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All Journal Ulul Albab: Jurnal Studi dan Penelitian Hukum Islam Jurnal Ilmiah Ekonomi Islam Indonesia Journal of Halal El-Barka: Journal of Islamic Economics and Business Iqtishodia: Jurnal Ekonomi Syariah JURNAL EKONOMI SYARIAH MALIA: Journal of Islamic Banking and Finance El-Qist : Journal of Islamic Economics and Business (JIEB) Ekonomica Sharia: Jurnal Pemikiran dan Pengembangan Ekonomi Syariah Jurnal Abdimas Sang Buana Jurnal Abdimas Le Mujtamak Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah
Zuhroh, Ainun Amalia
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Religion Agriculture, Biological Sciences & Forestry Humanities Biochemistry, Genetics & Molecular Biology Chemical Engineering, Chemistry & Bioengineering Chemistry Economics, Econometrics & Finance Education Engineering Law, Crime, Criminology & Criminal Justice Library & Information Science Social Sciences Other

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Potensi Islamic Securities Crowdfunding Sebagai Instrumen Pengembangan Pariwisata Halal di Indonesia Lahuri, Setiawan bin; Rahman, Furqan Hifdzur; Zuhroh, Ainun Amalia
Indonesia Journal of Halal Vol 6, No 1 (2023): IJH
Publisher : Pusat Kajian Halal Undip

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14710/halal.v6i1.18332

Abstract

Perkembangan pariwisata halal di Indonesia kini semakin diminati oleh para wisatawan bahkan dari seluruh penjuru dunia. Namun, salah satu kendala dalam pengembangan pariwisata halal adalah kurangnya sumber dana dan investasi yang dapat memfasilitasi pengembangan produk pariwisata halal. Dalam pendanaan syariah terdapat mekanisme crowdfunding yang melibatkan investor individu atau perusahaan kecil dalam mendukung proyek atau bisnis dengan skala kecil hingga menengah. Oleh karena itu, system Islamic securities crowdfunding merupakan solusi yang potensial dalam mendukung pengembangan pariwisata halal. Studi ini bertujuan untuk menganalisis kepatuhan syariah dari Islamic securities crowdfunding dalam pengembangan pariwisata halal. Metode kualitatif studi literatur digunakan dalam studi ini dengan mengumpulkan data dari berbagai sumber literatur terkait. Hasil penelitian menunjukkan bahwa Islamic securities crowdfunding berpotensi pada penegmbangan pariwisata halal sebagai sumber dana yang halal dan sesuai dengan prinsip syariah. Untuk saat ini regulasi yang dapat digunakan untuk optimalisasi crowdfunding yaitu menggunkan fatwa DSN-MUI no 140. Adapun dalam praktiknya merujuk pada fatwa DSN Mui nomor 135 dan nomor 137. Maka pemerintah seharusnya dapat mengambil kesempatan ini dengan memberikan ruang regulasi terhadap crowdfunding sebagai solusi untuk meningkatkan kualitas wisata halal di Indonesia dan sekaligus menguatkan sector keuangan syariah sebagai ekosistem industri halal.
The Influence of Religiosity and Social Environment on The Intention To Save Darussalam Gontor University Lecturers in Sharia Bank Lahuri, Setiawan bin; Adillah, Erika Rishan; Zuhroh, Ainun Amalia
MALIA: Journal of Islamic Banking and Finance Vol 7, No 2 (2023): MALIA: Journal of Islamic Banking and Finance
Publisher : IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/malia.v7i2.22852

Abstract

This article aims to find out how much influence the religiosity and social environment of Darussalam Gontor University lecturers have on saving in sharia banks. Gontor University lecturers are lecturers who live in an Islamic boarding school environment. This research is research with a quantitative analysis approach. Primary research data is based on a sample of 82 respondents taken using purposive sampling. The analysis uses data quality tests, classical assumption tests, multiple linear analysis tests, and statistical tests using the Statistical Product and Service Solution analysis tool version 22. The results of the research show that the religious variable has a significant positive effect on the intention to save at the bank. This is because the majority of respondents have a high level of religiosity, and respondents pay more attention to the use of services and products in implementing Islamic law. Social and environmental variables have no effect on interest in saving at Islamic banks. This is because respondents use more religiosity factors in saving behavior. Then simultaneously, the religiosity and social environment variables influence the intention to save at a sharia bank by 52.4%, and 47.6% are influenced by other variables. This research recommends that Islamic banks pay more attention to sharia systems and principles
A COMPREHENSIVE LITERATURE REVIEW ON TIME VALUE OF MONEY AND ECONOMIC VALUE OF TIME FOR FINANCIAL DECISION-MAKING Lahuri, Setiawan bin; Wardani, Baiq Alfina Rahma; Zuhroh, Ainun Amalia
Ekonomica Sharia: Jurnal Pemikiran dan Pengembangan Ekonomi Syariah Vol 10 No 2 (2025): Jurnal Ekonomica Sharia : Jurnal Pemikiran dan Pengembangan Ekonomi Syariah - Fe
Publisher : Sekolah Tinggi Ekonomi dan Bisnis Syariah (STEBIS) Indo Global Mandiri Palembang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36908/esha.v10i2.1407

Abstract

This study aims to analyze the concept of economic value of time as an answer to the distractions concept of time value of money by conventional views. The significance of comprehending the distinction between the temporal value of money and the economic value of time for the Muslim community to prevent entrapment in usurious transactions. Money in the conventional impacted to the continuous passage of time which requires an increase in face value to increase. This concept is referred to as the time value of money. As a result, this concept is related to the concept of discounting which in reality indirectly associates itself with the term "interest" that forbident for each muslim. Library analysis method used for this research through the data from literacy from book and previous article journal. According to the research's findings, the traditional understanding of money as having a time value (the "time value of money") holds that money today is worth more than money tomorrow and that the advantages of acquiring money now will outweigh those of acquiring benefits later. That's why this concept is not the best way out if applied in the economic process. Because this concept can give rise to a habit of people who will only save their money if the interest rate on the bank is at a high level, which is close to the act expected in Islam, namely usury. Therefore, Islam in this case holds that what is actually not money that has time value but time that has economic value of time.
A Halal Lifestyle on Muslim Fashion Development In The Perspective of Satr Al-Awrah: The Analysis at Tamrin City Mall Jakarta bin Lahuri, Setiawan; Sutarman, Zhifanny Prafitasari; Zuhroh, Ainun Amalia
Iqtishodia: Jurnal Ekonomi Syariah Vol. 10 No. 1 (2025): March
Publisher : Universitas Al-Qolam Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35897/iqtishodia.v10i1.1696

Abstract

This research aims to examine the halal lifestyle changes in Muslim fashion sold in the mall, and the affects consumers' perception of halal products based on how the concept of ‘Satr Al-Awrah’ was implemented on muslim fashion product. Thamrin City Mall was chosen as the research location as the largest shopping centre for Muslim fashion in Indonesia. However, some transformations are considered to violate sharia principles, especially related to the provision of covering the awrah. The research method used is qualitative with a field study approach. This research collects data through in-depth interviews with producers, consumers and sellers of Muslim fashion clothing in Thamrin City mall, the analysis is carried out with reference to the concept of satr al-awrah as a basic principle in dressing according to sharia, which is studied in the context of market dynamics and modern culture. The results show that despite the aesthetic improvement and innovation in Muslim fashion at Thamrin City Mall, considered a problem, especially when modern designs prioritise visual appeal over religious observance. These results indicate that despite the challenges in maintaining the balance between fashion and religious values to maintain sharia principles of Muslim fashion in Indonesia. This research provides recommendations to manufacturers to create products that remain relevant in the global market while maintaining religious values. Also educating consumers about the importance of sharia-compliant Muslim fashion as part of the halal lifestyle.
Peningkatan Kualitas Produk Melalui Optimalisasi Sistem Keamanan Pangan dan Kandungan Gizi di UM Savira Frozen Food: Improving Product Quality Through Optimizing the Food Safety System and Nutritional Content at UM Savira Frozen Food Utomo, Bambang Setyo; Urrosyidin, Mohammad Syifa; Zuhroh, Ainun Amalia; Lahuri, Setiawan bin; Kamaluddin, Imam
Jurnal Abdimas Le Mujtamak Vol. 5 No. 1 (2025): Le MUJTAMAK 2025: Januari - Juni
Publisher : Universitas Islam Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46257/jal.v5i1.1168

Abstract

Kegiatan pengabdian kepada masyarakat ini bertujuan untuk memberikan edukasi kepada para pekerja di bidang usaha mikro makanan “Savira Frozen Food” mengenai aspek keamanan pangan dan kualitas pangan yang berkaitan dengan kandungan gizi. Terdapat tantangan yang dihadapi oleh UM Savira Frozen Food yaitu kurangnya pemahaman tentang standar keamanan pangan, yang dapat berpotensi membahayakan kesehatan konsumen. Selain itu, terdapat kekurangan informasi mengenai kandungan gizi produk, yang berdampak pada daya tarik di pasar yang semakin peduli terhadap kesehatan. Juga, tidak adanya panduan praktis untuk memperbaiki kualitas produk tanpa mengurangi efisiensi produksi menjadi masalah yang perlu diatasi. Dalam pelaksanaan pengabdian ini, digunakan metode ceramah, diskusi kelompok, analisis laboratorium, dan pendampingan. Kegiatan ini ditujukan kepada tiga pekerja penjamin mutu di industri UM Savira Frozen Food. Hasil dari pengabdian ini menunjukkan bahwa masyarakat memperoleh pelatihan mengenai keamanan pangan dan dilakukan analisis laboratorium terhadap zat gizi dalam produk Frozen Food, yang nantinya akan dicantumkan pada kemasan produk di bagian informasi gizi, sehingga dapat meningkatkan kualitas dan kepercayaan konsumen.
The PENGUATAN DAYA SAING UMKM KRUPUK BU NOR MELALUI PELATIHAN KEAMANAN PANGAN DAN GIZI Kurniawan, Dhika Amalia; Utomo, Bambang Setyo; Zuhroh, Ainun Amalia; Umam, Khoirul; Cahyani, Meitria
Jurnal Abdimas Sang Buana Vol 6 No 1 (2025): Jurnal Abdimas Sang Buana - Mei
Publisher : LPPM Universitas Sangga Buana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32897/abdimasusb.v6i1.4109

Abstract

This Community Service aims to provide training and guidance to the workers or food handlers at UM Krecek Krupuk "Bu Nor" on food safety and food quality related to nutritional content. The issues faced by UM Krecek Krupuk "Bu Nor" industry include a lack of understanding regarding food safety standards, which could affect consumer health. Additionally, there is a lack of information about the nutritional content of the products, reducing their appeal in a market that is becoming increasingly health-conscious. Furthermore, there is no practical guide for improving product quality without compromising production efficiency. This community service utilizes methods such as lectures, focus group discussions, laboratory analysis, and mentoring. The target group for this activity consists of three workers from the UM Krecek Krupuk "Bu Nor" industry. The outcome of this community service is that the participants received food safety training and laboratory testing of the nutritional content of the Krecek Krupuk, which will be displayed on the product packaging in the nutrition information section, thereby enhancing competitiveness and consumer trust.
Strategi Pengentasan Kemiskinan Melalui Pekerjaan dan Distribusi Menurut As-Syaibani dan Relevansinya di Indonesia Syamsuri, Syamsuri; Zuhroh, Ainun Amalia
El-Barka Journal of Islamic Economics and Business Vol. 3 No. 2 (2020)
Publisher : El-Barka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/elbarka.v3i2.2309

Abstract

The topic of discussion in this research is problem of poverty that occurs in Indonesia and the poverty alleviation strategy. One of the economic problems that has become the focus of studies in various scientific fields is the reduction of poverty. Because of poverty as one of the weakness of all aspects of community life, both from the political, religious, cultural and social aspects. Always poverty is associated with employment problems and has an impact on equitable distribution policies in a country. The absence of employment opportunities for decent people and the right of the community to obtain access to affordable living necessities are additional indicators of the causes of poverty. Apart from that, the absence of a democratic government order has resulted in low acceptability and community initiatives to reduce poverty in traditional ways. By literature qualitative research methods to analyze the problems of poverty alleviation through the study of the book al-Kasb by the Muslim thinker Abu Abdillah Muhammad bin al-Hasan bin Farqad al-Syaibani. This article answers that distribution policy is the main aspect that directly affects the distribution of social welfare. Specialization and job distribution are the focus of his discussion in his book Al-Kasbu. As-Syaibani emphasized more on micro-economic problems. However, the business sector that should be prioritized according to Asy-syaibani is the agricultural sector, because agriculture is a producing business sector.Topik pembahasan dalam penelitian ini adalah masalah kemiskinan yang terjadi di Indonesia dan strategi penanggulangan kemiskinan. Salah satu masalah ekonomi yang menjadi fokus kajian di berbagai bidang keilmuan adalah penanggulangan kemiskinan. kemiskinan. Karena kemiskinan sebagai salah satu kelemahan seluruh aspek kehidupan masyarakat, baik dari aspek politik, agama, budaya dan sosial. Kemiskinan selalu dikaitkan dengan masalah ketenagakerjaan dan berdampak pada kebijakan distribusi yang adil di suatu negara. Tidak adanya lapangan kerja bagi masyarakat yang layak dan hak masyarakat untuk memperoleh akses terhadap kebutuhan hidup yang terjangkau menjadi indikator tambahan penyebab kemiskinan. Selain itu, ketiadaan tatanan pemerintahan yang demokratis mengakibatkan rendahnya akseptabilitas dan prakarsa masyarakat untuk mengurangi kemiskinan secara tradisional. Dengan metode penelitian kualitatif literatur untuk menganalisis permasalahan pengentasan kemiskinan melalui studi kitab al-Kasb oleh pemikir muslim Abu Abdillah Muhammad bin al-Hasan bin Farqad al-Syaibani. Artikel ini menjawab bahwa kebijakan distribusi merupakan aspek utama yang secara langsung mempengaruhi pemerataan kesejahteraan sosial. Spesialisasi dan pembagian pekerjaan menjadi fokus pembahasannya dalam bukunya Al-Kasbu. As-Syaibani lebih menekankan pada masalah mikro ekonomi. Namun sektor usaha yang harus diutamakan menurut Asy-syaibani adalah sektor pertanian, karena pertanian merupakan sektor usaha produksi dalam memenuhi kebutuhan manusia.
The Implementation of Sharia Principle at Klaten Islamic General Based on Fatwa DSN MUI NO 107/DSN-MUI/X/2016 Lahuri, Setiawan bin; Firmansyah, Rania Hasasaki; Zuhroh, Ainun Amalia
JURNAL EKONOMI SYARIAH Vol 10, No 1 (2025): Jurnal Ekonomi Syariah
Publisher : Universitas Siliwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37058/jes.v10i1.14171

Abstract

Introduction to The Problem: The number of Islamic hospitals in Indonesia is quite large, but unfortunately, the number of hospitals that have Sharia status is still minimal. Klaten Islamic General Hospital is one of the Islamic hospitals certified as Sharia since 2019.Purpose/Objective Study: This research aims to determine the Implementation of Sharia principles in Klaten Islamic General based on DSN MUI Fatwa N0 107 of 2016.Design/Methodology/Approach: The research method used qualitative with a field study approach. This research collected data through in-depth interviews with health workers, employees, and Klaten Islamic General Hospital administrators. The analysis was carried out based on DSN MUI Fatwa No. 107 of 2016 concerning Sharia hospital guidelines to described the implementation of Sharia principles in Klaten Islamic General Hospital. The results showed that Klaten Islamic General Hospital has consistently applied Sharia principles in contracts, services, medicines, food and beverages, and fund management. Klaten Islamic General Hospital has generally implemented Sharia principles using four mandatory provisions to organize hospitals based on Sharia principles listed in DSN-MUI Fatwa No. 107/DSN-MUI/X/2016. In addition, Klaten Islamic General Hospital has several advantages over other Sharia hospitals, including food in halal-certified canteens and Sharia laundry.Findings: This study provides recommendations to the Klaten Islamic General Hospital to improve the services for patients. Furthermore, the community or patients choose a Sharia hospital that creates the balancing between hospitality and spiritual needs of patients.Paper Type: Research Article
Exploring the Factors Influencing Donation Behavior Among the Muslim Community at LAZISNU, East Java, Indonesia Lahuri, Setiawan bin; Mabarroh, Indah Taqiyyah; Zuhroh, Ainun Amalia; Affandi, Muhammad Taufiq
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 11, No 2 (2025)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v11i2.7973

Abstract

Purpose:This study aims to identify and analyze the key factors influencing donation behavior within the LAZISNU program in East Java, Indonesia. By focusing on empirical evidence, the research seeks to contribute theoretically to the broader understanding of Islamic philanthropic behavior, particularly in the context of Indonesia’s cultural and religious diversity. The findings are also expected to inform future strategies for enhancing sustainable donor engagement within Islamic philanthropic institutions.Design/Methodology:The research method used was descriptive quantitative. The sampling technique used was random sampling with respondents from the donors LAZISNU program in East Java, totaling 399 respondents. The data analysis and hypothesis testing method uses Smart PLS 4.0 software to describe latent variables. Inner model testing through R Square (R2) 0.67 as substantial, F-Square (F2) 0.15 has a moderate effect, Q-Square (Q2) exceeds zero (0) has a good predictive relevance value, and Goodness of Fit (GoF) analysis.Findings:The findings indicate that variables such as generosity, religiosity, the influence of religious leaders, and trust in implementing institutions have a positive effect on donation behavior, as evidenced by t-statistic values greater than 1.96 and p-values less than 0.05. In contrast, income and financial security do not exhibit a significant positive effect, as indicated by t-statistic values below 1.96 and p-values greater than 0.05. Nonetheless, reporting these non-significant variables remains important, as it provides a comprehensive understanding of the tested model and highlights potential contextual or mediating factors that may influence their effects in different settings or populations.Practical Implications:This means that generosity, religiosity, the influence of religious leaders, and trust in implementing institutions in this study are the most influential on the donation behavior in LAZISNU program in East Java.Originality/Value:Specifically discuss the behavior of donating through alms management institutions by income level, generosity, financial security, and religiosity
An Intervening Maṣlaḥah on Influencing Reward and Punishment for Employee’s Performance: A Study at Warung Spesial Sambal Yogyakarta bin Lahuri, Setiawan; Almas, Gafita; Zuhroh, Ainun Amalia
El-Qist: Journal of Islamic Economics and Business (JIEB) Vol. 13 No. 2 (2023): October
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, Sunan Ampel State Islamic University, Surabaya Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/elqist.2023.13.2.158-177

Abstract

This study aims to investigate the influence of reward and punishment on employee performance, with maṣlaḥah—an Islamic concept of public benefit—as a mediating variable, based on empirical evidence from Waroeng Spesial Sambal in Yogyakarta. Employing a quantitative research design with Partial Least Squares Structural Equation Modeling (PLS-SEM), the findings demonstrate that both reward and punishment significantly enhance employee performance, directly and indirectly through maṣlaḥah. The construct of maṣlaḥah acts as a critical intervening variable, reinforcing the ethical alignment of organizational behavior with Islamic principles. The results not only validate the efficacy of integrating Islamic ethical frameworks into performance management systems but also reveal maṣlaḥah’s robust mediating effect—suggesting a culturally grounded approach to human resource development. This study offers theoretical advancement by operationalizing maṣlaḥah within a modern organizational context, thereby enriching the literature on Islamic behavioral economics and management. Future research could extend this model across diverse sectors and cultural settings to evaluate the universality and adaptability of maṣlaḥah-oriented performance models in Muslim and non-Muslim work environments.
Co-Authors Adillah, Erika Rishan Akhmad Affandi Mahfudz Almas, Gafita Bambang Setyo Utomo Dhika Amalia Kurniawan Firmansyah, Rania Hasasaki Imam Kamaluddin Kaffah, Silmi Khoirul Umam Kozhakhmetova, Assel Mabarroh, Indah Taqiyyah Meitria Cahyani Muhammad Taufiq Affandi Rahman, Furqan Hifdzur Setiawan Bin Lahuri Sutarman, Zhifanny Prafitasari Syamsuri Urrosyidin, Mohammad Syifa Wardani, Baiq Alfina Rahma