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PENGARUH INFLASI DAN KURS TERHADAP INVESTASI DI PROVINSI SUMATERA UTARA PADA TAHUN 2001-2022 GRESIA SEPTINA SITOHANG; Muhammad Aldi Akbar; FEROZI RAMDANA IRSYAD; ANGELINA ROLAS OLIVIA NAIBAHO; JONATAN MARBUN; FILJA AZKIAH SIREGAR; JOKO SUHARIANTO
Jurnal Ekonomi dan Bisnis (EK dan BI) Vol 7 No 1 (2024)
Publisher : Politeknik Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37600/ekbi.v7i1.1389

Abstract

North Sumatra is one of the provinces in Indonesia that has significant investment potential. There are numerous factors that deeply influence investment within the region. One vital component in driving the economic growth of a country is investment, which is crucial for increasing employment opportunities and income for the residents of North Sumatra Province. However, in recent years, the investment level in North Sumatra has experienced fluctuations. One suspected root cause of these fluctuations is the inflation rate and exchange rate. The research methodology employed in this study involves collecting data on inflation and exchange rates occurring in North Sumatra Province over a specified period. Subsequently, the data will be quantitatively analyzed using multiple linear regression method with the assistance of statistical data processing tool Eviews 9, yielding an R-squared value of 0.83. In other words, the inflation and exchange rate variables contribute 83% to the investment level in North Sumatra Province, with an additional 17% of variance not accounted for in this study. The research findings indicate that the exchange rate has a positive and significant impact, while inflation has a negative and significant impact on investment in North Sumatra Province during the period from 2001 to 2022. Keywords: Investment, Exchange Rate, Inflation, North Sumatra
Analisis Perbandingan Kinerja Keuangan Perbankan Konvensional Dan Perbankan Syariah Angelina Rolas Olivia Naibaho; Daniel Sanggam Luhutan; Diva Alnaya; Muhammad Aldi Akbar; Hasyim Hasyim
Jurnal Kewirausahaan Cerdas dan Digital Vol. 1 No. 3 (2024): Juni: Jurnal Kewirausahaan Cerdas dan Digital
Publisher : Asosiasi Riset Ilmu Manajemen Kewirausahaan dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/jukerdi.v1i3.103

Abstract

The purpose of this study is to assess the comparative financial performance between conventional and Islamic banks in Indonesia by considering factors such as profitability, liquidity, operational efficiency, and credit risk. Using a qualitative approach and literature review method from various credible sources, the results show that conventional banks tend to use ROA, ROE, CIR, and NIM as the main profitability indicators; Islamic banks also use NPF and FDR. CAR and NIM affect Islamic banks' profitability positively against ROA, while BOPO affects conventional banks' ROA negatively. In terms of liquidity, Islamic banks have an advantage due to the yield principle applied. This is indicated by the current ratio, quick ratio, money ratio, and loan-to-deposit ratio, which show their ability to meet short-term obligations better compared to conventional banks. BOPO shows the operational efficiency of Islamic banks thanks to the principles of fairness and sustainability, while conventional banks excel in revenue management from assets and investor capital. The profit-sharing system in Islamic banks lowers credit risk compared to conventional banks. Although the operating principles of the two types of banking are different, this study found that each type of banking exhibits strengths and weaknesses in terms of profitability, liquidity, efficiency, and credit risk. It is hoped that these results will aid the growth of the Indonesian banking industry and help bank management and relevant stakeholders make informed decisions.
Pendidikan, Investasi Modal Manu UNVEILING THE PATH TO PROSPERITY IN PAPUA : AN ANALYSIS OF HUMAN CAPITAL INVESTMENT TRENDS IN EDUCATION (2018-2023) Oktania, Ainur; Eza Syahbana; Muhammad Aldi Akbar; Putri Kemala Dewi Lubis
Ekonomi & Bisnis Vol 23 No 2 (2024): Jurnal Ekonomi & Bisnis Desember 2024
Publisher : Politeknik Negeri Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32722/eb.v23i2.6671

Abstract

Tujuan dari penelitian ini adalah untuk menganalisis dampak investasi modal manusia melalui pendidikan terhadap pembangunan manusia di Provinsi Papua, sejalan dengan janji otonomi khusus yang mengamanatkan alokasi dana untuk pendidikan. Metodologi penelitian menggunakan regresi data panel dengan aplikasi EViews, dengan 29 kabupaten/kota di Provinsi Papua sebagai objek penelitian. Secara parsial, Indeks Pembangunan Manusia (IPM) dipengaruhi secara positif dan signifikan oleh Rata-rata Lama Sekolah (RLS), Harapan Lama Sekolah (HLS), dan Angka Harapan Hidup (AHH) berdasarkan hasil analisis penelitian. Secara simultan, ketiga variabel bebas tersebut memberikan kontribusi sebesar 99.85% terhadap IPM. Kesimpulan dari penelitian ini adalah investasi dalam pendidikan memiliki peran penting dalam meningkatkan pembangunan manusia di Provinsi Papua, sekaligus mencerminkan refleksi dari upaya implementasi janji otonomi khusus dalam meningkatkan kualitas hidup penduduk setempat.
Analisis Uang Beredar Sebagai Katalisator Antara Kemiskinan Dan Peningkatan Ipm Tahun 2011-2023 Di Indonesia Ainur Oktania; Dwi Silfani; Gresia Septina Sitohang; Frandika Situmorang; Muhammad Aldi Akbar
Dinamika Ekonomi: Jurnal Ekonomi dan Bisnis Vol 17 No 2 (2024): DINAMIKA EKONOMI Jurnal Ekonomi dan Bisnis Vol.17 no.2 September 2024
Publisher : Sekolah Tinggi Ilmu Ekonomi Nasional (STIENAS) Banjarmasin

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53651/jdeb.v17i2.521

Abstract

This study aims to analyze the direct and indirect effects of the percentage of poverty and money supply (M1) on the Human Development Index (HDI) in Indonesia using the path analysis method on time series data for the period 2011-2023. The independent variables analyzed are the percentage of poverty and money supply, while HDI is the dependent variable. The data used was obtained from the Central Bureau of Statistics (BPS) and related official government publications. To ensure the validity of the model, classical assumption tests were conducted, including normality, autocorrelation, and heteroscedasticity tests. The results of the analysis show that poverty percentage has a significant negative effect on HDI, both directly and through money supply, while money supply has a significant positive effect on HDI. These findings indicate that poverty reduction and efficient money supply management are crucial to improving the quality of human development in Indonesia. The proposed policy implications include the implementation of more integrated fiscal and monetary policies to promote inclusive and sustainable economic growth.