rahman Mart and how the practice of akad musyarakah in perspective of Fatwa DSN-MUI No: 08/DSN-MUI/IV/2000 at Ar-Rahman Mart (ARM). This research is qualitative research with the type of case study through method of interview and documentation. The results obtained are the practice of akad musyarakah at Ar-Rahman Mart use musyarkah or Franchise system or KASOEIBI (Sharing Economic Cooperation or Kerjasama Ekonomi Berbagi) for 5 years beginning in 2019, profit sharing is 9:1 for CV Ar-Rahman and Alfamart, cause this cooperation have same goals to increasing society economic and in Ar-Rahman Mart produce waqf wealth to convert Masjid through profit motivation. The franchise system has principle of openness and prudence by sharia principles, but unfortunately, its contract does not fulfill all rules contained in the DSN-MUI Fatwa, this is because both parties have provided capital, but in the management and operation that occurred at Ar-Rahman Mart, the Ar-Rahman Foundation and CV Ar-Rahman did not have the authority to control the business activities in Ar-Rahman Mart every day.
Basic Needs as the Foundation of Consumer Behavior: An Analytical Study of Al-Ghazali's Thought Bin Lahuri, Setiawan; Nurkholifah, Euis; Zarkasyi, M. Ridlo; Ramdani Harahap, Soritua Ahmad
Al-Mustashfa: Jurnal Penelitian Hukum Ekonomi Syariah Vol 9, No 2 (2024)
Publisher : IAIN Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24235/jm.v9i2.16764

Abstract

Consumer behavior that has a lot of consumptive tendencies makes this pattern incompatible with consumption in the Islamic economics. Society has the ideology of consuming excessively, unknowingly, and sustainably. Purchases of goods are only based on desires and do not consider needs, so it is necessary to enforce consumption patterns so that they do not fall into the excessive category. The research methodology used is a literature study method by conducting an in-depth reading analysis of various references related to consumer behavior, especially examining various existing literature works. Researchers reviewed several books written by Al Ghazali and several related figures to obtain additional analysis in this research. The results of this research indicate that the consumption theory according to Al Ghazali is not only oriented to satisfaction. Consumption in Islam is more to make people more obedient in worship. Humans are not required to meet their needs sporadically but must comply with sharia principles. Other important things by paying attention to halal, good and mashlahah for the goods they consume.  Keywords: Consumer behavior, Islamic Economics, Society, Al-Ghazali
Pinpointing the Determinants of Financial Literacy: Empirical Evidence of Indonesian Employees in Malaysia Rizal, Achmad; Susilo, Adib; Rahman Abadi, M. Kurnia; Lahuri, Setiawan; Abdullah, Nurdianawati Irwani; Che Embi, Nor Azizan
IQTISHADIA Jurnal Ekonomi & Perbankan Syariah Vol. 10 No. 2 (2023)
Publisher : Institut Agama Islam Negeri Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19105/iqtishadia.v10i2.7881

Abstract

This paper investigates the determinants variables of financial literacy through Exploratory Factor Analysis among Indonesian employees’ works in Malaysia. This study is quantitative study with 117 respondents. The data from respondents are collected through questionnaire on five-point Likert scale. Data analysis employs EFA (Exploratory Factor Analysis) which reduce the factors into expected variables. The study found that there 7 factors emerged in based on data analysis namely, financial literacy contributes with higher percentages factors 13.93%, financial planning contributes with 11.28%, financial control with 9.86%, exchange rate awareness with 9.52%, financial attitude with 9.07, financial subjective norms with 8.76, and lastly financial awareness contributes 6.93%. Meanwhile, simultaneously all variables have commutative percentages about 69.38%. Further studies are required to investigate or examine each emerged variables for example, SEM, Regression analysis, One Way ANOVA, and so on. Moreover, wider coverage of research sample and research object also suggested.
Tipologi Koperasi Umum dan Syariah Amir Sup, Devid Frastiawan; Lahuri, Setiawan; Kamaluddin, Imam; Ghozali, Mohammad; Hidayat, Iman Nur
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 8, No 2 (2022)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v8i2.3720

Abstract

This study aims to typify cooperatives in Ponorogo, East Java, Indonesia. The data used as the object of the typology are 842 cooperative data. This study used a quantitative descriptive methodology with a typology approach. Data were collected using the documentation method and typologically using the descriptive analysis method. The results obtained are that there are 430 cooperatives that have been certified by NIK certtified and 412 cooperatives that have not been certified by NIK certified. Cooperatives in Ponorogo, East Java, Indonesia can be typified into 4 (four): (1) Based on level (primary cooperative, secondary cooperative, and cooperative center); (2) Based on activity (KSP, KSU, KBPR, producer cooperative, consumer cooperative, service cooperative, and handicraft industry cooperative); (3) Based on member (KPN-KPRI, employee cooperative, student cooperative, KUD, women's cooperative, and market cooperative); (4) Sharia entities (sharia cooperative, KJKS-KSPPS, Kopontren, and BMT).
Co-Authors Abdullah, Nurdianawati Irwani Achmad Rizal Adillah, Erika Rishan Ainun Amalia Zuhroh Ainun Amalia Zuhroh Akhmad Affandi Mahfudz Arti, Dwi Karunia Azmi, Muhammad Ulul Che Embi, Nor Azizan Devid Frastiawan Amir Sup Gafita Almas Handayani, Agung Lia Harahap, Soritua Ahmad Ramdani Hartomi Maulana Imam Kamaluddin Iman Nur Hidayat Kaffah, Silmi Lamya Nurul Fadhilah M. Kurnia Rahman Abadi Mohammad Ghozali, Mohammad Muhammad Rizal Pranoto Mulyono Jamal Mumtaz, Azzam Fatahillah Nurkholifah, Euis Okky Mahdi Indrawan Putra Okky Mahdi Indrawan Putra Rahman Abadi, M. Kurnia Rahman, Furqan Hifdzur Ramdani Harahap, Soritua Ahmad Rizal Achmad Rusyda Afifah Ahmad Soritua Ahmad Ramdani Harahap Susilo, Adib . Syamsuri Vina Fithriana Wibisono Zarkasyi, M. Ridlo Zuhroh, Ainun Amalia