Irma Sari Daulay
Institut Agama Islam Padang Lawas

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Sosialisasi Manajemen Keuangan Rumah Tangga Islami Sebagai Upaya Peningkatan Literasi Keuangan Masyarakat Desa Pangirkiran Dolok Erwin Hamonangan Pane```; Ismail Nasution; Irma Sari Daulay; Era Mutiah; Ahmad Fadhlan Gulo; Hotma Yudha Ananda Daulay; Rahma Nilam Cahya Hasibuban; Sefri Maryam Hasibuan
Jurnal Transformasi Pendidikan Indonesia Vol. 3 No. 3 (2025): JTPI - Juli
Publisher : Yayasan Perguruan Kampus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.65474/9w02f309

Abstract

The problem of low financial literacy in rural communities often results in unbalanced consumption patterns, lack of financial planning, and low awareness of saving and investing based on sharia principles. The Field Work Lecture (KKL) activity in the form of Community Service (PKM) in Pangirkiran Dolok Village was focused on the socialization of Islamic household financial management as an effort to improve community financial literacy. The purpose of this activity was to provide understanding of sharia-compliant financial management concepts, enhance community skills in financial planning and household bookkeeping, and encourage the growth of a saving culture and halal investment. The implementation methods included interactive lectures, group discussions, and practical simulations of family financial recording. The results showed a significant increase in community understanding and skills in financial management, as reflected in more directed and Islamic-oriented financial behavior. The impact was the emergence of collective community awareness of the importance of sharia financial management as the foundation for family welfare and village economic development.
Upaya Pencegahan Pernikahan Dini melalui ProgramĀ  Kuliah Kerja Lapangan (KKL) dengan Pendekatan Participatory Action Research di Desa Pangirkiran Dolok Erwin Hamonangan Pane; Ismali Nasution; Irma Sari Daulay; Era Mutiah; Fitri Rosina; Holila Azaria; Ananda Syahputra; Nabil Nuralfiansyah
Jurnal Transformasi Pendidikan Indonesia Vol. 3 No. 3 (2025): JTPI - Juli
Publisher : Yayasan Perguruan Kampus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.65474/dcznvf57

Abstract

Early marriage remains a complex issue in many rural areas of Indonesia, including Pangirkiran Dolok Village. This practice often hinders access to education, disrupts reproductive health, and limits the future potential of adolescents, especially women. To answer this challenge, a Field Lecture Work (KKL) program was implemented with a Participatory Action Research (PAR) approach, which places the community as an active subject in the process of social change. The focus of this activity is to build collective awareness and strengthen the role of citizens in preventing early marriage through participatory education and community empowerment. The methods used included participatory observation, interviews with community leaders, focus group discussions (FGDs), and training and educational campaigns involving adolescents, parents and local stakeholders. The results showed an increase in community understanding of the impact of early marriage and the growth of local initiatives, such as the formation of a youth education group and a community dialog forum. The impact of this activity is not only seen in the change in attitudes towards the practice of early marriage, but also in the emergence of a collaborative spirit in creating a more supportive environment for adolescent development. The PAR approach has proven effective in facilitating social change based on awareness, local values and active community participation.