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All Journal JURNAL EKONOMI BISNIS DAN MANAJEMEN (EKO-BISMA) Padma: Jurnal Pengabdian Kepada Masyarakat
Ade Sudrajat
Universitas Langlangbuana
Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Public Health Social Sciences Other

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Implementasi Sistem Pembayaran Digital pada UMKM Pasar Tradisional di Kota Bandung Ardi Taryanto; Agus Alim; Ari Safrizal Wildan; M. Yusuf Sanny; Ade Sudrajat; Firdaus
PADMA Vol 6 No 1 (2026): JURNAL PENGABDIAN KEPADA MASYARAKAT (PADMA)
Publisher : LPPM Politeknik Piksi Ganesha

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56689/padma.v6i1.2887

Abstract

Transformasi digital dalam sistem pembayaran menjadi salah satu strategi penting untuk meningkatkan efisiensi transaksi dan inklusi keuangan bagi pelaku Usaha Mikro, Kecil, dan Menengah (UMKM). Namun, tingkat adopsi pembayaran digital di pasar tradisional masih relatif rendah akibat keterbatasan literasi digital, rendahnya kepercayaan terhadap keamanan transaksi, serta minimnya pendampingan teknis. Kegiatan pengabdian kepada masyarakat ini bertujuan meningkatkan pemahaman dan kemampuan pedagang UMKM dalam menggunakan sistem pembayaran digital, khususnya QRIS. Kegiatan dilaksanakan di Pasar Gedebage Kota Bandung melalui tahapan survei kebutuhan, sosialisasi, pelatihan teknis langsung, pendampingan lapangan, dan evaluasi. Sebanyak 10 pedagang UMKM menjadi peserta program. Hasil kegiatan menunjukkan peningkatan signifikan pada aspek literasi digital, kemampuan penggunaan QRIS, persepsi kemanfaatan, dan niat penggunaan berkelanjutan. Pendampingan intensif terbukti efektif dalam membangun kepercayaan serta mendorong perubahan perilaku transaksi menuju sistem pembayaran digital. Program ini berpotensi menjadi model pengembangan digitalisasi UMKM di pasar tradisional lainnya.
STRATEGI ADAPTASI ORGANISASI DALAM MERESPONS DISRUPSI TEKNOLOGI DAN DAMPAKNYA TERHADAP KINERJA ADAPTIF PEMERINTAH DAERAH Ade Sudrajat; Ari Safrizal Wildan; Mira Veranita
JURNAL EKONOMI BISNIS DAN MANAJEMEN (EKO-BISMA) Vol 4 No 2 (2025): JURNAL EKONOMI BISNIS DAN MANAJEMEN (EKO-BISMA)
Publisher : PUBLISHER ABISATYA DINAMIKA ISWARA PUBLISHING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58268/eb.v4i2.254

Abstract

Digital technological disruption requires public sector organizations to develop adaptive strategies to sustain performance. This study examines the effect of technological disruption on organizational adaptation strategies and their impact on adaptive performance in public sector organizations in Bandung City, Indonesia, with adaptation strategy as a mediating variable. A mixed methods sequential explanatory design was employed. Quantitative data were collected from a survey of 150 civil servants across public agencies and analyzed using PLS-SEM. Qualitative data were obtained through in-depth interviews with 12–15 key informants to contextualize the quantitative results. The findings show that technological disruption drives organizational adaptation strategies, which subsequently enhance adaptive performance, indicating partial mediation. Qualitative evidence highlights the importance of adaptive leadership, organizational flexibility, digital competencies, and a learning-oriented culture. This study contributes theoretically by integrating contingency theory and dynamic capabilities in a local government context and methodologically by demonstrating the value of a mixed methods approach combining PLS-SEM and qualitative inquiry to explain public sector organizational adaptation mechanisms. This study advances public sector digital transformation literature by empirically demonstrating how organizational adaptation operates as a mediating mechanism rather than a direct outcome of technological disruption.
Co-Authors Agus Alim Ardi Taryanto Ari Safrizal Wildan Ari Safrizal Wildan Firdaus M. Yusuf Sanny Veranita, Mira