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HEALTH LEVEL OF SHARIA COMMERCIAL BANKS STUDY WITH RISK BASED BANK RATING (RBBR) APPROACH FOR THE YEARS 2018-2022 Azizah, Afiq; Rois, Muhammad; Rikawati, Rikawati
Jurnal Aktual Akuntansi Keuangan Bisnis Terapan (AKUNBISNIS) Vol. 7 No. 1 (2024): Vol. 7 No. 1 MEI 2024
Publisher : Politeknik Negeri Semarang

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Abstract

This reseacrch aims to analyze the health level of Islamic commercial banks registered with the Financial Services Authority for the period 2018-2022. The sampling technique was carried out using purposive sampling technique. Based on the sampling criteria, 6 Islamic commercial banks were obtained that could be used as research samples. The research method used is the Risk Based Bank Rating (RBBR) method including risk profile, good corporate governance, earning and capital factors. The results showed that during the 2018-2022 period, the Islamic commercial bank that had the best health level the "very healthy" category was BTPN Syariah, while the Islamic commercial bank that had the worst health level the "less healthy" category was Bank KB Bukopin Syariah. The main factor of the low level of health of several Islamic commercial banks is low profitability, so that policies taken to improve the health level of banks are to increase income and making cost efficiency.
SESI PEMANFAATAN TANAMAN GENJER (LIMNOCHARIS FLAVA) MENJADI KERIPIK YANG BERNILAI JUAL Nurafifah, Nurafifah; Jingga Pratiwi, Nayla; Pratiwi, Citra; Mardian, Mardian; Azizah, Afiq; Rizkiyah Hasbi, Andi; Sapar, Sapar
Martabe : Jurnal Pengabdian Kepada Masyarakat Vol 6, No 6 (2023): martabe : jurnal pengabdian kepada masyarakat
Publisher : Universitas Muhammadiyah Tapanuli Selatan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31604/jpm.v6i6.2175-2183

Abstract

Pemanfaatan tanaman Genjer (Limnocharis Flava) menjadi keripik yang bernilai jual.Tujuan program kreativitas mahasiswa-kewirausahaan (PKM-K) adalah membangkitkan motivasi mahasiswa untuk berwirausaha dalam mengelolah tanaman genjer (Limnocharis Flava) menjadi keripik yang bernilai jual.Metode pelaksanaan program ini adalah input, proses (produksi), output, dan evaluasi. Hasil program ini adalah input, melakukan survei pasar untuk mengetahui kondisi pasar. Selanjutnya Selanjutnya adalah studi kelayakan terhadap usaha yang akan dijalankan. Tahap terakhir adalah pemilihan bahan dan penyediaan tempat serta sarana dan prasarana untuk menunjang proses produksi. Proses (produksi), proses pembuatan keripik genjer mulai dari persiapan bahan dan alat sampai keripik genjer siap dipasarkan. Output, yaitu hasil keripik genjer yang siap digunakan dan dipasarkan kepada konsumen. Yang terakhir adalah evaluasi, yaitu tahapan ini dilaksanakan pada saat produksi produk keripik genjer  telah selesai dilakukan. Pada tahap ini akan meninjau tentang kekurangan-kekurangan apa saja yang membuat konsumen tidak menyukai produk kami. Kesimpulan program PKM-K pemanfaatan tanaman Genjer (Limnocharis Flava) menjadi keripik yang bernilai jual dapat memberikan keterampilan kepada mahasiswa untuk tetap inovatif dan kreatif dalam mengolah tanaman Genjer (Limnocharis Flava), memberikan kesempatan kepada mahasiswa untuk praktik wirausaha dengan pemahaman konsep wirausaha yang komprehensif, dan membangun semangat mahasiswa untuk tetap berbisnis.
Pendidikan Agama Islam Dalam Sistem Pendidikan Nasional Khotimah, Annisa Husnul; Azizah, Afiq; Ginting, Nurhanisa; Siddik, Mhd Fajar; Darlis, Ahmad
At-Tadris: Journal of Islamic Education Vol. 2 No. 1 (2023): At-Tadris: Journal of Islamic Education
Publisher : Ikatan Dai Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56672/8rym8915

Abstract

Islamic religious education is a learning carried out by a person or an educational institution which will later provide Islamic religious material in it. Islamic Religious training also does not escape importance of the national education system. It can be seen from the system of national education, which is based on Law No. 20 of 2003 which has provided breadth to Islamic religious education with all forms and models of learning in it. In Indonesia, Islamic religious education is a foundation and a strong basis to be able to instill Islamic valuesthrough the educational process. This is of course very related to Islamic religious education to national education. In connection with Islamic religious education which has the second position in the national education system, later it will be shown here that the position and position of the Islamic religious education system will affect the national education system, the reality of Islamic religious education and the various aspects that complement it.