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Parental financial socialization on emerging adulthood: A dual perspective study Akbar, Rasyidi Faiz; Kautsar, Achmad; Kusumawati, Nunik Dwi; Nihaya, Ina Uswatun; Putra, Syaifurrizal Wijaya; Ramadhani, Bima Yatna Anugerah; Nadia, Fiona Niska Dinda
INTERNATIONAL JOURNAL OF ECONOMICS, MANAGEMENT, BUSINESS, AND SOCIAL SCIENCE (IJEMBIS) Vol. 4 No. 2 (2024): May 2024
Publisher : CV ODIS

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59889/ijembis.v4i2.428

Abstract

This study investigates the impact of parental financial socialization on the financial behaviors and attitudes of emerging adults, considering both parental and child perspectives. It examines direct teaching, role modeling, and the quality of financial relationships in shaping financial outcomes. Using a quantitative purposive sampling method, data were collected from 524 participants through structured questionnaires assessing parental financial teaching, attitudes, and behaviors. Structural equation modeling was used to analyze these relationships. Findings reveal that parental direct teaching and role modeling significantly influence emerging adults' financial attitudes and behaviors. A positive financial relationship between parents and children enhances financial socialization practices. Emerging adults reporting higher levels of parental guidance and role modeling exhibit better financial behaviors and more responsible attitudes. The study also identifies significant mediating effects of financial attitudes on the relationship between parental socialization practices and behaviors. This research highlights the dual influence of parental teaching and role modeling on young adults' financial outcomes and underscores the importance of supportive financial relationships. It offers insights into the mechanisms through which parental behaviors shape financial competence, providing a foundation for targeted financial education programs and policies.
Maximizing Local Potential in Family and Community-Based Village Enterprise Management in Dooro Village, Gresik Akbar, Rasyidi Faiz; Andjarwati, Anik Lestari; Putra, Syaifurrizal Wijaya; Ramadhan, Dyandra Armyta
ABDIMAS: Jurnal Pengabdian Masyarakat Vol. 8 No. 1 (2025): ABDIMAS UMTAS: Jurnal Pengabdian Kepada Masyarakat
Publisher : LPPM Universitas Muhammadiyah Tasikmalaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35568/abdimas.v8i1.6171

Abstract

This community service program aims to empower the BUMDes and Sekoper groups in Dooro Village, Gresik, addressing challenges in entrepreneurship, financial literacy, and digitalisation. The method for this community service is by giving a short training. The program integrates tailored workshops on business management, marketing, financial planning, and e-commerce. Participants engaged in hands-on practices, such as financial record-keeping and digital marketing, to apply acquired skills effectively. Key outcomes include enhanced entrepreneurial knowledge, improved financial management practices, and increased adoption of digital tools. The results can be shown in post-training evaluations, which showed a significant improvement in participants' financial literacy, with 92% achieving high assessment scores. The program also fostered collaboration with local stakeholders, promoting sustainable development. Plans include advanced training, mentoring, and partnerships to enhance market access and strengthen business operations. The conclusion of this initiative demonstrates is this community service can be a replicable model for community empowerment, combining tailored training with strategic collaboration to address local economic challenges and unlock community potential.
Generasi Emas 2045: Peningkatan Kapabilitas Guru Pendidikan Anak Usia Dini melalui Implementasi Teknologi Artificial Intelligence Nadia, Fiona Niska Dinda; Lestari, Yetty Dwi; Akbar, Rasyidi Faiz; Putra, Syaifurrizal Wijaya; Sholicah, Sinta Fanidatus; Ulya, Zaidatul; Amanda, Sharen Gracia
Abimanyu : Jornal of Community Engagement Vol 6 No `1 (2025): February 2025
Publisher : Universitas Negeri Surabaya

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Abstract

Preschool teachers (kindergartens) encounter challenges in the current era of rapid technological advancement. The constraints imposed by technology-based learning methodologies have resulted in the adoption of disparate educational practices among kindergartens, thereby engendering educational disparities. Indeed, the quality of early childhood education serves as a foundational element in developing exceptional human resources (HR) who will become the nation's future leaders. In this regard, it is imperative for preschool teachers to adopt innovative learning methodologies, given their role in shaping children's cognitive, social, emotional, and linguistic development. In light of these challenges, the present Community Service initiative aims to provide a workshop focusing on variations in learning methods and teaching materials, particularly on technological and Artificial Intelligence (AI) approaches. The community service activity was conducted at Raudhatul Athfal (RA) Nizhamiyah, located in Rejoagung Village, Ploso Sub-district, Jombang Regency, East Java Province. Rejoagung Village is a community with a predominantly lower-middle-class economic profile, with a significant proportion of the workforce engaged in market and factory-related occupations. This underscores the pressing need for the implementation of this community service initiative. This community service activity could contribute to Sustainable Development Goal #4, which focuses on the quality of education. The results of this community service activity have shown an increase in the knowledge and skills of productive economic partners. RA Nizhamiyah teachers participating in the activity have been able to implement artificial intelligence (AI) to create creative and innovative teaching materials, such as interactive quizzes accompanied by visualization and audio, educational children's songs, and PowerPoint presentations. The post-training evaluation revealed that the participating teachers demonstrated a profound comprehension of creating AI-based teaching materials, with a mean score of 94.28 out of 100. Moreover, the evaluation results indicated that 91.42% of the participants expressed a strong intention to incorporate AI in creating more innovative teaching materials.