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<![CDATA[Does GCG Implementation in BWUT (Badan Wakaf Uang Tunai) MUI DIY Affect Waqifs Trust? ]]>
<![CDATA[Lahuri, Setiawan bin]]>;
<![CDATA[Kaffah, Silmi]]>;
<![CDATA[Mahfudz, Akhmad Affandi]]>;
<![CDATA[Zuhroh, Ainun Amalia]]>
<![CDATA[ EQUILIBRIUM Vol 10, No 2 (2022): EQUILIBRIUM ]]>
Publisher : <![CDATA[Prodi Ekonomi Syariah Pascasarjana IAIN Kudus ]]>
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DOI: 10.21043/equilibrium.v10i2.16734
<![CDATA[In 2019 BWUT MUI DIY managed to raise waqf funds of Rp.627,352,991 with a wakif number of 1854 people. But there is a difference in increased Rp. 27,352,991 of 174 wakifs in 2 years by BWUT MUI DIY. These problems are influenced by professionalism in the management of cash waqf. In addition, there is still the management of waqf institutions that are less than ideal and by GCG principles. This study aimed to determine the effect of each direction of GCG in waqf management on wakif trust. This research is quantitative by sample waqf in BWUT MUI DIY. The data was obtained by questionnaire and analyzed using SEM-PLS supported by the SmartPLS 3.0 application software. The findings in this study indicate that the transparency variable has three t-statistics greater than 1.64, so it can be identified as significant to wakif trust. While the independency variable has an OSE value of -0.341 which means it is negative with a t-statistic greater than 1.64, this result indicates that the better the implementation of independence. And the accountability variable does not affect wakif trust by a t-statistic value of 0.458. However, the transparency variable can be interpreted that the better the implementation of the GCG principle in the waqf institution impacted to increasing the level of wakif trust.]]>
<![CDATA[Potensi Islamic Securities Crowdfunding Sebagai Instrumen Pengembangan Pariwisata Halal di Indonesia ]]>
<![CDATA[Lahuri, Setiawan bin]]>;
<![CDATA[Rahman, Furqan Hifdzur]]>;
<![CDATA[Zuhroh, Ainun Amalia]]>
<![CDATA[ Indonesia Journal of Halal Vol 6, No 1 (2023): IJH ]]>
Publisher : <![CDATA[Pusat Kajian Halal Undip ]]>
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DOI: 10.14710/halal.v6i1.18332
<![CDATA[Perkembangan pariwisata halal di Indonesia kini semakin diminati oleh para wisatawan bahkan dari seluruh penjuru dunia. Namun, salah satu kendala dalam pengembangan pariwisata halal adalah kurangnya sumber dana dan investasi yang dapat memfasilitasi pengembangan produk pariwisata halal. Dalam pendanaan syariah terdapat mekanisme crowdfunding yang melibatkan investor individu atau perusahaan kecil dalam mendukung proyek atau bisnis dengan skala kecil hingga menengah. Oleh karena itu, system Islamic securities crowdfunding merupakan solusi yang potensial dalam mendukung pengembangan pariwisata halal. Studi ini bertujuan untuk menganalisis kepatuhan syariah dari Islamic securities crowdfunding dalam pengembangan pariwisata halal. Metode kualitatif studi literatur digunakan dalam studi ini dengan mengumpulkan data dari berbagai sumber literatur terkait. Hasil penelitian menunjukkan bahwa Islamic securities crowdfunding berpotensi pada penegmbangan pariwisata halal sebagai sumber dana yang halal dan sesuai dengan prinsip syariah. Untuk saat ini regulasi yang dapat digunakan untuk optimalisasi crowdfunding yaitu menggunkan fatwa DSN-MUI no 140. Adapun dalam praktiknya merujuk pada fatwa DSN Mui nomor 135 dan nomor 137. Maka pemerintah seharusnya dapat mengambil kesempatan ini dengan memberikan ruang regulasi terhadap crowdfunding sebagai solusi untuk meningkatkan kualitas wisata halal di Indonesia dan sekaligus menguatkan sector keuangan syariah sebagai ekosistem industri halal.]]>
<![CDATA[The Influence of Religiosity and Social Environment on The Intention To Save Darussalam Gontor University Lecturers in Sharia Bank ]]>
<![CDATA[Lahuri, Setiawan bin]]>;
<![CDATA[Adillah, Erika Rishan]]>;
<![CDATA[Zuhroh, Ainun Amalia]]>
<![CDATA[ MALIA: Journal of Islamic Banking and Finance Vol 7, No 2 (2023): MALIA: Journal of Islamic Banking and Finance ]]>
Publisher : <![CDATA[IAIN Kudus ]]>
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DOI: 10.21043/malia.v7i2.22852
<![CDATA[This article aims to find out how much influence the religiosity and social environment of Darussalam Gontor University lecturers have on saving in sharia banks. Gontor University lecturers are lecturers who live in an Islamic boarding school environment. This research is research with a quantitative analysis approach. Primary research data is based on a sample of 82 respondents taken using purposive sampling. The analysis uses data quality tests, classical assumption tests, multiple linear analysis tests, and statistical tests using the Statistical Product and Service Solution analysis tool version 22. The results of the research show that the religious variable has a significant positive effect on the intention to save at the bank. This is because the majority of respondents have a high level of religiosity, and respondents pay more attention to the use of services and products in implementing Islamic law. Social and environmental variables have no effect on interest in saving at Islamic banks. This is because respondents use more religiosity factors in saving behavior. Then simultaneously, the religiosity and social environment variables influence the intention to save at a sharia bank by 52.4%, and 47.6% are influenced by other variables. This research recommends that Islamic banks pay more attention to sharia systems and principles]]>
<![CDATA[The Influence of Religiosity and Social Environment on The Intention To Save Darussalam Gontor University Lecturers in Sharia Bank ]]>
<![CDATA[Lahuri, Setiawan bin]]>;
<![CDATA[Adillah, Erika Rishan]]>;
<![CDATA[Zuhroh, Ainun Amalia]]>
<![CDATA[ MALIA: Journal of Islamic Banking and Finance Vol 7, No 2 (2023): MALIA: Journal of Islamic Banking and Finance ]]>
Publisher : <![CDATA[IAIN Kudus ]]>
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DOI: 10.21043/malia.v7i2.22852
<![CDATA[This article aims to find out how much influence the religiosity and social environment of Darussalam Gontor University lecturers have on saving in sharia banks. Gontor University lecturers are lecturers who live in an Islamic boarding school environment. This research is research with a quantitative analysis approach. Primary research data is based on a sample of 82 respondents taken using purposive sampling. The analysis uses data quality tests, classical assumption tests, multiple linear analysis tests, and statistical tests using the Statistical Product and Service Solution analysis tool version 22. The results of the research show that the religious variable has a significant positive effect on the intention to save at the bank. This is because the majority of respondents have a high level of religiosity, and respondents pay more attention to the use of services and products in implementing Islamic law. Social and environmental variables have no effect on interest in saving at Islamic banks. This is because respondents use more religiosity factors in saving behavior. Then simultaneously, the religiosity and social environment variables influence the intention to save at a sharia bank by 52.4%, and 47.6% are influenced by other variables. This research recommends that Islamic banks pay more attention to sharia systems and principles]]>
<![CDATA[A COMPREHENSIVE LITERATURE REVIEW ON TIME VALUE OF MONEY AND ECONOMIC VALUE OF TIME FOR FINANCIAL DECISION-MAKING ]]>
<![CDATA[Lahuri, Setiawan bin]]>;
<![CDATA[Wardani, Baiq Alfina Rahma]]>;
<![CDATA[Zuhroh, Ainun Amalia]]>
<![CDATA[ Ekonomica Sharia: Jurnal Pemikiran dan Pengembangan Ekonomi Syariah Vol 10 No 2 (2025): Jurnal Ekonomica Sharia : Jurnal Pemikiran dan Pengembangan Ekonomi Syariah - Fe ]]>
Publisher : <![CDATA[Sekolah Tinggi Ekonomi dan Bisnis Syariah (STEBIS) Indo Global Mandiri Palembang ]]>
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DOI: 10.36908/esha.v10i2.1407
<![CDATA[This study aims to analyze the concept of economic value of time as an answer to the distractions concept of time value of money by conventional views. The significance of comprehending the distinction between the temporal value of money and the economic value of time for the Muslim community to prevent entrapment in usurious transactions. Money in the conventional impacted to the continuous passage of time which requires an increase in face value to increase. This concept is referred to as the time value of money. As a result, this concept is related to the concept of discounting which in reality indirectly associates itself with the term "interest" that forbident for each muslim. Library analysis method used for this research through the data from literacy from book and previous article journal. According to the research's findings, the traditional understanding of money as having a time value (the "time value of money") holds that money today is worth more than money tomorrow and that the advantages of acquiring money now will outweigh those of acquiring benefits later. That's why this concept is not the best way out if applied in the economic process. Because this concept can give rise to a habit of people who will only save their money if the interest rate on the bank is at a high level, which is close to the act expected in Islam, namely usury. Therefore, Islam in this case holds that what is actually not money that has time value but time that has economic value of time.]]>
<![CDATA[A Halal Lifestyle on Muslim Fashion Development In The Perspective of Satr Al-Awrah: The Analysis at Tamrin City Mall Jakarta ]]>
<![CDATA[bin Lahuri, Setiawan]]>;
<![CDATA[Sutarman, Zhifanny Prafitasari]]>;
<![CDATA[Zuhroh, Ainun Amalia]]>
<![CDATA[ Iqtishodia: Jurnal Ekonomi Syariah Vol. 10 No. 1 (2025): March ]]>
Publisher : <![CDATA[Universitas Al-Qolam Malang ]]>
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DOI: 10.35897/iqtishodia.v10i1.1696
<![CDATA[This research aims to examine the halal lifestyle changes in Muslim fashion sold in the mall, and the affects consumers' perception of halal products based on how the concept of ‘Satr Al-Awrah’ was implemented on muslim fashion product. Thamrin City Mall was chosen as the research location as the largest shopping centre for Muslim fashion in Indonesia. However, some transformations are considered to violate sharia principles, especially related to the provision of covering the awrah. The research method used is qualitative with a field study approach. This research collects data through in-depth interviews with producers, consumers and sellers of Muslim fashion clothing in Thamrin City mall, the analysis is carried out with reference to the concept of satr al-awrah as a basic principle in dressing according to sharia, which is studied in the context of market dynamics and modern culture. The results show that despite the aesthetic improvement and innovation in Muslim fashion at Thamrin City Mall, considered a problem, especially when modern designs prioritise visual appeal over religious observance. These results indicate that despite the challenges in maintaining the balance between fashion and religious values to maintain sharia principles of Muslim fashion in Indonesia. This research provides recommendations to manufacturers to create products that remain relevant in the global market while maintaining religious values. Also educating consumers about the importance of sharia-compliant Muslim fashion as part of the halal lifestyle.]]>
<![CDATA[Peningkatan Kualitas Produk Melalui Optimalisasi Sistem Keamanan Pangan dan Kandungan Gizi di UM Savira Frozen Food: Improving Product Quality Through Optimizing the Food Safety System and Nutritional Content at UM Savira Frozen Food ]]>
<![CDATA[Utomo, Bambang Setyo]]>;
<![CDATA[Urrosyidin, Mohammad Syifa]]>;
<![CDATA[Zuhroh, Ainun Amalia]]>;
<![CDATA[Lahuri, Setiawan bin]]>;
<![CDATA[Kamaluddin, Imam]]>
<![CDATA[ Jurnal Abdimas Le Mujtamak Vol. 5 No. 1 (2025): Le MUJTAMAK 2025: Januari - Juni ]]>
Publisher : <![CDATA[Universitas Islam Jakarta ]]>
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DOI: 10.46257/jal.v5i1.1168
<![CDATA[Kegiatan pengabdian kepada masyarakat ini bertujuan untuk memberikan edukasi kepada para pekerja di bidang usaha mikro makanan “Savira Frozen Food” mengenai aspek keamanan pangan dan kualitas pangan yang berkaitan dengan kandungan gizi. Terdapat tantangan yang dihadapi oleh UM Savira Frozen Food yaitu kurangnya pemahaman tentang standar keamanan pangan, yang dapat berpotensi membahayakan kesehatan konsumen. Selain itu, terdapat kekurangan informasi mengenai kandungan gizi produk, yang berdampak pada daya tarik di pasar yang semakin peduli terhadap kesehatan. Juga, tidak adanya panduan praktis untuk memperbaiki kualitas produk tanpa mengurangi efisiensi produksi menjadi masalah yang perlu diatasi. Dalam pelaksanaan pengabdian ini, digunakan metode ceramah, diskusi kelompok, analisis laboratorium, dan pendampingan. Kegiatan ini ditujukan kepada tiga pekerja penjamin mutu di industri UM Savira Frozen Food. Hasil dari pengabdian ini menunjukkan bahwa masyarakat memperoleh pelatihan mengenai keamanan pangan dan dilakukan analisis laboratorium terhadap zat gizi dalam produk Frozen Food, yang nantinya akan dicantumkan pada kemasan produk di bagian informasi gizi, sehingga dapat meningkatkan kualitas dan kepercayaan konsumen.]]>
<![CDATA[Measuring Maqasid Sharia for Corporate Social Responsibility (The Analysis on Bank Indonesia Scholarship Program) ]]>
<![CDATA[Zuhroh, Ainun Amalia]]>
<![CDATA[ Jurnal Ilmiah Ekonomi Islam Vol. 11 No. 03 (2025): JIEI : Vol. 11, No. 03, 2025 ]]>
Publisher : <![CDATA[ITB AAS INDONESIA Surakarta ]]>
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<![CDATA[This study aims to determine the practice of Corporate Social Responsibility (CSR) program at Bank Indonesia to optimizing education by scholarship program at University of Darussalam Gontor based on maqasid sharia overview. The method used in this research is field research, which directly related to the object. The data source used in this study are primary and secondary data collected by triangulation method. In the process, researchers conducted observations, interviews with 30 respondence and documentation. The results showed CSR program in the form of scholarships has included the principle of maqashid perspective on the aspect of Tahẓib al-Fardh (Individual Education). In general, the impact of CSR Education for BI scholarship recipients and UNIDA Gontor is a strategic social investment. The recommendation is the application of maqᾱṣid al-shari’ah in the community of Bank Indonesia scholarship recipients must be implemented even better so it can be utilized by students and by the community.]]>
<![CDATA[The PENGUATAN DAYA SAING UMKM KRUPUK BU NOR MELALUI PELATIHAN KEAMANAN PANGAN DAN GIZI ]]>
<![CDATA[Kurniawan, Dhika Amalia]]>;
<![CDATA[Utomo, Bambang Setyo]]>;
<![CDATA[Zuhroh, Ainun Amalia]]>;
<![CDATA[Umam, Khoirul]]>;
<![CDATA[Cahyani, Meitria]]>
<![CDATA[ Jurnal Abdimas Sang Buana Vol 6 No 1 (2025): Jurnal Abdimas Sang Buana - Mei ]]>
Publisher : <![CDATA[LPPM Universitas Sangga Buana ]]>
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DOI: 10.32897/abdimasusb.v6i1.4109
<![CDATA[This Community Service aims to provide training and guidance to the workers or food handlers at UM Krecek Krupuk "Bu Nor" on food safety and food quality related to nutritional content. The issues faced by UM Krecek Krupuk "Bu Nor" industry include a lack of understanding regarding food safety standards, which could affect consumer health. Additionally, there is a lack of information about the nutritional content of the products, reducing their appeal in a market that is becoming increasingly health-conscious. Furthermore, there is no practical guide for improving product quality without compromising production efficiency. This community service utilizes methods such as lectures, focus group discussions, laboratory analysis, and mentoring. The target group for this activity consists of three workers from the UM Krecek Krupuk "Bu Nor" industry. The outcome of this community service is that the participants received food safety training and laboratory testing of the nutritional content of the Krecek Krupuk, which will be displayed on the product packaging in the nutrition information section, thereby enhancing competitiveness and consumer trust.]]>
<![CDATA[Strategi Pengentasan Kemiskinan Melalui Pekerjaan dan Distribusi Menurut As-Syaibani dan Relevansinya di Indonesia ]]>
<![CDATA[Syamsuri, Syamsuri]]>;
<![CDATA[Zuhroh, Ainun Amalia]]>
<![CDATA[ El-Barka Journal of Islamic Economics and Business Vol. 3 No. 2 (2020) ]]>
Publisher : <![CDATA[El-Barka ]]>
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DOI: 10.21154/elbarka.v3i2.2309
<![CDATA[The topic of discussion in this research is problem of poverty that occurs in Indonesia and the poverty alleviation strategy. One of the economic problems that has become the focus of studies in various scientific fields is the reduction of poverty. Because of poverty as one of the weakness of all aspects of community life, both from the political, religious, cultural and social aspects. Always poverty is associated with employment problems and has an impact on equitable distribution policies in a country. The absence of employment opportunities for decent people and the right of the community to obtain access to affordable living necessities are additional indicators of the causes of poverty. Apart from that, the absence of a democratic government order has resulted in low acceptability and community initiatives to reduce poverty in traditional ways. By literature qualitative research methods to analyze the problems of poverty alleviation through the study of the book al-Kasb by the Muslim thinker Abu Abdillah Muhammad bin al-Hasan bin Farqad al-Syaibani. This article answers that distribution policy is the main aspect that directly affects the distribution of social welfare. Specialization and job distribution are the focus of his discussion in his book Al-Kasbu. As-Syaibani emphasized more on micro-economic problems. However, the business sector that should be prioritized according to Asy-syaibani is the agricultural sector, because agriculture is a producing business sector.Topik pembahasan dalam penelitian ini adalah masalah kemiskinan yang terjadi di Indonesia dan strategi penanggulangan kemiskinan. Salah satu masalah ekonomi yang menjadi fokus kajian di berbagai bidang keilmuan adalah penanggulangan kemiskinan. kemiskinan. Karena kemiskinan sebagai salah satu kelemahan seluruh aspek kehidupan masyarakat, baik dari aspek politik, agama, budaya dan sosial. Kemiskinan selalu dikaitkan dengan masalah ketenagakerjaan dan berdampak pada kebijakan distribusi yang adil di suatu negara. Tidak adanya lapangan kerja bagi masyarakat yang layak dan hak masyarakat untuk memperoleh akses terhadap kebutuhan hidup yang terjangkau menjadi indikator tambahan penyebab kemiskinan. Selain itu, ketiadaan tatanan pemerintahan yang demokratis mengakibatkan rendahnya akseptabilitas dan prakarsa masyarakat untuk mengurangi kemiskinan secara tradisional. Dengan metode penelitian kualitatif literatur untuk menganalisis permasalahan pengentasan kemiskinan melalui studi kitab al-Kasb oleh pemikir muslim Abu Abdillah Muhammad bin al-Hasan bin Farqad al-Syaibani. Artikel ini menjawab bahwa kebijakan distribusi merupakan aspek utama yang secara langsung mempengaruhi pemerataan kesejahteraan sosial. Spesialisasi dan pembagian pekerjaan menjadi fokus pembahasannya dalam bukunya Al-Kasbu. As-Syaibani lebih menekankan pada masalah mikro ekonomi. Namun sektor usaha yang harus diutamakan menurut Asy-syaibani adalah sektor pertanian, karena pertanian merupakan sektor usaha produksi dalam memenuhi kebutuhan manusia.]]>
